SB Financial Group Inc (SBFG) — Defensive Interval Ratio
SB Financial Group Inc (SBFG) has a Defensive Interval Ratio of 14 days as of September 2025. Defensive assets of $49.74 Million (cash $-, short-term investments $44.29 Million, receivables $5.46 Million) cover 14 days of daily cash needs of $3.50 Million/day. Check SBFG tangible net assets ratio to evaluate the tangible quality of the company's equity base.
Defensive Interval Ratio
Defensive Assets
Daily Cash Need
Current Liabilities
SB Financial Group Inc Defensive Interval Ratio (1995–2024)
This chart shows how SB Financial Group Inc's Defensive Interval Ratio has evolved across 30 annual periods from 1995 to 2024. As of September 2025, the ratio stands at 14 days, meaning defensive assets of $49.74 Million can fund 14 days of operations without new revenue. Also explore SBFG net asset momentum to track the company's year-over-year net asset growth rate.
Annual Defensive Interval Ratio for SB Financial Group Inc (1995–2024)
The table below presents the year-by-year Defensive Interval Ratio for SB Financial Group Inc from 1995 to 2024, covering 30 annual filings. Each row shows defensive assets, daily cash need, the DIR in days, and the change in days compared to the prior year. For live market cap and the full company financial profile, see SBFG company net worth.
| Year | DIR (days) | Defensive Assets (USD) | Daily Cash Need | Cash | ST Investments | Change (days) |
|---|---|---|---|---|---|---|
| 2024 | 55 days | $176.67 Million | $3.19 Million/day | $- | $171.76 Million | ▼ -20 days |
| 2023 | 75 days | $224.37 Million | $2.98 Million/day | $- | $219.71 Million | ▼ -5 days |
| 2022 | 80 days | $242.87 Million | $3.02 Million/day | $- | $238.78 Million | ▼ -6 days |
| 2021 | 86 days | $266.18 Million | $3.09 Million/day | $- | $263.26 Million | ▼ -90693 days |
| 2020 | 90779 days | $153.21 Million | $1.69K/day | $- | $149.41 Million | ▲ +58890 days |
| 2019 | 31889 days | $104.05 Million | $3.26K/day | $- | $100.95 Million | ▼ -5427 days |
| 2018 | 37316 days | $92.93 Million | $2.49K/day | $- | $91.04 Million | ▼ -14854 days |
| 2017 | 52170 days | $84.61 Million | $1.62K/day | $- | $82.79 Million | ▼ -29813 days |
| 2016 | 81983 days | $91.64 Million | $1.12K/day | $- | $90.13 Million | ▼ -43899 days |
| 2015 | 125882 days | $91.05 Million | $723.29/day | $- | $89.79 Million | ▲ +125826 days |
| 2014 | 56 days | $86.59 Million | $1.54 Million/day | $- | $85.24 Million | ▼ -56382 days |
| 2013 | 56438 days | $91.07 Million | $1.61K/day | $- | $89.79 Million | ▲ +56370 days |
| 2012 | 68 days | $99.94 Million | $1.47 Million/day | $- | $98.70 Million | ▼ -6 days |
| 2011 | 74 days | $113.61 Million | $1.54 Million/day | $- | $111.98 Million | ▲ +73 days |
| 2010 | 1 days | $2.07 Million | $1.55 Million/day | $- | $- | ▼ 0 days |
| 2009 | 2 days | $2.33 Million | $1.50 Million/day | $- | $- | ▼ -7 days |
| 2008 | 9 days | $12.96 Million | $1.45 Million/day | $- | $10.00 Million | ▲ +5 days |
| 2007 | 4 days | $5.01 Million | $1.24 Million/day | $- | $2.00 Million | ▼ -6 days |
| 2006 | 10 days | $12.38 Million | $1.23 Million/day | $- | $9.25 Million | ▲ +7 days |
| 2005 | 3 days | $3.16 Million | $1.09 Million/day | $- | $150.00K | ▲ +0 days |
| 2004 | 2 days | $2.13 Million | $860.76K/day | $- | $150.00K | ▼ -10 days |
| 2003 | 12 days | $12.26 Million | $993.82K/day | $- | $10.26 Million | ▲ +2 days |
| 2002 | 11 days | $18.23 Million | $1.70 Million/day | $- | $14.26 Million | ▲ +8 days |
| 2001 | 3 days | $5.20 Million | $1.88 Million/day | $- | $260.00K | ▼ -1 days |
| 2000 | 3 days | $5.83 Million | $1.77 Million/day | $- | $110.00K | ▲ +1 days |
| 1999 | 3 days | $4.10 Million | $1.57 Million/day | $- | $- | ▲ +0 days |
| 1998 | 3 days | $3.20 Million | $1.27 Million/day | $- | $- | ▼ -1 days |
| 1997 | 3 days | $3.53 Million | $1.16 Million/day | $- | $- | ▼ 0 days |
| 1996 | 3 days | $3.30 Million | $1.07 Million/day | $- | $- | ▼ 0 days |
| 1995 | 3 days | $3.24 Million | $1.01 Million/day | $- | $- | — |