Horace Mann Educators Corporation (HMN) — Financial Flexibility Index
Horace Mann Educators Corporation (HMN) has a Financial Flexibility Index of 0.00x as of March 2026. Free cash flow of $61.30 Million (operating CF $61.30 Million minus capex $0.00) represents 0% of total liabilities ($13.50 Billion). Check Horace Mann Educators Corporation PP&E and investment ratio to assess the company's strategic physical and investment asset allocation.
Financial Flexibility Index
Free Cash Flow
Total Liabilities
Capital Expenditures
Horace Mann Educators Corporation Financial Flexibility Index (1990–2025)
Historical Financial Flexibility Index trend for Horace Mann Educators Corporation across 36 annual periods. See working capital position of Horace Mann Educators Corporation to evaluate short-term liquidity relative to the company's equity base.
Annual Financial Flexibility Index for Horace Mann Educators Corporation (1990–2025)
Year-by-year free cash flow to debt coverage for Horace Mann Educators Corporation. For the full company profile including market capitalisation, see HMN company net worth.
| Year | Flexibility Index | Free Cash Flow (USD) | Operating CF | Total Liabilities | YoY Change |
|---|---|---|---|---|---|
| 2025 | 0.01x | $98.00 Million | $98.00 Million | $13.78 Billion | ▼ -79.2% |
| 2024 | 0.03x | $452.10 Million | $452.10 Million | $13.20 Billion | ▼ -5.8% |
| 2023 | 0.04x | $467.90 Million | $302.10 Million | $12.87 Billion | ▲ +114.2% |
| 2022 | 0.02x | $207.20 Million | $171.50 Million | $12.21 Billion | ▲ +3.0% |
| 2021 | 0.02x | $207.20 Million | $204.90 Million | $12.58 Billion | ▼ -46.3% |
| 2020 | 0.03x | $358.25 Million | $259.79 Million | $11.68 Billion | ▼ -44.7% |
| 2019 | 0.06x | $605.03 Million | $127.57 Million | $10.91 Billion | ▲ +168.6% |
| 2018 | 0.02x | $201.07 Million | $200.89 Million | $9.74 Billion | ▼ -58.8% |
| 2017 | 0.05x | $485.25 Million | $256.59 Million | $9.70 Billion | ▲ +124.0% |
| 2016 | 0.02x | $207.42 Million | $207.42 Million | $9.28 Billion | ▼ -5.4% |
| 2015 | 0.02x | $207.71 Million | $207.71 Million | $8.79 Billion | ▼ -10.3% |
| 2014 | 0.03x | $221.93 Million | $221.93 Million | $8.43 Billion | ▼ -1.2% |
| 2013 | 0.03x | $205.94 Million | $205.94 Million | $7.73 Billion | ▼ -8.8% |
| 2012 | 0.03x | $202.85 Million | $202.85 Million | $6.94 Billion | ▲ +60.8% |
| 2011 | 0.02x | $115.88 Million | $115.88 Million | $6.38 Billion | ▼ -29.5% |
| 2010 | 0.03x | $157.75 Million | $157.75 Million | $6.13 Billion | ▼ -19.0% |
| 2009 | 0.03x | $178.90 Million | $178.90 Million | $5.62 Billion | ▲ +1.0% |
| 2008 | 0.03x | $162.85 Million | $162.85 Million | $5.17 Billion | ▼ -12.4% |
| 2007 | 0.04x | $201.65 Million | $201.65 Million | $5.61 Billion | ▲ +10.7% |
| 2006 | 0.03x | $185.81 Million | $185.81 Million | $5.72 Billion | ▲ +3.4% |
| 2005 | 0.03x | $165.17 Million | $165.17 Million | $5.26 Billion | ▼ -8.1% |
| 2004 | 0.03x | $167.28 Million | $167.28 Million | $4.89 Billion | ▲ +24.1% |
| 2003 | 0.03x | $121.83 Million | $121.83 Million | $4.42 Billion | ▼ -33.7% |
| 2002 | 0.04x | $165.47 Million | $165.47 Million | $3.98 Billion | ▲ +11.5% |
| 2001 | 0.04x | $148.86 Million | $148.86 Million | $4.00 Billion | ▲ +19.7% |
| 2000 | 0.03x | $124.25 Million | $124.25 Million | $3.99 Billion | ▼ -19.0% |
| 1999 | 0.04x | $148.15 Million | $148.15 Million | $3.85 Billion | ▲ +16.4% |
| 1998 | 0.03x | $128.77 Million | $128.77 Million | $3.90 Billion | ▲ +14.7% |
| 1997 | 0.03x | $104.44 Million | $104.44 Million | $3.63 Billion | ▼ -30.1% |
| 1996 | 0.04x | $139.20 Million | $139.20 Million | $3.38 Billion | ▼ -14.4% |
| 1995 | 0.05x | $153.70 Million | $153.70 Million | $3.19 Billion | ▼ -12.6% |
| 1994 | 0.06x | $158.30 Million | $158.30 Million | $2.87 Billion | ▼ -9.5% |
| 1993 | 0.06x | $165.50 Million | $165.50 Million | $2.72 Billion | ▼ -22.3% |
| 1992 | 0.08x | $198.60 Million | $198.60 Million | $2.53 Billion | ▲ +11.3% |
| 1991 | 0.07x | $168.50 Million | $168.50 Million | $2.39 Billion | ▲ +10.9% |
| 1990 | 0.06x | $156.80 Million | $156.80 Million | $2.47 Billion | — |