SB Financial Group Inc Cash Flow Quality Index
SB Financial Group Inc cash flow quality index. SB Financial Group Inc (SBFG) has a Cash Flow Quality Index of 1.52x as of June 2026. Operating cash flow of $6.83 Million exceeds net income of $4.50 Million, indicating high earnings quality where cash backs reported profits. See SB Financial Group Inc financial flexibility index to measure the company's free cash flow as a share of total liabilities.
Cash Flow Quality Index
Operating Cash Flow
Net Income
Data as of
Cash Flow Quality Index of SB Financial Group Inc (1995–2025)
Cash flow quality index of SB Financial Group Inc from 1995 to 2025. Historical Cash Flow Quality Index for SB Financial Group Inc across 29 annual periods. Values consistently above 1.0x indicate high-quality earnings. Explore SB Financial Group Inc debt service capacity to assess how comfortably operating cash covers total debt obligations.
SB Financial Group Inc Cash Flow Quality Index by Year (1995–2025)
SB Financial Group Inc cash flow quality index by year from 1995 to 2025. Year-by-year earnings quality comparison for SB Financial Group Inc. For the full cash flow conversion analysis, see SBFG operating cash flow.
| Year | Quality Index | Operating CF (USD) | Net Income | YoY Change |
|---|---|---|---|---|
| 2025 | 1.72x | $24.04 Million | $13.97 Million | ▲ +108.8% |
| 2024 | 0.82x | $9.45 Million | $11.47 Million | ▼ -28.8% |
| 2023 | 1.16x | $13.99 Million | $12.10 Million | ▼ -43.4% |
| 2022 | 2.04x | $25.57 Million | $12.52 Million | ▲ +116.3% |
| 2021 | 0.94x | $17.26 Million | $18.28 Million | ▼ -41.0% |
| 2020 | 1.60x | $23.91 Million | $14.94 Million | ▲ +1.7% |
| 2019 | 1.57x | $18.83 Million | $11.97 Million | ▲ +32.1% |
| 2018 | 1.19x | $13.85 Million | $11.64 Million | ▲ +34.3% |
| 2017 | 0.89x | $9.80 Million | $11.06 Million | ▼ -44.5% |
| 2016 | 1.60x | $14.03 Million | $8.78 Million | ▲ +41.2% |
| 2015 | 1.13x | $8.62 Million | $7.62 Million | ▲ +18.9% |
| 2014 | 0.95x | $5.01 Million | $5.26 Million | ▼ -64.5% |
| 2013 | 2.68x | $13.95 Million | $5.21 Million | ▲ +73.9% |
| 2012 | 1.54x | $7.42 Million | $4.81 Million | ▼ -82.8% |
| 2011 | 8.96x | $14.91 Million | $1.66 Million | ▲ +147.7% |
| 2009 | -18.78x | $-7.18 Million | $382.49K | ▼ -1114.0% |
| 2008 | 1.85x | $9.66 Million | $5.22 Million | ▲ +2.0% |
| 2007 | 1.82x | $5.91 Million | $3.26 Million | ▲ +7.7% |
| 2006 | 1.69x | $4.65 Million | $2.76 Million | ▼ -73.2% |
| 2005 | 6.28x | $4.23 Million | $673.09K | ▲ +201.2% |
| 2004 | 2.08x | $5.70 Million | $2.73 Million | ▲ +351.2% |
| 2003 | 0.46x | $5.68 Million | $12.31 Million | ▼ -87.7% |
| 2001 | 3.75x | $8.44 Million | $2.25 Million | ▲ +71.8% |
| 2000 | 2.18x | $13.27 Million | $6.09 Million | ▼ -22.3% |
| 1999 | 2.81x | $14.60 Million | $5.20 Million | ▲ +282.4% |
| 1998 | -1.54x | $-6.59 Million | $4.28 Million | ▼ -309.5% |
| 1997 | 0.73x | $4.05 Million | $5.52 Million | ▼ -58.6% |
| 1996 | 1.77x | $8.60 Million | $4.85 Million | ▼ -9.6% |
| 1995 | 1.96x | $8.03 Million | $4.09 Million | — |