UnitedHealth Group Incorporated - Asset Resilience Ratio
UnitedHealth Group Incorporated (UNH) has an Asset Resilience Ratio of 10.30% as of December 2025. The Asset Resilience Ratio measures the percentage of a company's total assets that are held in liquid form (cash and short-term investments). This metric indicates how well-positioned the company is to handle unexpected financial challenges, economic downturns, or strategic opportunities without requiring external financing. Read UnitedHealth Group Incorporated total liabilities for a breakdown of total debt and financial obligations.
Liquid Assets
Total Assets
Resilience Assessment
Asset Resilience Ratio Trend (1994–2025)
This chart shows how UnitedHealth Group Incorporated's Asset Resilience Ratio has changed over time. See UnitedHealth Group Incorporated shareholders equity for net asset value and shareholders' equity analysis.
Liquid Assets Composition Over Time
This chart breaks down UnitedHealth Group Incorporated's liquid assets into cash & equivalents and short-term investments, showing how the composition has evolved over time. For market capitalisation and broader financial context, see UNH market cap overview.
Current Liquid Assets Breakdown
| Component | Amount | % of Total Assets |
|---|---|---|
| Cash & Equivalents | $28.12 Billion | 9.08% |
| Short-term Investments | $3.76 Billion | 1.21% |
| Total Liquid Assets | $31.88 Billion | 10.30% |
Asset Resilience Insights
- Moderate Liquidity: UnitedHealth Group Incorporated has 10.30% of assets in liquid form.
- While adequate for normal operations, this level may limit flexibility during economic stress.
- The company primarily holds liquidity in cash and equivalents rather than short-term investments.
UnitedHealth Group Incorporated Industry Peers by Asset Resilience Ratio
Compare UnitedHealth Group Incorporated's asset resilience ratio with other companies in the same industry.
| Company | Industry | Asset Resilience Ratio |
|---|---|---|
|
Odontoprev S.A
SA:ODPV3 |
Healthcare Plans | 27.98% |
|
Qualicorp Consultoria e Corretora de Seguros S.A
SA:QUAL3 |
Healthcare Plans | 16.93% |
|
China Reform Health Management and Services Group Co Ltd
SHE:000503 |
Healthcare Plans | 40.21% |
|
MEDI ASSIST HEALTHCARE SERVICES LIMITED
NSE:MEDIASSIST |
Healthcare Plans | 12.43% |
|
CVS Health Corp
NYSE:CVS |
Healthcare Plans | 4.06% |
|
Cigna Corp
NYSE:CI |
Healthcare Plans | 4.37% |
|
Elevance Health Inc
NYSE:ELV |
Healthcare Plans | 29.12% |
|
Humana Inc
NYSE:HUM |
Healthcare Plans | 44.50% |
Annual Asset Resilience Ratio for UnitedHealth Group Incorporated (1994–2025)
The table below shows the annual Asset Resilience Ratio data for UnitedHealth Group Incorporated.
| Year | Asset Resilience Ratio (%) | Liquid Assets | Total Assets | Change |
|---|---|---|---|---|
| 2025-12-31 | 10.30% | $31.88 Billion | $309.58 Billion | +0.54pp |
| 2024-12-31 | 9.76% | $29.11 Billion | $298.28 Billion | -1.06pp |
| 2023-12-31 | 10.82% | $29.63 Billion | $273.72 Billion | -2.39pp |
| 2022-12-31 | 13.21% | $32.46 Billion | $245.71 Billion | +1.94pp |
| 2021-12-31 | 11.27% | $23.91 Billion | $212.21 Billion | +1.24pp |
| 2020-12-31 | 10.03% | $19.78 Billion | $197.29 Billion | +1.83pp |
| 2019-12-31 | 8.19% | $14.24 Billion | $173.89 Billion | -1.22pp |
| 2018-12-31 | 9.41% | $14.32 Billion | $152.22 Billion | -1.73pp |
| 2017-12-31 | 11.14% | $15.49 Billion | $139.06 Billion | +0.32pp |
| 2016-12-31 | 10.82% | $13.28 Billion | $122.68 Billion | +9.04pp |
| 2015-12-31 | 1.78% | $1.99 Billion | $111.38 Billion | -0.23pp |
| 2014-12-31 | 2.02% | $1.74 Billion | $86.38 Billion | -0.35pp |
| 2013-12-31 | 2.37% | $1.94 Billion | $81.88 Billion | -1.38pp |
| 2012-12-31 | 3.75% | $3.03 Billion | $80.89 Billion | -0.05pp |
| 2011-12-31 | 3.80% | $2.58 Billion | $67.89 Billion | +0.51pp |
| 2010-12-31 | 3.29% | $2.07 Billion | $63.06 Billion | +1.19pp |
| 2009-12-31 | 2.10% | $1.24 Billion | $59.05 Billion | +0.70pp |
| 2008-12-31 | 1.40% | $783.00 Million | $55.81 Billion | -0.08pp |
| 2007-12-31 | 1.48% | $754.00 Million | $50.90 Billion | +0.20pp |
| 2006-12-31 | 1.28% | $620.00 Million | $48.32 Billion | -0.14pp |
| 2005-12-31 | 1.43% | $590.00 Million | $41.37 Billion | -0.42pp |
| 2004-12-31 | 1.84% | $514.00 Million | $27.88 Billion | -0.91pp |
| 2003-12-31 | 2.76% | $486.00 Million | $17.63 Billion | -2.19pp |
| 2002-12-31 | 4.95% | $701.00 Million | $14.16 Billion | +2.79pp |
| 2001-12-31 | 2.16% | $270.00 Million | $12.49 Billion | +0.35pp |
| 2000-12-31 | 1.81% | $200.00 Million | $11.05 Billion | -3.51pp |
| 1999-12-31 | 5.31% | $546.00 Million | $10.27 Billion | +3.56pp |
| 1998-12-31 | 1.75% | $170.00 Million | $9.70 Billion | -4.89pp |
| 1997-12-31 | 6.64% | $506.00 Million | $7.62 Billion | -2.09pp |
| 1996-12-31 | 8.73% | $610.57 Million | $7.00 Billion | -5.29pp |
| 1995-12-31 | 14.02% | $863.82 Million | $6.16 Billion | +10.14pp |
| 1994-12-31 | 3.88% | $135.29 Million | $3.49 Billion | -- |
About UnitedHealth Group Incorporated
UnitedHealth Group Incorporated operates as a health care company in the United States and internationally. It operates through four segments: Optum Health, Optum Insight, Optum Rx; and UnitedHealthcare. The Optum Health segment provides care delivery, care management, wellness and consumer engagement, and health financial services with patients, consumers, care delivery systems, providers, emplo… Read more