UnitedHealth Group Incorporated (UNH) — Free Cash Flow Generation Index
UnitedHealth Group Incorporated (UNH) has a Free Cash Flow Generation Index of 0.14x as of December 2025. Free cash flow of $160.00 Million represents 0% of operating cash flow ($1.11 Billion). See UNH current assets to equity ratio to evaluate short-term liquidity relative to the company's equity base.
FCF Generation Index
Free Cash Flow
Operating Cash Flow
Capital Expenditures
UnitedHealth Group Incorporated Free Cash Flow Generation Index (1989–2025)
Historical FCF Generation Index trend for UnitedHealth Group Incorporated across 37 annual periods. Explore UNH operating cash flow to total debt to assess how comfortably operating cash covers total debt obligations.
Annual Free Cash Flow Generation for UnitedHealth Group Incorporated (1989–2025)
Year-by-year Free Cash Flow Generation Index for UnitedHealth Group Incorporated. For the full company profile including market capitalisation, see UnitedHealth Group Incorporated (UNH) market capitalisation.
| Year | FCG Index | Free Cash Flow (USD) | Operating CF | Capital Expenditures | YoY Change |
|---|---|---|---|---|---|
| 2025 | 0.82x | $16.07 Billion | $19.70 Billion | $3.62 Billion | ▼ -4.6% |
| 2024 | 0.86x | $20.70 Billion | $24.20 Billion | $3.50 Billion | ▼ -3.2% |
| 2023 | 0.88x | $25.68 Billion | $29.07 Billion | $3.39 Billion | ▼ -1.1% |
| 2022 | 0.89x | $23.40 Billion | $26.21 Billion | $2.80 Billion | ▲ +0.3% |
| 2021 | 0.89x | $19.89 Billion | $22.34 Billion | $2.45 Billion | ▼ -1.9% |
| 2020 | 0.91x | $20.12 Billion | $22.17 Billion | $2.05 Billion | ▲ +2.2% |
| 2019 | 0.89x | $16.39 Billion | $18.46 Billion | $2.07 Billion | ▲ +2.2% |
| 2018 | 0.87x | $13.65 Billion | $15.71 Billion | $2.06 Billion | ▲ +2.1% |
| 2017 | 0.85x | $11.57 Billion | $13.60 Billion | $2.02 Billion | ▲ +3.1% |
| 2016 | 0.83x | $8.09 Billion | $9.79 Billion | $1.71 Billion | ▼ -1.7% |
| 2015 | 0.84x | $8.18 Billion | $9.74 Billion | $1.56 Billion | ▲ +2.4% |
| 2014 | 0.82x | $6.60 Billion | $8.05 Billion | $1.45 Billion | ▼ -1.6% |
| 2013 | 0.83x | $5.83 Billion | $6.99 Billion | $1.16 Billion | ▼ -1.9% |
| 2012 | 0.85x | $6.08 Billion | $7.16 Billion | $1.07 Billion | ▼ -0.4% |
| 2011 | 0.85x | $5.95 Billion | $6.97 Billion | $1.02 Billion | ▼ -0.7% |
| 2010 | 0.86x | $5.39 Billion | $6.27 Billion | $878.00 Million | ▼ -1.0% |
| 2009 | 0.87x | $4.89 Billion | $5.62 Billion | $739.00 Million | ▲ +6.8% |
| 2008 | 0.81x | $3.45 Billion | $4.24 Billion | $791.00 Million | ▼ -4.5% |
| 2007 | 0.85x | $5.01 Billion | $5.88 Billion | $871.00 Million | ▼ -4.1% |
| 2006 | 0.89x | $5.80 Billion | $6.53 Billion | $728.00 Million | ▲ +0.7% |
| 2005 | 0.88x | $3.82 Billion | $4.33 Billion | $509.00 Million | ▼ -3.6% |
| 2004 | 0.92x | $3.79 Billion | $4.13 Billion | $350.00 Million | ▲ +3.7% |
| 2003 | 0.88x | $2.65 Billion | $3.00 Billion | $352.00 Million | ▲ +6.7% |
| 2002 | 0.83x | $2.00 Billion | $2.42 Billion | $419.00 Million | ▲ +7.5% |
| 2001 | 0.77x | $1.42 Billion | $1.84 Billion | $425.00 Million | ▼ -8.3% |
| 2000 | 0.84x | $1.28 Billion | $1.52 Billion | $245.00 Million | ▲ +0.5% |
| 1999 | 0.84x | $993.00 Million | $1.19 Billion | $196.00 Million | ▲ +3.9% |
| 1998 | 0.80x | $861.00 Million | $1.07 Billion | $210.00 Million | ▲ +10.7% |
| 1997 | 0.73x | $496.00 Million | $683.00 Million | $187.00 Million | ▲ +2.8% |
| 1996 | 0.71x | $397.04 Million | $562.26 Million | $165.22 Million | ▼ -5.7% |
| 1995 | 0.75x | $325.05 Million | $434.27 Million | $109.23 Million | ▼ -1.0% |
| 1994 | 0.76x | $246.65 Million | $326.26 Million | $79.61 Million | ▼ -5.7% |
| 1993 | 0.80x | $223.50 Million | $278.80 Million | $55.30 Million | ▼ -9.1% |
| 1992 | 0.88x | $166.60 Million | $189.00 Million | $22.40 Million | ▲ +0.1% |
| 1991 | 0.88x | $111.80 Million | $126.90 Million | $15.10 Million | ▼ -7.6% |
| 1990 | 0.95x | $54.80 Million | $57.50 Million | $2.70 Million | ▲ +4.7% |
| 1989 | 0.91x | $37.40 Million | $41.10 Million | $3.70 Million | — |