UnitedHealth Group Incorporated Financial Flexibility Index
UnitedHealth Group Incorporated financial flexibility index. UnitedHealth Group Incorporated (UNH) has a Financial Flexibility Index of 0.06x as of June 2026. Free cash flow of $11.85 Billion (operating CF $11.05 Billion minus capex $799.00 Million) represents 0% of total liabilities ($203.78 Billion). See UNH free cash flow to operating cash ratio to measure how efficiently the company converts operating cash flow to free cash.
Financial Flexibility Index
Free Cash Flow
Total Liabilities
Capital Expenditures
Financial Flexibility Index of UnitedHealth Group Incorporated (1989–2025)
Financial flexibility index of UnitedHealth Group Incorporated from 1989 to 2025. Historical Financial Flexibility Index trend for UnitedHealth Group Incorporated across 37 annual periods. Check earnings quality score of UnitedHealth Group Incorporated to evaluate the quality of earnings relative to operating cash generation.
UnitedHealth Group Incorporated Financial Flexibility Index by Year (1989–2025)
UnitedHealth Group Incorporated financial flexibility index by year from 1989 to 2025. Year-by-year free cash flow to debt coverage for UnitedHealth Group Incorporated. For the full cash flow conversion analysis, see UNH operating cash flow.
| Year | Flexibility Index | Free Cash Flow (USD) | Operating CF | Total Liabilities | YoY Change |
|---|---|---|---|---|---|
| 2025 | 0.11x | $23.32 Billion | $19.70 Billion | $207.88 Billion | ▼ -20.8% |
| 2024 | 0.14x | $27.70 Billion | $24.20 Billion | $195.69 Billion | ▼ -23.7% |
| 2023 | 0.19x | $32.45 Billion | $29.07 Billion | $174.80 Billion | ▲ +2.0% |
| 2022 | 0.18x | $29.01 Billion | $26.21 Billion | $159.36 Billion | ▼ -0.4% |
| 2021 | 0.18x | $24.80 Billion | $22.34 Billion | $135.73 Billion | ▼ -4.4% |
| 2020 | 0.19x | $24.23 Billion | $22.17 Billion | $126.75 Billion | ▲ +4.0% |
| 2019 | 0.18x | $20.53 Billion | $18.46 Billion | $111.73 Billion | ▼ -0.8% |
| 2018 | 0.19x | $17.78 Billion | $15.71 Billion | $95.99 Billion | ▲ +3.2% |
| 2017 | 0.18x | $15.62 Billion | $13.60 Billion | $87.03 Billion | ▲ +28.4% |
| 2016 | 0.14x | $11.50 Billion | $9.79 Billion | $82.27 Billion | ▼ -6.0% |
| 2015 | 0.15x | $11.30 Billion | $9.74 Billion | $75.92 Billion | ▼ -17.7% |
| 2014 | 0.18x | $9.50 Billion | $8.05 Billion | $52.54 Billion | ▲ +7.7% |
| 2013 | 0.17x | $8.15 Billion | $6.99 Billion | $48.56 Billion | ▼ -2.9% |
| 2012 | 0.17x | $8.22 Billion | $7.16 Billion | $47.59 Billion | ▼ -14.3% |
| 2011 | 0.20x | $7.99 Billion | $6.97 Billion | $39.60 Billion | ▲ +5.0% |
| 2010 | 0.19x | $7.15 Billion | $6.27 Billion | $37.24 Billion | ▲ +6.9% |
| 2009 | 0.18x | $6.36 Billion | $5.62 Billion | $35.44 Billion | ▲ +25.1% |
| 2008 | 0.14x | $5.03 Billion | $4.24 Billion | $35.03 Billion | ▼ -34.4% |
| 2007 | 0.22x | $6.75 Billion | $5.88 Billion | $30.84 Billion | ▼ -17.0% |
| 2006 | 0.26x | $7.25 Billion | $6.53 Billion | $27.51 Billion | ▲ +28.9% |
| 2005 | 0.20x | $4.83 Billion | $4.33 Billion | $23.64 Billion | ▼ -21.7% |
| 2004 | 0.26x | $4.49 Billion | $4.13 Billion | $17.16 Billion | ▼ -2.6% |
| 2003 | 0.27x | $3.35 Billion | $3.00 Billion | $12.51 Billion | ▼ -8.1% |
| 2002 | 0.29x | $2.84 Billion | $2.42 Billion | $9.74 Billion | ▲ +10.6% |
| 2001 | 0.26x | $2.27 Billion | $1.84 Billion | $8.60 Billion | ▲ +10.1% |
| 2000 | 0.24x | $1.77 Billion | $1.52 Billion | $7.37 Billion | ▲ +11.0% |
| 1999 | 0.22x | $1.39 Billion | $1.19 Billion | $6.41 Billion | ▼ -4.5% |
| 1998 | 0.23x | $1.28 Billion | $1.07 Billion | $5.66 Billion | ▼ -19.7% |
| 1997 | 0.28x | $870.00 Million | $683.00 Million | $3.09 Billion | ▲ +22.9% |
| 1996 | 0.23x | $727.48 Million | $562.26 Million | $3.17 Billion | ▲ +25.4% |
| 1995 | 0.18x | $543.50 Million | $434.27 Million | $2.97 Billion | ▼ -69.0% |
| 1994 | 0.59x | $405.87 Million | $326.26 Million | $688.58 Million | ▼ -5.9% |
| 1993 | 0.63x | $334.10 Million | $278.80 Million | $533.10 Million | ▼ -0.2% |
| 1992 | 0.63x | $211.40 Million | $189.00 Million | $336.60 Million | ▲ +12.5% |
| 1991 | 0.56x | $142.00 Million | $126.90 Million | $254.40 Million | ▲ +54.5% |
| 1990 | 0.36x | $60.20 Million | $57.50 Million | $166.60 Million | ▲ +42.0% |
| 1989 | 0.25x | $44.80 Million | $41.10 Million | $176.00 Million | — |