HDFC Life Insurance Company Limited (HDFCLIFE) — Cash Flow Quality Index

Latest as of September 2025: 16.48x

HDFC Life Insurance Company Limited (HDFCLIFE) has a Cash Flow Quality Index of 16.48x as of September 2025. Operating cash flow of Rs73.71 Billion exceeds net income of Rs4.47 Billion, indicating high earnings quality where cash backs reported profits. Explore long-term investment intensity of HDFC Life Insurance Company Limited to see how much of total assets are deployed in long-term investments.

Cash Flow Quality Index

16.48x
Operating CF / Net Income

Operating Cash Flow

Rs73.71 Billion
INR

Net Income

Rs4.47 Billion
INR

Data as of

Sep 2025
Most recent filing

HDFC Life Insurance Company Limited Cash Flow Quality Index (2013–2026)

Historical Cash Flow Quality Index for HDFC Life Insurance Company Limited across 14 annual periods. Values consistently above 1.0x indicate high-quality earnings. Check tangible net worth ratio of HDFC Life Insurance Company Limited to evaluate the tangible quality of the company's equity base.

Annual Cash Flow Quality Index for HDFC Life Insurance Company Limited (2013–2026)

Year-by-year earnings quality comparison for HDFC Life Insurance Company Limited. For live market cap and the full company financial profile, see HDFC Life Insurance Company Limited (HDFCLIFE) total market value.

Year Quality Index Operating CF (INR) Net Income YoY Change
2026 19.14x Rs366.03 Billion Rs19.12 Billion ▲ +122.2%
2025 8.61x Rs155.97 Billion Rs18.11 Billion ▲ +26.5%
2024 6.81x Rs107.21 Billion Rs15.74 Billion ▲ +35.4%
2023 5.03x Rs68.83 Billion Rs13.68 Billion ▲ +12.3%
2022 4.48x Rs59.43 Billion Rs13.27 Billion ▼ -37.2%
2021 7.13x Rs97.03 Billion Rs13.61 Billion ▲ +25.2%
2020 5.69x Rs73.88 Billion Rs12.97 Billion ▼ -26.3%
2019 7.72x Rs98.68 Billion Rs12.78 Billion ▲ +26.9%
2018 6.09x Rs67.39 Billion Rs11.07 Billion ▼ -13.4%
2017 7.02x Rs62.30 Billion Rs8.87 Billion ▲ +0.9%
2016 6.96x Rs56.87 Billion Rs8.17 Billion ▲ +22.7%
2015 5.68x Rs44.59 Billion Rs7.86 Billion ▼ -24.1%
2014 7.48x Rs54.22 Billion Rs7.25 Billion ▲ +647.5%
2013 1.00x Rs4.47 Billion Rs4.47 Billion
Cash Flow Quality Index = Operating Cash Flow / Net Income. Ratios above 1.0x indicate cash-backed earnings.