HDFC Life Insurance Company Limited (HDFCLIFE) — Defensive Interval Ratio
HDFC Life Insurance Company Limited (HDFCLIFE) has a Defensive Interval Ratio of 495 days as of December 2025. Defensive assets of Rs5.88 Billion (cash Rs5.88 Billion, short-term investments Rs-, receivables Rs-) cover 495 days of daily cash needs of Rs11.89 Million/day. Check HDFC Life Insurance Company Limited tangible book value ratio to evaluate the tangible quality of the company's equity base.
Defensive Interval Ratio
Defensive Assets
Daily Cash Need
Current Liabilities
HDFC Life Insurance Company Limited Defensive Interval Ratio (2013–2025)
This chart shows how HDFC Life Insurance Company Limited's Defensive Interval Ratio has evolved across 13 annual periods from 2013 to 2025. As of December 2025, the ratio stands at 495 days, meaning defensive assets of Rs5.88 Billion can fund 495 days of operations without new revenue. Also explore HDFCLIFE shareholders equity momentum to track the company's year-over-year net asset growth rate.
Annual Defensive Interval Ratio for HDFC Life Insurance Company Limited (2013–2025)
The table below presents the year-by-year Defensive Interval Ratio for HDFC Life Insurance Company Limited from 2013 to 2025, covering 13 annual filings. Each row shows defensive assets, daily cash need, the DIR in days, and the change in days compared to the prior year. For live market cap and the full company financial profile, see HDFCLIFE company net worth.
| Year | DIR (days) | Defensive Assets (INR) | Daily Cash Need | Cash | ST Investments | Change (days) |
|---|---|---|---|---|---|---|
| 2025 | 386 days | Rs101.35 Billion | Rs262.68 Million/day | Rs11.10 Million | Rs53.39 Billion | ▲ +193 days |
| 2024 | 193 days | Rs51.43 Billion | Rs266.54 Million/day | Rs152.76 Million | Rs7.49 Billion | ▼ -341 days |
| 2023 | 534 days | Rs22.82 Billion | Rs42.75 Million/day | Rs8.41 Million | Rs12.93 Billion | ▲ +166 days |
| 2022 | 368 days | Rs22.16 Billion | Rs60.28 Million/day | Rs8.30 Million | Rs14.69 Billion | ▼ -11 days |
| 2021 | 379 days | Rs26.55 Billion | Rs70.07 Million/day | Rs5.61 Million | Rs21.88 Billion | ▲ +263 days |
| 2020 | 116 days | Rs6.63 Billion | Rs57.31 Million/day | Rs5.62 Million | Rs3.75 Billion | ▼ -242 days |
| 2019 | 358 days | Rs16.61 Billion | Rs46.43 Million/day | Rs891.24 Million | Rs13.71 Billion | ▲ +182 days |
| 2018 | 175 days | Rs22.34 Billion | Rs127.42 Million/day | Rs846.03 Million | Rs19.18 Billion | ▲ +149 days |
| 2017 | 27 days | Rs3.98 Billion | Rs149.47 Million/day | Rs1.92 Million | Rs2.33 Billion | ▼ -47 days |
| 2016 | 74 days | Rs7.43 Billion | Rs100.31 Million/day | Rs- | Rs6.06 Billion | ▲ +47 days |
| 2015 | 27 days | Rs2.43 Billion | Rs90.89 Million/day | Rs- | Rs1.39 Billion | ▼ -28 days |
| 2014 | 55 days | Rs3.58 Billion | Rs65.39 Million/day | Rs- | Rs2.65 Billion | ▼ -500 days |
| 2013 | 554 days | Rs3.28 Billion | Rs5.92 Million/day | Rs- | Rs3.28 Billion | — |