Renasant Corporation Asset Resilience Ratio
Renasant Corporation asset resilience ratio. Renasant Corporation (RNST) has an Asset Resilience Ratio of 0.04% as of September 2025. The Asset Resilience Ratio measures the percentage of a company's total assets that are held in liquid form (cash and short-term investments). This metric indicates how well-positioned the company is to handle unexpected financial challenges, economic downturns, or strategic opportunities without requiring external financing. See Renasant Corporation defensive interval ratio to measure how many days the company can operate on defensive assets alone.
Liquid Assets
Total Assets
Resilience Assessment
Asset Resilience Ratio of Renasant Corporation (2000–2024)
Asset resilience ratio of Renasant Corporation from 2000 to 2024. This chart shows how Renasant Corporation's Asset Resilience Ratio has changed over time. Read RNST total debt and obligations for a breakdown of total debt and financial obligations.
Liquid Assets Composition Over Time
This chart breaks down Renasant Corporation's liquid assets into cash & equivalents and short-term investments, showing how the composition has evolved over time. For the complete balance sheet picture, see how large is Renasant Corporation's balance sheet.
Current Liquid Assets Breakdown
| Component | Amount | % of Total Assets |
|---|---|---|
| Cash & Equivalents | $0.00 | 0% |
| Short-term Investments | $9.81 Million | 0.04% |
| Total Liquid Assets | $9.81 Million | 0.04% |
Asset Resilience Insights
- Limited Liquidity: Renasant Corporation maintains only 0.04% of assets in liquid form.
- This low level may indicate efficient asset utilization but could pose risks during economic downturns.
- The company has significant short-term investments, indicating active treasury management.
Renasant Corporation Industry Peers by Asset Resilience Ratio
Compare Renasant Corporation's asset resilience ratio with other companies in the same industry.
| Company | Industry | Asset Resilience Ratio |
|---|---|---|
|
Societe Generale S.A.
PA:GLE |
Banks - Regional | 11.25% |
|
CIMB Group Holdings Bhd
KLSE:1023 |
Banks - Regional | 1.96% |
|
WOORI FIN. GRP SP.ADR/3
F:2WGA |
Banks - Regional | 13.88% |
|
Bank of Queensland Ltd
AU:BOQ |
Banks - Regional | 0.21% |
|
Qingdao Rural Commercial Bank Corp Class A
SHE:002958 |
Banks - Regional | -13.48% |
|
Graubuendner Kantonalbank
SW:GRKP |
Banks - Regional | -38.39% |
|
Jeju Bank
KO:006220 |
Banks - Regional | 2.45% |
|
Bank Multiarta Sentosa PT
JK:MASB |
Banks - Regional | 1.29% |
Renasant Corporation Asset Resilience Ratio by Year (2000–2024)
Renasant Corporation asset resilience ratio by year from 2000 to 2024. The table below shows the annual Asset Resilience Ratio data for Renasant Corporation.
| Year | Asset Resilience Ratio (%) | Liquid Assets | Total Assets | Change |
|---|---|---|---|---|
| 2024-12-31 | 4.61% | $831.01 Million | $18.03 Billion | -0.71pp |
| 2023-12-31 | 5.32% | $923.28 Million | $17.36 Billion | -3.71pp |
| 2022-12-31 | 9.03% | $1.53 Billion | $16.99 Billion | -5.16pp |
| 2021-12-31 | 14.19% | $2.39 Billion | $16.81 Billion | +5.20pp |
| 2020-12-31 | 9.00% | $1.34 Billion | $14.93 Billion | -0.63pp |
| 2019-12-31 | 9.63% | $1.29 Billion | $13.40 Billion | -0.04pp |
| 2018-12-31 | 9.67% | $1.25 Billion | $12.93 Billion | +2.84pp |
| 2017-12-31 | 6.83% | $671.49 Million | $9.83 Billion | -0.92pp |
| 2016-12-31 | 7.75% | $674.25 Million | $8.70 Billion | -0.41pp |
| 2015-12-31 | 8.16% | $646.80 Million | $7.93 Billion | -1.38pp |
| 2014-12-31 | 9.54% | $553.58 Million | $5.80 Billion | +0.81pp |
| 2013-12-31 | 8.72% | $501.25 Million | $5.75 Billion | +1.04pp |
| 2012-12-31 | 7.69% | $356.31 Million | $4.64 Billion | -3.36pp |
| 2011-12-31 | 11.04% | $463.93 Million | $4.20 Billion | -3.01pp |
| 2010-12-31 | 14.05% | $603.69 Million | $4.30 Billion | -1.75pp |
| 2009-12-31 | 15.80% | $575.36 Million | $3.64 Billion | -2.90pp |
| 2008-12-31 | 18.71% | $695.11 Million | $3.72 Billion | +3.77pp |
| 2007-12-31 | 14.94% | $539.59 Million | $3.61 Billion | -1.45pp |
| 2006-12-31 | 16.39% | $428.06 Million | $2.61 Billion | -0.25pp |
| 2005-12-31 | 16.64% | $399.03 Million | $2.40 Billion | -5.12pp |
| 2004-12-31 | 21.76% | $371.58 Million | $1.71 Billion | -6.92pp |
| 2003-12-31 | 28.68% | $405.93 Million | $1.42 Billion | +27.77pp |
| 2002-12-31 | 0.92% | $12.32 Million | $1.34 Billion | -1.47pp |
| 2001-12-31 | 2.39% | $29.94 Million | $1.25 Billion | -0.02pp |
| 2000-12-31 | 2.40% | $29.14 Million | $1.21 Billion | -- |
About Renasant Corporation
Renasant Corporation operates as a bank holding company for Renasant Bank that provides a range of financial, wealth management, fiduciary, and insurance services to retail and commercial customers. The company operates through Community Banks, Insurance, and Wealth Management segments. The Community Banks segment offers checking and savings accounts, business and personal loans, asset-based lend… Read more