Horace Mann Educators Corporation (HMN) — Cash Flow-to-Debt Ratio
Horace Mann Educators Corporation (HMN) has a Cash Flow-to-Debt Ratio of 0.01x as of September 2025, meaning its operating cash flow of $151.20 Million could theoretically repay 0% of its total liabilities ($14.05 Billion) in one year. See Horace Mann Educators Corporation (HMN) FCF generation index to measure how efficiently the company converts operating cash flow to free cash.
CF-to-Debt Ratio
Operating Cash Flow
Total Liabilities
Data as of
Horace Mann Educators Corporation Cash Flow-to-Debt Ratio (1990–2024)
Historical debt coverage capacity for Horace Mann Educators Corporation across 35 annual periods. Also explore Horace Mann Educators Corporation (HMN) net asset momentum to track the company's year-over-year net asset growth rate.
Annual Cash Flow-to-Debt Ratio for Horace Mann Educators Corporation (1990–2024)
Year-by-year debt coverage analysis for Horace Mann Educators Corporation. For market capitalisation and broader financial context, see HMN company net worth.
| Year | CF-to-Debt Ratio | Operating CF (USD) | Total Liabilities | YoY Change |
|---|---|---|---|---|
| 2024 | 0.03x | $452.10 Million | $13.20 Billion | ▲ +46.0% |
| 2023 | 0.02x | $302.10 Million | $12.87 Billion | ▲ +67.1% |
| 2022 | 0.01x | $171.50 Million | $12.21 Billion | ▼ -13.8% |
| 2021 | 0.02x | $204.90 Million | $12.58 Billion | ▼ -26.7% |
| 2020 | 0.02x | $259.79 Million | $11.68 Billion | ▲ +90.2% |
| 2019 | 0.01x | $127.57 Million | $10.91 Billion | ▼ -43.3% |
| 2018 | 0.02x | $200.89 Million | $9.74 Billion | ▼ -22.1% |
| 2017 | 0.03x | $256.59 Million | $9.70 Billion | ▲ +18.4% |
| 2016 | 0.02x | $207.42 Million | $9.28 Billion | ▼ -5.4% |
| 2015 | 0.02x | $207.71 Million | $8.79 Billion | ▼ -10.3% |
| 2014 | 0.03x | $221.93 Million | $8.43 Billion | ▼ -1.2% |
| 2013 | 0.03x | $205.94 Million | $7.73 Billion | ▼ -8.8% |
| 2012 | 0.03x | $202.85 Million | $6.94 Billion | ▲ +60.8% |
| 2011 | 0.02x | $115.88 Million | $6.38 Billion | ▼ -29.5% |
| 2010 | 0.03x | $157.75 Million | $6.13 Billion | ▼ -19.0% |
| 2009 | 0.03x | $178.90 Million | $5.62 Billion | ▲ +1.0% |
| 2008 | 0.03x | $162.85 Million | $5.17 Billion | ▼ -12.4% |
| 2007 | 0.04x | $201.65 Million | $5.61 Billion | ▲ +10.7% |
| 2006 | 0.03x | $185.81 Million | $5.72 Billion | ▲ +3.4% |
| 2005 | 0.03x | $165.17 Million | $5.26 Billion | ▼ -8.1% |
| 2004 | 0.03x | $167.28 Million | $4.89 Billion | ▲ +24.1% |
| 2003 | 0.03x | $121.83 Million | $4.42 Billion | ▼ -33.7% |
| 2002 | 0.04x | $165.47 Million | $3.98 Billion | ▲ +11.5% |
| 2001 | 0.04x | $148.86 Million | $4.00 Billion | ▲ +19.7% |
| 2000 | 0.03x | $124.25 Million | $3.99 Billion | ▼ -19.0% |
| 1999 | 0.04x | $148.15 Million | $3.85 Billion | ▲ +16.4% |
| 1998 | 0.03x | $128.77 Million | $3.90 Billion | ▲ +14.7% |
| 1997 | 0.03x | $104.44 Million | $3.63 Billion | ▼ -30.1% |
| 1996 | 0.04x | $139.20 Million | $3.38 Billion | ▼ -14.4% |
| 1995 | 0.05x | $153.70 Million | $3.19 Billion | ▼ -12.6% |
| 1994 | 0.06x | $158.30 Million | $2.87 Billion | ▼ -9.5% |
| 1993 | 0.06x | $165.50 Million | $2.72 Billion | ▼ -22.3% |
| 1992 | 0.08x | $198.60 Million | $2.53 Billion | ▲ +11.3% |
| 1991 | 0.07x | $168.50 Million | $2.39 Billion | ▲ +10.9% |
| 1990 | 0.06x | $156.80 Million | $2.47 Billion | — |