SB Financial Group Inc (SBFG) — Cash Flow Quality Index
SB Financial Group Inc (SBFG) has a Cash Flow Quality Index of 3.14x as of September 2025. Operating cash flow of $12.69 Million exceeds net income of $4.05 Million, indicating high earnings quality where cash backs reported profits. Explore SB Financial Group Inc cash conversion from operations to assess how effectively this company generates cash.
Cash Flow Quality Index
Operating Cash Flow
Net Income
Data as of
SB Financial Group Inc Cash Flow Quality Index (1995–2024)
Historical Cash Flow Quality Index for SB Financial Group Inc across 28 annual periods. Values consistently above 1.0x indicate high-quality earnings. Check SB Financial Group Inc investment reinvestment rate to assess the company's total reinvestment commitment from operating cash flow.
Annual Cash Flow Quality Index for SB Financial Group Inc (1995–2024)
Year-by-year earnings quality comparison for SB Financial Group Inc. For live market cap and the full company financial profile, see SBFG market cap.
| Year | Quality Index | Operating CF (USD) | Net Income | YoY Change |
|---|---|---|---|---|
| 2024 | 0.82x | $9.45 Million | $11.47 Million | ▼ -28.8% |
| 2023 | 1.16x | $13.99 Million | $12.10 Million | ▼ -43.4% |
| 2022 | 2.04x | $25.57 Million | $12.52 Million | ▲ +116.3% |
| 2021 | 0.94x | $17.26 Million | $18.28 Million | ▼ -41.0% |
| 2020 | 1.60x | $23.91 Million | $14.94 Million | ▲ +1.7% |
| 2019 | 1.57x | $18.83 Million | $11.97 Million | ▲ +32.1% |
| 2018 | 1.19x | $13.85 Million | $11.64 Million | ▲ +34.3% |
| 2017 | 0.89x | $9.80 Million | $11.06 Million | ▼ -44.5% |
| 2016 | 1.60x | $14.03 Million | $8.78 Million | ▲ +41.2% |
| 2015 | 1.13x | $8.62 Million | $7.62 Million | ▲ +18.9% |
| 2014 | 0.95x | $5.01 Million | $5.26 Million | ▼ -64.5% |
| 2013 | 2.68x | $13.95 Million | $5.21 Million | ▲ +73.9% |
| 2012 | 1.54x | $7.42 Million | $4.81 Million | ▼ -82.8% |
| 2011 | 8.96x | $14.91 Million | $1.66 Million | ▲ +147.7% |
| 2009 | -18.78x | $-7.18 Million | $382.49K | ▼ -1114.0% |
| 2008 | 1.85x | $9.66 Million | $5.22 Million | ▲ +2.0% |
| 2007 | 1.82x | $5.91 Million | $3.26 Million | ▲ +7.7% |
| 2006 | 1.69x | $4.65 Million | $2.76 Million | ▼ -73.2% |
| 2005 | 6.28x | $4.23 Million | $673.09K | ▲ +201.2% |
| 2004 | 2.08x | $5.70 Million | $2.73 Million | ▲ +351.2% |
| 2003 | 0.46x | $5.68 Million | $12.31 Million | ▼ -87.7% |
| 2001 | 3.75x | $8.44 Million | $2.25 Million | ▲ +71.8% |
| 2000 | 2.18x | $13.27 Million | $6.09 Million | ▼ -22.3% |
| 1999 | 2.81x | $14.60 Million | $5.20 Million | ▲ +282.4% |
| 1998 | -1.54x | $-6.59 Million | $4.28 Million | ▼ -309.5% |
| 1997 | 0.73x | $4.05 Million | $5.52 Million | ▼ -58.6% |
| 1996 | 1.77x | $8.60 Million | $4.85 Million | ▼ -9.6% |
| 1995 | 1.96x | $8.03 Million | $4.09 Million | — |