UnitedHealth Group Incorporated (UNH) — Defensive Interval Ratio

Latest as of December 2025: 269 days

UnitedHealth Group Incorporated (UNH) has a Defensive Interval Ratio of 269 days as of December 2025. Defensive assets of $84.59 Billion (cash $28.12 Billion, short-term investments $3.76 Billion, receivables $52.72 Billion) cover 269 days of daily cash needs of $314.79 Million/day. Check how tangible is UnitedHealth Group Incorporated's equity to evaluate the tangible quality of the company's equity base.

Defensive Interval Ratio

269 days
Days of operational coverage

Defensive Assets

$84.59 Billion
Cash + ST Investments + Receivables

Daily Cash Need

$314.79 Million
Current Liabilities ÷ 365

Current Liabilities

$114.90 Billion
USD

UnitedHealth Group Incorporated Defensive Interval Ratio (1985–2025)

This chart shows how UnitedHealth Group Incorporated's Defensive Interval Ratio has evolved across 41 annual periods from 1985 to 2025. As of December 2025, the ratio stands at 269 days, meaning defensive assets of $84.59 Billion can fund 269 days of operations without new revenue. Also explore net asset momentum of UnitedHealth Group Incorporated to track the company's year-over-year net asset growth rate.

Annual Defensive Interval Ratio for UnitedHealth Group Incorporated (1985–2025)

The table below presents the year-by-year Defensive Interval Ratio for UnitedHealth Group Incorporated from 1985 to 2025, covering 41 annual filings. Each row shows defensive assets, daily cash need, the DIR in days, and the change in days compared to the prior year. For live market cap and the full company financial profile, see how much is UnitedHealth Group Incorporated worth.

Year DIR (days) Defensive Assets (USD) Daily Cash Need Cash ST Investments Change (days)
2025 269 days $84.59 Billion $314.79 Million/day $28.12 Billion $3.76 Billion ▼ -4 days
2024 273 days $77.57 Billion $284.30 Million/day $25.31 Billion $3.80 Billion ▲ +20 days
2023 253 days $68.60 Billion $271.38 Million/day $25.43 Billion $4.20 Billion ▲ +48 days
2022 205 days $50.14 Billion $244.48 Million/day $27.91 Billion $4.55 Billion ▲ +27 days
2021 178 days $38.12 Billion $214.50 Million/day $21.38 Billion $2.53 Billion ▲ +13 days
2020 165 days $32.65 Billion $198.41 Million/day $16.92 Billion $2.86 Billion ▲ +11 days
2019 154 days $26.07 Billion $169.27 Million/day $10.98 Billion $3.26 Billion ▼ -22 days
2018 176 days $25.71 Billion $145.78 Million/day $10.87 Billion $3.46 Billion ▼ -5 days
2017 181 days $25.06 Billion $138.25 Million/day $11.98 Billion $3.51 Billion ▲ +22 days
2016 159 days $21.43 Billion $134.84 Million/day $10.43 Billion $2.85 Billion ▲ +86 days
2015 72 days $8.51 Billion $117.53 Million/day $- $1.99 Billion ▲ +1 days
2014 71 days $5.99 Billion $83.90 Million/day $- $1.74 Billion ▲ +6 days
2013 65 days $4.99 Billion $76.39 Million/day $- $1.94 Billion ▼ -51 days
2012 116 days $8.63 Billion $74.29 Million/day $- $3.03 Billion ▲ +7 days
2011 109 days $7.13 Billion $65.54 Million/day $- $2.58 Billion ▲ +20 days
2010 89 days $5.78 Billion $64.93 Million/day $- $2.07 Billion ▲ +6 days
2009 83 days $5.03 Billion $60.72 Million/day $- $1.24 Billion ▲ +3 days
2008 80 days $4.43 Billion $55.32 Million/day $- $783.00 Million ▲ +8 days
2007 72 days $3.65 Billion $50.66 Million/day $- $754.00 Million ▲ +34 days
2006 38 days $1.94 Billion $50.68 Million/day $- $620.00 Million ▼ -1 days
2005 39 days $1.80 Billion $45.60 Million/day $- $590.00 Million ▼ -6 days
2004 46 days $1.42 Billion $31.04 Million/day $- $514.00 Million ▼ -5 days
2003 51 days $1.23 Billion $24.02 Million/day $- $486.00 Million ▼ -8 days
2002 59 days $1.36 Billion $22.96 Million/day $- $701.00 Million ▲ +5 days
2001 55 days $1.13 Billion $20.52 Million/day $- $270.00 Million ▼ -4 days
2000 59 days $1.07 Billion $18.00 Million/day $- $200.00 Million ▼ -31 days
1999 90 days $1.46 Billion $16.14 Million/day $- $546.00 Million ▲ +13 days
1998 78 days $1.14 Billion $14.64 Million/day $- $170.00 Million ▼ -103 days
1997 181 days $1.27 Billion $7.04 Million/day $- $506.00 Million ▲ +13 days
1996 168 days $1.22 Billion $7.24 Million/day $- $610.57 Million ▼ -44 days
1995 212 days $1.41 Billion $6.67 Million/day $- $863.82 Million ▲ +46 days
1994 166 days $302.66 Million $1.82 Million/day $- $135.29 Million ▲ +65 days
1993 102 days $142.70 Million $1.40 Million/day $- $- ▲ +24 days
1992 78 days $71.10 Million $912.60K/day $- $- ▲ +8 days
1991 70 days $45.20 Million $642.47K/day $- $- ▲ +2 days
1990 69 days $26.20 Million $382.19K/day $- $- ▼ -4 days
1989 73 days $20.50 Million $282.19K/day $- $- ▲ +3 days
1988 70 days $15.40 Million $221.10K/day $- $- ▼ -45 days
1987 114 days $30.40 Million $265.75K/day $- $- ▼ -65 days
1986 179 days $34.80 Million $193.97K/day $- $- ▲ +93 days
1985 86 days $6.10 Million $70.96K/day $- $-
DIR = (Cash + Short-term Investments + Net Receivables) / (Daily Cash Expenses)