SB Financial Group Inc (SBFG) — Cash Flow-to-Debt Ratio
SB Financial Group Inc (SBFG) has a Cash Flow-to-Debt Ratio of 0.01x as of September 2025, meaning its operating cash flow of $12.69 Million could theoretically repay 0% of its total liabilities ($1.36 Billion) in one year. See SB Financial Group Inc free cash flow generation to measure how efficiently the company converts operating cash flow to free cash.
CF-to-Debt Ratio
Operating Cash Flow
Total Liabilities
Data as of
SB Financial Group Inc Cash Flow-to-Debt Ratio (1995–2024)
Historical debt coverage capacity for SB Financial Group Inc across 30 annual periods. Also explore how fast is SB Financial Group Inc growing its equity to track the company's year-over-year net asset growth rate.
Annual Cash Flow-to-Debt Ratio for SB Financial Group Inc (1995–2024)
Year-by-year debt coverage analysis for SB Financial Group Inc. For market capitalisation and broader financial context, see SB Financial Group Inc stock valuation.
| Year | CF-to-Debt Ratio | Operating CF (USD) | Total Liabilities | YoY Change |
|---|---|---|---|---|
| 2024 | 0.01x | $9.45 Million | $1.25 Billion | ▼ -34.2% |
| 2023 | 0.01x | $13.99 Million | $1.22 Billion | ▼ -45.4% |
| 2022 | 0.02x | $25.57 Million | $1.22 Billion | ▲ +44.4% |
| 2021 | 0.01x | $17.26 Million | $1.19 Billion | ▼ -32.1% |
| 2020 | 0.02x | $23.91 Million | $1.11 Billion | ▲ +2.8% |
| 2019 | 0.02x | $18.83 Million | $902.48 Million | ▲ +28.9% |
| 2018 | 0.02x | $13.85 Million | $855.46 Million | ▲ +29.3% |
| 2017 | 0.01x | $9.80 Million | $782.63 Million | ▼ -34.9% |
| 2016 | 0.02x | $14.03 Million | $729.46 Million | ▲ +45.5% |
| 2015 | 0.01x | $8.62 Million | $651.83 Million | ▲ +60.6% |
| 2014 | 0.01x | $5.01 Million | $608.54 Million | ▼ -66.0% |
| 2013 | 0.02x | $13.95 Million | $575.49 Million | ▲ +91.1% |
| 2012 | 0.01x | $7.42 Million | $584.95 Million | ▼ -50.6% |
| 2011 | 0.03x | $14.91 Million | $580.73 Million | ▼ -6.4% |
| 2010 | 0.03x | $16.86 Million | $614.26 Million | ▲ +333.5% |
| 2009 | -0.01x | $-7.18 Million | $611.34 Million | ▼ -172.5% |
| 2008 | 0.02x | $9.66 Million | $595.96 Million | ▲ +37.7% |
| 2007 | 0.01x | $5.91 Million | $501.89 Million | ▲ +26.4% |
| 2006 | 0.01x | $4.65 Million | $499.05 Million | ▲ +5.0% |
| 2005 | 0.01x | $4.23 Million | $476.09 Million | ▼ -43.1% |
| 2004 | 0.02x | $5.70 Million | $365.04 Million | ▲ +6.3% |
| 2003 | 0.01x | $5.68 Million | $386.93 Million | ▼ -32.3% |
| 2002 | 0.02x | $15.32 Million | $705.93 Million | ▲ +78.7% |
| 2001 | 0.01x | $8.44 Million | $695.38 Million | ▼ -40.5% |
| 2000 | 0.02x | $13.27 Million | $650.68 Million | ▼ -18.4% |
| 1999 | 0.03x | $14.60 Million | $583.90 Million | ▲ +288.0% |
| 1998 | -0.01x | $-6.59 Million | $495.25 Million | ▼ -241.8% |
| 1997 | 0.01x | $4.05 Million | $432.28 Million | ▼ -57.3% |
| 1996 | 0.02x | $8.60 Million | $391.78 Million | ▲ +1.4% |
| 1995 | 0.02x | $8.03 Million | $371.15 Million | — |