UnitedHealth Group Incorporated Cash Flow Quality Index
UnitedHealth Group Incorporated cash flow quality index. UnitedHealth Group Incorporated (UNH) has a Cash Flow Quality Index of 1.95x as of June 2026. Operating cash flow of $11.05 Billion exceeds net income of $5.67 Billion, indicating high earnings quality where cash backs reported profits. See UnitedHealth Group Incorporated free cash flow to debt ratio to measure the company's free cash flow as a share of total liabilities.
Cash Flow Quality Index
Operating Cash Flow
Net Income
Data as of
Cash Flow Quality Index of UnitedHealth Group Incorporated (1989–2025)
Cash flow quality index of UnitedHealth Group Incorporated from 1989 to 2025. Historical Cash Flow Quality Index for UnitedHealth Group Incorporated across 35 annual periods. Values consistently above 1.0x indicate high-quality earnings. Explore UNH operating cash to total liabilities to assess how comfortably operating cash covers total debt obligations.
UnitedHealth Group Incorporated Cash Flow Quality Index by Year (1989–2025)
UnitedHealth Group Incorporated cash flow quality index by year from 1989 to 2025. Year-by-year earnings quality comparison for UnitedHealth Group Incorporated. For the full cash flow conversion analysis, see UnitedHealth Group Incorporated (UNH) cash flow conversion.
| Year | Quality Index | Operating CF (USD) | Net Income | YoY Change |
|---|---|---|---|---|
| 2025 | 1.54x | $19.70 Billion | $12.81 Billion | ▼ -3.1% |
| 2024 | 1.59x | $24.20 Billion | $15.24 Billion | ▲ +22.3% |
| 2023 | 1.30x | $29.07 Billion | $22.38 Billion | ▲ +2.3% |
| 2022 | 1.27x | $26.21 Billion | $20.64 Billion | ▲ +0.8% |
| 2021 | 1.26x | $22.34 Billion | $17.73 Billion | ▼ -10.4% |
| 2020 | 1.41x | $22.17 Billion | $15.77 Billion | ▲ +8.4% |
| 2019 | 1.30x | $18.46 Billion | $14.24 Billion | ▼ -1.1% |
| 2018 | 1.31x | $15.71 Billion | $11.99 Billion | ▲ +1.8% |
| 2017 | 1.29x | $13.60 Billion | $10.56 Billion | ▼ -7.7% |
| 2016 | 1.40x | $9.79 Billion | $7.02 Billion | ▼ -16.7% |
| 2015 | 1.68x | $9.74 Billion | $5.81 Billion | ▲ +16.9% |
| 2014 | 1.43x | $8.05 Billion | $5.62 Billion | ▲ +15.3% |
| 2013 | 1.24x | $6.99 Billion | $5.62 Billion | ▼ -4.0% |
| 2012 | 1.29x | $7.16 Billion | $5.53 Billion | ▼ -4.5% |
| 2011 | 1.36x | $6.97 Billion | $5.14 Billion | ▲ +0.1% |
| 2010 | 1.35x | $6.27 Billion | $4.63 Billion | ▼ -8.0% |
| 2009 | 1.47x | $5.62 Billion | $3.82 Billion | ▲ +3.4% |
| 2008 | 1.42x | $4.24 Billion | $2.98 Billion | ▲ +12.7% |
| 2007 | 1.26x | $5.88 Billion | $4.65 Billion | ▼ -19.5% |
| 2006 | 1.57x | $6.53 Billion | $4.16 Billion | ▲ +19.7% |
| 2005 | 1.31x | $4.33 Billion | $3.30 Billion | ▼ -18.0% |
| 2004 | 1.60x | $4.13 Billion | $2.59 Billion | ▼ -2.9% |
| 2003 | 1.65x | $3.00 Billion | $1.82 Billion | ▼ -8.2% |
| 2002 | 1.79x | $2.42 Billion | $1.35 Billion | ▼ -11.3% |
| 2001 | 2.02x | $1.84 Billion | $913.00 Million | ▼ -2.3% |
| 2000 | 2.07x | $1.52 Billion | $736.00 Million | ▼ -1.3% |
| 1999 | 2.09x | $1.19 Billion | $568.00 Million | ▲ +41.0% |
| 1997 | 1.48x | $683.00 Million | $460.00 Million | ▼ -6.1% |
| 1996 | 1.58x | $562.26 Million | $355.64 Million | ▲ +55.5% |
| 1995 | 1.02x | $434.27 Million | $427.10 Million | ▼ -29.0% |
| 1993 | 1.43x | $278.80 Million | $194.60 Million | ▼ -13.4% |
| 1992 | 1.65x | $189.00 Million | $114.20 Million | ▼ -2.4% |
| 1991 | 1.70x | $126.90 Million | $74.80 Million | ▲ +0.0% |
| 1990 | 1.70x | $57.50 Million | $33.90 Million | ▼ -43.5% |
| 1989 | 3.00x | $41.10 Million | $13.70 Million | — |