SB Financial Group Inc (SBFG) — Cash Flow-to-Debt Ratio

Latest as of September 2025: 0.01x

SB Financial Group Inc (SBFG) has a Cash Flow-to-Debt Ratio of 0.01x as of September 2025, meaning its operating cash flow of $12.69 Million could theoretically repay 0% of its total liabilities ($1.36 Billion) in one year. Explore SB Financial Group Inc long-term investment allocation to see how much of total assets are deployed in long-term investments.

CF-to-Debt Ratio

0.01x
Operating CF / Total Liabilities

Operating Cash Flow

$12.69 Million
USD

Total Liabilities

$1.36 Billion
USD

Data as of

Sep 2025
Most recent filing

SB Financial Group Inc Cash Flow-to-Debt Ratio (1995–2024)

Historical debt coverage capacity for SB Financial Group Inc across 30 annual periods. Also explore SBFG current and non-current assets for the complete picture of this company's asset base.

Annual Cash Flow-to-Debt Ratio for SB Financial Group Inc (1995–2024)

Year-by-year debt coverage analysis for SB Financial Group Inc. For market capitalisation and broader financial context, see SB Financial Group Inc market capitalisation.

Year CF-to-Debt Ratio Operating CF (USD) Total Liabilities YoY Change
2024 0.01x $9.45 Million $1.25 Billion ▼ -34.2%
2023 0.01x $13.99 Million $1.22 Billion ▼ -45.4%
2022 0.02x $25.57 Million $1.22 Billion ▲ +44.4%
2021 0.01x $17.26 Million $1.19 Billion ▼ -32.1%
2020 0.02x $23.91 Million $1.11 Billion ▲ +2.8%
2019 0.02x $18.83 Million $902.48 Million ▲ +28.9%
2018 0.02x $13.85 Million $855.46 Million ▲ +29.3%
2017 0.01x $9.80 Million $782.63 Million ▼ -34.9%
2016 0.02x $14.03 Million $729.46 Million ▲ +45.5%
2015 0.01x $8.62 Million $651.83 Million ▲ +60.6%
2014 0.01x $5.01 Million $608.54 Million ▼ -66.0%
2013 0.02x $13.95 Million $575.49 Million ▲ +91.1%
2012 0.01x $7.42 Million $584.95 Million ▼ -50.6%
2011 0.03x $14.91 Million $580.73 Million ▼ -6.4%
2010 0.03x $16.86 Million $614.26 Million ▲ +333.5%
2009 -0.01x $-7.18 Million $611.34 Million ▼ -172.5%
2008 0.02x $9.66 Million $595.96 Million ▲ +37.7%
2007 0.01x $5.91 Million $501.89 Million ▲ +26.4%
2006 0.01x $4.65 Million $499.05 Million ▲ +5.0%
2005 0.01x $4.23 Million $476.09 Million ▼ -43.1%
2004 0.02x $5.70 Million $365.04 Million ▲ +6.3%
2003 0.01x $5.68 Million $386.93 Million ▼ -32.3%
2002 0.02x $15.32 Million $705.93 Million ▲ +78.7%
2001 0.01x $8.44 Million $695.38 Million ▼ -40.5%
2000 0.02x $13.27 Million $650.68 Million ▼ -18.4%
1999 0.03x $14.60 Million $583.90 Million ▲ +288.0%
1998 -0.01x $-6.59 Million $495.25 Million ▼ -241.8%
1997 0.01x $4.05 Million $432.28 Million ▼ -57.3%
1996 0.02x $8.60 Million $391.78 Million ▲ +1.4%
1995 0.02x $8.03 Million $371.15 Million
Cash Flow-to-Debt Ratio = Operating Cash Flow / Total Liabilities. Higher is better for debt service capacity.