Horace Mann Educators Corporation Cash Flow Quality Index
Horace Mann Educators Corporation cash flow quality index. Horace Mann Educators Corporation (HMN) has a Cash Flow Quality Index of 1.49x as of March 2026. Operating cash flow of $61.30 Million exceeds net income of $41.20 Million, indicating high earnings quality where cash backs reported profits. Explore debt repayment capacity of Horace Mann Educators Corporation to assess how comfortably operating cash covers total debt obligations.
Cash Flow Quality Index
Operating Cash Flow
Net Income
Data as of
Cash Flow Quality Index of Horace Mann Educators Corporation (1990–2025)
Cash flow quality index of Horace Mann Educators Corporation from 1990 to 2025. Historical Cash Flow Quality Index for Horace Mann Educators Corporation across 35 annual periods. Values consistently above 1.0x indicate high-quality earnings. See how leveraged is Horace Mann Educators Corporation's balance sheet to measure how much of total assets are equity-financed.
Horace Mann Educators Corporation Cash Flow Quality Index by Year (1990–2025)
Horace Mann Educators Corporation cash flow quality index by year from 1990 to 2025. Year-by-year earnings quality comparison for Horace Mann Educators Corporation. For the full cash flow conversion analysis, see how efficiently does Horace Mann Educators Corporation generate cash.
| Year | Quality Index | Operating CF (USD) | Net Income | YoY Change |
|---|---|---|---|---|
| 2025 | 3.41x | $553.20 Million | $162.10 Million | ▼ -22.4% |
| 2024 | 4.40x | $452.10 Million | $102.80 Million | ▼ -34.5% |
| 2023 | 6.71x | $302.10 Million | $45.00 Million | ▲ +367.9% |
| 2021 | 1.43x | $204.90 Million | $142.80 Million | ▼ -26.4% |
| 2020 | 1.95x | $259.79 Million | $133.31 Million | ▲ +181.7% |
| 2019 | 0.69x | $127.57 Million | $184.44 Million | ▼ -93.7% |
| 2018 | 10.95x | $200.89 Million | $18.34 Million | ▲ +623.3% |
| 2017 | 1.51x | $256.59 Million | $169.46 Million | ▼ -38.9% |
| 2016 | 2.48x | $207.42 Million | $83.77 Million | ▲ +11.4% |
| 2015 | 2.22x | $207.71 Million | $93.48 Million | ▲ +4.4% |
| 2014 | 2.13x | $221.93 Million | $104.24 Million | ▲ +14.6% |
| 2013 | 1.86x | $205.94 Million | $110.89 Million | ▼ -4.9% |
| 2012 | 1.95x | $202.85 Million | $103.87 Million | ▲ +18.8% |
| 2011 | 1.64x | $115.88 Million | $70.51 Million | ▼ -15.8% |
| 2010 | 1.95x | $157.75 Million | $80.86 Million | ▼ -19.9% |
| 2009 | 2.43x | $178.90 Million | $73.49 Million | ▼ -83.7% |
| 2008 | 14.92x | $162.85 Million | $10.92 Million | ▲ +512.4% |
| 2007 | 2.44x | $201.65 Million | $82.79 Million | ▲ +29.4% |
| 2006 | 1.88x | $185.81 Million | $98.71 Million | ▼ -11.9% |
| 2005 | 2.14x | $165.17 Million | $77.27 Million | ▼ -28.0% |
| 2004 | 2.97x | $167.28 Million | $56.31 Million | ▼ -53.7% |
| 2003 | 6.42x | $121.83 Million | $18.98 Million | ▼ -56.0% |
| 2002 | 14.60x | $165.47 Million | $11.33 Million | ▲ +151.0% |
| 2001 | 5.82x | $148.86 Million | $25.59 Million | ▼ -2.4% |
| 2000 | 5.96x | $124.25 Million | $20.84 Million | ▲ +79.1% |
| 1999 | 3.33x | $148.15 Million | $44.50 Million | ▲ +120.5% |
| 1998 | 1.51x | $128.77 Million | $85.30 Million | ▲ +25.9% |
| 1997 | 1.20x | $104.44 Million | $87.10 Million | ▼ -36.4% |
| 1996 | 1.89x | $139.20 Million | $73.80 Million | ▼ -9.3% |
| 1995 | 2.08x | $153.70 Million | $73.90 Million | ▼ -15.1% |
| 1994 | 2.45x | $158.30 Million | $64.60 Million | ▲ +14.3% |
| 1993 | 2.14x | $165.50 Million | $77.20 Million | ▼ -22.5% |
| 1992 | 2.77x | $198.60 Million | $71.80 Million | ▼ -59.1% |
| 1991 | 6.77x | $168.50 Million | $24.90 Million | ▼ -90.9% |
| 1990 | 74.67x | $156.80 Million | $2.10 Million | — |