HDFC Life Insurance Company Limited Financial Flexibility Index
HDFC Life Insurance Company Limited financial flexibility index. HDFC Life Insurance Company Limited (HDFCLIFE) has a Financial Flexibility Index of 0.02x as of September 2025. Free cash flow of Rs74.95 Billion (operating CF Rs73.71 Billion minus capex Rs1.24 Billion) represents 0% of total liabilities (Rs3.54 Trillion). See HDFC Life Insurance Company Limited free cash flow efficiency to measure how efficiently the company converts operating cash flow to free cash.
Financial Flexibility Index
Free Cash Flow
Total Liabilities
Capital Expenditures
Financial Flexibility Index of HDFC Life Insurance Company Limited (2013–2026)
Financial flexibility index of HDFC Life Insurance Company Limited from 2013 to 2026. Historical Financial Flexibility Index trend for HDFC Life Insurance Company Limited across 14 annual periods. Check earnings quality score of HDFC Life Insurance Company Limited to evaluate the quality of earnings relative to operating cash generation.
HDFC Life Insurance Company Limited Financial Flexibility Index by Year (2013–2026)
HDFC Life Insurance Company Limited financial flexibility index by year from 2013 to 2026. Year-by-year free cash flow to debt coverage for HDFC Life Insurance Company Limited. For the full cash flow conversion analysis, see HDFC Life Insurance Company Limited cash conversion from operations.
| Year | Flexibility Index | Free Cash Flow (INR) | Operating CF | Total Liabilities | YoY Change |
|---|---|---|---|---|---|
| 2026 | 0.10x | Rs368.90 Billion | Rs366.03 Billion | Rs3.73 Trillion | ▲ +107.5% |
| 2025 | 0.05x | Rs158.98 Billion | Rs155.97 Billion | Rs3.33 Trillion | ▲ +26.6% |
| 2024 | 0.04x | Rs108.57 Billion | Rs107.21 Billion | Rs2.88 Trillion | ▲ +27.0% |
| 2023 | 0.03x | Rs69.71 Billion | Rs68.83 Billion | Rs2.35 Trillion | ▲ +6.4% |
| 2022 | 0.03x | Rs59.99 Billion | Rs59.43 Billion | Rs2.15 Trillion | ▼ -51.2% |
| 2021 | 0.06x | Rs97.64 Billion | Rs97.03 Billion | Rs1.71 Trillion | ▼ -3.6% |
| 2020 | 0.06x | Rs74.26 Billion | Rs73.88 Billion | Rs1.25 Trillion | ▼ -25.7% |
| 2019 | 0.08x | Rs99.13 Billion | Rs98.68 Billion | Rs1.24 Trillion | ▲ +24.4% |
| 2018 | 0.06x | Rs67.73 Billion | Rs67.39 Billion | Rs1.06 Trillion | ▼ -6.9% |
| 2017 | 0.07x | Rs62.78 Billion | Rs62.30 Billion | Rs912.70 Billion | ▼ -11.7% |
| 2016 | 0.08x | Rs57.22 Billion | Rs56.87 Billion | Rs734.41 Billion | ▲ +13.9% |
| 2015 | 0.07x | Rs45.68 Billion | Rs44.59 Billion | Rs667.67 Billion | ▼ -37.5% |
| 2014 | 0.11x | Rs54.63 Billion | Rs54.22 Billion | Rs498.77 Billion | ▲ +767.4% |
| 2013 | 0.01x | Rs5.13 Billion | Rs4.47 Billion | Rs406.59 Billion | — |