HDFC Life Insurance Company Limited (HDFCLIFE) — Cash Flow-to-Debt Ratio
HDFC Life Insurance Company Limited (HDFCLIFE) has a Cash Flow-to-Debt Ratio of 0.02x as of September 2025, meaning its operating cash flow of Rs73.71 Billion could theoretically repay 0% of its total liabilities (Rs3.54 Trillion) in one year. See HDFCLIFE cash flow after capex ratio to measure how efficiently the company converts operating cash flow to free cash.
CF-to-Debt Ratio
Operating Cash Flow
Total Liabilities
Data as of
HDFC Life Insurance Company Limited Cash Flow-to-Debt Ratio (2013–2026)
Historical debt coverage capacity for HDFC Life Insurance Company Limited across 14 annual periods. Also explore how fast is HDFC Life Insurance Company Limited growing its equity to track the company's year-over-year net asset growth rate.
Annual Cash Flow-to-Debt Ratio for HDFC Life Insurance Company Limited (2013–2026)
Year-by-year debt coverage analysis for HDFC Life Insurance Company Limited. For market capitalisation and broader financial context, see HDFC Life Insurance Company Limited (HDFCLIFE) market capitalisation.
| Year | CF-to-Debt Ratio | Operating CF (INR) | Total Liabilities | YoY Change |
|---|---|---|---|---|
| 2026 | 0.10x | Rs366.03 Billion | Rs3.73 Trillion | ▲ +109.8% |
| 2025 | 0.05x | Rs155.97 Billion | Rs3.33 Trillion | ▲ +25.7% |
| 2024 | 0.04x | Rs107.21 Billion | Rs2.88 Trillion | ▲ +27.0% |
| 2023 | 0.03x | Rs68.83 Billion | Rs2.35 Trillion | ▲ +6.1% |
| 2022 | 0.03x | Rs59.43 Billion | Rs2.15 Trillion | ▼ -51.3% |
| 2021 | 0.06x | Rs97.03 Billion | Rs1.71 Trillion | ▼ -3.7% |
| 2020 | 0.06x | Rs73.88 Billion | Rs1.25 Trillion | ▼ -25.8% |
| 2019 | 0.08x | Rs98.68 Billion | Rs1.24 Trillion | ▲ +24.5% |
| 2018 | 0.06x | Rs67.39 Billion | Rs1.06 Trillion | ▼ -6.6% |
| 2017 | 0.07x | Rs62.30 Billion | Rs912.70 Billion | ▼ -11.9% |
| 2016 | 0.08x | Rs56.87 Billion | Rs734.41 Billion | ▲ +15.9% |
| 2015 | 0.07x | Rs44.59 Billion | Rs667.67 Billion | ▼ -38.6% |
| 2014 | 0.11x | Rs54.22 Billion | Rs498.77 Billion | ▲ +888.3% |
| 2013 | 0.01x | Rs4.47 Billion | Rs406.59 Billion | — |