Zions Bancorporation - Asset Resilience Ratio
Zions Bancorporation (ZION) has an Asset Resilience Ratio of 10.39% as of September 2025. The Asset Resilience Ratio measures the percentage of a company's total assets that are held in liquid form (cash and short-term investments). This metric indicates how well-positioned the company is to handle unexpected financial challenges, economic downturns, or strategic opportunities without requiring external financing.
Liquid Assets
Total Assets
Resilience Assessment
Asset Resilience Ratio Trend (1989–2024)
This chart shows how Zions Bancorporation's Asset Resilience Ratio has changed over time. Check Zions Bancorporation strategic capital allocation to assess the company's strategic physical and investment asset allocation.
Liquid Assets Composition Over Time
This chart breaks down Zions Bancorporation's liquid assets into cash & equivalents and short-term investments, showing how the composition has evolved over time. For market capitalisation and broader financial context, see market value of Zions Bancorporation.
Current Liquid Assets Breakdown
| Component | Amount | % of Total Assets |
|---|---|---|
| Cash & Equivalents | $0.00 | 0% |
| Short-term Investments | $9.20 Billion | 10.39% |
| Total Liquid Assets | $9.20 Billion | 10.39% |
Asset Resilience Insights
- Moderate Liquidity: Zions Bancorporation has 10.39% of assets in liquid form.
- While adequate for normal operations, this level may limit flexibility during economic stress.
- The company has significant short-term investments, indicating active treasury management.
Zions Bancorporation Industry Peers by Asset Resilience Ratio
Compare Zions Bancorporation's asset resilience ratio with other companies in the same industry.
| Company | Industry | Asset Resilience Ratio |
|---|---|---|
|
Danske Bank A/S
CO:DANSKE |
Banks - Regional | -5.72% |
|
Bank of Nanjing Co Ltd
SHG:601009 |
Banks - Regional | -5.31% |
|
Bank of Shanghai Co Ltd
SHG:601229 |
Banks - Regional | -17.10% |
|
SCB X Public Company Limited
BK:SCB |
Banks - Regional | 6.49% |
|
TMBThanachart Bank Public Company Limited
F:NVPJ |
Banks - Regional | 10.46% |
|
Ameris Bancorp
NASDAQ:ABCB |
Banks - Regional | 7.87% |
|
Grupo Security
SN:SECURITY |
Banks - Regional | 0.15% |
|
CFM Indosuez Wealth SA
PA:MLCFM |
Banks - Regional | 50.57% |
Annual Asset Resilience Ratio for Zions Bancorporation (1989–2024)
The table below shows the annual Asset Resilience Ratio data for Zions Bancorporation.
| Year | Asset Resilience Ratio (%) | Liquid Assets | Total Assets | Change |
|---|---|---|---|---|
| 2024-12-31 | 10.28% | $9.13 Billion | $88.78 Billion | -1.53pp |
| 2023-12-31 | 11.81% | $10.30 Billion | $87.20 Billion | -1.49pp |
| 2022-12-31 | 13.31% | $11.91 Billion | $89.55 Billion | -12.50pp |
| 2021-12-31 | 25.80% | $24.05 Billion | $93.20 Billion | +6.50pp |
| 2020-12-31 | 19.31% | $15.73 Billion | $81.48 Billion | -0.53pp |
| 2019-12-31 | 19.84% | $13.72 Billion | $69.17 Billion | -1.60pp |
| 2018-12-31 | 21.44% | $14.74 Billion | $68.75 Billion | -1.43pp |
| 2017-12-31 | 22.87% | $15.16 Billion | $66.29 Billion | +1.73pp |
| 2016-12-31 | 21.15% | $13.37 Billion | $63.24 Billion | +8.34pp |
| 2015-12-31 | 12.81% | $7.64 Billion | $59.67 Billion | +6.09pp |
| 2014-12-31 | 6.72% | $3.84 Billion | $57.20 Billion | +0.11pp |
| 2013-12-31 | 6.61% | $3.70 Billion | $56.03 Billion | +1.04pp |
| 2012-12-31 | 5.57% | $3.09 Billion | $55.51 Billion | -0.51pp |
| 2011-12-31 | 6.08% | $3.23 Billion | $53.15 Billion | -2.16pp |
| 2010-12-31 | 8.24% | $4.21 Billion | $51.03 Billion | +1.09pp |
| 2009-12-31 | 7.15% | $3.66 Billion | $51.12 Billion | +2.29pp |
| 2008-12-31 | 4.86% | $2.68 Billion | $55.09 Billion | -4.84pp |
| 2007-12-31 | 9.70% | $5.13 Billion | $52.95 Billion | -1.06pp |
| 2006-12-31 | 10.75% | $5.05 Billion | $46.97 Billion | -1.65pp |
| 2005-12-31 | 12.40% | $5.31 Billion | $42.78 Billion | +9.60pp |
| 2004-12-31 | 2.80% | $881.91 Million | $31.47 Billion | -0.52pp |
| 2003-12-31 | 3.32% | $948.03 Million | $28.56 Billion | +0.03pp |
| 2002-12-31 | 3.28% | $872.68 Million | $26.57 Billion | +1.71pp |
| 2001-12-31 | 1.57% | $382.70 Million | $24.30 Billion | -2.01pp |
| 2000-12-31 | 3.59% | $787.24 Million | $21.94 Billion | -0.53pp |
| 1999-12-31 | 4.12% | $835.60 Million | $20.28 Billion | -0.43pp |
| 1998-12-31 | 4.55% | $821.10 Million | $18.05 Billion | -3.50pp |
| 1997-12-31 | 8.05% | $875.20 Million | $10.87 Billion | +3.92pp |
| 1996-12-31 | 4.13% | $294.10 Million | $7.12 Billion | -8.61pp |
| 1995-12-31 | 12.75% | $716.40 Million | $5.62 Billion | -1.45pp |
| 1994-12-31 | 14.20% | $700.60 Million | $4.93 Billion | -0.74pp |
| 1993-12-31 | 14.94% | $652.10 Million | $4.37 Billion | +4.44pp |
| 1992-12-31 | 10.50% | $396.70 Million | $3.78 Billion | +3.44pp |
| 1991-12-31 | 7.05% | $257.20 Million | $3.65 Billion | -9.21pp |
| 1990-12-31 | 16.26% | $578.70 Million | $3.56 Billion | +6.55pp |
| 1989-12-31 | 9.71% | $288.80 Million | $2.98 Billion | -- |
About Zions Bancorporation
Zions Bancorporation, National Association provides various banking products and related services primarily in the states of Arizona, California, Colorado, Idaho, Nevada, New Mexico, Oregon, Texas, Utah, Washington, and Wyoming. The company operates through Zions Bank, California Bank & Trust, Amegy Bank, National Bank of Arizona, Nevada State Bank, Vectra Bank Colorado, and The Commerce Bank of … Read more