SB Financial Group Inc (SBFG) — Financial Flexibility Index
SB Financial Group Inc (SBFG) has a Financial Flexibility Index of 0.01x as of September 2025. Free cash flow of $13.14 Million (operating CF $12.69 Million minus capex $453.00K) represents 0% of total liabilities ($1.36 Billion). Check SB Financial Group Inc PP&E and investment ratio to assess the company's strategic physical and investment asset allocation.
Financial Flexibility Index
Free Cash Flow
Total Liabilities
Capital Expenditures
SB Financial Group Inc Financial Flexibility Index (1995–2024)
Historical Financial Flexibility Index trend for SB Financial Group Inc across 30 annual periods. See SBFG net working capital ratio to evaluate short-term liquidity relative to the company's equity base.
Annual Financial Flexibility Index for SB Financial Group Inc (1995–2024)
Year-by-year free cash flow to debt coverage for SB Financial Group Inc. For the full company profile including market capitalisation, see SB Financial Group Inc stock valuation.
| Year | Flexibility Index | Free Cash Flow (USD) | Operating CF | Total Liabilities | YoY Change |
|---|---|---|---|---|---|
| 2024 | 0.01x | $10.68 Million | $9.45 Million | $1.25 Billion | ▼ -30.4% |
| 2023 | 0.01x | $14.95 Million | $13.99 Million | $1.22 Billion | ▼ -45.7% |
| 2022 | 0.02x | $27.46 Million | $25.57 Million | $1.22 Billion | ▲ +35.9% |
| 2021 | 0.02x | $19.68 Million | $17.26 Million | $1.19 Billion | ▼ -28.5% |
| 2020 | 0.02x | $25.89 Million | $23.91 Million | $1.11 Billion | ▲ +0.4% |
| 2019 | 0.02x | $20.87 Million | $18.83 Million | $902.48 Million | ▲ +24.8% |
| 2018 | 0.02x | $15.85 Million | $13.85 Million | $855.46 Million | ▲ +7.3% |
| 2017 | 0.02x | $13.52 Million | $9.80 Million | $782.63 Million | ▼ -19.6% |
| 2016 | 0.02x | $15.66 Million | $14.03 Million | $729.46 Million | ▼ -11.5% |
| 2015 | 0.02x | $15.81 Million | $8.62 Million | $651.83 Million | ▲ +113.5% |
| 2014 | 0.01x | $6.92 Million | $5.01 Million | $608.54 Million | ▼ -56.7% |
| 2013 | 0.03x | $15.10 Million | $13.95 Million | $575.49 Million | ▲ +86.0% |
| 2012 | 0.01x | $8.25 Million | $7.42 Million | $584.95 Million | ▼ -47.5% |
| 2011 | 0.03x | $15.59 Million | $14.91 Million | $580.73 Million | ▼ -13.5% |
| 2010 | 0.03x | $19.07 Million | $16.86 Million | $614.26 Million | ▲ +602.4% |
| 2009 | -0.01x | $-3.78 Million | $-7.18 Million | $611.34 Million | ▼ -120.8% |
| 2008 | 0.03x | $17.71 Million | $9.66 Million | $595.96 Million | ▲ +61.9% |
| 2007 | 0.02x | $9.21 Million | $5.91 Million | $501.89 Million | ▼ -15.3% |
| 2006 | 0.02x | $10.81 Million | $4.65 Million | $499.05 Million | ▲ +43.3% |
| 2005 | 0.02x | $7.20 Million | $4.23 Million | $476.09 Million | ▼ -41.0% |
| 2004 | 0.03x | $9.35 Million | $5.70 Million | $365.04 Million | ▲ +16.1% |
| 2003 | 0.02x | $8.53 Million | $5.68 Million | $386.93 Million | ▼ -29.9% |
| 2002 | 0.03x | $22.23 Million | $15.32 Million | $705.93 Million | ▲ +93.8% |
| 2001 | 0.02x | $11.30 Million | $8.44 Million | $695.38 Million | ▼ -29.2% |
| 2000 | 0.02x | $14.93 Million | $13.27 Million | $650.68 Million | ▼ -17.8% |
| 1999 | 0.03x | $16.30 Million | $14.60 Million | $583.90 Million | ▲ +763.4% |
| 1998 | 0.00x | $-2.08 Million | $-6.59 Million | $495.25 Million | ▼ -135.0% |
| 1997 | 0.01x | $5.20 Million | $4.05 Million | $432.28 Million | ▼ -54.3% |
| 1996 | 0.03x | $10.32 Million | $8.60 Million | $391.78 Million | ▲ +17.6% |
| 1995 | 0.02x | $8.31 Million | $8.03 Million | $371.15 Million | — |