HDFC Life Insurance Company Limited - Asset Resilience Ratio
HDFC Life Insurance Company Limited (HDFCLIFE) has an Asset Resilience Ratio of 0.68% as of March 2026. The Asset Resilience Ratio measures the percentage of a company's total assets that are held in liquid form (cash and short-term investments). This metric indicates how well-positioned the company is to handle unexpected financial challenges, economic downturns, or strategic opportunities without requiring external financing. See HDFCLIFE net working capital ratio to evaluate short-term liquidity relative to the company's equity base.
Liquid Assets
Total Assets
Resilience Assessment
Asset Resilience Ratio Trend (2013–2026)
This chart shows how HDFC Life Insurance Company Limited's Asset Resilience Ratio has changed over time. For the complete balance sheet picture, see how large is HDFC Life Insurance Company Limited's balance sheet.
Liquid Assets Composition Over Time
This chart breaks down HDFC Life Insurance Company Limited's liquid assets into cash & equivalents and short-term investments, showing how the composition has evolved over time. Explore HDFCLIFE strategic capital deployment ratio to see how much of total assets are deployed in long-term investments.
Current Liquid Assets Breakdown
| Component | Amount | % of Total Assets |
|---|---|---|
| Cash & Equivalents | Rs0.00 | 0% |
| Short-term Investments | Rs26.39 Billion | 0.68% |
| Total Liquid Assets | Rs26.39 Billion | 0.68% |
Asset Resilience Insights
- Limited Liquidity: HDFC Life Insurance Company Limited maintains only 0.68% of assets in liquid form.
- This low level may indicate efficient asset utilization but could pose risks during economic downturns.
- The company has significant short-term investments, indicating active treasury management.
HDFC Life Insurance Company Limited Industry Peers by Asset Resilience Ratio
Compare HDFC Life Insurance Company Limited's asset resilience ratio with other companies in the same industry.
| Company | Industry | Asset Resilience Ratio |
|---|---|---|
|
China Life Insurance Company Limited
F:CHL |
Insurance - Life | 40.03% |
|
Clearview Wealth Ltd
AU:CVW |
Insurance - Life | 22.11% |
|
Challenger Ltd
AU:CGF |
Insurance - Life | 2.14% |
|
Nobleoak Life Ltd
AU:NOL |
Insurance - Life | 11.03% |
|
Manulife Financial Corp
TO:MFC |
Insurance - Life | 3.54% |
|
Great-West Lifeco Inc.
TO:GWO |
Insurance - Life | 3.37% |
|
Power Corporation Of Canada
TO:POW |
Insurance - Life | 1.65% |
|
E-L Financial Corp Ltd
TO:ELF |
Insurance - Life | 1.41% |
Annual Asset Resilience Ratio for HDFC Life Insurance Company Limited (2013–2026)
The table below shows the annual Asset Resilience Ratio data for HDFC Life Insurance Company Limited.
| Year | Asset Resilience Ratio (%) | Liquid Assets | Total Assets | Change |
|---|---|---|---|---|
| 2026-03-31 | 0.68% | Rs26.39 Billion ≈ $285.38 Million |
Rs3.91 Trillion ≈ $42.23 Billion |
-0.85pp |
| 2025-03-31 | 1.53% | Rs53.40 Billion ≈ $577.49 Million |
Rs3.49 Trillion ≈ $37.78 Billion |
+1.28pp |
| 2024-03-31 | 0.25% | Rs7.64 Billion ≈ $82.63 Million |
Rs3.03 Trillion ≈ $32.73 Billion |
-0.27pp |
| 2023-03-31 | 0.52% | Rs12.94 Billion ≈ $139.90 Million |
Rs2.48 Trillion ≈ $26.81 Billion |
-0.12pp |
| 2022-03-31 | 0.64% | Rs14.70 Billion ≈ $158.98 Million |
Rs2.31 Trillion ≈ $24.95 Billion |
-0.58pp |
| 2021-03-31 | 1.22% | Rs21.88 Billion ≈ $236.64 Million |
Rs1.80 Trillion ≈ $19.43 Billion |
+0.93pp |
| 2020-03-31 | 0.28% | Rs3.76 Billion ≈ $40.64 Million |
Rs1.32 Trillion ≈ $14.30 Billion |
-0.84pp |
| 2019-03-31 | 1.12% | Rs14.60 Billion ≈ $157.88 Million |
Rs1.30 Trillion ≈ $14.06 Billion |
-0.69pp |
| 2018-03-31 | 1.81% | Rs20.03 Billion ≈ $216.60 Million |
Rs1.10 Trillion ≈ $11.95 Billion |
+1.57pp |
| 2017-03-31 | 0.25% | Rs2.33 Billion ≈ $25.25 Million |
Rs950.97 Billion ≈ $10.28 Billion |
-0.55pp |
| 2016-03-31 | 0.79% | Rs6.06 Billion ≈ $65.56 Million |
Rs765.44 Billion ≈ $8.28 Billion |
+0.59pp |
| 2015-03-31 | 0.20% | Rs1.39 Billion ≈ $15.06 Million |
Rs693.09 Billion ≈ $7.50 Billion |
-0.31pp |
| 2014-03-31 | 0.51% | Rs2.65 Billion ≈ $28.67 Million |
Rs522.75 Billion ≈ $5.65 Billion |
-0.28pp |
| 2013-03-31 | 0.78% | Rs3.28 Billion ≈ $35.46 Million |
Rs419.18 Billion ≈ $4.53 Billion |
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About HDFC Life Insurance Company Limited
HDFC Life Insurance Company Limited engages in the provision of individual and group insurance solutions in India. It offers insurance and investment products, such as protection, pension, savings, investment, annuity, and health, as well as term, investment, life insurance, and NRI plans. The company was formerly known as HDFC Standard Life Insurance Company Limited changed its name to HDFC Life… Read more