SB Financial Group Inc (SBFG) — Net Asset Quality Index

Latest as of December 2025: 9.1%

SB Financial Group Inc (SBFG) has a Net Asset Quality Index of 9.1% as of December 2025. This metric measures the proportion of total assets financed by shareholders' equity — total assets of $1.55 Billion minus total liabilities of $1.40 Billion yields net assets of $141.24 Million. A higher index indicates a stronger, lower-leverage balance sheet. See SBFG defensive interval ratio to measure how many days the company can operate on defensive assets alone.

Quality Index

9.1%
Equity / Total Assets

Net Assets

$141.24 Million
USD

Total Assets

$1.55 Billion
USD

Total Liabilities

$1.40 Billion
USD

SB Financial Group Inc Net Asset Quality Index Over Time (1995–2025)

This chart shows how SB Financial Group Inc's Net Asset Quality Index has evolved across 31 annual periods from 1995 to 2025. As of December 2025, the index stands at 9.1%, representing net assets of $141.24 Million against total assets of $1.55 Billion USD. Explore SBFG cash flow conversion to assess how effectively this company generates cash.

Annual Net Asset Quality Index for SB Financial Group Inc (1995–2025)

The table below presents the year-by-year Net Asset Quality Index for SB Financial Group Inc from 1995 to 2025, covering 31 annual filings. Each row shows total assets, total liabilities, net assets, the quality index percentage, and the change in percentage points compared to the prior year. For market capitalisation and the full company profile, see SB Financial Group Inc (SBFG) market capitalisation.

Year Quality Index Net Assets (USD) Total Assets Total Liabilities Change (pp)
2025 9.1% $141.24 Million $1.55 Billion $1.40 Billion ▼ -0.1 pp
2024 9.2% $127.51 Million $1.38 Billion $1.25 Billion ▼ 0.0 pp
2023 9.3% $124.34 Million $1.34 Billion $1.22 Billion ▲ +0.4 pp
2022 8.9% $118.43 Million $1.34 Billion $1.22 Billion ▼ -2.0 pp
2021 10.9% $144.93 Million $1.33 Billion $1.19 Billion ▼ -0.5 pp
2020 11.4% $142.92 Million $1.26 Billion $1.11 Billion ▼ -1.7 pp
2019 13.1% $136.09 Million $1.04 Billion $902.48 Million ▼ -0.1 pp
2018 13.2% $130.44 Million $985.90 Million $855.46 Million ▲ +2.5 pp
2017 10.7% $94.00 Million $876.63 Million $782.63 Million ▲ +0.1 pp
2016 10.6% $86.55 Million $816.00 Million $729.46 Million ▼ -0.5 pp
2015 11.1% $81.24 Million $733.07 Million $651.83 Million ▲ +0.0 pp
2014 11.1% $75.68 Million $684.23 Million $608.54 Million ▲ +2.2 pp
2013 8.9% $56.27 Million $631.75 Million $575.49 Million ▲ +0.6 pp
2012 8.3% $53.28 Million $638.23 Million $584.95 Million ▲ +0.7 pp
2011 7.6% $47.93 Million $628.66 Million $580.73 Million ▲ +0.7 pp
2010 7.0% $46.02 Million $660.29 Million $614.26 Million ▼ -2.2 pp
2009 9.2% $61.71 Million $673.05 Million $611.34 Million ▼ -0.2 pp
2008 9.4% $61.66 Million $657.62 Million $595.96 Million ▼ -1.2 pp
2007 10.6% $59.33 Million $561.21 Million $501.89 Million ▲ +0.3 pp
2006 10.2% $56.95 Million $556.01 Million $499.05 Million ▼ 0.0 pp
2005 10.3% $54.45 Million $530.54 Million $476.09 Million ▼ -1.8 pp
2004 12.1% $50.31 Million $415.35 Million $365.04 Million ▲ +1.0 pp
2003 11.1% $48.38 Million $435.31 Million $386.93 Million ▲ +6.2 pp
2002 4.9% $36.38 Million $742.32 Million $705.93 Million ▼ -1.9 pp
2001 6.8% $50.83 Million $746.21 Million $695.38 Million ▼ -0.3 pp
2000 7.2% $50.14 Million $700.82 Million $650.68 Million ▲ +0.2 pp
1999 7.0% $43.90 Million $627.80 Million $583.90 Million ▼ -0.8 pp
1998 7.8% $41.90 Million $537.15 Million $495.25 Million ▼ -0.5 pp
1997 8.3% $39.09 Million $471.37 Million $432.28 Million ▼ -1.3 pp
1996 9.6% $41.49 Million $433.27 Million $391.78 Million ▼ -0.2 pp
1995 9.7% $40.08 Million $411.23 Million $371.15 Million
pp = percentage points