Zions Bancorporation (ZION) — Net Asset Quality Index
Zions Bancorporation (ZION) has a Net Asset Quality Index of 7.8% as of September 2025. This metric measures the proportion of total assets financed by shareholders' equity — total assets of $88.53 Billion minus total liabilities of $81.67 Billion yields net assets of $6.87 Billion. A higher index indicates a stronger, lower-leverage balance sheet. Read ZION liabilities breakdown for a breakdown of total debt and financial obligations.
Quality Index
Net Assets
Total Assets
Total Liabilities
Zions Bancorporation Net Asset Quality Index Over Time (1983–2024)
This chart shows how Zions Bancorporation's Net Asset Quality Index has evolved across 42 annual periods from 1983 to 2024. As of September 2025, the index stands at 7.8%, representing net assets of $6.87 Billion against total assets of $88.53 Billion USD. For live market cap and overall valuation, see Zions Bancorporation stock valuation.
Annual Net Asset Quality Index for Zions Bancorporation (1983–2024)
The table below presents the year-by-year Net Asset Quality Index for Zions Bancorporation from 1983 to 2024, covering 42 annual filings. Each row shows total assets, total liabilities, net assets, the quality index percentage, and the change in percentage points compared to the prior year. Check how strategically is Zions Bancorporation's equity deployed to assess the company's strategic physical and investment asset allocation.
| Year | Quality Index | Net Assets (USD) | Total Assets | Total Liabilities | Change (pp) |
|---|---|---|---|---|---|
| 2024 | 6.9% | $6.12 Billion | $88.78 Billion | $82.65 Billion | ▲ +0.4 pp |
| 2023 | 6.5% | $5.69 Billion | $87.20 Billion | $81.51 Billion | ▲ +1.1 pp |
| 2022 | 5.5% | $4.89 Billion | $89.55 Billion | $84.65 Billion | ▼ -93.4 pp |
| 2021 | 98.9% | $92.19 Billion | $93.20 Billion | $1.01 Billion | ▲ +0.6 pp |
| 2020 | 98.4% | $80.14 Billion | $81.48 Billion | $1.34 Billion | ▲ +87.7 pp |
| 2019 | 10.6% | $7.35 Billion | $69.17 Billion | $61.82 Billion | ▼ -0.4 pp |
| 2018 | 11.0% | $7.58 Billion | $68.75 Billion | $61.17 Billion | ▼ -0.6 pp |
| 2017 | 11.6% | $7.68 Billion | $66.29 Billion | $58.61 Billion | ▼ -0.5 pp |
| 2016 | 12.1% | $7.63 Billion | $63.24 Billion | $55.60 Billion | ▼ -0.5 pp |
| 2015 | 12.6% | $7.51 Billion | $59.67 Billion | $52.16 Billion | ▼ -0.3 pp |
| 2014 | 12.9% | $7.38 Billion | $57.20 Billion | $49.83 Billion | ▲ +1.4 pp |
| 2013 | 11.5% | $6.46 Billion | $56.03 Billion | $49.57 Billion | ▲ +0.6 pp |
| 2012 | 10.9% | $6.05 Billion | $55.51 Billion | $49.46 Billion | ▼ -2.2 pp |
| 2011 | 13.1% | $6.98 Billion | $53.15 Billion | $46.17 Billion | ▲ +0.1 pp |
| 2010 | 13.0% | $6.65 Billion | $51.03 Billion | $44.39 Billion | ▲ +1.9 pp |
| 2009 | 11.2% | $5.71 Billion | $51.12 Billion | $45.41 Billion | ▼ -0.7 pp |
| 2008 | 11.9% | $6.53 Billion | $55.09 Billion | $48.56 Billion | ▲ +1.8 pp |
| 2007 | 10.1% | $5.32 Billion | $52.95 Billion | $47.62 Billion | ▼ -0.7 pp |
| 2006 | 10.7% | $5.03 Billion | $46.97 Billion | $41.94 Billion | ▲ +0.7 pp |
| 2005 | 10.0% | $4.26 Billion | $42.78 Billion | $38.51 Billion | ▲ +1.0 pp |
| 2004 | 8.9% | $2.81 Billion | $31.47 Billion | $28.66 Billion | ▼ 0.0 pp |
| 2003 | 9.0% | $2.56 Billion | $28.56 Billion | $26.00 Billion | ▼ -0.1 pp |
| 2002 | 9.0% | $2.40 Billion | $26.57 Billion | $24.17 Billion | ▼ -0.4 pp |
| 2001 | 9.5% | $2.30 Billion | $24.30 Billion | $22.01 Billion | ▲ +1.2 pp |
| 2000 | 8.3% | $1.82 Billion | $21.94 Billion | $20.12 Billion | ▼ -0.1 pp |
| 1999 | 8.4% | $1.70 Billion | $20.28 Billion | $18.58 Billion | ▲ +0.1 pp |
| 1998 | 8.2% | $1.49 Billion | $18.05 Billion | $16.56 Billion | ▲ +1.4 pp |
| 1997 | 6.8% | $742.10 Million | $10.87 Billion | $10.13 Billion | ▼ -1.0 pp |
| 1996 | 7.8% | $554.60 Million | $7.12 Billion | $6.56 Billion | ▲ +0.2 pp |
| 1995 | 7.6% | $428.50 Million | $5.62 Billion | $5.19 Billion | ▲ +0.2 pp |
| 1994 | 7.4% | $365.80 Million | $4.93 Billion | $4.57 Billion | ▲ +0.8 pp |
| 1993 | 6.7% | $290.40 Million | $4.37 Billion | $4.08 Billion | ▲ +0.2 pp |
| 1992 | 6.4% | $242.50 Million | $3.78 Billion | $3.54 Billion | ▲ +0.7 pp |
| 1991 | 5.7% | $206.60 Million | $3.65 Billion | $3.44 Billion | ▲ +0.5 pp |
| 1990 | 5.2% | $183.50 Million | $3.56 Billion | $3.38 Billion | ▼ -0.4 pp |
| 1989 | 5.5% | $164.30 Million | $2.98 Billion | $2.81 Billion | ▼ -0.4 pp |
| 1988 | 6.0% | $167.00 Million | $2.80 Billion | $2.64 Billion | ▼ 0.0 pp |
| 1987 | 6.0% | $180.00 Million | $3.02 Billion | $2.84 Billion | ▼ -0.1 pp |
| 1986 | 6.1% | $200.00 Million | $3.30 Billion | $3.10 Billion | ▼ -0.3 pp |
| 1985 | 6.4% | $204.00 Million | $3.18 Billion | $2.98 Billion | ▼ -0.4 pp |
| 1984 | 6.8% | $184.00 Million | $2.71 Billion | $2.53 Billion | ▼ -0.4 pp |
| 1983 | 7.2% | $167.00 Million | $2.31 Billion | $2.14 Billion | — |