Preferred Bank (PFBC) — Free Cash Flow Generation Index
Preferred Bank (PFBC) has a Free Cash Flow Generation Index of 0.99x as of December 2025. Free cash flow of $86.25 Million represents 1% of operating cash flow ($86.93 Million). See working capital position of Preferred Bank to evaluate short-term liquidity relative to the company's equity base.
FCF Generation Index
Free Cash Flow
Operating Cash Flow
Capital Expenditures
Preferred Bank Free Cash Flow Generation Index (2004–2025)
Historical FCF Generation Index trend for Preferred Bank across 22 annual periods. Explore how well can Preferred Bank service its debt to assess how comfortably operating cash covers total debt obligations.
Annual Free Cash Flow Generation for Preferred Bank (2004–2025)
Year-by-year Free Cash Flow Generation Index for Preferred Bank. For the full company profile including market capitalisation, see Preferred Bank (PFBC) market capitalisation.
| Year | FCG Index | Free Cash Flow (USD) | Operating CF | Capital Expenditures | YoY Change |
|---|---|---|---|---|---|
| 2025 | 0.99x | $166.79 Million | $168.14 Million | $1.35 Million | ▼ -0.2% |
| 2024 | 0.99x | $163.60 Million | $164.52 Million | $919.00K | ▲ +0.8% |
| 2023 | 0.99x | $172.98 Million | $175.39 Million | $2.42 Million | ▼ -1.1% |
| 2022 | 1.00x | $143.40 Million | $143.76 Million | $356.00K | ▲ +0.3% |
| 2021 | 0.99x | $119.03 Million | $119.63 Million | $603.00K | ▲ +1.0% |
| 2020 | 0.99x | $102.27 Million | $103.77 Million | $1.50 Million | ▲ +6.0% |
| 2019 | 0.93x | $80.67 Million | $86.76 Million | $6.09 Million | ▼ -4.3% |
| 2018 | 0.97x | $96.25 Million | $99.01 Million | $2.77 Million | ▼ -0.2% |
| 2017 | 0.97x | $51.82 Million | $53.18 Million | $1.36 Million | ▼ -1.4% |
| 2016 | 0.99x | $51.98 Million | $52.63 Million | $641.00K | ▲ +6.7% |
| 2015 | 0.93x | $26.14 Million | $28.24 Million | $2.09 Million | ▼ -6.4% |
| 2014 | 0.99x | $41.25 Million | $41.70 Million | $442.00K | ▲ +0.6% |
| 2013 | 0.98x | $30.07 Million | $30.58 Million | $508.00K | ▼ -0.7% |
| 2012 | 0.99x | $26.22 Million | $26.46 Million | $244.00K | ▼ -0.5% |
| 2011 | 1.00x | $25.04 Million | $25.15 Million | $109.00K | ▼ -0.4% |
| 2010 | 1.00x | $46.24 Million | $46.26 Million | $11.00K | ▲ +5.4% |
| 2009 | 0.95x | $5.21 Million | $5.50 Million | $281.00K | ▲ +6.2% |
| 2008 | 0.89x | $27.01 Million | $30.23 Million | $3.22 Million | ▲ +12.7% |
| 2007 | 0.79x | $13.71 Million | $17.29 Million | $3.58 Million | ▼ -19.4% |
| 2006 | 0.98x | $27.35 Million | $27.79 Million | $444.00K | ▲ +6.0% |
| 2005 | 0.93x | $13.63 Million | $14.68 Million | $1.05 Million | ▼ -1.0% |
| 2004 | 0.94x | $11.49 Million | $12.25 Million | $756.00K | — |