Upbound Group Inc. (UPBD) — Defensive Interval Ratio

Latest as of September 2025: 202 days

Upbound Group Inc. (UPBD) has a Defensive Interval Ratio of 202 days as of September 2025. Defensive assets of $310.18 Million (cash $107.02 Million, short-term investments $-, receivables $203.16 Million) cover 202 days of daily cash needs of $1.54 Million/day. Check Upbound Group Inc. tangible net worth ratio to evaluate the tangible quality of the company's equity base.

Defensive Interval Ratio

202 days
Days of operational coverage

Defensive Assets

$310.18 Million
Cash + ST Investments + Receivables

Daily Cash Need

$1.54 Million
Current Liabilities ÷ 365

Current Liabilities

$560.51 Million
USD

Upbound Group Inc. Defensive Interval Ratio (1995–2024)

This chart shows how Upbound Group Inc.'s Defensive Interval Ratio has evolved across 30 annual periods from 1995 to 2024. As of September 2025, the ratio stands at 202 days, meaning defensive assets of $310.18 Million can fund 202 days of operations without new revenue. Also explore Upbound Group Inc. equity growth rate to track the company's year-over-year net asset growth rate.

Annual Defensive Interval Ratio for Upbound Group Inc. (1995–2024)

The table below presents the year-by-year Defensive Interval Ratio for Upbound Group Inc. from 1995 to 2024, covering 30 annual filings. Each row shows defensive assets, daily cash need, the DIR in days, and the change in days compared to the prior year. For live market cap and the full company financial profile, see Upbound Group Inc. (UPBD) market capitalisation.

Year DIR (days) Defensive Assets (USD) Daily Cash Need Cash ST Investments Change (days)
2024 152 days $217.30 Million $1.43 Million/day $60.86 Million $- ▲ +29 days
2023 123 days $204.71 Million $1.66 Million/day $93.70 Million $- ▼ -87 days
2022 210 days $256.01 Million $1.22 Million/day $144.14 Million $- ▼ -22 days
2021 232 days $234.71 Million $1.01 Million/day $108.33 Million $- ▼ -3 days
2020 235 days $249.45 Million $1.06 Million/day $159.45 Million $- ▲ +157 days
2019 78 days $84.12 Million $1.08 Million/day $- $- ▲ +1 days
2018 77 days $69.64 Million $904.03K/day $- $- ▼ -13 days
2017 90 days $69.82 Million $776.95K/day $- $- ▲ +12 days
2016 78 days $69.78 Million $890.51K/day $- $- ▼ -4 days
2015 82 days $69.32 Million $844.01K/day $- $- ▲ +16 days
2014 66 days $65.49 Million $986.90K/day $- $- ▼ 0 days
2013 67 days $59.18 Million $889.21K/day $- $- ▲ +5 days
2012 62 days $52.82 Million $858.47K/day $- $- ▲ +36 days
2011 25 days $48.22 Million $1.92 Million/day $- $- ▼ -6 days
2010 31 days $53.89 Million $1.74 Million/day $- $- ▼ -17 days
2009 48 days $63.44 Million $1.33 Million/day $- $- ▼ -154 days
2008 202 days $51.77 Million $256.15K/day $- $- ▲ +166 days
2007 36 days $41.63 Million $1.15 Million/day $- $- ▲ +11 days
2006 25 days $34.68 Million $1.38 Million/day $- $- ▲ +7 days
2005 19 days $20.40 Million $1.10 Million/day $- $- ▲ +6 days
2004 13 days $16.27 Million $1.27 Million/day $- $- ▼ -3 days
2003 16 days $14.95 Million $927.32K/day $- $- ▲ +8 days
2002 9 days $5.92 Million $691.29K/day $- $- ▲ +6 days
2001 3 days $1.66 Million $603.08K/day $- $- ▼ -1 days
2000 4 days $3.25 Million $904.81K/day $- $- ▼ -1 days
1999 4 days $3.90 Million $918.63K/day $- $- ▲ +2 days
1998 3 days $3.30 Million $1.25 Million/day $- $- ▼ -33 days
1997 35 days $2.80 Million $79.18K/day $- $- ▼ -1 days
1996 37 days $3.00 Million $81.92K/day $- $- ▼ -14 days
1995 51 days $1.40 Million $27.40K/day $- $-
DIR = (Cash + Short-term Investments + Net Receivables) / (Daily Cash Expenses)