Zions Bancorporation (ZION) — Cash Flow Reinvestment Rate

Latest as of September 2025: 0.88x

Zions Bancorporation (ZION) has a Cash Flow Reinvestment Rate of 0.88x as of September 2025, reinvesting $384.00 Million (capex $25.00 Million plus investments $359.00 Million) from operating cash flow of $438.00 Million. Check cash flow quality index of Zions Bancorporation to evaluate the quality of earnings relative to operating cash generation.

Reinvestment Rate

0.88x
(Capex + Investments) / Operating CF

Total Reinvested

$384.00 Million
Capex + Investments

Operating Cash Flow

$438.00 Million
USD

Capital Expenditures

$25.00 Million
USD

Zions Bancorporation Cash Flow Reinvestment Rate (1988–2024)

Historical reinvestment intensity for Zions Bancorporation across 34 annual periods. Explore long-term investment intensity of Zions Bancorporation to see how much of total assets are deployed in long-term investments.

Annual Cash Flow Reinvestment Rate for Zions Bancorporation (1988–2024)

Year-by-year capital reinvestment analysis for Zions Bancorporation. For live market cap and broader valuation context, see ZION company net worth.

Year Reinvestment Rate Total Reinvested (USD) Operating CF Capex YoY Change
2024 1.51x $1.74 Billion $1.15 Billion $97.00 Million ▼ -46.1%
2023 2.81x $2.48 Billion $885.00 Million $113.00 Million ▲ +137.3%
2022 1.18x $1.74 Billion $1.47 Billion $190.00 Million ▼ -93.6%
2021 18.56x $11.67 Billion $629.00 Million $206.00 Million ▲ +8.3%
2020 17.14x $12.32 Billion $719.00 Million $171.00 Million ▲ +1133.0%
2019 1.39x $969.00 Million $697.00 Million $117.00 Million ▼ -40.0%
2018 2.32x $2.73 Billion $1.18 Billion $129.00 Million ▼ -43.8%
2017 4.13x $3.83 Billion $928.00 Million $169.00 Million ▼ -28.5%
2016 5.78x $3.44 Billion $596.07 Million $196.00 Million ▼ -1.6%
2015 5.87x $2.72 Billion $464.00 Million $157.00 Million ▲ +56.2%
2014 3.76x $1.43 Billion $380.34 Million $175.80 Million ▲ +105.7%
2013 1.83x $1.53 Billion $835.11 Million $88.58 Million ▲ +2.5%
2012 1.78x $1.31 Billion $736.20 Million $68.89 Million ▲ +2353.1%
2011 0.07x $77.67 Million $1.07 Billion $77.67 Million ▼ -97.6%
2010 3.06x $4.46 Billion $1.46 Billion $79.07 Million ▲ +3228.1%
2009 0.09x $97.14 Million $1.06 Billion $97.14 Million ▲ +5.7%
2008 0.09x $102.02 Million $1.17 Billion $102.02 Million ▼ -38.3%
2007 0.14x $103.22 Million $732.90 Million $103.22 Million ▲ +20.4%
2006 0.12x $122.43 Million $1.05 Billion $122.43 Million ▲ +29.7%
2005 0.09x $68.00 Million $754.19 Million $68.00 Million ▼ -17.4%
2004 0.11x $72.29 Million $662.37 Million $72.29 Million ▼ -42.3%
2003 0.19x $83.27 Million $440.19 Million $83.27 Million ▼ -46.6%
2002 0.35x $97.82 Million $276.06 Million $97.82 Million ▲ +225.1%
2001 0.11x $91.92 Million $843.38 Million $91.92 Million ▼ -53.7%
2000 0.24x $82.29 Million $349.19 Million $82.29 Million ▼ -99.6%
1999 67.00x $93.80 Million $1.40 Million $93.80 Million ▲ +4701.7%
1997 1.40x $42.00 Million $30.10 Million $42.00 Million ▲ +473.5%
1996 0.24x $32.80 Million $134.80 Million $32.80 Million ▲ +184.1%
1995 0.09x $18.00 Million $210.20 Million $18.00 Million ▼ -23.4%
1993 0.11x $13.70 Million $122.50 Million $13.70 Million ▼ -2.3%
1991 0.11x $5.30 Million $46.30 Million $5.30 Million ▲ +42.0%
1990 0.08x $6.40 Million $79.40 Million $6.40 Million ▼ -13.6%
1989 0.09x $5.00 Million $53.60 Million $5.00 Million ▼ -9.6%
1988 0.10x $4.20 Million $40.70 Million $4.20 Million
Cash Flow Reinvestment Rate = (ABS(Capex) + ABS(Investments)) / Operating Cash Flow