Zions Bancorporation Cash Flow-to-Debt Ratio
Zions Bancorporation cash flow-to-debt ratio. Zions Bancorporation (ZION) has a Cash Flow-to-Debt Ratio of 0.01x as of September 2025, meaning its operating cash flow of $438.00 Million could theoretically repay 0% of its total liabilities ($81.67 Billion) in one year. Check ZION cash flow quality score to evaluate the quality of earnings relative to operating cash generation.
CF-to-Debt Ratio
Operating Cash Flow
Total Liabilities
Data as of
Cash Flow-to-Debt Ratio of Zions Bancorporation (1988–2024)
Cash flow-to-debt ratio of Zions Bancorporation from 1988 to 2024. Historical debt coverage capacity for Zions Bancorporation across 37 annual periods. Check Zions Bancorporation total reinvestment intensity to assess the company's total reinvestment commitment from operating cash flow.
Zions Bancorporation Cash Flow-to-Debt Ratio by Year (1988–2024)
Zions Bancorporation cash flow-to-debt ratio by year from 1988 to 2024. Year-by-year debt coverage analysis for Zions Bancorporation. For the full cash flow conversion analysis, see Zions Bancorporation (ZION) cash conversion ratio.
| Year | CF-to-Debt Ratio | Operating CF (USD) | Total Liabilities | YoY Change |
|---|---|---|---|---|
| 2024 | 0.01x | $1.15 Billion | $82.65 Billion | ▲ +27.9% |
| 2023 | 0.01x | $885.00 Million | $81.51 Billion | ▼ -37.5% |
| 2022 | 0.02x | $1.47 Billion | $84.65 Billion | ▼ -97.2% |
| 2021 | 0.62x | $629.00 Million | $1.01 Billion | ▲ +15.5% |
| 2020 | 0.54x | $719.00 Million | $1.34 Billion | ▲ +4673.2% |
| 2019 | 0.01x | $697.00 Million | $61.82 Billion | ▼ -41.4% |
| 2018 | 0.02x | $1.18 Billion | $61.17 Billion | ▲ +21.4% |
| 2017 | 0.02x | $928.00 Million | $58.61 Billion | ▲ +47.7% |
| 2016 | 0.01x | $596.07 Million | $55.60 Billion | ▲ +20.5% |
| 2015 | 0.01x | $464.00 Million | $52.16 Billion | ▲ +16.5% |
| 2014 | 0.01x | $380.34 Million | $49.83 Billion | ▼ -54.7% |
| 2013 | 0.02x | $835.11 Million | $49.57 Billion | ▲ +13.2% |
| 2012 | 0.01x | $736.20 Million | $49.46 Billion | ▼ -35.7% |
| 2011 | 0.02x | $1.07 Billion | $46.17 Billion | ▼ -29.7% |
| 2010 | 0.03x | $1.46 Billion | $44.39 Billion | ▲ +41.3% |
| 2009 | 0.02x | $1.06 Billion | $45.41 Billion | ▼ -3.6% |
| 2008 | 0.02x | $1.17 Billion | $48.56 Billion | ▲ +57.1% |
| 2007 | 0.02x | $732.90 Million | $47.62 Billion | ▼ -38.4% |
| 2006 | 0.02x | $1.05 Billion | $41.94 Billion | ▲ +27.5% |
| 2005 | 0.02x | $754.19 Million | $38.51 Billion | ▼ -15.3% |
| 2004 | 0.02x | $662.37 Million | $28.66 Billion | ▲ +36.5% |
| 2003 | 0.02x | $440.19 Million | $26.00 Billion | ▲ +48.2% |
| 2002 | 0.01x | $276.06 Million | $24.17 Billion | ▼ -70.2% |
| 2001 | 0.04x | $843.38 Million | $22.01 Billion | ▲ +120.8% |
| 2000 | 0.02x | $349.19 Million | $20.12 Billion | ▲ +22934.4% |
| 1999 | 0.00x | $1.40 Million | $18.58 Billion | ▲ +110.8% |
| 1998 | 0.00x | $-11.60 Million | $16.56 Billion | ▼ -123.6% |
| 1997 | 0.00x | $30.10 Million | $10.13 Billion | ▼ -85.5% |
| 1996 | 0.02x | $134.80 Million | $6.56 Billion | ▼ -49.3% |
| 1995 | 0.04x | $210.20 Million | $5.19 Billion | ▲ +451.6% |
| 1994 | -0.01x | $-52.60 Million | $4.57 Billion | ▼ -138.3% |
| 1993 | 0.03x | $122.50 Million | $4.08 Billion | ▲ +583.3% |
| 1992 | -0.01x | $-22.00 Million | $3.54 Billion | ▼ -146.2% |
| 1991 | 0.01x | $46.30 Million | $3.44 Billion | ▼ -42.8% |
| 1990 | 0.02x | $79.40 Million | $3.38 Billion | ▲ +23.4% |
| 1989 | 0.02x | $53.60 Million | $2.81 Billion | ▲ +23.5% |
| 1988 | 0.02x | $40.70 Million | $2.64 Billion | — |