UnitedHealth Group Incorporated Cash Flow Conversion Efficiency
UnitedHealth Group Incorporated cash flow conversion efficiency. Based on the latest financial reports, UnitedHealth Group Incorporated (UNH) has a cash flow conversion efficiency ratio of 0.104x as of June 2026. Cash flow conversion efficiency measures how effectively a company's net assets (equity) generate operating cash flow. It is calculated by dividing operating cash flow ($11.05 Billion) by net assets ($105.95 Billion). A higher ratio indicates that the company is more efficient at using its equity to generate cash flow from its core operations. Also see UNH stock market capitalisation for the company's overall valuation and market capitalisation.
Cash Flow Conversion Efficiency of UnitedHealth Group Incorporated (1989–2025)
Cash flow conversion efficiency of UnitedHealth Group Incorporated from 1989 to 2025. This chart illustrates how UnitedHealth Group Incorporated's cash flow conversion efficiency has evolved over time, based on yearly financial data. View UNH share price today for real-time trading data and today's change.
UnitedHealth Group Incorporated Cash Flow Conversion Ratio Explained
UnitedHealth Group Incorporated cash flow conversion ratio divides operating cash flow by net assets, so a higher ratio means more cash generated from each unit of shareholder equity.
UnitedHealth Group Incorporated Competitors by Cash Flow Conversion Efficiency
The table below lists competitors of UnitedHealth Group Incorporated ranked by their cash flow conversion efficiency. Review cash generation quality of UnitedHealth Group Incorporated to assess how much free cash flow the company generates relative to operating cash flow.
| Company | Cash Flow Conversion Efficiency |
|---|---|
|
Procter & Gamble Company
NYSE:PG
|
0.093x |
|
The Coca-Cola Company
NYSE:KO
|
0.144x |
|
Oracle Corporation
NYSE:ORCL
|
0.340x |
|
Costco Wholesale Corp
NASDAQ:COST
|
0.103x |
|
Chevron Corp
NYSE:CVX
|
0.013x |
|
AbbVie Inc
NYSE:ABBV
|
0.190x |
|
Bank of America Corp
NYSE:BAC
|
0.139x |
|
Agricultural Bank of China Ltd Class A
SHG:601288
|
0.359x |
Annual Cash Flow Conversion Efficiency for UnitedHealth Group Incorporated (1989–2025)
The table below shows the annual cash flow conversion efficiency of UnitedHealth Group Incorporated from 1989 to 2025. Also see UnitedHealth Group Incorporated (UNH) total assets for a full breakdown of the balance sheet.
| Year | Net Assets | Operating Cash Flow | Cash Flow Conversion Efficiency | Change |
|---|---|---|---|---|
| 2025-12-31 | $101.70 Billion | $19.70 Billion | 0.194x | -17.91% |
| 2024-12-31 | $102.59 Billion | $24.20 Billion | 0.236x | -19.71% |
| 2023-12-31 | $98.92 Billion | $29.07 Billion | 0.294x | -3.18% |
| 2022-12-31 | $86.35 Billion | $26.21 Billion | 0.303x | +3.89% |
| 2021-12-31 | $76.48 Billion | $22.34 Billion | 0.292x | -7.06% |
| 2020-12-31 | $70.54 Billion | $22.17 Billion | 0.314x | +5.84% |
| 2019-12-31 | $62.16 Billion | $18.46 Billion | 0.297x | +6.28% |
| 2018-12-31 | $56.23 Billion | $15.71 Billion | 0.279x | +6.93% |
| 2017-12-31 | $52.02 Billion | $13.60 Billion | 0.261x | +7.82% |
| 2016-12-31 | $40.41 Billion | $9.79 Billion | 0.242x | -11.75% |
| 2015-12-31 | $35.46 Billion | $9.74 Billion | 0.275x | +15.46% |
| 2014-12-31 | $33.84 Billion | $8.05 Billion | 0.238x | +13.40% |
| 2013-12-31 | $33.32 Billion | $6.99 Billion | 0.210x | -2.37% |
| 2012-12-31 | $33.30 Billion | $7.16 Billion | 0.215x | -12.76% |
| 2011-12-31 | $28.29 Billion | $6.97 Billion | 0.246x | +1.39% |
| 2010-12-31 | $25.82 Billion | $6.27 Billion | 0.243x | +1.94% |
| 2009-12-31 | $23.61 Billion | $5.62 Billion | 0.238x | +16.84% |
| 2008-12-31 | $20.78 Billion | $4.24 Billion | 0.204x | -30.38% |
| 2007-12-31 | $20.06 Billion | $5.88 Billion | 0.293x | -6.59% |
| 2006-12-31 | $20.81 Billion | $6.53 Billion | 0.314x | +28.55% |
| 2005-12-31 | $17.73 Billion | $4.33 Billion | 0.244x | -36.77% |
| 2004-12-31 | $10.72 Billion | $4.13 Billion | 0.386x | -34.11% |
| 2003-12-31 | $5.13 Billion | $3.00 Billion | 0.586x | +7.02% |
| 2002-12-31 | $4.43 Billion | $2.42 Billion | 0.547x | +15.46% |
| 2001-12-31 | $3.89 Billion | $1.84 Billion | 0.474x | +14.91% |
| 2000-12-31 | $3.69 Billion | $1.52 Billion | 0.412x | +33.99% |
| 1999-12-31 | $3.86 Billion | $1.19 Billion | 0.308x | +16.05% |
| 1998-12-31 | $4.04 Billion | $1.07 Billion | 0.265x | +76.07% |
| 1997-12-31 | $4.53 Billion | $683.00 Million | 0.151x | +2.43% |
| 1996-12-31 | $3.82 Billion | $562.26 Million | 0.147x | +7.96% |
| 1995-12-31 | $3.19 Billion | $434.27 Million | 0.136x | +16.95% |
| 1994-12-31 | $2.80 Billion | $326.26 Million | 0.116x | -59.85% |
| 1993-12-31 | $960.90 Million | $278.80 Million | 0.290x | +0.86% |
| 1992-12-31 | $657.00 Million | $189.00 Million | 0.288x | -27.55% |
| 1991-12-31 | $319.60 Million | $126.90 Million | 0.397x | -12.51% |
| 1990-12-31 | $126.70 Million | $57.50 Million | 0.454x | -32.64% |
| 1989-12-31 | $61.00 Million | $41.10 Million | 0.674x | -- |
About UnitedHealth Group Incorporated
UnitedHealth Group Incorporated operates as a health care company in the United States and internationally. It operates through four segments: Optum Health, Optum Insight, Optum Rx; and UnitedHealthcare. The Optum Health segment provides care delivery, care management, wellness and consumer engagement, and health financial services with patients, consumers, care delivery systems, providers, emplo… Read more