SB Financial Group Inc (SBFG) — Cash Flow Reinvestment Rate

Latest as of September 2025: 1.00x

SB Financial Group Inc (SBFG) has a Cash Flow Reinvestment Rate of 1.00x as of September 2025, reinvesting $12.66 Million (capex $453.00K plus investments $-12.21 Million) from operating cash flow of $12.69 Million. Check SB Financial Group Inc (SBFG) cash earnings ratio to evaluate the quality of earnings relative to operating cash generation.

Reinvestment Rate

1.00x
(Capex + Investments) / Operating CF

Total Reinvested

$12.66 Million
Capex + Investments

Operating Cash Flow

$12.69 Million
USD

Capital Expenditures

$453.00K
USD

SB Financial Group Inc Cash Flow Reinvestment Rate (1995–2024)

Historical reinvestment intensity for SB Financial Group Inc across 28 annual periods. Explore SBFG strategic capital deployment ratio to see how much of total assets are deployed in long-term investments.

Annual Cash Flow Reinvestment Rate for SB Financial Group Inc (1995–2024)

Year-by-year capital reinvestment analysis for SB Financial Group Inc. For live market cap and broader valuation context, see SBFG company net worth.

Year Reinvestment Rate Total Reinvested (USD) Operating CF Capex YoY Change
2024 3.19x $30.18 Million $9.45 Million $1.23 Million ▲ +1.6%
2023 3.14x $43.98 Million $13.99 Million $958.00K ▼ -48.9%
2022 6.15x $157.33 Million $25.57 Million $1.90 Million ▲ +43.2%
2021 4.30x $74.15 Million $17.26 Million $2.43 Million ▲ +28.4%
2020 3.35x $80.00 Million $23.91 Million $1.98 Million ▼ -3.6%
2019 3.47x $65.36 Million $18.83 Million $2.04 Million ▼ -45.3%
2018 6.35x $87.93 Million $13.85 Million $2.00 Million ▲ +29.0%
2017 4.92x $48.26 Million $9.80 Million $3.71 Million ▼ -24.6%
2016 6.53x $91.52 Million $14.03 Million $1.64 Million ▲ +1.3%
2015 6.44x $55.47 Million $8.62 Million $7.20 Million ▲ +373.3%
2014 1.36x $6.81 Million $5.01 Million $1.91 Million ▲ +64.9%
2013 0.82x $11.50 Million $13.95 Million $1.15 Million ▲ +634.4%
2012 0.11x $833.00K $7.42 Million $833.00K ▲ +146.3%
2011 0.05x $680.00K $14.91 Million $680.00K ▼ -65.2%
2010 0.13x $2.21 Million $16.86 Million $2.21 Million ▼ -84.3%
2008 0.83x $8.05 Million $9.66 Million $8.05 Million ▲ +49.1%
2007 0.56x $3.30 Million $5.91 Million $3.30 Million ▼ -57.9%
2006 1.32x $6.16 Million $4.65 Million $6.16 Million ▲ +88.1%
2005 0.70x $2.98 Million $4.23 Million $2.98 Million ▲ +9.9%
2004 0.64x $3.65 Million $5.70 Million $3.65 Million ▲ +27.7%
2003 0.50x $2.85 Million $5.68 Million $2.85 Million ▲ +11.2%
2002 0.45x $6.91 Million $15.32 Million $6.91 Million ▲ +33.4%
2001 0.34x $2.86 Million $8.44 Million $2.86 Million ▲ +171.2%
2000 0.12x $1.66 Million $13.27 Million $1.66 Million ▲ +7.1%
1999 0.12x $1.70 Million $14.60 Million $1.70 Million ▼ -58.9%
1997 0.28x $1.15 Million $4.05 Million $1.15 Million ▲ +41.9%
1996 0.20x $1.72 Million $8.60 Million $1.72 Million ▲ +483.9%
1995 0.03x $274.86K $8.03 Million $274.86K
Cash Flow Reinvestment Rate = (ABS(Capex) + ABS(Investments)) / Operating Cash Flow