Zions Bancorporation (ZION) — Cash Flow Reinvestment Rate
Zions Bancorporation (ZION) has a Cash Flow Reinvestment Rate of 0.88x as of September 2025, reinvesting $384.00 Million (capex $25.00 Million plus investments $359.00 Million) from operating cash flow of $438.00 Million. See ZION cash flow after capex ratio to measure how efficiently the company converts operating cash flow to free cash.
Reinvestment Rate
Total Reinvested
Operating Cash Flow
Capital Expenditures
Zions Bancorporation Cash Flow Reinvestment Rate (1988–2024)
Historical reinvestment intensity for Zions Bancorporation across 34 annual periods. For the full cash flow conversion analysis, see how efficiently does Zions Bancorporation generate cash.
Annual Cash Flow Reinvestment Rate for Zions Bancorporation (1988–2024)
Year-by-year capital reinvestment analysis for Zions Bancorporation. See ZION financial flexibility index to measure the company's free cash flow as a share of total liabilities.
| Year | Reinvestment Rate | Total Reinvested (USD) | Operating CF | Capex | YoY Change |
|---|---|---|---|---|---|
| 2024 | 1.51x | $1.74 Billion | $1.15 Billion | $97.00 Million | ▼ -46.1% |
| 2023 | 2.81x | $2.48 Billion | $885.00 Million | $113.00 Million | ▲ +137.3% |
| 2022 | 1.18x | $1.74 Billion | $1.47 Billion | $190.00 Million | ▼ -93.6% |
| 2021 | 18.56x | $11.67 Billion | $629.00 Million | $206.00 Million | ▲ +8.3% |
| 2020 | 17.14x | $12.32 Billion | $719.00 Million | $171.00 Million | ▲ +1133.0% |
| 2019 | 1.39x | $969.00 Million | $697.00 Million | $117.00 Million | ▼ -40.0% |
| 2018 | 2.32x | $2.73 Billion | $1.18 Billion | $129.00 Million | ▼ -43.8% |
| 2017 | 4.13x | $3.83 Billion | $928.00 Million | $169.00 Million | ▼ -28.5% |
| 2016 | 5.78x | $3.44 Billion | $596.07 Million | $196.00 Million | ▼ -1.6% |
| 2015 | 5.87x | $2.72 Billion | $464.00 Million | $157.00 Million | ▲ +56.2% |
| 2014 | 3.76x | $1.43 Billion | $380.34 Million | $175.80 Million | ▲ +105.7% |
| 2013 | 1.83x | $1.53 Billion | $835.11 Million | $88.58 Million | ▲ +2.5% |
| 2012 | 1.78x | $1.31 Billion | $736.20 Million | $68.89 Million | ▲ +2353.1% |
| 2011 | 0.07x | $77.67 Million | $1.07 Billion | $77.67 Million | ▼ -97.6% |
| 2010 | 3.06x | $4.46 Billion | $1.46 Billion | $79.07 Million | ▲ +3228.1% |
| 2009 | 0.09x | $97.14 Million | $1.06 Billion | $97.14 Million | ▲ +5.7% |
| 2008 | 0.09x | $102.02 Million | $1.17 Billion | $102.02 Million | ▼ -38.3% |
| 2007 | 0.14x | $103.22 Million | $732.90 Million | $103.22 Million | ▲ +20.4% |
| 2006 | 0.12x | $122.43 Million | $1.05 Billion | $122.43 Million | ▲ +29.7% |
| 2005 | 0.09x | $68.00 Million | $754.19 Million | $68.00 Million | ▼ -17.4% |
| 2004 | 0.11x | $72.29 Million | $662.37 Million | $72.29 Million | ▼ -42.3% |
| 2003 | 0.19x | $83.27 Million | $440.19 Million | $83.27 Million | ▼ -46.6% |
| 2002 | 0.35x | $97.82 Million | $276.06 Million | $97.82 Million | ▲ +225.1% |
| 2001 | 0.11x | $91.92 Million | $843.38 Million | $91.92 Million | ▼ -53.7% |
| 2000 | 0.24x | $82.29 Million | $349.19 Million | $82.29 Million | ▼ -99.6% |
| 1999 | 67.00x | $93.80 Million | $1.40 Million | $93.80 Million | ▲ +4701.7% |
| 1997 | 1.40x | $42.00 Million | $30.10 Million | $42.00 Million | ▲ +473.5% |
| 1996 | 0.24x | $32.80 Million | $134.80 Million | $32.80 Million | ▲ +184.1% |
| 1995 | 0.09x | $18.00 Million | $210.20 Million | $18.00 Million | ▼ -23.4% |
| 1993 | 0.11x | $13.70 Million | $122.50 Million | $13.70 Million | ▼ -2.3% |
| 1991 | 0.11x | $5.30 Million | $46.30 Million | $5.30 Million | ▲ +42.0% |
| 1990 | 0.08x | $6.40 Million | $79.40 Million | $6.40 Million | ▼ -13.6% |
| 1989 | 0.09x | $5.00 Million | $53.60 Million | $5.00 Million | ▼ -9.6% |
| 1988 | 0.10x | $4.20 Million | $40.70 Million | $4.20 Million | — |