UnitedHealth Group Incorporated (UNH) — Cash Flow Quality Index
UnitedHealth Group Incorporated (UNH) has a Cash Flow Quality Index of 5.08x as of December 2025. Operating cash flow of $1.11 Billion exceeds net income of $218.00 Million, indicating high earnings quality where cash backs reported profits. Explore UnitedHealth Group Incorporated (UNH) cash conversion ratio to assess how effectively this company generates cash.
Cash Flow Quality Index
Operating Cash Flow
Net Income
Data as of
UnitedHealth Group Incorporated Cash Flow Quality Index (1989–2025)
Historical Cash Flow Quality Index for UnitedHealth Group Incorporated across 35 annual periods. Values consistently above 1.0x indicate high-quality earnings. Check UNH cash flow reinvestment rate to assess the company's total reinvestment commitment from operating cash flow.
Annual Cash Flow Quality Index for UnitedHealth Group Incorporated (1989–2025)
Year-by-year earnings quality comparison for UnitedHealth Group Incorporated. For live market cap and the full company financial profile, see market value of UnitedHealth Group Incorporated.
| Year | Quality Index | Operating CF (USD) | Net Income | YoY Change |
|---|---|---|---|---|
| 2025 | 1.54x | $19.70 Billion | $12.81 Billion | ▼ -3.1% |
| 2024 | 1.59x | $24.20 Billion | $15.24 Billion | ▲ +22.3% |
| 2023 | 1.30x | $29.07 Billion | $22.38 Billion | ▲ +2.3% |
| 2022 | 1.27x | $26.21 Billion | $20.64 Billion | ▲ +0.8% |
| 2021 | 1.26x | $22.34 Billion | $17.73 Billion | ▼ -10.4% |
| 2020 | 1.41x | $22.17 Billion | $15.77 Billion | ▲ +8.4% |
| 2019 | 1.30x | $18.46 Billion | $14.24 Billion | ▼ -1.1% |
| 2018 | 1.31x | $15.71 Billion | $11.99 Billion | ▲ +1.8% |
| 2017 | 1.29x | $13.60 Billion | $10.56 Billion | ▼ -7.7% |
| 2016 | 1.40x | $9.79 Billion | $7.02 Billion | ▼ -16.7% |
| 2015 | 1.68x | $9.74 Billion | $5.81 Billion | ▲ +16.9% |
| 2014 | 1.43x | $8.05 Billion | $5.62 Billion | ▲ +15.3% |
| 2013 | 1.24x | $6.99 Billion | $5.62 Billion | ▼ -4.0% |
| 2012 | 1.29x | $7.16 Billion | $5.53 Billion | ▼ -4.5% |
| 2011 | 1.36x | $6.97 Billion | $5.14 Billion | ▲ +0.1% |
| 2010 | 1.35x | $6.27 Billion | $4.63 Billion | ▼ -8.0% |
| 2009 | 1.47x | $5.62 Billion | $3.82 Billion | ▲ +3.4% |
| 2008 | 1.42x | $4.24 Billion | $2.98 Billion | ▲ +12.7% |
| 2007 | 1.26x | $5.88 Billion | $4.65 Billion | ▼ -19.5% |
| 2006 | 1.57x | $6.53 Billion | $4.16 Billion | ▲ +19.7% |
| 2005 | 1.31x | $4.33 Billion | $3.30 Billion | ▼ -18.0% |
| 2004 | 1.60x | $4.13 Billion | $2.59 Billion | ▼ -2.9% |
| 2003 | 1.65x | $3.00 Billion | $1.82 Billion | ▼ -8.2% |
| 2002 | 1.79x | $2.42 Billion | $1.35 Billion | ▼ -11.3% |
| 2001 | 2.02x | $1.84 Billion | $913.00 Million | ▼ -2.3% |
| 2000 | 2.07x | $1.52 Billion | $736.00 Million | ▼ -1.3% |
| 1999 | 2.09x | $1.19 Billion | $568.00 Million | ▲ +41.0% |
| 1997 | 1.48x | $683.00 Million | $460.00 Million | ▼ -6.1% |
| 1996 | 1.58x | $562.26 Million | $355.64 Million | ▲ +55.5% |
| 1995 | 1.02x | $434.27 Million | $427.10 Million | ▼ -29.0% |
| 1993 | 1.43x | $278.80 Million | $194.60 Million | ▼ -13.4% |
| 1992 | 1.65x | $189.00 Million | $114.20 Million | ▼ -2.4% |
| 1991 | 1.70x | $126.90 Million | $74.80 Million | ▲ +0.0% |
| 1990 | 1.70x | $57.50 Million | $33.90 Million | ▼ -43.5% |
| 1989 | 3.00x | $41.10 Million | $13.70 Million | — |