UnitedHealth Group Incorporated (UNH) — Financial Flexibility Index
UnitedHealth Group Incorporated (UNH) has a Financial Flexibility Index of 0.06x as of June 2026. Free cash flow of $11.85 Billion (operating CF $11.05 Billion minus capex $799.00 Million) represents 0% of total liabilities ($203.78 Billion). Check how aggressively does UnitedHealth Group Incorporated reinvest cash to assess the company's total reinvestment commitment from operating cash flow.
Financial Flexibility Index
Free Cash Flow
Total Liabilities
Capital Expenditures
UnitedHealth Group Incorporated Financial Flexibility Index (1989–2025)
Historical Financial Flexibility Index trend for UnitedHealth Group Incorporated across 37 annual periods. For the full cash flow conversion analysis, see UnitedHealth Group Incorporated cash conversion from operations.
Annual Financial Flexibility Index for UnitedHealth Group Incorporated (1989–2025)
Year-by-year free cash flow to debt coverage for UnitedHealth Group Incorporated. Explore UnitedHealth Group Incorporated (UNH) debt coverage ratio to assess how comfortably operating cash covers total debt obligations.
| Year | Flexibility Index | Free Cash Flow (USD) | Operating CF | Total Liabilities | YoY Change |
|---|---|---|---|---|---|
| 2025 | 0.11x | $23.32 Billion | $19.70 Billion | $207.88 Billion | ▼ -20.8% |
| 2024 | 0.14x | $27.70 Billion | $24.20 Billion | $195.69 Billion | ▼ -23.7% |
| 2023 | 0.19x | $32.45 Billion | $29.07 Billion | $174.80 Billion | ▲ +2.0% |
| 2022 | 0.18x | $29.01 Billion | $26.21 Billion | $159.36 Billion | ▼ -0.4% |
| 2021 | 0.18x | $24.80 Billion | $22.34 Billion | $135.73 Billion | ▼ -4.4% |
| 2020 | 0.19x | $24.23 Billion | $22.17 Billion | $126.75 Billion | ▲ +4.0% |
| 2019 | 0.18x | $20.53 Billion | $18.46 Billion | $111.73 Billion | ▼ -0.8% |
| 2018 | 0.19x | $17.78 Billion | $15.71 Billion | $95.99 Billion | ▲ +3.2% |
| 2017 | 0.18x | $15.62 Billion | $13.60 Billion | $87.03 Billion | ▲ +28.4% |
| 2016 | 0.14x | $11.50 Billion | $9.79 Billion | $82.27 Billion | ▼ -6.0% |
| 2015 | 0.15x | $11.30 Billion | $9.74 Billion | $75.92 Billion | ▼ -17.7% |
| 2014 | 0.18x | $9.50 Billion | $8.05 Billion | $52.54 Billion | ▲ +7.7% |
| 2013 | 0.17x | $8.15 Billion | $6.99 Billion | $48.56 Billion | ▼ -2.9% |
| 2012 | 0.17x | $8.22 Billion | $7.16 Billion | $47.59 Billion | ▼ -14.3% |
| 2011 | 0.20x | $7.99 Billion | $6.97 Billion | $39.60 Billion | ▲ +5.0% |
| 2010 | 0.19x | $7.15 Billion | $6.27 Billion | $37.24 Billion | ▲ +6.9% |
| 2009 | 0.18x | $6.36 Billion | $5.62 Billion | $35.44 Billion | ▲ +25.1% |
| 2008 | 0.14x | $5.03 Billion | $4.24 Billion | $35.03 Billion | ▼ -34.4% |
| 2007 | 0.22x | $6.75 Billion | $5.88 Billion | $30.84 Billion | ▼ -17.0% |
| 2006 | 0.26x | $7.25 Billion | $6.53 Billion | $27.51 Billion | ▲ +28.9% |
| 2005 | 0.20x | $4.83 Billion | $4.33 Billion | $23.64 Billion | ▼ -21.7% |
| 2004 | 0.26x | $4.49 Billion | $4.13 Billion | $17.16 Billion | ▼ -2.6% |
| 2003 | 0.27x | $3.35 Billion | $3.00 Billion | $12.51 Billion | ▼ -8.1% |
| 2002 | 0.29x | $2.84 Billion | $2.42 Billion | $9.74 Billion | ▲ +10.6% |
| 2001 | 0.26x | $2.27 Billion | $1.84 Billion | $8.60 Billion | ▲ +10.1% |
| 2000 | 0.24x | $1.77 Billion | $1.52 Billion | $7.37 Billion | ▲ +11.0% |
| 1999 | 0.22x | $1.39 Billion | $1.19 Billion | $6.41 Billion | ▼ -4.5% |
| 1998 | 0.23x | $1.28 Billion | $1.07 Billion | $5.66 Billion | ▼ -19.7% |
| 1997 | 0.28x | $870.00 Million | $683.00 Million | $3.09 Billion | ▲ +22.9% |
| 1996 | 0.23x | $727.48 Million | $562.26 Million | $3.17 Billion | ▲ +25.4% |
| 1995 | 0.18x | $543.50 Million | $434.27 Million | $2.97 Billion | ▼ -69.0% |
| 1994 | 0.59x | $405.87 Million | $326.26 Million | $688.58 Million | ▼ -5.9% |
| 1993 | 0.63x | $334.10 Million | $278.80 Million | $533.10 Million | ▼ -0.2% |
| 1992 | 0.63x | $211.40 Million | $189.00 Million | $336.60 Million | ▲ +12.5% |
| 1991 | 0.56x | $142.00 Million | $126.90 Million | $254.40 Million | ▲ +54.5% |
| 1990 | 0.36x | $60.20 Million | $57.50 Million | $166.60 Million | ▲ +42.0% |
| 1989 | 0.25x | $44.80 Million | $41.10 Million | $176.00 Million | — |