Upbound Group Inc. (UPBD) — Cash Flow-to-Debt Ratio
Upbound Group Inc. (UPBD) has a Cash Flow-to-Debt Ratio of 0.05x as of June 2026, meaning its operating cash flow of $123.30 Million could theoretically repay 0% of its total liabilities ($2.37 Billion) in one year. See UPBD financial flexibility score to measure the company's free cash flow as a share of total liabilities.
CF-to-Debt Ratio
Operating Cash Flow
Total Liabilities
Data as of
Upbound Group Inc. Cash Flow-to-Debt Ratio (1994–2025)
Historical debt coverage capacity for Upbound Group Inc. across 32 annual periods. For the full cash flow conversion analysis, see Upbound Group Inc. operating cash flow efficiency.
Annual Cash Flow-to-Debt Ratio for Upbound Group Inc. (1994–2025)
Year-by-year debt coverage analysis for Upbound Group Inc.. Check Upbound Group Inc. (UPBD) cash earnings ratio to evaluate the quality of earnings relative to operating cash generation.
| Year | CF-to-Debt Ratio | Operating CF (USD) | Total Liabilities | YoY Change |
|---|---|---|---|---|
| 2025 | 0.12x | $305.57 Million | $2.58 Billion | ▲ +128.5% |
| 2024 | 0.05x | $104.72 Million | $2.02 Billion | ▼ -44.1% |
| 2023 | 0.09x | $200.29 Million | $2.16 Billion | ▼ -55.7% |
| 2022 | 0.21x | $468.46 Million | $2.24 Billion | ▲ +32.3% |
| 2021 | 0.16x | $392.30 Million | $2.48 Billion | ▼ -22.5% |
| 2020 | 0.20x | $236.50 Million | $1.16 Billion | ▲ +6.5% |
| 2019 | 0.19x | $215.42 Million | $1.12 Billion | ▼ -6.4% |
| 2018 | 0.20x | $227.50 Million | $1.11 Billion | ▲ +112.9% |
| 2017 | 0.10x | $110.53 Million | $1.15 Billion | ▼ -63.6% |
| 2016 | 0.26x | $354.07 Million | $1.34 Billion | ▲ +73.8% |
| 2015 | 0.15x | $230.99 Million | $1.52 Billion | ▲ +1404.3% |
| 2014 | 0.01x | $19.11 Million | $1.89 Billion | ▼ -87.4% |
| 2013 | 0.08x | $134.34 Million | $1.68 Billion | ▼ -48.5% |
| 2012 | 0.16x | $217.90 Million | $1.40 Billion | ▼ -21.6% |
| 2011 | 0.20x | $286.63 Million | $1.44 Billion | ▲ +22.5% |
| 2010 | 0.16x | $216.49 Million | $1.33 Billion | ▼ -41.2% |
| 2009 | 0.28x | $330.12 Million | $1.20 Billion | ▲ +1.8% |
| 2008 | 0.27x | $384.34 Million | $1.42 Billion | ▲ +89.5% |
| 2007 | 0.14x | $240.38 Million | $1.68 Billion | ▲ +37.3% |
| 2006 | 0.10x | $187.36 Million | $1.80 Billion | ▼ -37.6% |
| 2005 | 0.17x | $187.90 Million | $1.13 Billion | ▼ -40.8% |
| 2004 | 0.28x | $331.03 Million | $1.17 Billion | ▼ -14.6% |
| 2003 | 0.33x | $342.41 Million | $1.04 Billion | ▼ -13.2% |
| 2002 | 0.38x | $294.49 Million | $773.65 Million | ▲ +163.1% |
| 2001 | 0.14x | $175.73 Million | $1.21 Billion | ▼ -32.3% |
| 2000 | 0.21x | $191.56 Million | $896.31 Million | ▲ +834.8% |
| 1999 | -0.03x | $-29.30 Million | $1.01 Billion | ▼ -594.7% |
| 1998 | 0.01x | $6.40 Million | $1.09 Billion | ▼ -98.9% |
| 1997 | 0.51x | $28.80 Million | $56.10 Million | ▲ +29.7% |
| 1996 | 0.40x | $19.40 Million | $49.00 Million | ▲ +286.8% |
| 1995 | 0.10x | $5.20 Million | $50.80 Million | ▼ -54.3% |
| 1994 | 0.22x | $6.20 Million | $27.70 Million | — |