UnitedHealth Group Incorporated (UNH) — Cash Flow Quality Index
UnitedHealth Group Incorporated (UNH) has a Cash Flow Quality Index of 1.95x as of June 2026. Operating cash flow of $11.05 Billion exceeds net income of $5.67 Billion, indicating high earnings quality where cash backs reported profits. Explore cash flow to debt ratio of UnitedHealth Group Incorporated to assess how comfortably operating cash covers total debt obligations.
Cash Flow Quality Index
Operating Cash Flow
Net Income
Data as of
UnitedHealth Group Incorporated Cash Flow Quality Index (1989–2025)
Historical Cash Flow Quality Index for UnitedHealth Group Incorporated across 35 annual periods. Values consistently above 1.0x indicate high-quality earnings. For the full cash flow conversion analysis, see UNH cash flow metrics.
Annual Cash Flow Quality Index for UnitedHealth Group Incorporated (1989–2025)
Year-by-year earnings quality comparison for UnitedHealth Group Incorporated.
| Year | Quality Index | Operating CF (USD) | Net Income | YoY Change |
|---|---|---|---|---|
| 2025 | 1.54x | $19.70 Billion | $12.81 Billion | ▼ -3.1% |
| 2024 | 1.59x | $24.20 Billion | $15.24 Billion | ▲ +22.3% |
| 2023 | 1.30x | $29.07 Billion | $22.38 Billion | ▲ +2.3% |
| 2022 | 1.27x | $26.21 Billion | $20.64 Billion | ▲ +0.8% |
| 2021 | 1.26x | $22.34 Billion | $17.73 Billion | ▼ -10.4% |
| 2020 | 1.41x | $22.17 Billion | $15.77 Billion | ▲ +8.4% |
| 2019 | 1.30x | $18.46 Billion | $14.24 Billion | ▼ -1.1% |
| 2018 | 1.31x | $15.71 Billion | $11.99 Billion | ▲ +1.8% |
| 2017 | 1.29x | $13.60 Billion | $10.56 Billion | ▼ -7.7% |
| 2016 | 1.40x | $9.79 Billion | $7.02 Billion | ▼ -16.7% |
| 2015 | 1.68x | $9.74 Billion | $5.81 Billion | ▲ +16.9% |
| 2014 | 1.43x | $8.05 Billion | $5.62 Billion | ▲ +15.3% |
| 2013 | 1.24x | $6.99 Billion | $5.62 Billion | ▼ -4.0% |
| 2012 | 1.29x | $7.16 Billion | $5.53 Billion | ▼ -4.5% |
| 2011 | 1.36x | $6.97 Billion | $5.14 Billion | ▲ +0.1% |
| 2010 | 1.35x | $6.27 Billion | $4.63 Billion | ▼ -8.0% |
| 2009 | 1.47x | $5.62 Billion | $3.82 Billion | ▲ +3.4% |
| 2008 | 1.42x | $4.24 Billion | $2.98 Billion | ▲ +12.7% |
| 2007 | 1.26x | $5.88 Billion | $4.65 Billion | ▼ -19.5% |
| 2006 | 1.57x | $6.53 Billion | $4.16 Billion | ▲ +19.7% |
| 2005 | 1.31x | $4.33 Billion | $3.30 Billion | ▼ -18.0% |
| 2004 | 1.60x | $4.13 Billion | $2.59 Billion | ▼ -2.9% |
| 2003 | 1.65x | $3.00 Billion | $1.82 Billion | ▼ -8.2% |
| 2002 | 1.79x | $2.42 Billion | $1.35 Billion | ▼ -11.3% |
| 2001 | 2.02x | $1.84 Billion | $913.00 Million | ▼ -2.3% |
| 2000 | 2.07x | $1.52 Billion | $736.00 Million | ▼ -1.3% |
| 1999 | 2.09x | $1.19 Billion | $568.00 Million | ▲ +41.0% |
| 1997 | 1.48x | $683.00 Million | $460.00 Million | ▼ -6.1% |
| 1996 | 1.58x | $562.26 Million | $355.64 Million | ▲ +55.5% |
| 1995 | 1.02x | $434.27 Million | $427.10 Million | ▼ -29.0% |
| 1993 | 1.43x | $278.80 Million | $194.60 Million | ▼ -13.4% |
| 1992 | 1.65x | $189.00 Million | $114.20 Million | ▼ -2.4% |
| 1991 | 1.70x | $126.90 Million | $74.80 Million | ▲ +0.0% |
| 1990 | 1.70x | $57.50 Million | $33.90 Million | ▼ -43.5% |
| 1989 | 3.00x | $41.10 Million | $13.70 Million | — |