Renasant Corporation (RNST) — Cash Flow Quality Index

Latest as of September 2025: 2.27x

Renasant Corporation (RNST) has a Cash Flow Quality Index of 2.27x as of September 2025. Operating cash flow of $135.47 Million exceeds net income of $59.79 Million, indicating high earnings quality where cash backs reported profits. Explore cash flow to debt ratio of Renasant Corporation to assess how comfortably operating cash covers total debt obligations.

Cash Flow Quality Index

2.27x
Operating CF / Net Income

Operating Cash Flow

$135.47 Million
USD

Net Income

$59.79 Million
USD

Data as of

Sep 2025
Most recent filing

Renasant Corporation Cash Flow Quality Index (1990–2024)

Historical Cash Flow Quality Index for Renasant Corporation across 35 annual periods. Values consistently above 1.0x indicate high-quality earnings. For the full cash flow conversion analysis, see Renasant Corporation cash flow conversion.

Annual Cash Flow Quality Index for Renasant Corporation (1990–2024)

Year-by-year earnings quality comparison for Renasant Corporation.

Year Quality Index Operating CF (USD) Net Income YoY Change
2024 0.66x $129.43 Million $195.46 Million ▼ -35.5%
2023 1.03x $148.55 Million $144.68 Million ▼ -70.3%
2022 3.46x $574.04 Million $166.07 Million ▲ +326.2%
2021 0.81x $142.66 Million $175.89 Million ▼ -17.5%
2020 0.98x $82.24 Million $83.65 Million ▲ +0.7%
2019 0.98x $163.62 Million $167.60 Million ▲ +74.7%
2018 0.56x $82.11 Million $146.92 Million ▼ -75.1%
2017 2.25x $207.04 Million $92.19 Million ▲ +24.7%
2016 1.80x $163.80 Million $90.93 Million ▼ -51.5%
2015 3.71x $252.62 Million $68.01 Million ▲ +77.5%
2014 2.09x $124.68 Million $59.58 Million ▼ -54.3%
2013 4.58x $153.29 Million $33.49 Million ▼ -31.4%
2012 6.67x $177.71 Million $26.64 Million ▲ +11.7%
2011 5.97x $153.13 Million $25.63 Million ▲ +88.4%
2010 3.17x $100.45 Million $31.68 Million ▲ +18.1%
2009 2.68x $49.70 Million $18.52 Million ▲ +3.1%
2008 2.60x $62.60 Million $24.05 Million ▲ +87.1%
2007 1.39x $43.27 Million $31.10 Million ▲ +10.8%
2006 1.26x $34.06 Million $27.12 Million ▼ -38.8%
2005 2.05x $49.70 Million $24.21 Million ▲ +45.7%
2004 1.41x $25.99 Million $18.44 Million ▲ +6.5%
2003 1.32x $24.05 Million $18.18 Million ▼ -19.5%
2002 1.64x $26.89 Million $16.37 Million ▲ +323.9%
2001 0.39x $5.65 Million $14.59 Million ▼ -77.1%
2000 1.70x $18.96 Million $11.18 Million ▲ +56.8%
1999 1.08x $16.00 Million $14.80 Million ▼ -18.4%
1998 1.32x $15.50 Million $11.70 Million ▲ +0.5%
1997 1.32x $14.50 Million $11.00 Million ▼ -16.5%
1996 1.58x $15.00 Million $9.50 Million ▲ +0.9%
1995 1.57x $14.40 Million $9.20 Million ▲ +4.3%
1994 1.50x $12.30 Million $8.20 Million ▼ -36.4%
1993 2.36x $16.50 Million $7.00 Million ▲ +76.0%
1992 1.34x $7.50 Million $5.60 Million ▼ -9.7%
1991 1.48x $9.20 Million $6.20 Million ▲ +5.6%
1990 1.41x $9.70 Million $6.90 Million
Cash Flow Quality Index = Operating Cash Flow / Net Income. Ratios above 1.0x indicate cash-backed earnings.