HDFC Life Insurance Company Limited (HDFCLIFE) — Working Capital to Net Assets Ratio
HDFC Life Insurance Company Limited (HDFCLIFE) has a Working Capital to Net Assets ratio of 0.9% as of December 2025. Working capital of Rs1.54 Billion (current assets of Rs5.88 Billion minus current liabilities of Rs4.34 Billion) is measured against net assets of Rs176.01 Billion. A higher ratio indicates strong short-term liquidity financed by the equity base. See HDFC Life Insurance Company Limited (HDFCLIFE) balance sheet quality index to measure how much of total assets are equity-financed.
WC/NA Ratio
Working Capital
Current Assets
Current Liabilities
HDFC Life Insurance Company Limited Working Capital to Net Assets (2013–2025)
This chart shows how HDFC Life Insurance Company Limited's Working Capital to Net Assets ratio has evolved across 13 annual periods from 2013 to 2025. As of December 2025, the ratio stands at 0.9%, reflecting working capital of Rs1.54 Billion against net assets of Rs176.01 Billion INR. Check HDFCLIFE tangible net assets ratio to evaluate the tangible quality of the company's equity base.
Annual Working Capital to Net Assets for HDFC Life Insurance Company Limited (2013–2025)
The table below presents the year-by-year Working Capital to Net Assets ratio for HDFC Life Insurance Company Limited from 2013 to 2025, covering 13 annual filings. Each row shows current assets, current liabilities, working capital, net assets, the ratio, and the change in percentage points compared to the prior year. For live market cap and the full company profile, see market value of HDFC Life Insurance Company Limited.
| Year | WC/NA Ratio | Working Capital (INR) | Net Assets | Current Assets | Current Liabilities | Change (pp) |
|---|---|---|---|---|---|---|
| 2025 | -48.1% | Rs-77.67 Billion | Rs161.55 Billion | Rs18.21 Billion | Rs95.88 Billion | ▼ -62.6 pp |
| 2024 | 14.6% | Rs21.36 Billion | Rs146.66 Billion | Rs118.65 Billion | Rs97.29 Billion | ▲ +17.6 pp |
| 2023 | -3.0% | Rs-3.92 Billion | Rs129.93 Billion | Rs11.69 Billion | Rs15.60 Billion | ▲ +2.3 pp |
| 2022 | -5.3% | Rs-8.25 Billion | Rs156.13 Billion | Rs13.75 Billion | Rs22.00 Billion | ▲ +11.6 pp |
| 2021 | -16.9% | Rs-14.58 Billion | Rs86.40 Billion | Rs10.99 Billion | Rs25.58 Billion | ▲ +3.7 pp |
| 2020 | -20.6% | Rs-14.01 Billion | Rs68.07 Billion | Rs6.91 Billion | Rs20.92 Billion | ▼ -44.7 pp |
| 2019 | 24.1% | Rs13.62 Billion | Rs56.43 Billion | Rs30.56 Billion | Rs16.95 Billion | ▲ +54.7 pp |
| 2018 | -30.6% | Rs-14.50 Billion | Rs47.35 Billion | Rs32.01 Billion | Rs46.51 Billion | ▲ +82.8 pp |
| 2017 | -113.4% | Rs-43.38 Billion | Rs38.26 Billion | Rs11.18 Billion | Rs54.56 Billion | ▼ -51.2 pp |
| 2016 | -62.2% | Rs-19.30 Billion | Rs31.03 Billion | Rs17.32 Billion | Rs36.61 Billion | ▲ +35.0 pp |
| 2015 | -97.2% | Rs-24.71 Billion | Rs25.41 Billion | Rs8.47 Billion | Rs33.18 Billion | ▼ -39.5 pp |
| 2014 | -57.7% | Rs-13.85 Billion | Rs23.98 Billion | Rs10.02 Billion | Rs23.87 Billion | ▼ -126.5 pp |
| 2013 | 68.7% | Rs8.65 Billion | Rs12.59 Billion | Rs10.81 Billion | Rs2.16 Billion | — |