Zions Bancorporation (ZION) — Cash Flow-to-Debt Ratio
Zions Bancorporation (ZION) has a Cash Flow-to-Debt Ratio of 0.01x as of September 2025, meaning its operating cash flow of $438.00 Million could theoretically repay 0% of its total liabilities ($81.67 Billion) in one year. See free cash flow generation of Zions Bancorporation to measure how efficiently the company converts operating cash flow to free cash.
CF-to-Debt Ratio
Operating Cash Flow
Total Liabilities
Data as of
Zions Bancorporation Cash Flow-to-Debt Ratio (1988–2024)
Historical debt coverage capacity for Zions Bancorporation across 37 annual periods. Also explore Zions Bancorporation (ZION) equity growth momentum to track the company's year-over-year net asset growth rate.
Annual Cash Flow-to-Debt Ratio for Zions Bancorporation (1988–2024)
Year-by-year debt coverage analysis for Zions Bancorporation. For market capitalisation and broader financial context, see Zions Bancorporation stock valuation.
| Year | CF-to-Debt Ratio | Operating CF (USD) | Total Liabilities | YoY Change |
|---|---|---|---|---|
| 2024 | 0.01x | $1.15 Billion | $82.65 Billion | ▲ +27.9% |
| 2023 | 0.01x | $885.00 Million | $81.51 Billion | ▼ -37.5% |
| 2022 | 0.02x | $1.47 Billion | $84.65 Billion | ▼ -97.2% |
| 2021 | 0.62x | $629.00 Million | $1.01 Billion | ▲ +15.5% |
| 2020 | 0.54x | $719.00 Million | $1.34 Billion | ▲ +4673.2% |
| 2019 | 0.01x | $697.00 Million | $61.82 Billion | ▼ -41.4% |
| 2018 | 0.02x | $1.18 Billion | $61.17 Billion | ▲ +21.4% |
| 2017 | 0.02x | $928.00 Million | $58.61 Billion | ▲ +47.7% |
| 2016 | 0.01x | $596.07 Million | $55.60 Billion | ▲ +20.5% |
| 2015 | 0.01x | $464.00 Million | $52.16 Billion | ▲ +16.5% |
| 2014 | 0.01x | $380.34 Million | $49.83 Billion | ▼ -54.7% |
| 2013 | 0.02x | $835.11 Million | $49.57 Billion | ▲ +13.2% |
| 2012 | 0.01x | $736.20 Million | $49.46 Billion | ▼ -35.7% |
| 2011 | 0.02x | $1.07 Billion | $46.17 Billion | ▼ -29.7% |
| 2010 | 0.03x | $1.46 Billion | $44.39 Billion | ▲ +41.3% |
| 2009 | 0.02x | $1.06 Billion | $45.41 Billion | ▼ -3.6% |
| 2008 | 0.02x | $1.17 Billion | $48.56 Billion | ▲ +57.1% |
| 2007 | 0.02x | $732.90 Million | $47.62 Billion | ▼ -38.4% |
| 2006 | 0.02x | $1.05 Billion | $41.94 Billion | ▲ +27.5% |
| 2005 | 0.02x | $754.19 Million | $38.51 Billion | ▼ -15.3% |
| 2004 | 0.02x | $662.37 Million | $28.66 Billion | ▲ +36.5% |
| 2003 | 0.02x | $440.19 Million | $26.00 Billion | ▲ +48.2% |
| 2002 | 0.01x | $276.06 Million | $24.17 Billion | ▼ -70.2% |
| 2001 | 0.04x | $843.38 Million | $22.01 Billion | ▲ +120.8% |
| 2000 | 0.02x | $349.19 Million | $20.12 Billion | ▲ +22934.4% |
| 1999 | 0.00x | $1.40 Million | $18.58 Billion | ▲ +110.8% |
| 1998 | 0.00x | $-11.60 Million | $16.56 Billion | ▼ -123.6% |
| 1997 | 0.00x | $30.10 Million | $10.13 Billion | ▼ -85.5% |
| 1996 | 0.02x | $134.80 Million | $6.56 Billion | ▼ -49.3% |
| 1995 | 0.04x | $210.20 Million | $5.19 Billion | ▲ +451.6% |
| 1994 | -0.01x | $-52.60 Million | $4.57 Billion | ▼ -138.3% |
| 1993 | 0.03x | $122.50 Million | $4.08 Billion | ▲ +583.3% |
| 1992 | -0.01x | $-22.00 Million | $3.54 Billion | ▼ -146.2% |
| 1991 | 0.01x | $46.30 Million | $3.44 Billion | ▼ -42.8% |
| 1990 | 0.02x | $79.40 Million | $3.38 Billion | ▲ +23.4% |
| 1989 | 0.02x | $53.60 Million | $2.81 Billion | ▲ +23.5% |
| 1988 | 0.02x | $40.70 Million | $2.64 Billion | — |