Zions Bancorporation (ZION) — Net Asset Quality Index
Zions Bancorporation (ZION) has a Net Asset Quality Index of 7.8% as of September 2025. This metric measures the proportion of total assets financed by shareholders' equity — total assets of $88.53 Billion minus total liabilities of $81.67 Billion yields net assets of $6.87 Billion. A higher index indicates a stronger, lower-leverage balance sheet. See operational self-sufficiency of Zions Bancorporation to measure how many days the company can operate on defensive assets alone.
Quality Index
Net Assets
Total Assets
Total Liabilities
Zions Bancorporation Net Asset Quality Index Over Time (1983–2024)
This chart shows how Zions Bancorporation's Net Asset Quality Index has evolved across 42 annual periods from 1983 to 2024. As of September 2025, the index stands at 7.8%, representing net assets of $6.87 Billion against total assets of $88.53 Billion USD. Explore cash efficiency ratio of Zions Bancorporation to assess how effectively this company generates cash.
Annual Net Asset Quality Index for Zions Bancorporation (1983–2024)
The table below presents the year-by-year Net Asset Quality Index for Zions Bancorporation from 1983 to 2024, covering 42 annual filings. Each row shows total assets, total liabilities, net assets, the quality index percentage, and the change in percentage points compared to the prior year. For market capitalisation and the full company profile, see Zions Bancorporation market cap and net worth.
| Year | Quality Index | Net Assets (USD) | Total Assets | Total Liabilities | Change (pp) |
|---|---|---|---|---|---|
| 2024 | 6.9% | $6.12 Billion | $88.78 Billion | $82.65 Billion | ▲ +0.4 pp |
| 2023 | 6.5% | $5.69 Billion | $87.20 Billion | $81.51 Billion | ▲ +1.1 pp |
| 2022 | 5.5% | $4.89 Billion | $89.55 Billion | $84.65 Billion | ▼ -93.4 pp |
| 2021 | 98.9% | $92.19 Billion | $93.20 Billion | $1.01 Billion | ▲ +0.6 pp |
| 2020 | 98.4% | $80.14 Billion | $81.48 Billion | $1.34 Billion | ▲ +87.7 pp |
| 2019 | 10.6% | $7.35 Billion | $69.17 Billion | $61.82 Billion | ▼ -0.4 pp |
| 2018 | 11.0% | $7.58 Billion | $68.75 Billion | $61.17 Billion | ▼ -0.6 pp |
| 2017 | 11.6% | $7.68 Billion | $66.29 Billion | $58.61 Billion | ▼ -0.5 pp |
| 2016 | 12.1% | $7.63 Billion | $63.24 Billion | $55.60 Billion | ▼ -0.5 pp |
| 2015 | 12.6% | $7.51 Billion | $59.67 Billion | $52.16 Billion | ▼ -0.3 pp |
| 2014 | 12.9% | $7.38 Billion | $57.20 Billion | $49.83 Billion | ▲ +1.4 pp |
| 2013 | 11.5% | $6.46 Billion | $56.03 Billion | $49.57 Billion | ▲ +0.6 pp |
| 2012 | 10.9% | $6.05 Billion | $55.51 Billion | $49.46 Billion | ▼ -2.2 pp |
| 2011 | 13.1% | $6.98 Billion | $53.15 Billion | $46.17 Billion | ▲ +0.1 pp |
| 2010 | 13.0% | $6.65 Billion | $51.03 Billion | $44.39 Billion | ▲ +1.9 pp |
| 2009 | 11.2% | $5.71 Billion | $51.12 Billion | $45.41 Billion | ▼ -0.7 pp |
| 2008 | 11.9% | $6.53 Billion | $55.09 Billion | $48.56 Billion | ▲ +1.8 pp |
| 2007 | 10.1% | $5.32 Billion | $52.95 Billion | $47.62 Billion | ▼ -0.7 pp |
| 2006 | 10.7% | $5.03 Billion | $46.97 Billion | $41.94 Billion | ▲ +0.7 pp |
| 2005 | 10.0% | $4.26 Billion | $42.78 Billion | $38.51 Billion | ▲ +1.0 pp |
| 2004 | 8.9% | $2.81 Billion | $31.47 Billion | $28.66 Billion | ▼ 0.0 pp |
| 2003 | 9.0% | $2.56 Billion | $28.56 Billion | $26.00 Billion | ▼ -0.1 pp |
| 2002 | 9.0% | $2.40 Billion | $26.57 Billion | $24.17 Billion | ▼ -0.4 pp |
| 2001 | 9.5% | $2.30 Billion | $24.30 Billion | $22.01 Billion | ▲ +1.2 pp |
| 2000 | 8.3% | $1.82 Billion | $21.94 Billion | $20.12 Billion | ▼ -0.1 pp |
| 1999 | 8.4% | $1.70 Billion | $20.28 Billion | $18.58 Billion | ▲ +0.1 pp |
| 1998 | 8.2% | $1.49 Billion | $18.05 Billion | $16.56 Billion | ▲ +1.4 pp |
| 1997 | 6.8% | $742.10 Million | $10.87 Billion | $10.13 Billion | ▼ -1.0 pp |
| 1996 | 7.8% | $554.60 Million | $7.12 Billion | $6.56 Billion | ▲ +0.2 pp |
| 1995 | 7.6% | $428.50 Million | $5.62 Billion | $5.19 Billion | ▲ +0.2 pp |
| 1994 | 7.4% | $365.80 Million | $4.93 Billion | $4.57 Billion | ▲ +0.8 pp |
| 1993 | 6.7% | $290.40 Million | $4.37 Billion | $4.08 Billion | ▲ +0.2 pp |
| 1992 | 6.4% | $242.50 Million | $3.78 Billion | $3.54 Billion | ▲ +0.7 pp |
| 1991 | 5.7% | $206.60 Million | $3.65 Billion | $3.44 Billion | ▲ +0.5 pp |
| 1990 | 5.2% | $183.50 Million | $3.56 Billion | $3.38 Billion | ▼ -0.4 pp |
| 1989 | 5.5% | $164.30 Million | $2.98 Billion | $2.81 Billion | ▼ -0.4 pp |
| 1988 | 6.0% | $167.00 Million | $2.80 Billion | $2.64 Billion | ▼ 0.0 pp |
| 1987 | 6.0% | $180.00 Million | $3.02 Billion | $2.84 Billion | ▼ -0.1 pp |
| 1986 | 6.1% | $200.00 Million | $3.30 Billion | $3.10 Billion | ▼ -0.3 pp |
| 1985 | 6.4% | $204.00 Million | $3.18 Billion | $2.98 Billion | ▼ -0.4 pp |
| 1984 | 6.8% | $184.00 Million | $2.71 Billion | $2.53 Billion | ▼ -0.4 pp |
| 1983 | 7.2% | $167.00 Million | $2.31 Billion | $2.14 Billion | — |