HDFC Life Insurance Company Limited Asset Resilience Ratio
HDFC Life Insurance Company Limited asset resilience ratio. HDFC Life Insurance Company Limited (HDFCLIFE) has an Asset Resilience Ratio of 0.68% as of March 2026. The Asset Resilience Ratio measures the percentage of a company's total assets that are held in liquid form (cash and short-term investments). This metric indicates how well-positioned the company is to handle unexpected financial challenges, economic downturns, or strategic opportunities without requiring external financing. See operational self-sufficiency of HDFC Life Insurance Company Limited to measure how many days the company can operate on defensive assets alone.
Liquid Assets
Total Assets
Resilience Assessment
Asset Resilience Ratio of HDFC Life Insurance Company Limited (2013–2026)
Asset resilience ratio of HDFC Life Insurance Company Limited from 2013 to 2026. This chart shows how HDFC Life Insurance Company Limited's Asset Resilience Ratio has changed over time. Read debt load of HDFC Life Insurance Company Limited for a breakdown of total debt and financial obligations.
Liquid Assets Composition Over Time
This chart breaks down HDFC Life Insurance Company Limited's liquid assets into cash & equivalents and short-term investments, showing how the composition has evolved over time. For the complete balance sheet picture, see balance sheet size of HDFC Life Insurance Company Limited.
Current Liquid Assets Breakdown
| Component | Amount | % of Total Assets |
|---|---|---|
| Cash & Equivalents | Rs0.00 | 0% |
| Short-term Investments | Rs26.39 Billion | 0.68% |
| Total Liquid Assets | Rs26.39 Billion | 0.68% |
Asset Resilience Insights
- Limited Liquidity: HDFC Life Insurance Company Limited maintains only 0.68% of assets in liquid form.
- This low level may indicate efficient asset utilization but could pose risks during economic downturns.
- The company has significant short-term investments, indicating active treasury management.
HDFC Life Insurance Company Limited Industry Peers by Asset Resilience Ratio
Compare HDFC Life Insurance Company Limited's asset resilience ratio with other companies in the same industry.
| Company | Industry | Asset Resilience Ratio |
|---|---|---|
|
F&G Annuities & Life Inc.
NYSE:FG |
Insurance - Life | 0.53% |
|
SBI Life Insurance Company Limited
NSE:SBILIFE |
Insurance - Life | 0.11% |
|
Max Financial Services Limited
NSE:MFSL |
Insurance - Life | 0.29% |
|
Bangkok Life Assurance Public Company Limited
F:XBLA |
Insurance - Life | 91.42% |
|
Bangkok Life Assurance Public Company Limited
BK:BLA |
Insurance - Life | 89.00% |
|
CNO Financial Group Inc
NYSE:CNO |
Insurance - Life | 21.20% |
|
Mercuries & Associates Holding Ltd
TW:2905 |
Insurance - Life | 0.01% |
|
Fubon Financial Holding Co Ltd
TW:2881 |
Insurance - Life | 0.92% |
HDFC Life Insurance Company Limited Asset Resilience Ratio by Year (2013–2026)
HDFC Life Insurance Company Limited asset resilience ratio by year from 2013 to 2026. The table below shows the annual Asset Resilience Ratio data for HDFC Life Insurance Company Limited.
| Year | Asset Resilience Ratio (%) | Liquid Assets | Total Assets | Change |
|---|---|---|---|---|
| 2026-03-31 | 0.68% | Rs26.39 Billion ≈ $285.38 Million |
Rs3.91 Trillion ≈ $42.23 Billion |
-0.85pp |
| 2025-03-31 | 1.53% | Rs53.40 Billion ≈ $577.49 Million |
Rs3.49 Trillion ≈ $37.78 Billion |
+1.28pp |
| 2024-03-31 | 0.25% | Rs7.64 Billion ≈ $82.63 Million |
Rs3.03 Trillion ≈ $32.73 Billion |
-0.27pp |
| 2023-03-31 | 0.52% | Rs12.94 Billion ≈ $139.90 Million |
Rs2.48 Trillion ≈ $26.81 Billion |
-0.12pp |
| 2022-03-31 | 0.64% | Rs14.70 Billion ≈ $158.98 Million |
Rs2.31 Trillion ≈ $24.95 Billion |
-0.58pp |
| 2021-03-31 | 1.22% | Rs21.88 Billion ≈ $236.64 Million |
Rs1.80 Trillion ≈ $19.43 Billion |
+0.93pp |
| 2020-03-31 | 0.28% | Rs3.76 Billion ≈ $40.64 Million |
Rs1.32 Trillion ≈ $14.30 Billion |
-0.84pp |
| 2019-03-31 | 1.12% | Rs14.60 Billion ≈ $157.88 Million |
Rs1.30 Trillion ≈ $14.06 Billion |
-0.69pp |
| 2018-03-31 | 1.81% | Rs20.03 Billion ≈ $216.60 Million |
Rs1.10 Trillion ≈ $11.95 Billion |
+1.57pp |
| 2017-03-31 | 0.25% | Rs2.33 Billion ≈ $25.25 Million |
Rs950.97 Billion ≈ $10.28 Billion |
-0.55pp |
| 2016-03-31 | 0.79% | Rs6.06 Billion ≈ $65.56 Million |
Rs765.44 Billion ≈ $8.28 Billion |
+0.59pp |
| 2015-03-31 | 0.20% | Rs1.39 Billion ≈ $15.06 Million |
Rs693.09 Billion ≈ $7.50 Billion |
-0.31pp |
| 2014-03-31 | 0.51% | Rs2.65 Billion ≈ $28.67 Million |
Rs522.75 Billion ≈ $5.65 Billion |
-0.28pp |
| 2013-03-31 | 0.78% | Rs3.28 Billion ≈ $35.46 Million |
Rs419.18 Billion ≈ $4.53 Billion |
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About HDFC Life Insurance Company Limited
HDFC Life Insurance Company Limited engages in the provision of individual and group insurance solutions in India. It offers insurance and investment products, such as protection, pension, savings, investment, annuity, and health, as well as term, investment, life insurance, and NRI plans. The company was formerly known as HDFC Standard Life Insurance Company Limited changed its name to HDFC Life… Read more