Zions Bancorporation (ZION) — Free Cash Flow Generation Index
Zions Bancorporation (ZION) has a Free Cash Flow Generation Index of 0.94x as of September 2025. Free cash flow of $413.00 Million represents 1% of operating cash flow ($438.00 Million). Explore ZION capital expenditure intensity to see what proportion of operating cash flow is directed to capital expenditures.
FCF Generation Index
Free Cash Flow
Operating Cash Flow
Capital Expenditures
Zions Bancorporation Free Cash Flow Generation Index (1988–2024)
Historical FCF Generation Index trend for Zions Bancorporation across 34 annual periods. For the full cash flow conversion analysis, see cash flow conversion of Zions Bancorporation.
Annual Free Cash Flow Generation for Zions Bancorporation (1988–2024)
Year-by-year Free Cash Flow Generation Index for Zions Bancorporation. Check total reinvestment intensity of Zions Bancorporation to assess the company's total reinvestment commitment from operating cash flow.
| Year | FCG Index | Free Cash Flow (USD) | Operating CF | Capital Expenditures | YoY Change |
|---|---|---|---|---|---|
| 2024 | 0.92x | $1.05 Billion | $1.15 Billion | $97.00 Million | ▲ +5.0% |
| 2023 | 0.87x | $772.00 Million | $885.00 Million | $113.00 Million | ▲ +0.2% |
| 2022 | 0.87x | $1.28 Billion | $1.47 Billion | $190.00 Million | ▲ +29.5% |
| 2021 | 0.67x | $423.00 Million | $629.00 Million | $206.00 Million | ▼ -11.8% |
| 2020 | 0.76x | $548.00 Million | $719.00 Million | $171.00 Million | ▼ -8.4% |
| 2019 | 0.83x | $580.00 Million | $697.00 Million | $117.00 Million | ▼ -6.5% |
| 2018 | 0.89x | $1.05 Billion | $1.18 Billion | $129.00 Million | ▲ +8.9% |
| 2017 | 0.82x | $759.00 Million | $928.00 Million | $169.00 Million | ▲ +21.8% |
| 2016 | 0.67x | $400.40 Million | $596.07 Million | $196.00 Million | ▲ +1.5% |
| 2015 | 0.66x | $307.00 Million | $464.00 Million | $157.00 Million | ▲ +23.0% |
| 2014 | 0.54x | $204.54 Million | $380.34 Million | $175.80 Million | ▼ -39.8% |
| 2013 | 0.89x | $746.53 Million | $835.11 Million | $88.58 Million | ▼ -1.4% |
| 2012 | 0.91x | $667.30 Million | $736.20 Million | $68.89 Million | ▼ -2.3% |
| 2011 | 0.93x | $991.08 Million | $1.07 Billion | $77.67 Million | ▼ -2.0% |
| 2010 | 0.95x | $1.38 Billion | $1.46 Billion | $79.07 Million | ▲ +4.8% |
| 2009 | 0.90x | $954.55 Million | $1.06 Billion | $97.14 Million | ▼ -2.1% |
| 2008 | 0.92x | $1.08 Billion | $1.17 Billion | $102.02 Million | ▲ +7.3% |
| 2007 | 0.86x | $629.68 Million | $732.90 Million | $103.22 Million | ▼ -2.7% |
| 2006 | 0.88x | $924.55 Million | $1.05 Billion | $122.43 Million | ▼ -2.9% |
| 2005 | 0.91x | $686.20 Million | $754.19 Million | $68.00 Million | ▲ +2.1% |
| 2004 | 0.89x | $590.08 Million | $662.37 Million | $72.29 Million | ▲ +9.9% |
| 2003 | 0.81x | $356.92 Million | $440.19 Million | $83.27 Million | ▲ +25.6% |
| 2002 | 0.65x | $178.24 Million | $276.06 Million | $97.82 Million | ▼ -27.5% |
| 2001 | 0.89x | $751.45 Million | $843.38 Million | $91.92 Million | ▲ +16.6% |
| 2000 | 0.76x | $266.90 Million | $349.19 Million | $82.29 Million | ▲ +101.2% |
| 1999 | -66.00x | $-92.40 Million | $1.40 Million | $93.80 Million | ▼ -16594.1% |
| 1997 | -0.40x | $-11.90 Million | $30.10 Million | $42.00 Million | ▼ -152.2% |
| 1996 | 0.76x | $102.00 Million | $134.80 Million | $32.80 Million | ▼ -17.5% |
| 1995 | 0.92x | $192.70 Million | $210.20 Million | $18.00 Million | ▲ +3.2% |
| 1993 | 0.89x | $108.80 Million | $122.50 Million | $13.70 Million | ▲ +0.3% |
| 1991 | 0.89x | $41.00 Million | $46.30 Million | $5.30 Million | ▼ -3.7% |
| 1990 | 0.92x | $73.00 Million | $79.40 Million | $6.40 Million | ▲ +1.4% |
| 1989 | 0.91x | $48.60 Million | $53.60 Million | $5.00 Million | ▲ +1.1% |
| 1988 | 0.90x | $36.50 Million | $40.70 Million | $4.20 Million | — |