Zions Bancorporation (ZION) — Free Cash Flow Generation Index
Zions Bancorporation (ZION) has a Free Cash Flow Generation Index of 0.94x as of September 2025. Free cash flow of $413.00 Million represents 1% of operating cash flow ($438.00 Million). See Zions Bancorporation (ZION) working capital ratio to evaluate short-term liquidity relative to the company's equity base.
FCF Generation Index
Free Cash Flow
Operating Cash Flow
Capital Expenditures
Zions Bancorporation Free Cash Flow Generation Index (1988–2024)
Historical FCF Generation Index trend for Zions Bancorporation across 34 annual periods. Explore ZION debt coverage from operations to assess how comfortably operating cash covers total debt obligations.
Annual Free Cash Flow Generation for Zions Bancorporation (1988–2024)
Year-by-year Free Cash Flow Generation Index for Zions Bancorporation. For the full company profile including market capitalisation, see ZION stock market capitalisation.
| Year | FCG Index | Free Cash Flow (USD) | Operating CF | Capital Expenditures | YoY Change |
|---|---|---|---|---|---|
| 2024 | 0.92x | $1.05 Billion | $1.15 Billion | $97.00 Million | ▲ +5.0% |
| 2023 | 0.87x | $772.00 Million | $885.00 Million | $113.00 Million | ▲ +0.2% |
| 2022 | 0.87x | $1.28 Billion | $1.47 Billion | $190.00 Million | ▲ +29.5% |
| 2021 | 0.67x | $423.00 Million | $629.00 Million | $206.00 Million | ▼ -11.8% |
| 2020 | 0.76x | $548.00 Million | $719.00 Million | $171.00 Million | ▼ -8.4% |
| 2019 | 0.83x | $580.00 Million | $697.00 Million | $117.00 Million | ▼ -6.5% |
| 2018 | 0.89x | $1.05 Billion | $1.18 Billion | $129.00 Million | ▲ +8.9% |
| 2017 | 0.82x | $759.00 Million | $928.00 Million | $169.00 Million | ▲ +21.8% |
| 2016 | 0.67x | $400.40 Million | $596.07 Million | $196.00 Million | ▲ +1.5% |
| 2015 | 0.66x | $307.00 Million | $464.00 Million | $157.00 Million | ▲ +23.0% |
| 2014 | 0.54x | $204.54 Million | $380.34 Million | $175.80 Million | ▼ -39.8% |
| 2013 | 0.89x | $746.53 Million | $835.11 Million | $88.58 Million | ▼ -1.4% |
| 2012 | 0.91x | $667.30 Million | $736.20 Million | $68.89 Million | ▼ -2.3% |
| 2011 | 0.93x | $991.08 Million | $1.07 Billion | $77.67 Million | ▼ -2.0% |
| 2010 | 0.95x | $1.38 Billion | $1.46 Billion | $79.07 Million | ▲ +4.8% |
| 2009 | 0.90x | $954.55 Million | $1.06 Billion | $97.14 Million | ▼ -2.1% |
| 2008 | 0.92x | $1.08 Billion | $1.17 Billion | $102.02 Million | ▲ +7.3% |
| 2007 | 0.86x | $629.68 Million | $732.90 Million | $103.22 Million | ▼ -2.7% |
| 2006 | 0.88x | $924.55 Million | $1.05 Billion | $122.43 Million | ▼ -2.9% |
| 2005 | 0.91x | $686.20 Million | $754.19 Million | $68.00 Million | ▲ +2.1% |
| 2004 | 0.89x | $590.08 Million | $662.37 Million | $72.29 Million | ▲ +9.9% |
| 2003 | 0.81x | $356.92 Million | $440.19 Million | $83.27 Million | ▲ +25.6% |
| 2002 | 0.65x | $178.24 Million | $276.06 Million | $97.82 Million | ▼ -27.5% |
| 2001 | 0.89x | $751.45 Million | $843.38 Million | $91.92 Million | ▲ +16.6% |
| 2000 | 0.76x | $266.90 Million | $349.19 Million | $82.29 Million | ▲ +101.2% |
| 1999 | -66.00x | $-92.40 Million | $1.40 Million | $93.80 Million | ▼ -16594.1% |
| 1997 | -0.40x | $-11.90 Million | $30.10 Million | $42.00 Million | ▼ -152.2% |
| 1996 | 0.76x | $102.00 Million | $134.80 Million | $32.80 Million | ▼ -17.5% |
| 1995 | 0.92x | $192.70 Million | $210.20 Million | $18.00 Million | ▲ +3.2% |
| 1993 | 0.89x | $108.80 Million | $122.50 Million | $13.70 Million | ▲ +0.3% |
| 1991 | 0.89x | $41.00 Million | $46.30 Million | $5.30 Million | ▼ -3.7% |
| 1990 | 0.92x | $73.00 Million | $79.40 Million | $6.40 Million | ▲ +1.4% |
| 1989 | 0.91x | $48.60 Million | $53.60 Million | $5.00 Million | ▲ +1.1% |
| 1988 | 0.90x | $36.50 Million | $40.70 Million | $4.20 Million | — |