Upbound Group Inc. (UPBD) — Defensive Interval Ratio
Upbound Group Inc. (UPBD) has a Defensive Interval Ratio of 202 days as of September 2025. Defensive assets of $310.18 Million (cash $107.02 Million, short-term investments $-, receivables $203.16 Million) cover 202 days of daily cash needs of $1.54 Million/day. See working capital to net assets of Upbound Group Inc. to evaluate short-term liquidity relative to the company's equity base.
Defensive Interval Ratio
Defensive Assets
Daily Cash Need
Current Liabilities
Upbound Group Inc. Defensive Interval Ratio (1995–2024)
This chart shows how Upbound Group Inc.'s Defensive Interval Ratio has evolved across 30 annual periods from 1995 to 2024. As of September 2025, the ratio stands at 202 days, meaning defensive assets of $310.18 Million can fund 202 days of operations without new revenue. See Upbound Group Inc. balance sheet quality to measure how much of total assets are equity-financed.
Annual Defensive Interval Ratio for Upbound Group Inc. (1995–2024)
The table below presents the year-by-year Defensive Interval Ratio for Upbound Group Inc. from 1995 to 2024, covering 30 annual filings. Each row shows defensive assets, daily cash need, the DIR in days, and the change in days compared to the prior year. For live market cap and the full company financial profile, see Upbound Group Inc. (UPBD) total market value.
| Year | DIR (days) | Defensive Assets (USD) | Daily Cash Need | Cash | ST Investments | Change (days) |
|---|---|---|---|---|---|---|
| 2024 | 152 days | $217.30 Million | $1.43 Million/day | $60.86 Million | $- | ▲ +29 days |
| 2023 | 123 days | $204.71 Million | $1.66 Million/day | $93.70 Million | $- | ▼ -87 days |
| 2022 | 210 days | $256.01 Million | $1.22 Million/day | $144.14 Million | $- | ▼ -22 days |
| 2021 | 232 days | $234.71 Million | $1.01 Million/day | $108.33 Million | $- | ▼ -3 days |
| 2020 | 235 days | $249.45 Million | $1.06 Million/day | $159.45 Million | $- | ▲ +157 days |
| 2019 | 78 days | $84.12 Million | $1.08 Million/day | $- | $- | ▲ +1 days |
| 2018 | 77 days | $69.64 Million | $904.03K/day | $- | $- | ▼ -13 days |
| 2017 | 90 days | $69.82 Million | $776.95K/day | $- | $- | ▲ +12 days |
| 2016 | 78 days | $69.78 Million | $890.51K/day | $- | $- | ▼ -4 days |
| 2015 | 82 days | $69.32 Million | $844.01K/day | $- | $- | ▲ +16 days |
| 2014 | 66 days | $65.49 Million | $986.90K/day | $- | $- | ▼ 0 days |
| 2013 | 67 days | $59.18 Million | $889.21K/day | $- | $- | ▲ +5 days |
| 2012 | 62 days | $52.82 Million | $858.47K/day | $- | $- | ▲ +36 days |
| 2011 | 25 days | $48.22 Million | $1.92 Million/day | $- | $- | ▼ -6 days |
| 2010 | 31 days | $53.89 Million | $1.74 Million/day | $- | $- | ▼ -17 days |
| 2009 | 48 days | $63.44 Million | $1.33 Million/day | $- | $- | ▼ -154 days |
| 2008 | 202 days | $51.77 Million | $256.15K/day | $- | $- | ▲ +166 days |
| 2007 | 36 days | $41.63 Million | $1.15 Million/day | $- | $- | ▲ +11 days |
| 2006 | 25 days | $34.68 Million | $1.38 Million/day | $- | $- | ▲ +7 days |
| 2005 | 19 days | $20.40 Million | $1.10 Million/day | $- | $- | ▲ +6 days |
| 2004 | 13 days | $16.27 Million | $1.27 Million/day | $- | $- | ▼ -3 days |
| 2003 | 16 days | $14.95 Million | $927.32K/day | $- | $- | ▲ +8 days |
| 2002 | 9 days | $5.92 Million | $691.29K/day | $- | $- | ▲ +6 days |
| 2001 | 3 days | $1.66 Million | $603.08K/day | $- | $- | ▼ -1 days |
| 2000 | 4 days | $3.25 Million | $904.81K/day | $- | $- | ▼ -1 days |
| 1999 | 4 days | $3.90 Million | $918.63K/day | $- | $- | ▲ +2 days |
| 1998 | 3 days | $3.30 Million | $1.25 Million/day | $- | $- | ▼ -33 days |
| 1997 | 35 days | $2.80 Million | $79.18K/day | $- | $- | ▼ -1 days |
| 1996 | 37 days | $3.00 Million | $81.92K/day | $- | $- | ▼ -14 days |
| 1995 | 51 days | $1.40 Million | $27.40K/day | $- | $- | — |