Zions Bancorporation (ZION) — Financial Flexibility Index
Zions Bancorporation (ZION) has a Financial Flexibility Index of 0.01x as of September 2025. Free cash flow of $463.00 Million (operating CF $438.00 Million minus capex $25.00 Million) represents 0% of total liabilities ($81.67 Billion). Also explore Zions Bancorporation annual equity growth to track the company's year-over-year net asset growth rate.
Financial Flexibility Index
Free Cash Flow
Total Liabilities
Capital Expenditures
Zions Bancorporation Financial Flexibility Index (1988–2024)
Historical Financial Flexibility Index trend for Zions Bancorporation across 37 annual periods. Check ZION strategic assets to equity ratio to assess the company's strategic physical and investment asset allocation.
Annual Financial Flexibility Index for Zions Bancorporation (1988–2024)
Year-by-year free cash flow to debt coverage for Zions Bancorporation. For the full company profile including market capitalisation, see ZION market cap overview.
| Year | Flexibility Index | Free Cash Flow (USD) | Operating CF | Total Liabilities | YoY Change |
|---|---|---|---|---|---|
| 2024 | 0.02x | $1.25 Billion | $1.15 Billion | $82.65 Billion | ▲ +23.0% |
| 2023 | 0.01x | $998.00 Million | $885.00 Million | $81.51 Billion | ▼ -37.6% |
| 2022 | 0.02x | $1.66 Billion | $1.47 Billion | $84.65 Billion | ▼ -97.6% |
| 2021 | 0.83x | $835.00 Million | $629.00 Million | $1.01 Billion | ▲ +23.9% |
| 2020 | 0.67x | $890.00 Million | $719.00 Million | $1.34 Billion | ▲ +4959.2% |
| 2019 | 0.01x | $814.00 Million | $697.00 Million | $61.82 Billion | ▼ -38.3% |
| 2018 | 0.02x | $1.30 Billion | $1.18 Billion | $61.17 Billion | ▲ +14.0% |
| 2017 | 0.02x | $1.10 Billion | $928.00 Million | $58.61 Billion | ▲ +31.4% |
| 2016 | 0.01x | $792.07 Million | $596.07 Million | $55.60 Billion | ▲ +19.6% |
| 2015 | 0.01x | $621.00 Million | $464.00 Million | $52.16 Billion | ▲ +6.7% |
| 2014 | 0.01x | $556.14 Million | $380.34 Million | $49.83 Billion | ▼ -40.1% |
| 2013 | 0.02x | $923.69 Million | $835.11 Million | $49.57 Billion | ▲ +14.5% |
| 2012 | 0.02x | $805.09 Million | $736.20 Million | $49.46 Billion | ▼ -34.5% |
| 2011 | 0.02x | $1.15 Billion | $1.07 Billion | $46.17 Billion | ▼ -28.4% |
| 2010 | 0.03x | $1.54 Billion | $1.46 Billion | $44.39 Billion | ▲ +36.4% |
| 2009 | 0.03x | $1.16 Billion | $1.06 Billion | $45.41 Billion | ▼ -3.2% |
| 2008 | 0.03x | $1.28 Billion | $1.17 Billion | $48.56 Billion | ▲ +49.7% |
| 2007 | 0.02x | $836.12 Million | $732.90 Million | $47.62 Billion | ▼ -37.0% |
| 2006 | 0.03x | $1.17 Billion | $1.05 Billion | $41.94 Billion | ▲ +30.6% |
| 2005 | 0.02x | $822.19 Million | $754.19 Million | $38.51 Billion | ▼ -16.7% |
| 2004 | 0.03x | $734.66 Million | $662.37 Million | $28.66 Billion | ▲ +27.3% |
| 2003 | 0.02x | $523.46 Million | $440.19 Million | $26.00 Billion | ▲ +30.2% |
| 2002 | 0.02x | $373.89 Million | $276.06 Million | $24.17 Billion | ▼ -63.6% |
| 2001 | 0.04x | $935.30 Million | $843.38 Million | $22.01 Billion | ▲ +98.2% |
| 2000 | 0.02x | $431.48 Million | $349.19 Million | $20.12 Billion | ▲ +318.6% |
| 1999 | 0.01x | $95.20 Million | $1.40 Million | $18.58 Billion | ▲ +32.8% |
| 1998 | 0.00x | $63.90 Million | $-11.60 Million | $16.56 Billion | ▼ -45.8% |
| 1997 | 0.01x | $72.10 Million | $30.10 Million | $10.13 Billion | ▼ -72.1% |
| 1996 | 0.03x | $167.60 Million | $134.80 Million | $6.56 Billion | ▼ -41.9% |
| 1995 | 0.04x | $228.20 Million | $210.20 Million | $5.19 Billion | ▲ +599.5% |
| 1994 | -0.01x | $-40.20 Million | $-52.60 Million | $4.57 Billion | ▼ -126.3% |
| 1993 | 0.03x | $136.20 Million | $122.50 Million | $4.08 Billion | ▲ +1061.0% |
| 1992 | 0.00x | $-12.30 Million | $-22.00 Million | $3.54 Billion | ▼ -123.2% |
| 1991 | 0.02x | $51.60 Million | $46.30 Million | $3.44 Billion | ▼ -41.0% |
| 1990 | 0.03x | $85.80 Million | $79.40 Million | $3.38 Billion | ▲ +21.9% |
| 1989 | 0.02x | $58.60 Million | $53.60 Million | $2.81 Billion | ▲ +22.4% |
| 1988 | 0.02x | $44.90 Million | $40.70 Million | $2.64 Billion | — |