Upbound Group Inc. (UPBD) — Financial Flexibility Index

Latest as of June 2026: 0.06x

Upbound Group Inc. (UPBD) has a Financial Flexibility Index of 0.06x as of June 2026. Free cash flow of $138.80 Million (operating CF $123.30 Million minus capex $15.50 Million) represents 0% of total liabilities ($2.37 Billion). Check UPBD capex plus investments ratio to assess the company's total reinvestment commitment from operating cash flow.

Financial Flexibility Index

0.06x
Free Cash Flow / Total Liabilities

Free Cash Flow

$138.80 Million
Operating CF − Capex

Total Liabilities

$2.37 Billion
USD

Capital Expenditures

$15.50 Million
USD

Upbound Group Inc. Financial Flexibility Index (1994–2025)

Historical Financial Flexibility Index trend for Upbound Group Inc. across 32 annual periods. For the full cash flow conversion analysis, see cash efficiency ratio of Upbound Group Inc..

Annual Financial Flexibility Index for Upbound Group Inc. (1994–2025)

Year-by-year free cash flow to debt coverage for Upbound Group Inc.. Explore UPBD cash flow to debt ratio to assess how comfortably operating cash covers total debt obligations.

Year Flexibility Index Free Cash Flow (USD) Operating CF Total Liabilities YoY Change
2025 0.14x $372.43 Million $305.57 Million $2.58 Billion ▲ +81.2%
2024 0.08x $161.00 Million $104.72 Million $2.02 Billion ▼ -32.1%
2023 0.12x $253.69 Million $200.29 Million $2.16 Billion ▼ -50.4%
2022 0.24x $529.85 Million $468.46 Million $2.24 Billion ▲ +29.1%
2021 0.18x $454.75 Million $392.30 Million $2.48 Billion ▼ -21.6%
2020 0.23x $271.05 Million $236.50 Million $1.16 Billion ▲ +11.1%
2019 0.21x $236.57 Million $215.42 Million $1.12 Billion ▼ -8.5%
2018 0.23x $255.47 Million $227.50 Million $1.11 Billion ▲ +50.1%
2017 0.15x $175.99 Million $110.53 Million $1.15 Billion ▼ -50.6%
2016 0.31x $415.22 Million $354.07 Million $1.34 Billion ▲ +50.9%
2015 0.21x $311.86 Million $230.99 Million $1.52 Billion ▲ +277.2%
2014 0.05x $102.90 Million $19.11 Million $1.89 Billion ▼ -62.4%
2013 0.14x $242.71 Million $134.34 Million $1.68 Billion ▼ -36.7%
2012 0.23x $320.35 Million $217.90 Million $1.40 Billion ▼ -21.3%
2011 0.29x $419.34 Million $286.63 Million $1.44 Billion ▲ +25.4%
2010 0.23x $309.50 Million $216.49 Million $1.33 Billion ▼ -30.4%
2009 0.33x $398.96 Million $330.12 Million $1.20 Billion ▲ +5.9%
2008 0.31x $446.27 Million $384.34 Million $1.42 Billion ▲ +54.5%
2007 0.20x $342.34 Million $240.38 Million $1.68 Billion ▲ +34.8%
2006 0.15x $271.77 Million $187.36 Million $1.80 Billion ▼ -31.5%
2005 0.22x $248.13 Million $187.90 Million $1.13 Billion ▼ -35.8%
2004 0.34x $403.13 Million $331.03 Million $1.17 Billion ▼ -10.6%
2003 0.38x $398.40 Million $342.41 Million $1.04 Billion ▼ -10.5%
2002 0.43x $332.09 Million $294.49 Million $773.65 Million ▲ +123.5%
2001 0.19x $233.26 Million $175.73 Million $1.21 Billion ▼ -25.0%
2000 0.26x $229.50 Million $191.56 Million $896.31 Million ▲ +3638.3%
1999 0.01x $6.90 Million $-29.30 Million $1.01 Billion ▼ -99.2%
1998 0.90x $975.90 Million $6.40 Million $1.09 Billion ▼ -27.8%
1997 1.24x $69.70 Million $28.80 Million $56.10 Million ▲ +121.4%
1996 0.56x $27.50 Million $19.40 Million $49.00 Million ▲ +227.7%
1995 0.17x $8.70 Million $5.20 Million $50.80 Million ▼ -40.0%
1994 0.29x $7.90 Million $6.20 Million $27.70 Million
Financial Flexibility Index = (Operating CF − Capex) / Total Liabilities = Free Cash Flow / Total Liabilities