UnitedHealth Group Incorporated (UNH) — Free Cash Flow Generation Index
UnitedHealth Group Incorporated (UNH) has a Free Cash Flow Generation Index of 0.14x as of December 2025. Free cash flow of $160.00 Million represents 0% of operating cash flow ($1.11 Billion). Read UnitedHealth Group Incorporated total liabilities for a breakdown of total debt and financial obligations.
FCF Generation Index
Free Cash Flow
Operating Cash Flow
Capital Expenditures
UnitedHealth Group Incorporated Free Cash Flow Generation Index (1989–2025)
Historical FCF Generation Index trend for UnitedHealth Group Incorporated across 37 annual periods. Explore UnitedHealth Group Incorporated capital reinvestment ratio to see what proportion of operating cash flow is directed to capital expenditures.
Annual Free Cash Flow Generation for UnitedHealth Group Incorporated (1989–2025)
Year-by-year Free Cash Flow Generation Index for UnitedHealth Group Incorporated. For the full company profile including market capitalisation, see UnitedHealth Group Incorporated (UNH) market capitalisation.
| Year | FCG Index | Free Cash Flow (USD) | Operating CF | Capital Expenditures | YoY Change |
|---|---|---|---|---|---|
| 2025 | 0.82x | $16.07 Billion | $19.70 Billion | $3.62 Billion | ▼ -4.6% |
| 2024 | 0.86x | $20.70 Billion | $24.20 Billion | $3.50 Billion | ▼ -3.2% |
| 2023 | 0.88x | $25.68 Billion | $29.07 Billion | $3.39 Billion | ▼ -1.1% |
| 2022 | 0.89x | $23.40 Billion | $26.21 Billion | $2.80 Billion | ▲ +0.3% |
| 2021 | 0.89x | $19.89 Billion | $22.34 Billion | $2.45 Billion | ▼ -1.9% |
| 2020 | 0.91x | $20.12 Billion | $22.17 Billion | $2.05 Billion | ▲ +2.2% |
| 2019 | 0.89x | $16.39 Billion | $18.46 Billion | $2.07 Billion | ▲ +2.2% |
| 2018 | 0.87x | $13.65 Billion | $15.71 Billion | $2.06 Billion | ▲ +2.1% |
| 2017 | 0.85x | $11.57 Billion | $13.60 Billion | $2.02 Billion | ▲ +3.1% |
| 2016 | 0.83x | $8.09 Billion | $9.79 Billion | $1.71 Billion | ▼ -1.7% |
| 2015 | 0.84x | $8.18 Billion | $9.74 Billion | $1.56 Billion | ▲ +2.4% |
| 2014 | 0.82x | $6.60 Billion | $8.05 Billion | $1.45 Billion | ▼ -1.6% |
| 2013 | 0.83x | $5.83 Billion | $6.99 Billion | $1.16 Billion | ▼ -1.9% |
| 2012 | 0.85x | $6.08 Billion | $7.16 Billion | $1.07 Billion | ▼ -0.4% |
| 2011 | 0.85x | $5.95 Billion | $6.97 Billion | $1.02 Billion | ▼ -0.7% |
| 2010 | 0.86x | $5.39 Billion | $6.27 Billion | $878.00 Million | ▼ -1.0% |
| 2009 | 0.87x | $4.89 Billion | $5.62 Billion | $739.00 Million | ▲ +6.8% |
| 2008 | 0.81x | $3.45 Billion | $4.24 Billion | $791.00 Million | ▼ -4.5% |
| 2007 | 0.85x | $5.01 Billion | $5.88 Billion | $871.00 Million | ▼ -4.1% |
| 2006 | 0.89x | $5.80 Billion | $6.53 Billion | $728.00 Million | ▲ +0.7% |
| 2005 | 0.88x | $3.82 Billion | $4.33 Billion | $509.00 Million | ▼ -3.6% |
| 2004 | 0.92x | $3.79 Billion | $4.13 Billion | $350.00 Million | ▲ +3.7% |
| 2003 | 0.88x | $2.65 Billion | $3.00 Billion | $352.00 Million | ▲ +6.7% |
| 2002 | 0.83x | $2.00 Billion | $2.42 Billion | $419.00 Million | ▲ +7.5% |
| 2001 | 0.77x | $1.42 Billion | $1.84 Billion | $425.00 Million | ▼ -8.3% |
| 2000 | 0.84x | $1.28 Billion | $1.52 Billion | $245.00 Million | ▲ +0.5% |
| 1999 | 0.84x | $993.00 Million | $1.19 Billion | $196.00 Million | ▲ +3.9% |
| 1998 | 0.80x | $861.00 Million | $1.07 Billion | $210.00 Million | ▲ +10.7% |
| 1997 | 0.73x | $496.00 Million | $683.00 Million | $187.00 Million | ▲ +2.8% |
| 1996 | 0.71x | $397.04 Million | $562.26 Million | $165.22 Million | ▼ -5.7% |
| 1995 | 0.75x | $325.05 Million | $434.27 Million | $109.23 Million | ▼ -1.0% |
| 1994 | 0.76x | $246.65 Million | $326.26 Million | $79.61 Million | ▼ -5.7% |
| 1993 | 0.80x | $223.50 Million | $278.80 Million | $55.30 Million | ▼ -9.1% |
| 1992 | 0.88x | $166.60 Million | $189.00 Million | $22.40 Million | ▲ +0.1% |
| 1991 | 0.88x | $111.80 Million | $126.90 Million | $15.10 Million | ▼ -7.6% |
| 1990 | 0.95x | $54.80 Million | $57.50 Million | $2.70 Million | ▲ +4.7% |
| 1989 | 0.91x | $37.40 Million | $41.10 Million | $3.70 Million | — |