SB Financial Group Inc (SBFG) — Cash Flow Reinvestment Rate
SB Financial Group Inc (SBFG) has a Cash Flow Reinvestment Rate of 0.61x as of June 2026, reinvesting $4.14 Million (capex $366.00K plus investments $3.77 Million) from operating cash flow of $6.83 Million. See SBFG cash flow after capex ratio to measure how efficiently the company converts operating cash flow to free cash.
Reinvestment Rate
Total Reinvested
Operating Cash Flow
Capital Expenditures
SB Financial Group Inc Cash Flow Reinvestment Rate (1995–2025)
Historical reinvestment intensity for SB Financial Group Inc across 29 annual periods. For the full cash flow conversion analysis, see SB Financial Group Inc (SBFG) cash conversion ratio.
Annual Cash Flow Reinvestment Rate for SB Financial Group Inc (1995–2025)
Year-by-year capital reinvestment analysis for SB Financial Group Inc. See SBFG financial flexibility score to measure the company's free cash flow as a share of total liabilities.
| Year | Reinvestment Rate | Total Reinvested (USD) | Operating CF | Capex | YoY Change |
|---|---|---|---|---|---|
| 2025 | 2.30x | $55.38 Million | $24.04 Million | $2.60 Million | ▼ -27.8% |
| 2024 | 3.19x | $30.18 Million | $9.45 Million | $1.23 Million | ▲ +1.6% |
| 2023 | 3.14x | $43.98 Million | $13.99 Million | $958.00K | ▼ -48.9% |
| 2022 | 6.15x | $157.33 Million | $25.57 Million | $1.90 Million | ▲ +43.2% |
| 2021 | 4.30x | $74.15 Million | $17.26 Million | $2.43 Million | ▲ +28.4% |
| 2020 | 3.35x | $80.00 Million | $23.91 Million | $1.98 Million | ▼ -3.6% |
| 2019 | 3.47x | $65.36 Million | $18.83 Million | $2.04 Million | ▼ -45.3% |
| 2018 | 6.35x | $87.93 Million | $13.85 Million | $2.00 Million | ▲ +29.0% |
| 2017 | 4.92x | $48.26 Million | $9.80 Million | $3.71 Million | ▼ -24.6% |
| 2016 | 6.53x | $91.52 Million | $14.03 Million | $1.64 Million | ▲ +1.3% |
| 2015 | 6.44x | $55.47 Million | $8.62 Million | $7.20 Million | ▲ +373.3% |
| 2014 | 1.36x | $6.81 Million | $5.01 Million | $1.91 Million | ▲ +64.9% |
| 2013 | 0.82x | $11.50 Million | $13.95 Million | $1.15 Million | ▲ +634.4% |
| 2012 | 0.11x | $833.00K | $7.42 Million | $833.00K | ▲ +146.3% |
| 2011 | 0.05x | $680.00K | $14.91 Million | $680.00K | ▼ -65.2% |
| 2010 | 0.13x | $2.21 Million | $16.86 Million | $2.21 Million | ▼ -84.3% |
| 2008 | 0.83x | $8.05 Million | $9.66 Million | $8.05 Million | ▲ +49.1% |
| 2007 | 0.56x | $3.30 Million | $5.91 Million | $3.30 Million | ▼ -57.9% |
| 2006 | 1.32x | $6.16 Million | $4.65 Million | $6.16 Million | ▲ +88.1% |
| 2005 | 0.70x | $2.98 Million | $4.23 Million | $2.98 Million | ▲ +9.9% |
| 2004 | 0.64x | $3.65 Million | $5.70 Million | $3.65 Million | ▲ +27.7% |
| 2003 | 0.50x | $2.85 Million | $5.68 Million | $2.85 Million | ▲ +11.2% |
| 2002 | 0.45x | $6.91 Million | $15.32 Million | $6.91 Million | ▲ +33.4% |
| 2001 | 0.34x | $2.86 Million | $8.44 Million | $2.86 Million | ▲ +171.2% |
| 2000 | 0.12x | $1.66 Million | $13.27 Million | $1.66 Million | ▲ +7.1% |
| 1999 | 0.12x | $1.70 Million | $14.60 Million | $1.70 Million | ▼ -58.9% |
| 1997 | 0.28x | $1.15 Million | $4.05 Million | $1.15 Million | ▲ +41.9% |
| 1996 | 0.20x | $1.72 Million | $8.60 Million | $1.72 Million | ▲ +483.9% |
| 1995 | 0.03x | $274.86K | $8.03 Million | $274.86K | — |