HDFC Life Insurance Company Limited (HDFCLIFE) - Cash Flow Conversion Efficiency

Latest as of September 2025: 0.434x

Based on the latest financial reports, HDFC Life Insurance Company Limited (HDFCLIFE) has a cash flow conversion efficiency ratio of 0.434x as of September 2025. Cash flow conversion efficiency measures how effectively a company's net assets (equity) generate operating cash flow. It is calculated by dividing operating cash flow (Rs73.71 Billion ≈ $797.16 Million USD) by net assets (Rs169.71 Billion ≈ $1.84 Billion USD). A higher ratio indicates that the company is more efficient at using its equity to generate cash flow from its core operations. See HDFC Life Insurance Company Limited (HDFCLIFE) balance sheet quality index to measure how much of total assets are equity-financed.

HDFC Life Insurance Company Limited - Cash Flow Conversion Efficiency Trend (2013–2026)

This chart illustrates how HDFC Life Insurance Company Limited's cash flow conversion efficiency has evolved over time, based on yearly financial data. Check HDFC Life Insurance Company Limited cash earnings quality to evaluate the quality of earnings relative to operating cash generation.

HDFC Life Insurance Company Limited Competitors by Cash Flow Conversion Efficiency

The table below lists competitors of HDFC Life Insurance Company Limited ranked by their cash flow conversion efficiency.

Company	Cash Flow Conversion Efficiency
Globe Life Inc NYSE:GL	0.069x
QXO, Inc. NASDAQ:QXO	0.022x
Fidelity National Financial Inc NYSE:FNF	0.100x
Schindler Ps SW:SCHP	0.116x
Mueller Industries Inc NYSE:MLI	0.024x
Smith & Nephew SNATS Inc NYSE:SNN	0.168x
Investment AB Latour (publ) ST:LATO-B	0.021x
Jeronimo Martins SGPS SA LS:JMT	0.198x

Annual Cash Flow Conversion Efficiency for HDFC Life Insurance Company Limited (2013–2026)

The table below shows the annual cash flow conversion efficiency of HDFC Life Insurance Company Limited from 2013 to 2026. For the full company profile with market capitalisation and key ratios, see market value of HDFC Life Insurance Company Limited.

Year	Net Assets	Operating Cash Flow	Cash Flow Conversion Efficiency	Change
2026-03-31	Rs177.50 Billion ≈ $1.92 Billion	Rs366.03 Billion ≈ $3.96 Billion	2.062x	+113.59%
2025-03-31	Rs161.55 Billion ≈ $1.75 Billion	Rs155.97 Billion ≈ $1.69 Billion	0.965x	+32.07%
2024-03-31	Rs146.66 Billion ≈ $1.59 Billion	Rs107.21 Billion ≈ $1.16 Billion	0.731x	+37.99%
2023-03-31	Rs129.93 Billion ≈ $1.41 Billion	Rs68.83 Billion ≈ $744.39 Million	0.530x	+39.19%
2022-03-31	Rs156.13 Billion ≈ $1.69 Billion	Rs59.43 Billion ≈ $642.66 Million	0.381x	-66.11%
2021-03-31	Rs86.40 Billion ≈ $934.36 Million	Rs97.03 Billion ≈ $1.05 Billion	1.123x	+3.47%
2020-03-31	Rs68.07 Billion ≈ $736.11 Million	Rs73.88 Billion ≈ $798.95 Million	1.085x	-37.94%
2019-03-31	Rs56.43 Billion ≈ $610.23 Million	Rs98.68 Billion ≈ $1.07 Billion	1.749x	+22.88%
2018-03-31	Rs47.35 Billion ≈ $512.10 Million	Rs67.39 Billion ≈ $728.83 Million	1.423x	-12.59%
2017-03-31	Rs38.26 Billion ≈ $413.80 Million	Rs62.30 Billion ≈ $673.78 Million	1.628x	-11.15%
2016-03-31	Rs31.03 Billion ≈ $335.63 Million	Rs56.87 Billion ≈ $615.08 Million	1.833x	+4.43%
2015-03-31	Rs25.41 Billion ≈ $274.83 Million	Rs44.59 Billion ≈ $482.28 Million	1.755x	-22.39%
2014-03-31	Rs23.98 Billion ≈ $259.34 Million	Rs54.22 Billion ≈ $586.36 Million	2.261x	+536.37%
2013-03-31	Rs12.59 Billion ≈ $136.13 Million	Rs4.47 Billion ≈ $48.37 Million	0.355x	--

About HDFC Life Insurance Company Limited

NSE:HDFCLIFE India Insurance - Life

Market Cap

$12.80 Billion

Rs1.18 Trillion INR

Market Cap Rank

#1833 Global

#70 in India

Share Price

Rs548.50

Change (1 day)

+0.57%

52-Week Range

Rs545.25 - Rs796.55

All Time High

Rs814.30