UnitedHealth Group Incorporated (UNH) — Defensive Interval Ratio
UnitedHealth Group Incorporated (UNH) has a Defensive Interval Ratio of 269 days as of December 2025. Defensive assets of $84.59 Billion (cash $28.12 Billion, short-term investments $3.76 Billion, receivables $52.72 Billion) cover 269 days of daily cash needs of $314.79 Million/day. See UnitedHealth Group Incorporated current assets vs equity to evaluate short-term liquidity relative to the company's equity base.
Defensive Interval Ratio
Defensive Assets
Daily Cash Need
Current Liabilities
UnitedHealth Group Incorporated Defensive Interval Ratio (1985–2025)
This chart shows how UnitedHealth Group Incorporated's Defensive Interval Ratio has evolved across 41 annual periods from 1985 to 2025. As of December 2025, the ratio stands at 269 days, meaning defensive assets of $84.59 Billion can fund 269 days of operations without new revenue. See UnitedHealth Group Incorporated balance sheet quality to measure how much of total assets are equity-financed.
Annual Defensive Interval Ratio for UnitedHealth Group Incorporated (1985–2025)
The table below presents the year-by-year Defensive Interval Ratio for UnitedHealth Group Incorporated from 1985 to 2025, covering 41 annual filings. Each row shows defensive assets, daily cash need, the DIR in days, and the change in days compared to the prior year. For live market cap and the full company financial profile, see UNH market cap.
| Year | DIR (days) | Defensive Assets (USD) | Daily Cash Need | Cash | ST Investments | Change (days) |
|---|---|---|---|---|---|---|
| 2025 | 269 days | $84.59 Billion | $314.79 Million/day | $28.12 Billion | $3.76 Billion | ▼ -4 days |
| 2024 | 273 days | $77.57 Billion | $284.30 Million/day | $25.31 Billion | $3.80 Billion | ▲ +20 days |
| 2023 | 253 days | $68.60 Billion | $271.38 Million/day | $25.43 Billion | $4.20 Billion | ▲ +48 days |
| 2022 | 205 days | $50.14 Billion | $244.48 Million/day | $27.91 Billion | $4.55 Billion | ▲ +27 days |
| 2021 | 178 days | $38.12 Billion | $214.50 Million/day | $21.38 Billion | $2.53 Billion | ▲ +13 days |
| 2020 | 165 days | $32.65 Billion | $198.41 Million/day | $16.92 Billion | $2.86 Billion | ▲ +11 days |
| 2019 | 154 days | $26.07 Billion | $169.27 Million/day | $10.98 Billion | $3.26 Billion | ▼ -22 days |
| 2018 | 176 days | $25.71 Billion | $145.78 Million/day | $10.87 Billion | $3.46 Billion | ▼ -5 days |
| 2017 | 181 days | $25.06 Billion | $138.25 Million/day | $11.98 Billion | $3.51 Billion | ▲ +22 days |
| 2016 | 159 days | $21.43 Billion | $134.84 Million/day | $10.43 Billion | $2.85 Billion | ▲ +86 days |
| 2015 | 72 days | $8.51 Billion | $117.53 Million/day | $- | $1.99 Billion | ▲ +1 days |
| 2014 | 71 days | $5.99 Billion | $83.90 Million/day | $- | $1.74 Billion | ▲ +6 days |
| 2013 | 65 days | $4.99 Billion | $76.39 Million/day | $- | $1.94 Billion | ▼ -51 days |
| 2012 | 116 days | $8.63 Billion | $74.29 Million/day | $- | $3.03 Billion | ▲ +7 days |
| 2011 | 109 days | $7.13 Billion | $65.54 Million/day | $- | $2.58 Billion | ▲ +20 days |
| 2010 | 89 days | $5.78 Billion | $64.93 Million/day | $- | $2.07 Billion | ▲ +6 days |
| 2009 | 83 days | $5.03 Billion | $60.72 Million/day | $- | $1.24 Billion | ▲ +3 days |
| 2008 | 80 days | $4.43 Billion | $55.32 Million/day | $- | $783.00 Million | ▲ +8 days |
| 2007 | 72 days | $3.65 Billion | $50.66 Million/day | $- | $754.00 Million | ▲ +34 days |
| 2006 | 38 days | $1.94 Billion | $50.68 Million/day | $- | $620.00 Million | ▼ -1 days |
| 2005 | 39 days | $1.80 Billion | $45.60 Million/day | $- | $590.00 Million | ▼ -6 days |
| 2004 | 46 days | $1.42 Billion | $31.04 Million/day | $- | $514.00 Million | ▼ -5 days |
| 2003 | 51 days | $1.23 Billion | $24.02 Million/day | $- | $486.00 Million | ▼ -8 days |
| 2002 | 59 days | $1.36 Billion | $22.96 Million/day | $- | $701.00 Million | ▲ +5 days |
| 2001 | 55 days | $1.13 Billion | $20.52 Million/day | $- | $270.00 Million | ▼ -4 days |
| 2000 | 59 days | $1.07 Billion | $18.00 Million/day | $- | $200.00 Million | ▼ -31 days |
| 1999 | 90 days | $1.46 Billion | $16.14 Million/day | $- | $546.00 Million | ▲ +13 days |
| 1998 | 78 days | $1.14 Billion | $14.64 Million/day | $- | $170.00 Million | ▼ -103 days |
| 1997 | 181 days | $1.27 Billion | $7.04 Million/day | $- | $506.00 Million | ▲ +13 days |
| 1996 | 168 days | $1.22 Billion | $7.24 Million/day | $- | $610.57 Million | ▼ -44 days |
| 1995 | 212 days | $1.41 Billion | $6.67 Million/day | $- | $863.82 Million | ▲ +46 days |
| 1994 | 166 days | $302.66 Million | $1.82 Million/day | $- | $135.29 Million | ▲ +65 days |
| 1993 | 102 days | $142.70 Million | $1.40 Million/day | $- | $- | ▲ +24 days |
| 1992 | 78 days | $71.10 Million | $912.60K/day | $- | $- | ▲ +8 days |
| 1991 | 70 days | $45.20 Million | $642.47K/day | $- | $- | ▲ +2 days |
| 1990 | 69 days | $26.20 Million | $382.19K/day | $- | $- | ▼ -4 days |
| 1989 | 73 days | $20.50 Million | $282.19K/day | $- | $- | ▲ +3 days |
| 1988 | 70 days | $15.40 Million | $221.10K/day | $- | $- | ▼ -45 days |
| 1987 | 114 days | $30.40 Million | $265.75K/day | $- | $- | ▼ -65 days |
| 1986 | 179 days | $34.80 Million | $193.97K/day | $- | $- | ▲ +93 days |
| 1985 | 86 days | $6.10 Million | $70.96K/day | $- | $- | — |