Horace Mann Educators Corporation Asset Resilience Ratio
Horace Mann Educators Corporation asset resilience ratio. Horace Mann Educators Corporation (HMN) has an Asset Resilience Ratio of 36.96% as of June 2026. The Asset Resilience Ratio measures the percentage of a company's total assets that are held in liquid form (cash and short-term investments). This metric indicates how well-positioned the company is to handle unexpected financial challenges, economic downturns, or strategic opportunities without requiring external financing. See Horace Mann Educators Corporation liquidity coverage in days to measure how many days the company can operate on defensive assets alone.
Liquid Assets
Total Assets
Resilience Assessment
Asset Resilience Ratio of Horace Mann Educators Corporation (1998–2025)
Asset resilience ratio of Horace Mann Educators Corporation from 1998 to 2025. This chart shows how Horace Mann Educators Corporation's Asset Resilience Ratio has changed over time. Read Horace Mann Educators Corporation (HMN) financial obligations for a breakdown of total debt and financial obligations.
Liquid Assets Composition Over Time
This chart breaks down Horace Mann Educators Corporation's liquid assets into cash & equivalents and short-term investments, showing how the composition has evolved over time. For the complete balance sheet picture, see balance sheet size of Horace Mann Educators Corporation.
Current Liquid Assets Breakdown
| Component | Amount | % of Total Assets |
|---|---|---|
| Cash & Equivalents | $0.00 | 0% |
| Short-term Investments | $5.77 Billion | 36.96% |
| Total Liquid Assets | $5.77 Billion | 36.96% |
Asset Resilience Insights
- Very High Liquidity: Horace Mann Educators Corporation maintains exceptional liquid asset reserves at 36.96% of total assets.
- This level provides strong protection against economic uncertainties but may indicate potential for more aggressive growth investments.
- The company has significant short-term investments, indicating active treasury management.
Horace Mann Educators Corporation Industry Peers by Asset Resilience Ratio
Compare Horace Mann Educators Corporation's asset resilience ratio with other companies in the same industry.
| Company | Industry | Asset Resilience Ratio |
|---|---|---|
|
Root Inc
NASDAQ:ROOT |
Insurance - Property & Casualty | 30.99% |
|
REVO INSURANCE SPA O.N.
F:H0O |
Insurance - Property & Casualty | 43.34% |
|
Libra Insurance Company Ltd
TA:LBRA |
Insurance - Property & Casualty | 40.38% |
|
QBE Insurance Group Limited
AU:QBE |
Insurance - Property & Casualty | 3.80% |
|
Suncorp Group Ltd
AU:SUNPH |
Insurance - Property & Casualty | 69.36% |
|
Suncorp Group Ltd
AU:SUN |
Insurance - Property & Casualty | 3.36% |
|
Insurance Australia Group Ltd
AU:IAG |
Insurance - Property & Casualty | 2.07% |
|
Fairfax Financial Holdings Ltd
TO:FFH |
Insurance - Property & Casualty | 0.02% |
Horace Mann Educators Corporation Asset Resilience Ratio by Year (1998–2025)
Horace Mann Educators Corporation asset resilience ratio by year from 1998 to 2025. The table below shows the annual Asset Resilience Ratio data for Horace Mann Educators Corporation.
| Year | Asset Resilience Ratio (%) | Liquid Assets | Total Assets | Change |
|---|---|---|---|---|
| 2025-12-31 | 3.98% | $608.30 Million | $15.27 Billion | +0.67pp |
| 2024-12-31 | 3.31% | $480.20 Million | $14.49 Billion | -35.58pp |
| 2023-12-31 | 38.89% | $5.46 Billion | $14.05 Billion | -2.46pp |
| 2022-12-31 | 41.35% | $5.50 Billion | $13.31 Billion | -4.46pp |
| 2021-12-31 | 45.81% | $6.59 Billion | $14.38 Billion | -3.86pp |
| 2020-12-31 | 49.67% | $6.69 Billion | $13.47 Billion | +0.36pp |
| 2019-12-31 | 49.31% | $6.15 Billion | $12.48 Billion | -22.50pp |
| 2018-12-31 | 71.81% | $7.92 Billion | $11.03 Billion | -2.77pp |
| 2017-12-31 | 74.59% | $8.35 Billion | $11.20 Billion | -1.05pp |
| 2016-12-31 | 75.63% | $8.00 Billion | $10.58 Billion | -0.40pp |
| 2015-12-31 | 76.03% | $7.65 Billion | $10.06 Billion | +0.24pp |
| 2014-12-31 | 75.79% | $7.40 Billion | $9.77 Billion | +1.70pp |
| 2013-12-31 | 74.09% | $6.54 Billion | $8.83 Billion | -2.95pp |
| 2012-12-31 | 77.04% | $6.29 Billion | $8.17 Billion | +0.68pp |
| 2011-12-31 | 76.36% | $5.68 Billion | $7.44 Billion | +76.02pp |
| 2010-12-31 | 0.34% | $24.06 Million | $7.01 Billion | +0.13pp |
| 2009-12-31 | 0.21% | $13.57 Million | $6.34 Billion | -6.10pp |
| 2008-12-31 | 6.32% | $354.93 Million | $5.62 Billion | +2.81pp |
| 2007-12-31 | 3.50% | $220.70 Million | $6.30 Billion | -3.74pp |
| 2006-12-31 | 7.24% | $462.00 Million | $6.38 Billion | +3.98pp |
| 2005-12-31 | 3.27% | $193.00 Million | $5.91 Billion | +3.26pp |
| 2004-12-31 | 0.00% | $142.00K | $5.47 Billion | -1.99pp |
| 1998-12-31 | 1.99% | $87.39 Million | $4.40 Billion | -- |
About Horace Mann Educators Corporation
Horace Mann Educators Corporation, together with its subsidiaries, operates as an insurance holding company in the United States. It operates through three segments: Property & Casualty, Life & Retirement, and Supplemental & Group Benefits segments. The Property & Casualty segment offers insurance products, including private passenger auto insurance, residential home insurance, and personal umbre… Read more