HDFC Life Insurance Company Limited (HDFCLIFE) — Cash Flow-to-Debt Ratio

Latest as of September 2025: 0.02x

HDFC Life Insurance Company Limited (HDFCLIFE) has a Cash Flow-to-Debt Ratio of 0.02x as of September 2025, meaning its operating cash flow of Rs73.71 Billion could theoretically repay 0% of its total liabilities (Rs3.54 Trillion) in one year. Explore HDFC Life Insurance Company Limited (HDFCLIFE) long-term investment share to see how much of total assets are deployed in long-term investments.

CF-to-Debt Ratio

0.02x
Operating CF / Total Liabilities

Operating Cash Flow

Rs73.71 Billion
INR

Total Liabilities

Rs3.54 Trillion
INR

Data as of

Sep 2025
Most recent filing

HDFC Life Insurance Company Limited Cash Flow-to-Debt Ratio (2013–2026)

Historical debt coverage capacity for HDFC Life Insurance Company Limited across 14 annual periods. Also explore HDFCLIFE current and non-current assets for the complete picture of this company's asset base.

Annual Cash Flow-to-Debt Ratio for HDFC Life Insurance Company Limited (2013–2026)

Year-by-year debt coverage analysis for HDFC Life Insurance Company Limited. For market capitalisation and broader financial context, see HDFCLIFE stock market capitalisation.

Year CF-to-Debt Ratio Operating CF (INR) Total Liabilities YoY Change
2026 0.10x Rs366.03 Billion Rs3.73 Trillion ▲ +109.8%
2025 0.05x Rs155.97 Billion Rs3.33 Trillion ▲ +25.7%
2024 0.04x Rs107.21 Billion Rs2.88 Trillion ▲ +27.0%
2023 0.03x Rs68.83 Billion Rs2.35 Trillion ▲ +6.1%
2022 0.03x Rs59.43 Billion Rs2.15 Trillion ▼ -51.3%
2021 0.06x Rs97.03 Billion Rs1.71 Trillion ▼ -3.7%
2020 0.06x Rs73.88 Billion Rs1.25 Trillion ▼ -25.8%
2019 0.08x Rs98.68 Billion Rs1.24 Trillion ▲ +24.5%
2018 0.06x Rs67.39 Billion Rs1.06 Trillion ▼ -6.6%
2017 0.07x Rs62.30 Billion Rs912.70 Billion ▼ -11.9%
2016 0.08x Rs56.87 Billion Rs734.41 Billion ▲ +15.9%
2015 0.07x Rs44.59 Billion Rs667.67 Billion ▼ -38.6%
2014 0.11x Rs54.22 Billion Rs498.77 Billion ▲ +888.3%
2013 0.01x Rs4.47 Billion Rs406.59 Billion —
Cash Flow-to-Debt Ratio = Operating Cash Flow / Total Liabilities. Higher is better for debt service capacity.