Horace Mann Educators Corporation (HMN) — Financial Flexibility Index
Horace Mann Educators Corporation (HMN) has a Financial Flexibility Index of 0.01x as of September 2025. Free cash flow of $151.20 Million (operating CF $151.20 Million minus capex $0.00) represents 0% of total liabilities ($14.05 Billion). Also explore Horace Mann Educators Corporation annual equity growth to track the company's year-over-year net asset growth rate.
Financial Flexibility Index
Free Cash Flow
Total Liabilities
Capital Expenditures
Horace Mann Educators Corporation Financial Flexibility Index (1990–2024)
Historical Financial Flexibility Index trend for Horace Mann Educators Corporation across 35 annual periods. Check how strategically is Horace Mann Educators Corporation's equity deployed to assess the company's strategic physical and investment asset allocation.
Annual Financial Flexibility Index for Horace Mann Educators Corporation (1990–2024)
Year-by-year free cash flow to debt coverage for Horace Mann Educators Corporation. For the full company profile including market capitalisation, see Horace Mann Educators Corporation stock valuation.
| Year | Flexibility Index | Free Cash Flow (USD) | Operating CF | Total Liabilities | YoY Change |
|---|---|---|---|---|---|
| 2024 | 0.03x | $452.10 Million | $452.10 Million | $13.20 Billion | ▼ -5.8% |
| 2023 | 0.04x | $467.90 Million | $302.10 Million | $12.87 Billion | ▲ +114.2% |
| 2022 | 0.02x | $207.20 Million | $171.50 Million | $12.21 Billion | ▲ +3.0% |
| 2021 | 0.02x | $207.20 Million | $204.90 Million | $12.58 Billion | ▼ -46.3% |
| 2020 | 0.03x | $358.25 Million | $259.79 Million | $11.68 Billion | ▼ -44.7% |
| 2019 | 0.06x | $605.03 Million | $127.57 Million | $10.91 Billion | ▲ +168.6% |
| 2018 | 0.02x | $201.07 Million | $200.89 Million | $9.74 Billion | ▼ -58.8% |
| 2017 | 0.05x | $485.25 Million | $256.59 Million | $9.70 Billion | ▲ +124.0% |
| 2016 | 0.02x | $207.42 Million | $207.42 Million | $9.28 Billion | ▼ -5.4% |
| 2015 | 0.02x | $207.71 Million | $207.71 Million | $8.79 Billion | ▼ -10.3% |
| 2014 | 0.03x | $221.93 Million | $221.93 Million | $8.43 Billion | ▼ -1.2% |
| 2013 | 0.03x | $205.94 Million | $205.94 Million | $7.73 Billion | ▼ -8.8% |
| 2012 | 0.03x | $202.85 Million | $202.85 Million | $6.94 Billion | ▲ +60.8% |
| 2011 | 0.02x | $115.88 Million | $115.88 Million | $6.38 Billion | ▼ -29.5% |
| 2010 | 0.03x | $157.75 Million | $157.75 Million | $6.13 Billion | ▼ -19.0% |
| 2009 | 0.03x | $178.90 Million | $178.90 Million | $5.62 Billion | ▲ +1.0% |
| 2008 | 0.03x | $162.85 Million | $162.85 Million | $5.17 Billion | ▼ -12.4% |
| 2007 | 0.04x | $201.65 Million | $201.65 Million | $5.61 Billion | ▲ +10.7% |
| 2006 | 0.03x | $185.81 Million | $185.81 Million | $5.72 Billion | ▲ +3.4% |
| 2005 | 0.03x | $165.17 Million | $165.17 Million | $5.26 Billion | ▼ -8.1% |
| 2004 | 0.03x | $167.28 Million | $167.28 Million | $4.89 Billion | ▲ +24.1% |
| 2003 | 0.03x | $121.83 Million | $121.83 Million | $4.42 Billion | ▼ -33.7% |
| 2002 | 0.04x | $165.47 Million | $165.47 Million | $3.98 Billion | ▲ +11.5% |
| 2001 | 0.04x | $148.86 Million | $148.86 Million | $4.00 Billion | ▲ +19.7% |
| 2000 | 0.03x | $124.25 Million | $124.25 Million | $3.99 Billion | ▼ -19.0% |
| 1999 | 0.04x | $148.15 Million | $148.15 Million | $3.85 Billion | ▲ +16.4% |
| 1998 | 0.03x | $128.77 Million | $128.77 Million | $3.90 Billion | ▲ +14.7% |
| 1997 | 0.03x | $104.44 Million | $104.44 Million | $3.63 Billion | ▼ -30.1% |
| 1996 | 0.04x | $139.20 Million | $139.20 Million | $3.38 Billion | ▼ -14.4% |
| 1995 | 0.05x | $153.70 Million | $153.70 Million | $3.19 Billion | ▼ -12.6% |
| 1994 | 0.06x | $158.30 Million | $158.30 Million | $2.87 Billion | ▼ -9.5% |
| 1993 | 0.06x | $165.50 Million | $165.50 Million | $2.72 Billion | ▼ -22.3% |
| 1992 | 0.08x | $198.60 Million | $198.60 Million | $2.53 Billion | ▲ +11.3% |
| 1991 | 0.07x | $168.50 Million | $168.50 Million | $2.39 Billion | ▲ +10.9% |
| 1990 | 0.06x | $156.80 Million | $156.80 Million | $2.47 Billion | — |