Horace Mann Educators Corporation - Asset Resilience Ratio
Horace Mann Educators Corporation (HMN) has an Asset Resilience Ratio of 3.20% as of March 2026. The Asset Resilience Ratio measures the percentage of a company's total assets that are held in liquid form (cash and short-term investments). This metric indicates how well-positioned the company is to handle unexpected financial challenges, economic downturns, or strategic opportunities without requiring external financing.
Liquid Assets
Total Assets
Resilience Assessment
Asset Resilience Ratio Trend (1998–2025)
This chart shows how Horace Mann Educators Corporation's Asset Resilience Ratio has changed over time. Check Horace Mann Educators Corporation strategic asset allocation index to assess the company's strategic physical and investment asset allocation.
Liquid Assets Composition Over Time
This chart breaks down Horace Mann Educators Corporation's liquid assets into cash & equivalents and short-term investments, showing how the composition has evolved over time. For market capitalisation and broader financial context, see market cap of Horace Mann Educators Corporation.
Current Liquid Assets Breakdown
| Component | Amount | % of Total Assets |
|---|---|---|
| Cash & Equivalents | $0.00 | 0% |
| Short-term Investments | $478.40 Million | 3.2% |
| Total Liquid Assets | $478.40 Million | 3.20% |
Asset Resilience Insights
- Limited Liquidity: Horace Mann Educators Corporation maintains only 3.20% of assets in liquid form.
- This low level may indicate efficient asset utilization but could pose risks during economic downturns.
- The company has significant short-term investments, indicating active treasury management.
Horace Mann Educators Corporation Industry Peers by Asset Resilience Ratio
Compare Horace Mann Educators Corporation's asset resilience ratio with other companies in the same industry.
| Company | Industry | Asset Resilience Ratio |
|---|---|---|
|
QBE Insurance Group Limited
AU:QBE |
Insurance - Property & Casualty | 3.80% |
|
Suncorp Group Ltd
AU:SUNPH |
Insurance - Property & Casualty | 69.36% |
|
Suncorp Group Ltd
AU:SUN |
Insurance - Property & Casualty | 3.36% |
|
Insurance Australia Group Ltd
AU:IAG |
Insurance - Property & Casualty | 2.07% |
|
Fairfax Financial Holdings Ltd
TO:FFH |
Insurance - Property & Casualty | 4.66% |
|
Definity Financial Corp
TO:DFY |
Insurance - Property & Casualty | 2.07% |
|
People's Insurance of China Ltd
SHG:601319 |
Insurance - Property & Casualty | 38.29% |
|
Intact Financial Corporation
TO:IFC |
Insurance - Property & Casualty | 27.27% |
Annual Asset Resilience Ratio for Horace Mann Educators Corporation (1998–2025)
The table below shows the annual Asset Resilience Ratio data for Horace Mann Educators Corporation.
| Year | Asset Resilience Ratio (%) | Liquid Assets | Total Assets | Change |
|---|---|---|---|---|
| 2025-12-31 | 3.98% | $608.30 Million | $15.27 Billion | +0.67pp |
| 2024-12-31 | 3.31% | $480.20 Million | $14.49 Billion | -35.58pp |
| 2023-12-31 | 38.89% | $5.46 Billion | $14.05 Billion | -2.46pp |
| 2022-12-31 | 41.35% | $5.50 Billion | $13.31 Billion | -4.46pp |
| 2021-12-31 | 45.81% | $6.59 Billion | $14.38 Billion | -3.86pp |
| 2020-12-31 | 49.67% | $6.69 Billion | $13.47 Billion | +0.36pp |
| 2019-12-31 | 49.31% | $6.15 Billion | $12.48 Billion | -22.50pp |
| 2018-12-31 | 71.81% | $7.92 Billion | $11.03 Billion | -2.77pp |
| 2017-12-31 | 74.59% | $8.35 Billion | $11.20 Billion | -1.05pp |
| 2016-12-31 | 75.63% | $8.00 Billion | $10.58 Billion | -0.40pp |
| 2015-12-31 | 76.03% | $7.65 Billion | $10.06 Billion | +0.24pp |
| 2014-12-31 | 75.79% | $7.40 Billion | $9.77 Billion | +1.70pp |
| 2013-12-31 | 74.09% | $6.54 Billion | $8.83 Billion | -2.95pp |
| 2012-12-31 | 77.04% | $6.29 Billion | $8.17 Billion | +0.68pp |
| 2011-12-31 | 76.36% | $5.68 Billion | $7.44 Billion | +76.02pp |
| 2010-12-31 | 0.34% | $24.06 Million | $7.01 Billion | +0.13pp |
| 2009-12-31 | 0.21% | $13.57 Million | $6.34 Billion | -6.10pp |
| 2008-12-31 | 6.32% | $354.93 Million | $5.62 Billion | +2.81pp |
| 2007-12-31 | 3.50% | $220.70 Million | $6.30 Billion | -3.74pp |
| 2006-12-31 | 7.24% | $462.00 Million | $6.38 Billion | +3.98pp |
| 2005-12-31 | 3.27% | $193.00 Million | $5.91 Billion | +3.26pp |
| 2004-12-31 | 0.00% | $142.00K | $5.47 Billion | -1.99pp |
| 1998-12-31 | 1.99% | $87.39 Million | $4.40 Billion | -- |
About Horace Mann Educators Corporation
Horace Mann Educators Corporation, together with its subsidiaries, operates as an insurance holding company in the United States. It operates through three segments: Property & Casualty, Life & Retirement, and Supplemental & Group Benefits segments. The Property & Casualty segment offers insurance products, including private passenger auto insurance, residential home insurance, and personal umbre… Read more