Zions Bancorporation Asset Resilience Ratio
Zions Bancorporation asset resilience ratio. Zions Bancorporation (ZION) has an Asset Resilience Ratio of 10.39% as of September 2025. The Asset Resilience Ratio measures the percentage of a company's total assets that are held in liquid form (cash and short-term investments). This metric indicates how well-positioned the company is to handle unexpected financial challenges, economic downturns, or strategic opportunities without requiring external financing. See how many days can Zions Bancorporation fund operations to measure how many days the company can operate on defensive assets alone.
Liquid Assets
Total Assets
Resilience Assessment
Asset Resilience Ratio of Zions Bancorporation (1989–2024)
Asset resilience ratio of Zions Bancorporation from 1989 to 2024. This chart shows how Zions Bancorporation's Asset Resilience Ratio has changed over time. Read Zions Bancorporation balance sheet liabilities for a breakdown of total debt and financial obligations.
Liquid Assets Composition Over Time
This chart breaks down Zions Bancorporation's liquid assets into cash & equivalents and short-term investments, showing how the composition has evolved over time. For the complete balance sheet picture, see total assets of Zions Bancorporation.
Current Liquid Assets Breakdown
| Component | Amount | % of Total Assets |
|---|---|---|
| Cash & Equivalents | $0.00 | 0% |
| Short-term Investments | $9.20 Billion | 10.39% |
| Total Liquid Assets | $9.20 Billion | 10.39% |
Asset Resilience Insights
- Moderate Liquidity: Zions Bancorporation has 10.39% of assets in liquid form.
- While adequate for normal operations, this level may limit flexibility during economic stress.
- The company has significant short-term investments, indicating active treasury management.
Zions Bancorporation Industry Peers by Asset Resilience Ratio
Compare Zions Bancorporation's asset resilience ratio with other companies in the same industry.
| Company | Industry | Asset Resilience Ratio |
|---|---|---|
|
Societe Generale S.A.
PA:GLE |
Banks - Regional | 11.25% |
|
Itau Unibanco Banco Holding SA
NYSE:ITUB |
Banks - Regional | 3.55% |
|
Spar Nord Bank
CO:SPNO |
Banks - Regional | -3.96% |
|
Bank of Guiyang Co Ltd
SHG:601997 |
Banks - Regional | -0.78% |
|
Qingdao Rural Commercial Bank Corp Class A
SHE:002958 |
Banks - Regional | -13.48% |
|
Bank Ina Perdana PT
JK:BINA |
Banks - Regional | -30.89% |
|
Bank Rakyat Indonesia Agroniaga
JK:AGRO |
Banks - Regional | 8.38% |
|
Bank Agris Tbk
JK:AGRS |
Banks - Regional | 1.98% |
Zions Bancorporation Asset Resilience Ratio by Year (1989–2024)
Zions Bancorporation asset resilience ratio by year from 1989 to 2024. The table below shows the annual Asset Resilience Ratio data for Zions Bancorporation.
| Year | Asset Resilience Ratio (%) | Liquid Assets | Total Assets | Change |
|---|---|---|---|---|
| 2024-12-31 | 10.28% | $9.13 Billion | $88.78 Billion | -1.53pp |
| 2023-12-31 | 11.81% | $10.30 Billion | $87.20 Billion | -1.49pp |
| 2022-12-31 | 13.31% | $11.91 Billion | $89.55 Billion | -12.50pp |
| 2021-12-31 | 25.80% | $24.05 Billion | $93.20 Billion | +6.50pp |
| 2020-12-31 | 19.31% | $15.73 Billion | $81.48 Billion | -0.53pp |
| 2019-12-31 | 19.84% | $13.72 Billion | $69.17 Billion | -1.60pp |
| 2018-12-31 | 21.44% | $14.74 Billion | $68.75 Billion | -1.43pp |
| 2017-12-31 | 22.87% | $15.16 Billion | $66.29 Billion | +1.73pp |
| 2016-12-31 | 21.15% | $13.37 Billion | $63.24 Billion | +8.34pp |
| 2015-12-31 | 12.81% | $7.64 Billion | $59.67 Billion | +6.09pp |
| 2014-12-31 | 6.72% | $3.84 Billion | $57.20 Billion | +0.11pp |
| 2013-12-31 | 6.61% | $3.70 Billion | $56.03 Billion | +1.04pp |
| 2012-12-31 | 5.57% | $3.09 Billion | $55.51 Billion | -0.51pp |
| 2011-12-31 | 6.08% | $3.23 Billion | $53.15 Billion | -2.16pp |
| 2010-12-31 | 8.24% | $4.21 Billion | $51.03 Billion | +1.09pp |
| 2009-12-31 | 7.15% | $3.66 Billion | $51.12 Billion | +2.29pp |
| 2008-12-31 | 4.86% | $2.68 Billion | $55.09 Billion | -4.84pp |
| 2007-12-31 | 9.70% | $5.13 Billion | $52.95 Billion | -1.06pp |
| 2006-12-31 | 10.75% | $5.05 Billion | $46.97 Billion | -1.65pp |
| 2005-12-31 | 12.40% | $5.31 Billion | $42.78 Billion | +9.60pp |
| 2004-12-31 | 2.80% | $881.91 Million | $31.47 Billion | -0.52pp |
| 2003-12-31 | 3.32% | $948.03 Million | $28.56 Billion | +0.03pp |
| 2002-12-31 | 3.28% | $872.68 Million | $26.57 Billion | +1.71pp |
| 2001-12-31 | 1.57% | $382.70 Million | $24.30 Billion | -2.01pp |
| 2000-12-31 | 3.59% | $787.24 Million | $21.94 Billion | -0.53pp |
| 1999-12-31 | 4.12% | $835.60 Million | $20.28 Billion | -0.43pp |
| 1998-12-31 | 4.55% | $821.10 Million | $18.05 Billion | -3.50pp |
| 1997-12-31 | 8.05% | $875.20 Million | $10.87 Billion | +3.92pp |
| 1996-12-31 | 4.13% | $294.10 Million | $7.12 Billion | -8.61pp |
| 1995-12-31 | 12.75% | $716.40 Million | $5.62 Billion | -1.45pp |
| 1994-12-31 | 14.20% | $700.60 Million | $4.93 Billion | -0.74pp |
| 1993-12-31 | 14.94% | $652.10 Million | $4.37 Billion | +4.44pp |
| 1992-12-31 | 10.50% | $396.70 Million | $3.78 Billion | +3.44pp |
| 1991-12-31 | 7.05% | $257.20 Million | $3.65 Billion | -9.21pp |
| 1990-12-31 | 16.26% | $578.70 Million | $3.56 Billion | +6.55pp |
| 1989-12-31 | 9.71% | $288.80 Million | $2.98 Billion | -- |
About Zions Bancorporation
Zions Bancorporation, National Association provides various banking products and related services primarily in the states of Arizona, California, Colorado, Idaho, Nevada, New Mexico, Oregon, Texas, Utah, Washington, and Wyoming. The company operates through Zions Bank, California Bank & Trust, Amegy Bank, National Bank of Arizona, Nevada State Bank, Vectra Bank Colorado, and The Commerce Bank of … Read more