Zions Bancorporation Defensive Interval Ratio
Zions Bancorporation defensive interval ratio. Zions Bancorporation (ZION) has a Defensive Interval Ratio of 44 days as of September 2025. Defensive assets of $9.55 Billion (cash $-, short-term investments $9.20 Billion, receivables $349.00 Million) cover 44 days of daily cash needs of $215.44 Million/day. See working capital to net assets of Zions Bancorporation to evaluate short-term liquidity relative to the company's equity base.
Defensive Interval Ratio
Defensive Assets
Daily Cash Need
Current Liabilities
Defensive Interval Ratio of Zions Bancorporation (1989–2024)
Defensive interval ratio of Zions Bancorporation from 1989 to 2024. This chart shows how Zions Bancorporation's Defensive Interval Ratio has evolved across 36 annual periods from 1989 to 2024. As of September 2025, the ratio stands at 44 days, meaning defensive assets of $9.55 Billion can fund 44 days of operations without new revenue. Check financial resilience of Zions Bancorporation to evaluate the company's liquid asset resilience ratio.
Zions Bancorporation Defensive Interval Ratio by Year (1989–2024)
Zions Bancorporation defensive interval ratio by year from 1989 to 2024. The table below presents the year-by-year Defensive Interval Ratio for Zions Bancorporation from 1989 to 2024, covering 36 annual filings. Each row shows defensive assets, daily cash need, the DIR in days, and the change in days compared to the prior year. For the complete balance sheet picture, see total assets of Zions Bancorporation.
| Year | DIR (days) | Defensive Assets (USD) | Daily Cash Need | Cash | ST Investments | Change (days) |
|---|---|---|---|---|---|---|
| 2024 | 44 days | $9.51 Billion | $218.19 Million/day | $- | $9.13 Billion | ▼ -6 days |
| 2023 | 49 days | $10.68 Billion | $216.33 Million/day | $- | $10.30 Billion | ▼ -5 days |
| 2022 | 55 days | $12.30 Billion | $224.85 Million/day | $- | $11.91 Billion | ▼ -11039 days |
| 2021 | 11093 days | $24.38 Billion | $2.20 Million/day | $- | $24.05 Billion | ▲ +7990 days |
| 2020 | 3103 days | $16.05 Billion | $5.17 Million/day | $- | $15.73 Billion | ▼ -2028 days |
| 2019 | 5132 days | $14.06 Billion | $2.74 Million/day | $- | $13.72 Billion | ▲ +3910 days |
| 2018 | 1222 days | $15.06 Billion | $12.33 Million/day | $- | $14.74 Billion | ▼ -352 days |
| 2017 | 1574 days | $15.53 Billion | $9.86 Million/day | $- | $15.16 Billion | ▼ -8496 days |
| 2016 | 10070 days | $13.80 Billion | $1.37 Million/day | $- | $13.37 Billion | ▼ -12547663 days |
| 2015 | 12557733 days | $8.09 Billion | $643.84/day | $- | $7.64 Billion | ▲ +11264037 days |
| 2014 | 1293696 days | $4.25 Billion | $3.29K/day | $- | $3.84 Billion | ▼ -4076118 days |
| 2013 | 5369814 days | $4.09 Billion | $761.64/day | $- | $3.70 Billion | ▲ +5369787 days |
| 2012 | 28 days | $3.51 Billion | $127.36 Million/day | $- | $3.09 Billion | ▼ -3 days |
| 2011 | 30 days | $3.61 Billion | $119.45 Million/day | $- | $3.23 Billion | ▼ -10 days |
| 2010 | 40 days | $4.62 Billion | $114.70 Million/day | $- | $4.21 Billion | ▲ +5 days |
| 2009 | 35 days | $4.12 Billion | $117.24 Million/day | $- | $3.66 Billion | ▲ +10 days |
| 2008 | 25 days | $3.11 Billion | $124.39 Million/day | $- | $2.68 Billion | ▼ -21 days |
| 2007 | 46 days | $5.64 Billion | $121.96 Million/day | $- | $5.13 Billion | ▼ -5 days |
| 2006 | 51 days | $5.49 Billion | $106.74 Million/day | $- | $5.05 Billion | ▼ -3 days |
| 2005 | 55 days | $5.31 Billion | $97.02 Million/day | $- | $5.31 Billion | ▲ +42 days |
| 2004 | 12 days | $881.91 Million | $72.08 Million/day | $- | $881.91 Million | ▼ -2 days |
| 2003 | 15 days | $948.03 Million | $64.62 Million/day | $- | $948.03 Million | ▲ +0 days |
| 2002 | 14 days | $872.68 Million | $60.36 Million/day | $- | $872.68 Million | ▲ +8 days |
| 2001 | 7 days | $382.70 Million | $55.47 Million/day | $- | $382.70 Million | ▼ -8 days |
| 2000 | 15 days | $787.24 Million | $52.19 Million/day | $- | $787.24 Million | ▼ -2 days |
| 1999 | 17 days | $835.60 Million | $48.03 Million/day | $- | $835.60 Million | ▼ -2 days |
| 1998 | 19 days | $821.10 Million | $42.96 Million/day | $- | $821.10 Million | ▼ -15 days |
| 1997 | 34 days | $875.20 Million | $25.80 Million/day | $- | $875.20 Million | ▲ +16 days |
| 1996 | 17 days | $294.10 Million | $16.82 Million/day | $- | $294.10 Million | ▼ -35 days |
| 1995 | 53 days | $716.40 Million | $13.64 Million/day | $- | $716.40 Million | ▼ -6 days |
| 1994 | 59 days | $700.60 Million | $11.88 Million/day | $- | $700.60 Million | ▼ -4 days |
| 1993 | 63 days | $652.10 Million | $10.42 Million/day | $- | $652.10 Million | ▲ +19 days |
| 1992 | 43 days | $396.70 Million | $9.15 Million/day | $- | $396.70 Million | ▲ +15 days |
| 1991 | 28 days | $257.20 Million | $9.05 Million/day | $- | $257.20 Million | ▼ -37 days |
| 1990 | 65 days | $578.70 Million | $8.86 Million/day | $- | $578.70 Million | ▲ +25 days |
| 1989 | 40 days | $288.80 Million | $7.19 Million/day | $- | $288.80 Million | — |