Horace Mann Educators Corporation (HMN) — Defensive Interval Ratio

Latest as of June 2023: 8742 days

Horace Mann Educators Corporation (HMN) has a Defensive Interval Ratio of 8742 days as of June 2023. Defensive assets of $5.96 Billion (cash $-, short-term investments $5.51 Billion, receivables $453.60 Million) cover 8742 days of daily cash needs of $682.19K/day. Check HMN tangible net assets ratio to evaluate the tangible quality of the company's equity base.

Defensive Interval Ratio

8742 days
Days of operational coverage

Defensive Assets

$5.96 Billion
Cash + ST Investments + Receivables

Daily Cash Need

$682.19K
Current Liabilities ÷ 365

Current Liabilities

$249.00 Million
USD

Horace Mann Educators Corporation Defensive Interval Ratio (1995–2022)

This chart shows how Horace Mann Educators Corporation's Defensive Interval Ratio has evolved across 21 annual periods from 1995 to 2022. As of June 2023, the ratio stands at 8742 days, meaning defensive assets of $5.96 Billion can fund 8742 days of operations without new revenue. Also explore HMN net assets growth trend to track the company's year-over-year net asset growth rate.

Annual Defensive Interval Ratio for Horace Mann Educators Corporation (1995–2022)

The table below presents the year-by-year Defensive Interval Ratio for Horace Mann Educators Corporation from 1995 to 2022, covering 21 annual filings. Each row shows defensive assets, daily cash need, the DIR in days, and the change in days compared to the prior year. For live market cap and the full company financial profile, see Horace Mann Educators Corporation market capitalisation.

Year DIR (days) Defensive Assets (USD) Daily Cash Need Cash ST Investments Change (days)
2022 8811 days $6.01 Billion $682.19K/day $- $5.50 Billion ▼ -1073 days
2021 9884 days $6.74 Billion $682.19K/day $- $6.59 Billion ▼ -14754 days
2020 24638 days $9.11 Billion $369.86K/day $- $6.69 Billion ▲ +1657 days
2019 22981 days $8.50 Billion $369.86K/day $- $6.15 Billion ▲ +22674 days
2018 307 days $7.94 Billion $25.87 Million/day $- $7.92 Billion ▼ -18 days
2017 325 days $8.37 Billion $25.75 Million/day $- $8.35 Billion ▲ +2 days
2016 323 days $8.00 Billion $24.76 Million/day $- $8.00 Billion ▼ -3 days
2015 327 days $7.65 Billion $23.41 Million/day $- $7.65 Billion ▼ -6494 days
2014 6821 days $7.40 Billion $1.09 Million/day $- $7.40 Billion ▼ -680 days
2013 7501 days $6.54 Billion $871.85K/day $- $6.54 Billion ▲ +7159 days
2012 342 days $6.29 Billion $18.42 Million/day $- $6.29 Billion ▼ -54192 days
2011 54534 days $5.68 Billion $104.11K/day $- $5.68 Billion ▲ +54532 days
2010 1 days $24.06 Million $16.21 Million/day $- $24.06 Million ▼ -129 days
2009 130 days $13.57 Million $104.11K/day $- $13.57 Million ▼ -3279 days
2008 3409 days $354.93 Million $104.11K/day $- $354.93 Million ▲ +3387 days
2007 22 days $322.13 Million $14.70 Million/day $- $220.70 Million ▼ -16 days
2006 38 days $569.60 Million $14.91 Million/day $- $462.00 Million ▲ +17 days
2005 21 days $296.14 Million $13.89 Million/day $- $193.00 Million ▼ -1507 days
2004 1528 days $104.67 Million $68.49K/day $- $142.00K ▲ +1510 days
1998 18 days $190.05 Million $10.41 Million/day $- $87.39 Million ▼ -230 days
1995 249 days $51.10 Million $205.48K/day $- $-
DIR = (Cash + Short-term Investments + Net Receivables) / (Daily Cash Expenses)