Horace Mann Educators Corporation (HMN) — Net Asset Quality Index
Horace Mann Educators Corporation (HMN) has a Net Asset Quality Index of 9.7% as of December 2025. This metric measures the proportion of total assets financed by shareholders' equity — total assets of $15.27 Billion minus total liabilities of $13.78 Billion yields net assets of $1.48 Billion. A higher index indicates a stronger, lower-leverage balance sheet. Check HMN asset resilience ratio to evaluate the company's liquid asset resilience ratio.
Quality Index
Net Assets
Total Assets
Total Liabilities
Horace Mann Educators Corporation Net Asset Quality Index Over Time (1990–2025)
This chart shows how Horace Mann Educators Corporation's Net Asset Quality Index has evolved across 36 annual periods from 1990 to 2025. As of December 2025, the index stands at 9.7%, representing net assets of $1.48 Billion against total assets of $15.27 Billion USD. See Horace Mann Educators Corporation working capital to net assets to evaluate short-term liquidity relative to the company's equity base.
Annual Net Asset Quality Index for Horace Mann Educators Corporation (1990–2025)
The table below presents the year-by-year Net Asset Quality Index for Horace Mann Educators Corporation from 1990 to 2025, covering 36 annual filings. Each row shows total assets, total liabilities, net assets, the quality index percentage, and the change in percentage points compared to the prior year. For market capitalisation and the full company profile, see HMN market cap overview.
| Year | Quality Index | Net Assets (USD) | Total Assets | Total Liabilities | Change (pp) |
|---|---|---|---|---|---|
| 2025 | 9.7% | $1.48 Billion | $15.27 Billion | $13.78 Billion | ▲ +0.8 pp |
| 2024 | 8.9% | $1.29 Billion | $14.49 Billion | $13.20 Billion | ▲ +0.5 pp |
| 2023 | 8.4% | $1.18 Billion | $14.05 Billion | $12.87 Billion | ▲ +0.1 pp |
| 2022 | 8.3% | $1.10 Billion | $13.31 Billion | $12.21 Billion | ▼ -4.3 pp |
| 2021 | 12.6% | $1.81 Billion | $14.38 Billion | $12.58 Billion | ▼ -0.7 pp |
| 2020 | 13.3% | $1.79 Billion | $13.47 Billion | $11.68 Billion | ▲ +0.7 pp |
| 2019 | 12.6% | $1.57 Billion | $12.48 Billion | $10.91 Billion | ▲ +0.9 pp |
| 2018 | 11.7% | $1.29 Billion | $11.03 Billion | $9.74 Billion | ▼ -1.7 pp |
| 2017 | 13.4% | $1.50 Billion | $11.20 Billion | $9.70 Billion | ▲ +1.2 pp |
| 2016 | 12.2% | $1.29 Billion | $10.58 Billion | $9.28 Billion | ▼ -0.3 pp |
| 2015 | 12.6% | $1.26 Billion | $10.06 Billion | $8.79 Billion | ▼ -1.1 pp |
| 2014 | 13.7% | $1.34 Billion | $9.77 Billion | $8.43 Billion | ▲ +1.2 pp |
| 2013 | 12.5% | $1.10 Billion | $8.83 Billion | $7.73 Billion | ▼ -2.5 pp |
| 2012 | 15.0% | $1.22 Billion | $8.17 Billion | $6.94 Billion | ▲ +0.8 pp |
| 2011 | 14.2% | $1.06 Billion | $7.44 Billion | $6.38 Billion | ▲ +1.6 pp |
| 2010 | 12.6% | $880.01 Million | $7.01 Billion | $6.13 Billion | ▲ +1.2 pp |
| 2009 | 11.3% | $719.54 Million | $6.34 Billion | $5.62 Billion | ▲ +3.4 pp |
| 2008 | 8.0% | $448.85 Million | $5.62 Billion | $5.17 Billion | ▼ -3.0 pp |
| 2007 | 11.0% | $693.28 Million | $6.30 Billion | $5.61 Billion | ▲ +0.7 pp |
| 2006 | 10.3% | $657.08 Million | $6.38 Billion | $5.72 Billion | ▼ -0.7 pp |
| 2005 | 11.0% | $650.45 Million | $5.91 Billion | $5.26 Billion | ▲ +0.5 pp |
| 2004 | 10.5% | $576.21 Million | $5.47 Billion | $4.89 Billion | ▼ -0.2 pp |
| 2003 | 10.7% | $530.50 Million | $4.95 Billion | $4.42 Billion | ▼ -1.0 pp |
| 2002 | 11.7% | $528.84 Million | $4.51 Billion | $3.98 Billion | ▲ +1.4 pp |
| 2001 | 10.3% | $459.20 Million | $4.46 Billion | $4.00 Billion | ▲ +0.6 pp |
| 2000 | 9.7% | $427.99 Million | $4.42 Billion | $3.99 Billion | ▲ +0.3 pp |
| 1999 | 9.4% | $400.14 Million | $4.25 Billion | $3.85 Billion | ▼ -1.9 pp |
| 1998 | 11.3% | $496.62 Million | $4.40 Billion | $3.90 Billion | ▼ -0.9 pp |
| 1997 | 12.2% | $505.97 Million | $4.13 Billion | $3.63 Billion | ▼ -0.3 pp |
| 1996 | 12.5% | $484.40 Million | $3.86 Billion | $3.38 Billion | ▼ -0.3 pp |
| 1995 | 12.8% | $470.20 Million | $3.66 Billion | $3.19 Billion | ▲ +0.3 pp |
| 1994 | 12.5% | $412.00 Million | $3.29 Billion | $2.87 Billion | ▼ -1.1 pp |
| 1993 | 13.7% | $429.90 Million | $3.15 Billion | $2.72 Billion | ▲ +1.3 pp |
| 1992 | 12.4% | $357.10 Million | $2.89 Billion | $2.53 Billion | ▲ +1.1 pp |
| 1991 | 11.3% | $304.50 Million | $2.70 Billion | $2.39 Billion | ▲ +8.5 pp |
| 1990 | 2.8% | $71.60 Million | $2.54 Billion | $2.47 Billion | — |