SB Financial Group Inc (SBFG) — Cash Flow Quality Index
SB Financial Group Inc (SBFG) has a Cash Flow Quality Index of 3.14x as of September 2025. Operating cash flow of $12.69 Million exceeds net income of $4.05 Million, indicating high earnings quality where cash backs reported profits. Explore SBFG long-term investment intensity to see how much of total assets are deployed in long-term investments.
Cash Flow Quality Index
Operating Cash Flow
Net Income
Data as of
SB Financial Group Inc Cash Flow Quality Index (1995–2024)
Historical Cash Flow Quality Index for SB Financial Group Inc across 28 annual periods. Values consistently above 1.0x indicate high-quality earnings. Check tangible equity quality of SB Financial Group Inc to evaluate the tangible quality of the company's equity base.
Annual Cash Flow Quality Index for SB Financial Group Inc (1995–2024)
Year-by-year earnings quality comparison for SB Financial Group Inc. For live market cap and the full company financial profile, see SB Financial Group Inc stock valuation.
| Year | Quality Index | Operating CF (USD) | Net Income | YoY Change |
|---|---|---|---|---|
| 2024 | 0.82x | $9.45 Million | $11.47 Million | ▼ -28.8% |
| 2023 | 1.16x | $13.99 Million | $12.10 Million | ▼ -43.4% |
| 2022 | 2.04x | $25.57 Million | $12.52 Million | ▲ +116.3% |
| 2021 | 0.94x | $17.26 Million | $18.28 Million | ▼ -41.0% |
| 2020 | 1.60x | $23.91 Million | $14.94 Million | ▲ +1.7% |
| 2019 | 1.57x | $18.83 Million | $11.97 Million | ▲ +32.1% |
| 2018 | 1.19x | $13.85 Million | $11.64 Million | ▲ +34.3% |
| 2017 | 0.89x | $9.80 Million | $11.06 Million | ▼ -44.5% |
| 2016 | 1.60x | $14.03 Million | $8.78 Million | ▲ +41.2% |
| 2015 | 1.13x | $8.62 Million | $7.62 Million | ▲ +18.9% |
| 2014 | 0.95x | $5.01 Million | $5.26 Million | ▼ -64.5% |
| 2013 | 2.68x | $13.95 Million | $5.21 Million | ▲ +73.9% |
| 2012 | 1.54x | $7.42 Million | $4.81 Million | ▼ -82.8% |
| 2011 | 8.96x | $14.91 Million | $1.66 Million | ▲ +147.7% |
| 2009 | -18.78x | $-7.18 Million | $382.49K | ▼ -1114.0% |
| 2008 | 1.85x | $9.66 Million | $5.22 Million | ▲ +2.0% |
| 2007 | 1.82x | $5.91 Million | $3.26 Million | ▲ +7.7% |
| 2006 | 1.69x | $4.65 Million | $2.76 Million | ▼ -73.2% |
| 2005 | 6.28x | $4.23 Million | $673.09K | ▲ +201.2% |
| 2004 | 2.08x | $5.70 Million | $2.73 Million | ▲ +351.2% |
| 2003 | 0.46x | $5.68 Million | $12.31 Million | ▼ -87.7% |
| 2001 | 3.75x | $8.44 Million | $2.25 Million | ▲ +71.8% |
| 2000 | 2.18x | $13.27 Million | $6.09 Million | ▼ -22.3% |
| 1999 | 2.81x | $14.60 Million | $5.20 Million | ▲ +282.4% |
| 1998 | -1.54x | $-6.59 Million | $4.28 Million | ▼ -309.5% |
| 1997 | 0.73x | $4.05 Million | $5.52 Million | ▼ -58.6% |
| 1996 | 1.77x | $8.60 Million | $4.85 Million | ▼ -9.6% |
| 1995 | 1.96x | $8.03 Million | $4.09 Million | — |