Horace Mann Educators Corporation Cash Flow-to-Debt Ratio
Horace Mann Educators Corporation cash flow-to-debt ratio. Horace Mann Educators Corporation (HMN) has a Cash Flow-to-Debt Ratio of 0.02x as of June 2026, meaning its operating cash flow of $223.70 Million could theoretically repay 0% of its total liabilities ($14.10 Billion) in one year. Check HMN operating cash flow to net income to evaluate the quality of earnings relative to operating cash generation.
CF-to-Debt Ratio
Operating Cash Flow
Total Liabilities
Data as of
Cash Flow-to-Debt Ratio of Horace Mann Educators Corporation (1990–2025)
Cash flow-to-debt ratio of Horace Mann Educators Corporation from 1990 to 2025. Historical debt coverage capacity for Horace Mann Educators Corporation across 36 annual periods. Check HMN capex plus investments ratio to assess the company's total reinvestment commitment from operating cash flow.
Horace Mann Educators Corporation Cash Flow-to-Debt Ratio by Year (1990–2025)
Horace Mann Educators Corporation cash flow-to-debt ratio by year from 1990 to 2025. Year-by-year debt coverage analysis for Horace Mann Educators Corporation. For the full cash flow conversion analysis, see HMN cash flow conversion.
| Year | CF-to-Debt Ratio | Operating CF (USD) | Total Liabilities | YoY Change |
|---|---|---|---|---|
| 2025 | 0.04x | $553.20 Million | $13.78 Billion | ▲ +17.2% |
| 2024 | 0.03x | $452.10 Million | $13.20 Billion | ▲ +46.0% |
| 2023 | 0.02x | $302.10 Million | $12.87 Billion | ▲ +67.1% |
| 2022 | 0.01x | $171.50 Million | $12.21 Billion | ▼ -13.8% |
| 2021 | 0.02x | $204.90 Million | $12.58 Billion | ▼ -26.7% |
| 2020 | 0.02x | $259.79 Million | $11.68 Billion | ▲ +90.2% |
| 2019 | 0.01x | $127.57 Million | $10.91 Billion | ▼ -43.3% |
| 2018 | 0.02x | $200.89 Million | $9.74 Billion | ▼ -22.1% |
| 2017 | 0.03x | $256.59 Million | $9.70 Billion | ▲ +18.4% |
| 2016 | 0.02x | $207.42 Million | $9.28 Billion | ▼ -5.4% |
| 2015 | 0.02x | $207.71 Million | $8.79 Billion | ▼ -10.3% |
| 2014 | 0.03x | $221.93 Million | $8.43 Billion | ▼ -1.2% |
| 2013 | 0.03x | $205.94 Million | $7.73 Billion | ▼ -8.8% |
| 2012 | 0.03x | $202.85 Million | $6.94 Billion | ▲ +60.8% |
| 2011 | 0.02x | $115.88 Million | $6.38 Billion | ▼ -29.5% |
| 2010 | 0.03x | $157.75 Million | $6.13 Billion | ▼ -19.0% |
| 2009 | 0.03x | $178.90 Million | $5.62 Billion | ▲ +1.0% |
| 2008 | 0.03x | $162.85 Million | $5.17 Billion | ▼ -12.4% |
| 2007 | 0.04x | $201.65 Million | $5.61 Billion | ▲ +10.7% |
| 2006 | 0.03x | $185.81 Million | $5.72 Billion | ▲ +3.4% |
| 2005 | 0.03x | $165.17 Million | $5.26 Billion | ▼ -8.1% |
| 2004 | 0.03x | $167.28 Million | $4.89 Billion | ▲ +24.1% |
| 2003 | 0.03x | $121.83 Million | $4.42 Billion | ▼ -33.7% |
| 2002 | 0.04x | $165.47 Million | $3.98 Billion | ▲ +11.5% |
| 2001 | 0.04x | $148.86 Million | $4.00 Billion | ▲ +19.7% |
| 2000 | 0.03x | $124.25 Million | $3.99 Billion | ▼ -19.0% |
| 1999 | 0.04x | $148.15 Million | $3.85 Billion | ▲ +16.4% |
| 1998 | 0.03x | $128.77 Million | $3.90 Billion | ▲ +14.7% |
| 1997 | 0.03x | $104.44 Million | $3.63 Billion | ▼ -30.1% |
| 1996 | 0.04x | $139.20 Million | $3.38 Billion | ▼ -14.4% |
| 1995 | 0.05x | $153.70 Million | $3.19 Billion | ▼ -12.6% |
| 1994 | 0.06x | $158.30 Million | $2.87 Billion | ▼ -9.5% |
| 1993 | 0.06x | $165.50 Million | $2.72 Billion | ▼ -22.3% |
| 1992 | 0.08x | $198.60 Million | $2.53 Billion | ▲ +11.3% |
| 1991 | 0.07x | $168.50 Million | $2.39 Billion | ▲ +10.9% |
| 1990 | 0.06x | $156.80 Million | $2.47 Billion | — |