Horace Mann Educators Corporation (HMN) — Cash Flow Quality Index
Horace Mann Educators Corporation (HMN) has a Cash Flow Quality Index of 1.49x as of March 2026. Operating cash flow of $61.30 Million exceeds net income of $41.20 Million, indicating high earnings quality where cash backs reported profits. Explore cash efficiency ratio of Horace Mann Educators Corporation to assess how effectively this company generates cash.
Cash Flow Quality Index
Operating Cash Flow
Net Income
Data as of
Horace Mann Educators Corporation Cash Flow Quality Index (1990–2025)
Historical Cash Flow Quality Index for Horace Mann Educators Corporation across 35 annual periods. Values consistently above 1.0x indicate high-quality earnings. Check how aggressively does Horace Mann Educators Corporation reinvest cash to assess the company's total reinvestment commitment from operating cash flow.
Annual Cash Flow Quality Index for Horace Mann Educators Corporation (1990–2025)
Year-by-year earnings quality comparison for Horace Mann Educators Corporation. For live market cap and the full company financial profile, see market value of Horace Mann Educators Corporation.
| Year | Quality Index | Operating CF (USD) | Net Income | YoY Change |
|---|---|---|---|---|
| 2025 | 0.60x | $98.00 Million | $162.10 Million | ▼ -86.3% |
| 2024 | 4.40x | $452.10 Million | $102.80 Million | ▼ -34.5% |
| 2023 | 6.71x | $302.10 Million | $45.00 Million | ▲ +367.9% |
| 2021 | 1.43x | $204.90 Million | $142.80 Million | ▼ -26.4% |
| 2020 | 1.95x | $259.79 Million | $133.31 Million | ▲ +181.7% |
| 2019 | 0.69x | $127.57 Million | $184.44 Million | ▼ -93.7% |
| 2018 | 10.95x | $200.89 Million | $18.34 Million | ▲ +623.3% |
| 2017 | 1.51x | $256.59 Million | $169.46 Million | ▼ -38.9% |
| 2016 | 2.48x | $207.42 Million | $83.77 Million | ▲ +11.4% |
| 2015 | 2.22x | $207.71 Million | $93.48 Million | ▲ +4.4% |
| 2014 | 2.13x | $221.93 Million | $104.24 Million | ▲ +14.6% |
| 2013 | 1.86x | $205.94 Million | $110.89 Million | ▼ -4.9% |
| 2012 | 1.95x | $202.85 Million | $103.87 Million | ▲ +18.8% |
| 2011 | 1.64x | $115.88 Million | $70.51 Million | ▼ -15.8% |
| 2010 | 1.95x | $157.75 Million | $80.86 Million | ▼ -19.9% |
| 2009 | 2.43x | $178.90 Million | $73.49 Million | ▼ -83.7% |
| 2008 | 14.92x | $162.85 Million | $10.92 Million | ▲ +512.4% |
| 2007 | 2.44x | $201.65 Million | $82.79 Million | ▲ +29.4% |
| 2006 | 1.88x | $185.81 Million | $98.71 Million | ▼ -11.9% |
| 2005 | 2.14x | $165.17 Million | $77.27 Million | ▼ -28.0% |
| 2004 | 2.97x | $167.28 Million | $56.31 Million | ▼ -53.7% |
| 2003 | 6.42x | $121.83 Million | $18.98 Million | ▼ -56.0% |
| 2002 | 14.60x | $165.47 Million | $11.33 Million | ▲ +151.0% |
| 2001 | 5.82x | $148.86 Million | $25.59 Million | ▼ -2.4% |
| 2000 | 5.96x | $124.25 Million | $20.84 Million | ▲ +79.1% |
| 1999 | 3.33x | $148.15 Million | $44.50 Million | ▲ +120.5% |
| 1998 | 1.51x | $128.77 Million | $85.30 Million | ▲ +25.9% |
| 1997 | 1.20x | $104.44 Million | $87.10 Million | ▼ -36.4% |
| 1996 | 1.89x | $139.20 Million | $73.80 Million | ▼ -9.3% |
| 1995 | 2.08x | $153.70 Million | $73.90 Million | ▼ -15.1% |
| 1994 | 2.45x | $158.30 Million | $64.60 Million | ▲ +14.3% |
| 1993 | 2.14x | $165.50 Million | $77.20 Million | ▼ -22.5% |
| 1992 | 2.77x | $198.60 Million | $71.80 Million | ▼ -59.1% |
| 1991 | 6.77x | $168.50 Million | $24.90 Million | ▼ -90.9% |
| 1990 | 74.67x | $156.80 Million | $2.10 Million | — |