HDFC Life Insurance Company Limited (HDFCLIFE) — Cash Flow Quality Index
HDFC Life Insurance Company Limited (HDFCLIFE) has a Cash Flow Quality Index of 16.48x as of September 2025. Operating cash flow of Rs73.71 Billion exceeds net income of Rs4.47 Billion, indicating high earnings quality where cash backs reported profits. Explore HDFC Life Insurance Company Limited cash debt coverage ratio to assess how comfortably operating cash covers total debt obligations.
Cash Flow Quality Index
Operating Cash Flow
Net Income
Data as of
HDFC Life Insurance Company Limited Cash Flow Quality Index (2013–2026)
Historical Cash Flow Quality Index for HDFC Life Insurance Company Limited across 14 annual periods. Values consistently above 1.0x indicate high-quality earnings. For the full cash flow conversion analysis, see HDFC Life Insurance Company Limited (HDFCLIFE) cash conversion ratio.
Annual Cash Flow Quality Index for HDFC Life Insurance Company Limited (2013–2026)
Year-by-year earnings quality comparison for HDFC Life Insurance Company Limited.
| Year | Quality Index | Operating CF (INR) | Net Income | YoY Change |
|---|---|---|---|---|
| 2026 | 19.14x | Rs366.03 Billion | Rs19.12 Billion | ▲ +122.2% |
| 2025 | 8.61x | Rs155.97 Billion | Rs18.11 Billion | ▲ +26.5% |
| 2024 | 6.81x | Rs107.21 Billion | Rs15.74 Billion | ▲ +35.4% |
| 2023 | 5.03x | Rs68.83 Billion | Rs13.68 Billion | ▲ +12.3% |
| 2022 | 4.48x | Rs59.43 Billion | Rs13.27 Billion | ▼ -37.2% |
| 2021 | 7.13x | Rs97.03 Billion | Rs13.61 Billion | ▲ +25.2% |
| 2020 | 5.69x | Rs73.88 Billion | Rs12.97 Billion | ▼ -26.3% |
| 2019 | 7.72x | Rs98.68 Billion | Rs12.78 Billion | ▲ +26.9% |
| 2018 | 6.09x | Rs67.39 Billion | Rs11.07 Billion | ▼ -13.4% |
| 2017 | 7.02x | Rs62.30 Billion | Rs8.87 Billion | ▲ +0.9% |
| 2016 | 6.96x | Rs56.87 Billion | Rs8.17 Billion | ▲ +22.7% |
| 2015 | 5.68x | Rs44.59 Billion | Rs7.86 Billion | ▼ -24.1% |
| 2014 | 7.48x | Rs54.22 Billion | Rs7.25 Billion | ▲ +647.5% |
| 2013 | 1.00x | Rs4.47 Billion | Rs4.47 Billion | — |