Horace Mann Educators Corporation Working Capital to Net Assets Ratio
Horace Mann Educators Corporation working capital to net assets ratio. Horace Mann Educators Corporation (HMN) has a Working Capital to Net Assets ratio of -345.0% as of March 2026. Working capital of $-5.07 Billion (current assets of $920.80 Million minus current liabilities of $5.99 Billion) is measured against net assets of $1.47 Billion. A higher ratio indicates strong short-term liquidity financed by the equity base. Check tangible net worth ratio of Horace Mann Educators Corporation to evaluate the tangible quality of the company's equity base.
WC/NA Ratio
Working Capital
Current Assets
Current Liabilities
Working Capital to Net Assets Ratio of Horace Mann Educators Corporation (1995–2023)
Working capital to net assets ratio of Horace Mann Educators Corporation from 1995 to 2023. This chart shows how Horace Mann Educators Corporation's Working Capital to Net Assets ratio has evolved across 29 annual periods from 1995 to 2023. As of March 2026, the ratio stands at -345.0%, reflecting working capital of $-5.07 Billion against net assets of $1.47 Billion USD. See Horace Mann Educators Corporation (HMN) liquidity interval to measure how many days the company can operate on defensive assets alone.
Horace Mann Educators Corporation Working Capital to Net Assets Ratio by Year (1995–2023)
Horace Mann Educators Corporation working capital to net assets ratio by year from 1995 to 2023. The table below presents the year-by-year Working Capital to Net Assets ratio for Horace Mann Educators Corporation from 1995 to 2023, covering 29 annual filings. Each row shows current assets, current liabilities, working capital, net assets, the ratio, and the change in percentage points compared to the prior year. For the complete balance sheet picture, see Horace Mann Educators Corporation (HMN) total assets.
| Year | WC/NA Ratio | Working Capital (USD) | Net Assets | Current Assets | Current Liabilities | Change (pp) |
|---|---|---|---|---|---|---|
| 2023 | 165.4% | $1.94 Billion | $1.18 Billion | $29.00 Million | $-1.91 Billion | ▼ -363.0 pp |
| 2022 | 528.4% | $5.80 Billion | $1.10 Billion | $6.05 Billion | $249.00 Million | ▲ +170.3 pp |
| 2021 | 358.2% | $6.47 Billion | $1.81 Billion | $6.72 Billion | $249.00 Million | ▲ +364.5 pp |
| 2020 | -6.3% | $-113.20 Million | $1.79 Billion | $21.80 Million | $135.00 Million | ▲ +0.7 pp |
| 2019 | -7.0% | $-109.49 Million | $1.57 Billion | $25.51 Million | $135.00 Million | ▲ +694.1 pp |
| 2018 | -701.1% | $-9.05 Billion | $1.29 Billion | $395.75 Million | $9.44 Billion | ▼ -75.1 pp |
| 2017 | -626.0% | $-9.40 Billion | $1.50 Billion | $1.00K | $9.40 Billion | ▲ +72.3 pp |
| 2016 | -698.3% | $-9.04 Billion | $1.29 Billion | $1.00K | $9.04 Billion | ▼ -22.6 pp |
| 2015 | -675.7% | $-8.55 Billion | $1.26 Billion | $1.00K | $8.55 Billion | ▼ -646.9 pp |
| 2014 | -28.8% | $-384.58 Million | $1.34 Billion | $11.68 Million | $396.25 Million | ▼ -1.5 pp |
| 2013 | -27.3% | $-300.04 Million | $1.10 Billion | $18.19 Million | $318.23 Million | ▲ +516.0 pp |
| 2012 | -543.3% | $-6.65 Billion | $1.22 Billion | $68.68 Million | $6.72 Billion | ▼ -540.4 pp |
| 2011 | -2.9% | $-30.55 Million | $1.06 Billion | $7.45 Million | $38.00 Million | ▲ +668.7 pp |
| 2010 | -671.6% | $-5.91 Billion | $880.01 Million | $5.93 Million | $5.92 Billion | ▼ -667.4 pp |
| 2009 | -4.2% | $-30.15 Million | $719.54 Million | $7.85 Million | $38.00 Million | ▼ -1.5 pp |
| 2008 | -2.7% | $-12.29 Million | $448.85 Million | $25.71 Million | $38.00 Million | ▲ +750.6 pp |
| 2007 | -753.4% | $-5.22 Billion | $693.28 Million | $143.99 Million | $5.37 Billion | ▲ +69.8 pp |
| 2006 | -823.1% | $-5.41 Billion | $657.08 Million | $32.31 Million | $5.44 Billion | ▼ -934.5 pp |
| 2005 | 111.3% | $724.21 Million | $650.45 Million | $5.79 Billion | $5.07 Billion | ▼ -808.4 pp |
| 2004 | 919.7% | $5.30 Billion | $576.21 Million | $5.32 Billion | $25.00 Million | ▲ +1726.2 pp |
| 2003 | -806.5% | $-4.28 Billion | $530.50 Million | $19.77 Million | $4.30 Billion | ▼ -92.1 pp |
| 2002 | -714.4% | $-3.78 Billion | $528.84 Million | $60.16 Million | $3.84 Billion | ▲ +134.1 pp |
| 2001 | -848.4% | $-3.90 Billion | $459.20 Million | $33.94 Million | $3.93 Billion | ▲ +56.2 pp |
| 2000 | -904.7% | $-3.87 Billion | $427.99 Million | $21.14 Million | $3.89 Billion | ▲ +27.8 pp |
| 1999 | -932.5% | $-3.73 Billion | $400.14 Million | $22.85 Million | $3.75 Billion | ▼ -208.2 pp |
| 1998 | -724.3% | $-3.60 Billion | $496.62 Million | $202.10 Million | $3.80 Billion | ▼ -27.7 pp |
| 1997 | -696.6% | $-3.52 Billion | $505.97 Million | $353.00K | $3.52 Billion | ▼ -23.1 pp |
| 1996 | -673.5% | $-3.26 Billion | $484.40 Million | $13.70 Million | $3.28 Billion | ▼ -668.4 pp |
| 1995 | -5.1% | $-23.90 Million | $470.20 Million | $51.10 Million | $75.00 Million | — |