SB Financial Group Inc Financial Flexibility Index
SB Financial Group Inc financial flexibility index. SB Financial Group Inc (SBFG) has a Financial Flexibility Index of 0.00x as of June 2026. Free cash flow of $7.20 Million (operating CF $6.83 Million minus capex $366.00K) represents 0% of total liabilities ($1.47 Billion). See SB Financial Group Inc free cash flow efficiency to measure how efficiently the company converts operating cash flow to free cash.
Financial Flexibility Index
Free Cash Flow
Total Liabilities
Capital Expenditures
Financial Flexibility Index of SB Financial Group Inc (1995–2025)
Financial flexibility index of SB Financial Group Inc from 1995 to 2025. Historical Financial Flexibility Index trend for SB Financial Group Inc across 31 annual periods. Check SBFG cash flow quality index to evaluate the quality of earnings relative to operating cash generation.
SB Financial Group Inc Financial Flexibility Index by Year (1995–2025)
SB Financial Group Inc financial flexibility index by year from 1995 to 2025. Year-by-year free cash flow to debt coverage for SB Financial Group Inc. For the full cash flow conversion analysis, see SB Financial Group Inc cash flow conversion.
| Year | Flexibility Index | Free Cash Flow (USD) | Operating CF | Total Liabilities | YoY Change |
|---|---|---|---|---|---|
| 2025 | 0.02x | $26.64 Million | $24.04 Million | $1.40 Billion | ▲ +122.4% |
| 2024 | 0.01x | $10.68 Million | $9.45 Million | $1.25 Billion | ▼ -30.4% |
| 2023 | 0.01x | $14.95 Million | $13.99 Million | $1.22 Billion | ▼ -45.7% |
| 2022 | 0.02x | $27.46 Million | $25.57 Million | $1.22 Billion | ▲ +35.9% |
| 2021 | 0.02x | $19.68 Million | $17.26 Million | $1.19 Billion | ▼ -28.5% |
| 2020 | 0.02x | $25.89 Million | $23.91 Million | $1.11 Billion | ▲ +0.4% |
| 2019 | 0.02x | $20.87 Million | $18.83 Million | $902.48 Million | ▲ +24.8% |
| 2018 | 0.02x | $15.85 Million | $13.85 Million | $855.46 Million | ▲ +7.3% |
| 2017 | 0.02x | $13.52 Million | $9.80 Million | $782.63 Million | ▼ -19.6% |
| 2016 | 0.02x | $15.66 Million | $14.03 Million | $729.46 Million | ▼ -11.5% |
| 2015 | 0.02x | $15.81 Million | $8.62 Million | $651.83 Million | ▲ +113.5% |
| 2014 | 0.01x | $6.92 Million | $5.01 Million | $608.54 Million | ▼ -56.7% |
| 2013 | 0.03x | $15.10 Million | $13.95 Million | $575.49 Million | ▲ +86.0% |
| 2012 | 0.01x | $8.25 Million | $7.42 Million | $584.95 Million | ▼ -47.5% |
| 2011 | 0.03x | $15.59 Million | $14.91 Million | $580.73 Million | ▼ -13.5% |
| 2010 | 0.03x | $19.07 Million | $16.86 Million | $614.26 Million | ▲ +602.4% |
| 2009 | -0.01x | $-3.78 Million | $-7.18 Million | $611.34 Million | ▼ -120.8% |
| 2008 | 0.03x | $17.71 Million | $9.66 Million | $595.96 Million | ▲ +61.9% |
| 2007 | 0.02x | $9.21 Million | $5.91 Million | $501.89 Million | ▼ -15.3% |
| 2006 | 0.02x | $10.81 Million | $4.65 Million | $499.05 Million | ▲ +43.3% |
| 2005 | 0.02x | $7.20 Million | $4.23 Million | $476.09 Million | ▼ -41.0% |
| 2004 | 0.03x | $9.35 Million | $5.70 Million | $365.04 Million | ▲ +16.1% |
| 2003 | 0.02x | $8.53 Million | $5.68 Million | $386.93 Million | ▼ -29.9% |
| 2002 | 0.03x | $22.23 Million | $15.32 Million | $705.93 Million | ▲ +93.8% |
| 2001 | 0.02x | $11.30 Million | $8.44 Million | $695.38 Million | ▼ -29.2% |
| 2000 | 0.02x | $14.93 Million | $13.27 Million | $650.68 Million | ▼ -17.8% |
| 1999 | 0.03x | $16.30 Million | $14.60 Million | $583.90 Million | ▲ +763.4% |
| 1998 | 0.00x | $-2.08 Million | $-6.59 Million | $495.25 Million | ▼ -135.0% |
| 1997 | 0.01x | $5.20 Million | $4.05 Million | $432.28 Million | ▼ -54.3% |
| 1996 | 0.03x | $10.32 Million | $8.60 Million | $391.78 Million | ▲ +17.6% |
| 1995 | 0.02x | $8.31 Million | $8.03 Million | $371.15 Million | — |