HDFC Life Insurance Company Limited Cash Flow-to-Debt Ratio
HDFC Life Insurance Company Limited cash flow-to-debt ratio. HDFC Life Insurance Company Limited (HDFCLIFE) has a Cash Flow-to-Debt Ratio of 0.02x as of September 2025, meaning its operating cash flow of Rs73.71 Billion could theoretically repay 0% of its total liabilities (Rs3.54 Trillion) in one year. Check HDFCLIFE cash flow quality score to evaluate the quality of earnings relative to operating cash generation.
CF-to-Debt Ratio
Operating Cash Flow
Total Liabilities
Data as of
Cash Flow-to-Debt Ratio of HDFC Life Insurance Company Limited (2013–2026)
Cash flow-to-debt ratio of HDFC Life Insurance Company Limited from 2013 to 2026. Historical debt coverage capacity for HDFC Life Insurance Company Limited across 14 annual periods. Check HDFC Life Insurance Company Limited (HDFCLIFE) reinvestment rate to assess the company's total reinvestment commitment from operating cash flow.
HDFC Life Insurance Company Limited Cash Flow-to-Debt Ratio by Year (2013–2026)
HDFC Life Insurance Company Limited cash flow-to-debt ratio by year from 2013 to 2026. Year-by-year debt coverage analysis for HDFC Life Insurance Company Limited. For the full cash flow conversion analysis, see cash efficiency ratio of HDFC Life Insurance Company Limited.
| Year | CF-to-Debt Ratio | Operating CF (INR) | Total Liabilities | YoY Change |
|---|---|---|---|---|
| 2026 | 0.10x | Rs366.03 Billion | Rs3.73 Trillion | ▲ +109.8% |
| 2025 | 0.05x | Rs155.97 Billion | Rs3.33 Trillion | ▲ +25.7% |
| 2024 | 0.04x | Rs107.21 Billion | Rs2.88 Trillion | ▲ +27.0% |
| 2023 | 0.03x | Rs68.83 Billion | Rs2.35 Trillion | ▲ +6.1% |
| 2022 | 0.03x | Rs59.43 Billion | Rs2.15 Trillion | ▼ -51.3% |
| 2021 | 0.06x | Rs97.03 Billion | Rs1.71 Trillion | ▼ -3.7% |
| 2020 | 0.06x | Rs73.88 Billion | Rs1.25 Trillion | ▼ -25.8% |
| 2019 | 0.08x | Rs98.68 Billion | Rs1.24 Trillion | ▲ +24.5% |
| 2018 | 0.06x | Rs67.39 Billion | Rs1.06 Trillion | ▼ -6.6% |
| 2017 | 0.07x | Rs62.30 Billion | Rs912.70 Billion | ▼ -11.9% |
| 2016 | 0.08x | Rs56.87 Billion | Rs734.41 Billion | ▲ +15.9% |
| 2015 | 0.07x | Rs44.59 Billion | Rs667.67 Billion | ▼ -38.6% |
| 2014 | 0.11x | Rs54.22 Billion | Rs498.77 Billion | ▲ +888.3% |
| 2013 | 0.01x | Rs4.47 Billion | Rs406.59 Billion | — |