Renasant Corporation - Asset Resilience Ratio
Renasant Corporation (RNST) has an Asset Resilience Ratio of 0.04% as of September 2025. The Asset Resilience Ratio measures the percentage of a company's total assets that are held in liquid form (cash and short-term investments). This metric indicates how well-positioned the company is to handle unexpected financial challenges, economic downturns, or strategic opportunities without requiring external financing. Check how strategically is Renasant Corporation's equity deployed to assess the company's strategic physical and investment asset allocation.
Liquid Assets
Total Assets
Resilience Assessment
Asset Resilience Ratio Trend (2000–2024)
This chart shows how Renasant Corporation's Asset Resilience Ratio has changed over time. See RNST equity financing ratio to measure how much of total assets are equity-financed.
Liquid Assets Composition Over Time
This chart breaks down Renasant Corporation's liquid assets into cash & equivalents and short-term investments, showing how the composition has evolved over time. For market capitalisation and broader financial context, see RNST market cap.
Current Liquid Assets Breakdown
| Component | Amount | % of Total Assets |
|---|---|---|
| Cash & Equivalents | $0.00 | 0% |
| Short-term Investments | $9.81 Million | 0.04% |
| Total Liquid Assets | $9.81 Million | 0.04% |
Asset Resilience Insights
- Limited Liquidity: Renasant Corporation maintains only 0.04% of assets in liquid form.
- This low level may indicate efficient asset utilization but could pose risks during economic downturns.
- The company has significant short-term investments, indicating active treasury management.
Renasant Corporation Industry Peers by Asset Resilience Ratio
Compare Renasant Corporation's asset resilience ratio with other companies in the same industry.
| Company | Industry | Asset Resilience Ratio |
|---|---|---|
|
Standard Bank Group Ltd
JSE:SBK |
Banks - Regional | -9.21% |
|
Grupo Financiero Inbursa S.A.B. de C.V
MX:GFINBURO |
Banks - Regional | 2.07% |
|
Hua Xia Bank Co Ltd
SHG:600015 |
Banks - Regional | 4.86% |
|
International Bancshares Corporation
NASDAQ:IBOC |
Banks - Regional | 28.98% |
|
Judo Capital Holdings Ltd
AU:JDO |
Banks - Regional | 10.76% |
|
TF Bank AB
ST:TFBANK |
Banks - Regional | -0.15% |
|
Bank Tabungan Negara Persero
JK:BBTN |
Banks - Regional | -3.50% |
|
Mystate Ltd
AU:MYS |
Banks - Regional | 8.81% |
Annual Asset Resilience Ratio for Renasant Corporation (2000–2024)
The table below shows the annual Asset Resilience Ratio data for Renasant Corporation.
| Year | Asset Resilience Ratio (%) | Liquid Assets | Total Assets | Change |
|---|---|---|---|---|
| 2024-12-31 | 4.61% | $831.01 Million | $18.03 Billion | -0.71pp |
| 2023-12-31 | 5.32% | $923.28 Million | $17.36 Billion | -3.71pp |
| 2022-12-31 | 9.03% | $1.53 Billion | $16.99 Billion | -5.16pp |
| 2021-12-31 | 14.19% | $2.39 Billion | $16.81 Billion | +5.20pp |
| 2020-12-31 | 9.00% | $1.34 Billion | $14.93 Billion | -0.63pp |
| 2019-12-31 | 9.63% | $1.29 Billion | $13.40 Billion | -0.04pp |
| 2018-12-31 | 9.67% | $1.25 Billion | $12.93 Billion | +2.84pp |
| 2017-12-31 | 6.83% | $671.49 Million | $9.83 Billion | -0.92pp |
| 2016-12-31 | 7.75% | $674.25 Million | $8.70 Billion | -0.41pp |
| 2015-12-31 | 8.16% | $646.80 Million | $7.93 Billion | -1.38pp |
| 2014-12-31 | 9.54% | $553.58 Million | $5.80 Billion | +0.81pp |
| 2013-12-31 | 8.72% | $501.25 Million | $5.75 Billion | +1.04pp |
| 2012-12-31 | 7.69% | $356.31 Million | $4.64 Billion | -3.36pp |
| 2011-12-31 | 11.04% | $463.93 Million | $4.20 Billion | -3.01pp |
| 2010-12-31 | 14.05% | $603.69 Million | $4.30 Billion | -1.75pp |
| 2009-12-31 | 15.80% | $575.36 Million | $3.64 Billion | -2.90pp |
| 2008-12-31 | 18.71% | $695.11 Million | $3.72 Billion | +3.77pp |
| 2007-12-31 | 14.94% | $539.59 Million | $3.61 Billion | -1.45pp |
| 2006-12-31 | 16.39% | $428.06 Million | $2.61 Billion | -0.25pp |
| 2005-12-31 | 16.64% | $399.03 Million | $2.40 Billion | -5.12pp |
| 2004-12-31 | 21.76% | $371.58 Million | $1.71 Billion | -6.92pp |
| 2003-12-31 | 28.68% | $405.93 Million | $1.42 Billion | +27.77pp |
| 2002-12-31 | 0.92% | $12.32 Million | $1.34 Billion | -1.47pp |
| 2001-12-31 | 2.39% | $29.94 Million | $1.25 Billion | -0.02pp |
| 2000-12-31 | 2.40% | $29.14 Million | $1.21 Billion | -- |
About Renasant Corporation
Renasant Corporation operates as a bank holding company for Renasant Bank that provides a range of financial, wealth management, fiduciary, and insurance services to retail and commercial customers. The company operates through Community Banks, Insurance, and Wealth Management segments. The Community Banks segment offers checking and savings accounts, business and personal loans, asset-based lend… Read more