Zions Bancorporation (ZION) — Free Cash Flow Generation Index
Zions Bancorporation (ZION) has a Free Cash Flow Generation Index of 0.94x as of September 2025. Free cash flow of $413.00 Million represents 1% of operating cash flow ($438.00 Million). Read ZION current and long-term liabilities for a breakdown of total debt and financial obligations.
FCF Generation Index
Free Cash Flow
Operating Cash Flow
Capital Expenditures
Zions Bancorporation Free Cash Flow Generation Index (1988–2024)
Historical FCF Generation Index trend for Zions Bancorporation across 34 annual periods. Explore Zions Bancorporation capital spending ratio to see what proportion of operating cash flow is directed to capital expenditures.
Annual Free Cash Flow Generation for Zions Bancorporation (1988–2024)
Year-by-year Free Cash Flow Generation Index for Zions Bancorporation. For the full company profile including market capitalisation, see Zions Bancorporation market cap and net worth.
| Year | FCG Index | Free Cash Flow (USD) | Operating CF | Capital Expenditures | YoY Change |
|---|---|---|---|---|---|
| 2024 | 0.92x | $1.05 Billion | $1.15 Billion | $97.00 Million | ▲ +5.0% |
| 2023 | 0.87x | $772.00 Million | $885.00 Million | $113.00 Million | ▲ +0.2% |
| 2022 | 0.87x | $1.28 Billion | $1.47 Billion | $190.00 Million | ▲ +29.5% |
| 2021 | 0.67x | $423.00 Million | $629.00 Million | $206.00 Million | ▼ -11.8% |
| 2020 | 0.76x | $548.00 Million | $719.00 Million | $171.00 Million | ▼ -8.4% |
| 2019 | 0.83x | $580.00 Million | $697.00 Million | $117.00 Million | ▼ -6.5% |
| 2018 | 0.89x | $1.05 Billion | $1.18 Billion | $129.00 Million | ▲ +8.9% |
| 2017 | 0.82x | $759.00 Million | $928.00 Million | $169.00 Million | ▲ +21.8% |
| 2016 | 0.67x | $400.40 Million | $596.07 Million | $196.00 Million | ▲ +1.5% |
| 2015 | 0.66x | $307.00 Million | $464.00 Million | $157.00 Million | ▲ +23.0% |
| 2014 | 0.54x | $204.54 Million | $380.34 Million | $175.80 Million | ▼ -39.8% |
| 2013 | 0.89x | $746.53 Million | $835.11 Million | $88.58 Million | ▼ -1.4% |
| 2012 | 0.91x | $667.30 Million | $736.20 Million | $68.89 Million | ▼ -2.3% |
| 2011 | 0.93x | $991.08 Million | $1.07 Billion | $77.67 Million | ▼ -2.0% |
| 2010 | 0.95x | $1.38 Billion | $1.46 Billion | $79.07 Million | ▲ +4.8% |
| 2009 | 0.90x | $954.55 Million | $1.06 Billion | $97.14 Million | ▼ -2.1% |
| 2008 | 0.92x | $1.08 Billion | $1.17 Billion | $102.02 Million | ▲ +7.3% |
| 2007 | 0.86x | $629.68 Million | $732.90 Million | $103.22 Million | ▼ -2.7% |
| 2006 | 0.88x | $924.55 Million | $1.05 Billion | $122.43 Million | ▼ -2.9% |
| 2005 | 0.91x | $686.20 Million | $754.19 Million | $68.00 Million | ▲ +2.1% |
| 2004 | 0.89x | $590.08 Million | $662.37 Million | $72.29 Million | ▲ +9.9% |
| 2003 | 0.81x | $356.92 Million | $440.19 Million | $83.27 Million | ▲ +25.6% |
| 2002 | 0.65x | $178.24 Million | $276.06 Million | $97.82 Million | ▼ -27.5% |
| 2001 | 0.89x | $751.45 Million | $843.38 Million | $91.92 Million | ▲ +16.6% |
| 2000 | 0.76x | $266.90 Million | $349.19 Million | $82.29 Million | ▲ +101.2% |
| 1999 | -66.00x | $-92.40 Million | $1.40 Million | $93.80 Million | ▼ -16594.1% |
| 1997 | -0.40x | $-11.90 Million | $30.10 Million | $42.00 Million | ▼ -152.2% |
| 1996 | 0.76x | $102.00 Million | $134.80 Million | $32.80 Million | ▼ -17.5% |
| 1995 | 0.92x | $192.70 Million | $210.20 Million | $18.00 Million | ▲ +3.2% |
| 1993 | 0.89x | $108.80 Million | $122.50 Million | $13.70 Million | ▲ +0.3% |
| 1991 | 0.89x | $41.00 Million | $46.30 Million | $5.30 Million | ▼ -3.7% |
| 1990 | 0.92x | $73.00 Million | $79.40 Million | $6.40 Million | ▲ +1.4% |
| 1989 | 0.91x | $48.60 Million | $53.60 Million | $5.00 Million | ▲ +1.1% |
| 1988 | 0.90x | $36.50 Million | $40.70 Million | $4.20 Million | — |