HDFC Life Insurance Company Limited (HDFCLIFE) — Cash Flow-to-Debt Ratio
HDFC Life Insurance Company Limited (HDFCLIFE) has a Cash Flow-to-Debt Ratio of 0.02x as of September 2025, meaning its operating cash flow of Rs73.71 Billion could theoretically repay 0% of its total liabilities (Rs3.54 Trillion) in one year. See HDFC Life Insurance Company Limited free cash flow to debt ratio to measure the company's free cash flow as a share of total liabilities.
CF-to-Debt Ratio
Operating Cash Flow
Total Liabilities
Data as of
HDFC Life Insurance Company Limited Cash Flow-to-Debt Ratio (2013–2026)
Historical debt coverage capacity for HDFC Life Insurance Company Limited across 14 annual periods. For the full cash flow conversion analysis, see HDFCLIFE cash flow conversion.
Annual Cash Flow-to-Debt Ratio for HDFC Life Insurance Company Limited (2013–2026)
Year-by-year debt coverage analysis for HDFC Life Insurance Company Limited. Check how high is HDFC Life Insurance Company Limited's earnings quality to evaluate the quality of earnings relative to operating cash generation.
| Year | CF-to-Debt Ratio | Operating CF (INR) | Total Liabilities | YoY Change |
|---|---|---|---|---|
| 2026 | 0.10x | Rs366.03 Billion | Rs3.73 Trillion | ▲ +109.8% |
| 2025 | 0.05x | Rs155.97 Billion | Rs3.33 Trillion | ▲ +25.7% |
| 2024 | 0.04x | Rs107.21 Billion | Rs2.88 Trillion | ▲ +27.0% |
| 2023 | 0.03x | Rs68.83 Billion | Rs2.35 Trillion | ▲ +6.1% |
| 2022 | 0.03x | Rs59.43 Billion | Rs2.15 Trillion | ▼ -51.3% |
| 2021 | 0.06x | Rs97.03 Billion | Rs1.71 Trillion | ▼ -3.7% |
| 2020 | 0.06x | Rs73.88 Billion | Rs1.25 Trillion | ▼ -25.8% |
| 2019 | 0.08x | Rs98.68 Billion | Rs1.24 Trillion | ▲ +24.5% |
| 2018 | 0.06x | Rs67.39 Billion | Rs1.06 Trillion | ▼ -6.6% |
| 2017 | 0.07x | Rs62.30 Billion | Rs912.70 Billion | ▼ -11.9% |
| 2016 | 0.08x | Rs56.87 Billion | Rs734.41 Billion | ▲ +15.9% |
| 2015 | 0.07x | Rs44.59 Billion | Rs667.67 Billion | ▼ -38.6% |
| 2014 | 0.11x | Rs54.22 Billion | Rs498.77 Billion | ▲ +888.3% |
| 2013 | 0.01x | Rs4.47 Billion | Rs406.59 Billion | — |