UnitedHealth Group Incorporated Cash Flow-to-Debt Ratio
UnitedHealth Group Incorporated cash flow-to-debt ratio. UnitedHealth Group Incorporated (UNH) has a Cash Flow-to-Debt Ratio of 0.05x as of June 2026, meaning its operating cash flow of $11.05 Billion could theoretically repay 0% of its total liabilities ($203.78 Billion) in one year. Check UNH cash flow quality index to evaluate the quality of earnings relative to operating cash generation.
CF-to-Debt Ratio
Operating Cash Flow
Total Liabilities
Data as of
Cash Flow-to-Debt Ratio of UnitedHealth Group Incorporated (1989–2025)
Cash flow-to-debt ratio of UnitedHealth Group Incorporated from 1989 to 2025. Historical debt coverage capacity for UnitedHealth Group Incorporated across 37 annual periods. Check UnitedHealth Group Incorporated (UNH) reinvestment rate to assess the company's total reinvestment commitment from operating cash flow.
UnitedHealth Group Incorporated Cash Flow-to-Debt Ratio by Year (1989–2025)
UnitedHealth Group Incorporated cash flow-to-debt ratio by year from 1989 to 2025. Year-by-year debt coverage analysis for UnitedHealth Group Incorporated. For the full cash flow conversion analysis, see UnitedHealth Group Incorporated operating cash flow efficiency.
| Year | CF-to-Debt Ratio | Operating CF (USD) | Total Liabilities | YoY Change |
|---|---|---|---|---|
| 2025 | 0.09x | $19.70 Billion | $207.88 Billion | ▼ -23.4% |
| 2024 | 0.12x | $24.20 Billion | $195.69 Billion | ▼ -25.6% |
| 2023 | 0.17x | $29.07 Billion | $174.80 Billion | ▲ +1.1% |
| 2022 | 0.16x | $26.21 Billion | $159.36 Billion | ▼ -0.1% |
| 2021 | 0.16x | $22.34 Billion | $135.73 Billion | ▼ -5.9% |
| 2020 | 0.17x | $22.17 Billion | $126.75 Billion | ▲ +5.9% |
| 2019 | 0.17x | $18.46 Billion | $111.73 Billion | ▲ +1.0% |
| 2018 | 0.16x | $15.71 Billion | $95.99 Billion | ▲ +4.8% |
| 2017 | 0.16x | $13.60 Billion | $87.03 Billion | ▲ +31.2% |
| 2016 | 0.12x | $9.79 Billion | $82.27 Billion | ▼ -7.2% |
| 2015 | 0.13x | $9.74 Billion | $75.92 Billion | ▼ -16.3% |
| 2014 | 0.15x | $8.05 Billion | $52.54 Billion | ▲ +6.4% |
| 2013 | 0.14x | $6.99 Billion | $48.56 Billion | ▼ -4.2% |
| 2012 | 0.15x | $7.16 Billion | $47.59 Billion | ▼ -14.6% |
| 2011 | 0.18x | $6.97 Billion | $39.60 Billion | ▲ +4.5% |
| 2010 | 0.17x | $6.27 Billion | $37.24 Billion | ▲ +6.1% |
| 2009 | 0.16x | $5.62 Billion | $35.44 Billion | ▲ +31.2% |
| 2008 | 0.12x | $4.24 Billion | $35.03 Billion | ▼ -36.5% |
| 2007 | 0.19x | $5.88 Billion | $30.84 Billion | ▼ -19.7% |
| 2006 | 0.24x | $6.53 Billion | $27.51 Billion | ▲ +29.6% |
| 2005 | 0.18x | $4.33 Billion | $23.64 Billion | ▼ -24.1% |
| 2004 | 0.24x | $4.13 Billion | $17.16 Billion | ▲ +0.3% |
| 2003 | 0.24x | $3.00 Billion | $12.51 Billion | ▼ -3.5% |
| 2002 | 0.25x | $2.42 Billion | $9.74 Billion | ▲ +16.0% |
| 2001 | 0.21x | $1.84 Billion | $8.60 Billion | ▲ +3.9% |
| 2000 | 0.21x | $1.52 Billion | $7.37 Billion | ▲ +11.3% |
| 1999 | 0.19x | $1.19 Billion | $6.41 Billion | ▼ -1.9% |
| 1998 | 0.19x | $1.07 Billion | $5.66 Billion | ▼ -14.5% |
| 1997 | 0.22x | $683.00 Million | $3.09 Billion | ▲ +24.8% |
| 1996 | 0.18x | $562.26 Million | $3.17 Billion | ▲ +21.3% |
| 1995 | 0.15x | $434.27 Million | $2.97 Billion | ▼ -69.2% |
| 1994 | 0.47x | $326.26 Million | $688.58 Million | ▼ -9.4% |
| 1993 | 0.52x | $278.80 Million | $533.10 Million | ▼ -6.9% |
| 1992 | 0.56x | $189.00 Million | $336.60 Million | ▲ +12.6% |
| 1991 | 0.50x | $126.90 Million | $254.40 Million | ▲ +44.5% |
| 1990 | 0.35x | $57.50 Million | $166.60 Million | ▲ +47.8% |
| 1989 | 0.23x | $41.10 Million | $176.00 Million | — |