UnitedHealth Group Incorporated (UNH) — Free Cash Flow Generation Index
UnitedHealth Group Incorporated (UNH) has a Free Cash Flow Generation Index of 0.93x as of June 2026. Free cash flow of $10.25 Billion represents 1% of operating cash flow ($11.05 Billion). Explore UnitedHealth Group Incorporated (UNH) capital reinvestment to see what proportion of operating cash flow is directed to capital expenditures.
FCF Generation Index
Free Cash Flow
Operating Cash Flow
Capital Expenditures
UnitedHealth Group Incorporated Free Cash Flow Generation Index (1989–2025)
Historical FCF Generation Index trend for UnitedHealth Group Incorporated across 37 annual periods. For the full cash flow conversion analysis, see UnitedHealth Group Incorporated operating cash flow efficiency.
Annual Free Cash Flow Generation for UnitedHealth Group Incorporated (1989–2025)
Year-by-year Free Cash Flow Generation Index for UnitedHealth Group Incorporated. Check UnitedHealth Group Incorporated total reinvestment intensity to assess the company's total reinvestment commitment from operating cash flow.
| Year | FCG Index | Free Cash Flow (USD) | Operating CF | Capital Expenditures | YoY Change |
|---|---|---|---|---|---|
| 2025 | 0.82x | $16.07 Billion | $19.70 Billion | $3.62 Billion | ▼ -4.6% |
| 2024 | 0.86x | $20.70 Billion | $24.20 Billion | $3.50 Billion | ▼ -3.2% |
| 2023 | 0.88x | $25.68 Billion | $29.07 Billion | $3.39 Billion | ▼ -1.1% |
| 2022 | 0.89x | $23.40 Billion | $26.21 Billion | $2.80 Billion | ▲ +0.3% |
| 2021 | 0.89x | $19.89 Billion | $22.34 Billion | $2.45 Billion | ▼ -1.9% |
| 2020 | 0.91x | $20.12 Billion | $22.17 Billion | $2.05 Billion | ▲ +2.2% |
| 2019 | 0.89x | $16.39 Billion | $18.46 Billion | $2.07 Billion | ▲ +2.2% |
| 2018 | 0.87x | $13.65 Billion | $15.71 Billion | $2.06 Billion | ▲ +2.1% |
| 2017 | 0.85x | $11.57 Billion | $13.60 Billion | $2.02 Billion | ▲ +3.1% |
| 2016 | 0.83x | $8.09 Billion | $9.79 Billion | $1.71 Billion | ▼ -1.7% |
| 2015 | 0.84x | $8.18 Billion | $9.74 Billion | $1.56 Billion | ▲ +2.4% |
| 2014 | 0.82x | $6.60 Billion | $8.05 Billion | $1.45 Billion | ▼ -1.6% |
| 2013 | 0.83x | $5.83 Billion | $6.99 Billion | $1.16 Billion | ▼ -1.9% |
| 2012 | 0.85x | $6.08 Billion | $7.16 Billion | $1.07 Billion | ▼ -0.4% |
| 2011 | 0.85x | $5.95 Billion | $6.97 Billion | $1.02 Billion | ▼ -0.7% |
| 2010 | 0.86x | $5.39 Billion | $6.27 Billion | $878.00 Million | ▼ -1.0% |
| 2009 | 0.87x | $4.89 Billion | $5.62 Billion | $739.00 Million | ▲ +6.8% |
| 2008 | 0.81x | $3.45 Billion | $4.24 Billion | $791.00 Million | ▼ -4.5% |
| 2007 | 0.85x | $5.01 Billion | $5.88 Billion | $871.00 Million | ▼ -4.1% |
| 2006 | 0.89x | $5.80 Billion | $6.53 Billion | $728.00 Million | ▲ +0.7% |
| 2005 | 0.88x | $3.82 Billion | $4.33 Billion | $509.00 Million | ▼ -3.6% |
| 2004 | 0.92x | $3.79 Billion | $4.13 Billion | $350.00 Million | ▲ +3.7% |
| 2003 | 0.88x | $2.65 Billion | $3.00 Billion | $352.00 Million | ▲ +6.7% |
| 2002 | 0.83x | $2.00 Billion | $2.42 Billion | $419.00 Million | ▲ +7.5% |
| 2001 | 0.77x | $1.42 Billion | $1.84 Billion | $425.00 Million | ▼ -8.3% |
| 2000 | 0.84x | $1.28 Billion | $1.52 Billion | $245.00 Million | ▲ +0.5% |
| 1999 | 0.84x | $993.00 Million | $1.19 Billion | $196.00 Million | ▲ +3.9% |
| 1998 | 0.80x | $861.00 Million | $1.07 Billion | $210.00 Million | ▲ +10.7% |
| 1997 | 0.73x | $496.00 Million | $683.00 Million | $187.00 Million | ▲ +2.8% |
| 1996 | 0.71x | $397.04 Million | $562.26 Million | $165.22 Million | ▼ -5.7% |
| 1995 | 0.75x | $325.05 Million | $434.27 Million | $109.23 Million | ▼ -1.0% |
| 1994 | 0.76x | $246.65 Million | $326.26 Million | $79.61 Million | ▼ -5.7% |
| 1993 | 0.80x | $223.50 Million | $278.80 Million | $55.30 Million | ▼ -9.1% |
| 1992 | 0.88x | $166.60 Million | $189.00 Million | $22.40 Million | ▲ +0.1% |
| 1991 | 0.88x | $111.80 Million | $126.90 Million | $15.10 Million | ▼ -7.6% |
| 1990 | 0.95x | $54.80 Million | $57.50 Million | $2.70 Million | ▲ +4.7% |
| 1989 | 0.91x | $37.40 Million | $41.10 Million | $3.70 Million | — |