Horace Mann Educators Corporation Financial Flexibility Index
Horace Mann Educators Corporation financial flexibility index. Horace Mann Educators Corporation (HMN) has a Financial Flexibility Index of 0.02x as of June 2026. Free cash flow of $223.70 Million (operating CF $223.70 Million minus capex $0.00) represents 0% of total liabilities ($14.10 Billion). See HMN free cash flow to operating cash ratio to measure how efficiently the company converts operating cash flow to free cash.
Financial Flexibility Index
Free Cash Flow
Total Liabilities
Capital Expenditures
Financial Flexibility Index of Horace Mann Educators Corporation (1990–2025)
Financial flexibility index of Horace Mann Educators Corporation from 1990 to 2025. Historical Financial Flexibility Index trend for Horace Mann Educators Corporation across 36 annual periods. Check Horace Mann Educators Corporation (HMN) cash flow quality to evaluate the quality of earnings relative to operating cash generation.
Horace Mann Educators Corporation Financial Flexibility Index by Year (1990–2025)
Horace Mann Educators Corporation financial flexibility index by year from 1990 to 2025. Year-by-year free cash flow to debt coverage for Horace Mann Educators Corporation. For the full cash flow conversion analysis, see cash flow conversion of Horace Mann Educators Corporation.
| Year | Flexibility Index | Free Cash Flow (USD) | Operating CF | Total Liabilities | YoY Change |
|---|---|---|---|---|---|
| 2025 | 0.04x | $553.20 Million | $553.20 Million | $13.78 Billion | ▲ +17.2% |
| 2024 | 0.03x | $452.10 Million | $452.10 Million | $13.20 Billion | ▼ -5.8% |
| 2023 | 0.04x | $467.90 Million | $302.10 Million | $12.87 Billion | ▲ +114.2% |
| 2022 | 0.02x | $207.20 Million | $171.50 Million | $12.21 Billion | ▲ +3.0% |
| 2021 | 0.02x | $207.20 Million | $204.90 Million | $12.58 Billion | ▼ -46.3% |
| 2020 | 0.03x | $358.25 Million | $259.79 Million | $11.68 Billion | ▼ -44.7% |
| 2019 | 0.06x | $605.03 Million | $127.57 Million | $10.91 Billion | ▲ +168.6% |
| 2018 | 0.02x | $201.07 Million | $200.89 Million | $9.74 Billion | ▼ -58.8% |
| 2017 | 0.05x | $485.25 Million | $256.59 Million | $9.70 Billion | ▲ +124.0% |
| 2016 | 0.02x | $207.42 Million | $207.42 Million | $9.28 Billion | ▼ -5.4% |
| 2015 | 0.02x | $207.71 Million | $207.71 Million | $8.79 Billion | ▼ -10.3% |
| 2014 | 0.03x | $221.93 Million | $221.93 Million | $8.43 Billion | ▼ -1.2% |
| 2013 | 0.03x | $205.94 Million | $205.94 Million | $7.73 Billion | ▼ -8.8% |
| 2012 | 0.03x | $202.85 Million | $202.85 Million | $6.94 Billion | ▲ +60.8% |
| 2011 | 0.02x | $115.88 Million | $115.88 Million | $6.38 Billion | ▼ -29.5% |
| 2010 | 0.03x | $157.75 Million | $157.75 Million | $6.13 Billion | ▼ -19.0% |
| 2009 | 0.03x | $178.90 Million | $178.90 Million | $5.62 Billion | ▲ +1.0% |
| 2008 | 0.03x | $162.85 Million | $162.85 Million | $5.17 Billion | ▼ -12.4% |
| 2007 | 0.04x | $201.65 Million | $201.65 Million | $5.61 Billion | ▲ +10.7% |
| 2006 | 0.03x | $185.81 Million | $185.81 Million | $5.72 Billion | ▲ +3.4% |
| 2005 | 0.03x | $165.17 Million | $165.17 Million | $5.26 Billion | ▼ -8.1% |
| 2004 | 0.03x | $167.28 Million | $167.28 Million | $4.89 Billion | ▲ +24.1% |
| 2003 | 0.03x | $121.83 Million | $121.83 Million | $4.42 Billion | ▼ -33.7% |
| 2002 | 0.04x | $165.47 Million | $165.47 Million | $3.98 Billion | ▲ +11.5% |
| 2001 | 0.04x | $148.86 Million | $148.86 Million | $4.00 Billion | ▲ +19.7% |
| 2000 | 0.03x | $124.25 Million | $124.25 Million | $3.99 Billion | ▼ -19.0% |
| 1999 | 0.04x | $148.15 Million | $148.15 Million | $3.85 Billion | ▲ +16.4% |
| 1998 | 0.03x | $128.77 Million | $128.77 Million | $3.90 Billion | ▲ +14.7% |
| 1997 | 0.03x | $104.44 Million | $104.44 Million | $3.63 Billion | ▼ -30.1% |
| 1996 | 0.04x | $139.20 Million | $139.20 Million | $3.38 Billion | ▼ -14.4% |
| 1995 | 0.05x | $153.70 Million | $153.70 Million | $3.19 Billion | ▼ -12.6% |
| 1994 | 0.06x | $158.30 Million | $158.30 Million | $2.87 Billion | ▼ -9.5% |
| 1993 | 0.06x | $165.50 Million | $165.50 Million | $2.72 Billion | ▼ -22.3% |
| 1992 | 0.08x | $198.60 Million | $198.60 Million | $2.53 Billion | ▲ +11.3% |
| 1991 | 0.07x | $168.50 Million | $168.50 Million | $2.39 Billion | ▲ +10.9% |
| 1990 | 0.06x | $156.80 Million | $156.80 Million | $2.47 Billion | — |