Horace Mann Educators Corporation (HMN) — Cash Flow Quality Index
Horace Mann Educators Corporation (HMN) has a Cash Flow Quality Index of 2.59x as of September 2025. Operating cash flow of $151.20 Million exceeds net income of $58.30 Million, indicating high earnings quality where cash backs reported profits. Explore HMN long-term asset investment ratio to see how much of total assets are deployed in long-term investments.
Cash Flow Quality Index
Operating Cash Flow
Net Income
Data as of
Horace Mann Educators Corporation Cash Flow Quality Index (1990–2024)
Historical Cash Flow Quality Index for Horace Mann Educators Corporation across 34 annual periods. Values consistently above 1.0x indicate high-quality earnings. Check HMN tangible net worth ratio to evaluate the tangible quality of the company's equity base.
Annual Cash Flow Quality Index for Horace Mann Educators Corporation (1990–2024)
Year-by-year earnings quality comparison for Horace Mann Educators Corporation. For live market cap and the full company financial profile, see Horace Mann Educators Corporation market capitalisation.
| Year | Quality Index | Operating CF (USD) | Net Income | YoY Change |
|---|---|---|---|---|
| 2024 | 4.40x | $452.10 Million | $102.80 Million | ▼ -34.5% |
| 2023 | 6.71x | $302.10 Million | $45.00 Million | ▲ +367.9% |
| 2021 | 1.43x | $204.90 Million | $142.80 Million | ▼ -26.4% |
| 2020 | 1.95x | $259.79 Million | $133.31 Million | ▲ +181.7% |
| 2019 | 0.69x | $127.57 Million | $184.44 Million | ▼ -93.7% |
| 2018 | 10.95x | $200.89 Million | $18.34 Million | ▲ +623.3% |
| 2017 | 1.51x | $256.59 Million | $169.46 Million | ▼ -38.9% |
| 2016 | 2.48x | $207.42 Million | $83.77 Million | ▲ +11.4% |
| 2015 | 2.22x | $207.71 Million | $93.48 Million | ▲ +4.4% |
| 2014 | 2.13x | $221.93 Million | $104.24 Million | ▲ +14.6% |
| 2013 | 1.86x | $205.94 Million | $110.89 Million | ▼ -4.9% |
| 2012 | 1.95x | $202.85 Million | $103.87 Million | ▲ +18.8% |
| 2011 | 1.64x | $115.88 Million | $70.51 Million | ▼ -15.8% |
| 2010 | 1.95x | $157.75 Million | $80.86 Million | ▼ -19.9% |
| 2009 | 2.43x | $178.90 Million | $73.49 Million | ▼ -83.7% |
| 2008 | 14.92x | $162.85 Million | $10.92 Million | ▲ +512.4% |
| 2007 | 2.44x | $201.65 Million | $82.79 Million | ▲ +29.4% |
| 2006 | 1.88x | $185.81 Million | $98.71 Million | ▼ -11.9% |
| 2005 | 2.14x | $165.17 Million | $77.27 Million | ▼ -28.0% |
| 2004 | 2.97x | $167.28 Million | $56.31 Million | ▼ -53.7% |
| 2003 | 6.42x | $121.83 Million | $18.98 Million | ▼ -56.0% |
| 2002 | 14.60x | $165.47 Million | $11.33 Million | ▲ +151.0% |
| 2001 | 5.82x | $148.86 Million | $25.59 Million | ▼ -2.4% |
| 2000 | 5.96x | $124.25 Million | $20.84 Million | ▲ +79.1% |
| 1999 | 3.33x | $148.15 Million | $44.50 Million | ▲ +120.5% |
| 1998 | 1.51x | $128.77 Million | $85.30 Million | ▲ +25.9% |
| 1997 | 1.20x | $104.44 Million | $87.10 Million | ▼ -36.4% |
| 1996 | 1.89x | $139.20 Million | $73.80 Million | ▼ -9.3% |
| 1995 | 2.08x | $153.70 Million | $73.90 Million | ▼ -15.1% |
| 1994 | 2.45x | $158.30 Million | $64.60 Million | ▲ +14.3% |
| 1993 | 2.14x | $165.50 Million | $77.20 Million | ▼ -22.5% |
| 1992 | 2.77x | $198.60 Million | $71.80 Million | ▼ -59.1% |
| 1991 | 6.77x | $168.50 Million | $24.90 Million | ▼ -90.9% |
| 1990 | 74.67x | $156.80 Million | $2.10 Million | — |