UnitedHealth Group Incorporated (UNH) — Defensive Interval Ratio
UnitedHealth Group Incorporated (UNH) has a Defensive Interval Ratio of 209 days as of June 2026. Defensive assets of $24.46 Billion (cash $-, short-term investments $2.88 Billion, receivables $21.57 Billion) cover 209 days of daily cash needs of $117.14 Million/day.
Defensive Interval Ratio
Defensive Assets
Daily Cash Need
Current Liabilities
UnitedHealth Group Incorporated Defensive Interval Ratio (1985–2025)
This chart shows how UnitedHealth Group Incorporated's Defensive Interval Ratio has evolved across 41 annual periods from 1985 to 2025. As of June 2026, the ratio stands at 209 days, meaning defensive assets of $24.46 Billion can fund 209 days of operations without new revenue. For the complete balance sheet picture, see UNH asset base.
Annual Defensive Interval Ratio for UnitedHealth Group Incorporated (1985–2025)
The table below presents the year-by-year Defensive Interval Ratio for UnitedHealth Group Incorporated from 1985 to 2025, covering 41 annual filings. Each row shows defensive assets, daily cash need, the DIR in days, and the change in days compared to the prior year. See UnitedHealth Group Incorporated (UNH) working capital ratio to evaluate short-term liquidity relative to the company's equity base.
| Year | DIR (days) | Defensive Assets (USD) | Daily Cash Need | Cash | ST Investments | Change (days) |
|---|---|---|---|---|---|---|
| 2025 | 269 days | $84.59 Billion | $314.79 Million/day | $28.12 Billion | $3.76 Billion | ▼ -4 days |
| 2024 | 273 days | $77.57 Billion | $284.30 Million/day | $25.31 Billion | $3.80 Billion | ▲ +20 days |
| 2023 | 253 days | $68.60 Billion | $271.38 Million/day | $25.43 Billion | $4.20 Billion | ▼ -5 days |
| 2022 | 257 days | $62.91 Billion | $244.48 Million/day | $27.91 Billion | $4.55 Billion | ▲ +15 days |
| 2021 | 242 days | $51.99 Billion | $214.50 Million/day | $21.38 Billion | $2.53 Billion | ▲ +78 days |
| 2020 | 165 days | $32.65 Billion | $198.41 Million/day | $16.92 Billion | $2.86 Billion | ▲ +11 days |
| 2019 | 154 days | $26.07 Billion | $169.27 Million/day | $10.98 Billion | $3.26 Billion | ▼ -22 days |
| 2018 | 176 days | $25.71 Billion | $145.78 Million/day | $10.87 Billion | $3.46 Billion | ▼ -5 days |
| 2017 | 181 days | $25.06 Billion | $138.25 Million/day | $11.98 Billion | $3.51 Billion | ▲ +22 days |
| 2016 | 159 days | $21.43 Billion | $134.84 Million/day | $10.43 Billion | $2.85 Billion | ▲ +86 days |
| 2015 | 72 days | $8.51 Billion | $117.53 Million/day | $- | $1.99 Billion | ▲ +1 days |
| 2014 | 71 days | $5.99 Billion | $83.90 Million/day | $- | $1.74 Billion | ▲ +6 days |
| 2013 | 65 days | $4.99 Billion | $76.39 Million/day | $- | $1.94 Billion | ▼ -51 days |
| 2012 | 116 days | $8.63 Billion | $74.29 Million/day | $- | $3.03 Billion | ▲ +7 days |
| 2011 | 109 days | $7.13 Billion | $65.54 Million/day | $- | $2.58 Billion | ▲ +20 days |
| 2010 | 89 days | $5.78 Billion | $64.93 Million/day | $- | $2.07 Billion | ▲ +6 days |
| 2009 | 83 days | $5.03 Billion | $60.72 Million/day | $- | $1.24 Billion | ▲ +3 days |
| 2008 | 80 days | $4.43 Billion | $55.32 Million/day | $- | $783.00 Million | ▲ +8 days |
| 2007 | 72 days | $3.65 Billion | $50.66 Million/day | $- | $754.00 Million | ▲ +34 days |
| 2006 | 38 days | $1.94 Billion | $50.68 Million/day | $- | $620.00 Million | ▼ -1 days |
| 2005 | 39 days | $1.80 Billion | $45.60 Million/day | $- | $590.00 Million | ▼ -6 days |
| 2004 | 46 days | $1.42 Billion | $31.04 Million/day | $- | $514.00 Million | ▼ -5 days |
| 2003 | 51 days | $1.23 Billion | $24.02 Million/day | $- | $486.00 Million | ▼ -8 days |
| 2002 | 59 days | $1.36 Billion | $22.96 Million/day | $- | $701.00 Million | ▲ +5 days |
| 2001 | 55 days | $1.13 Billion | $20.52 Million/day | $- | $270.00 Million | ▼ -4 days |
| 2000 | 59 days | $1.07 Billion | $18.00 Million/day | $- | $200.00 Million | ▼ -31 days |
| 1999 | 90 days | $1.46 Billion | $16.14 Million/day | $- | $546.00 Million | ▲ +13 days |
| 1998 | 78 days | $1.14 Billion | $14.64 Million/day | $- | $170.00 Million | ▼ -103 days |
| 1997 | 181 days | $1.27 Billion | $7.04 Million/day | $- | $506.00 Million | ▲ +13 days |
| 1996 | 168 days | $1.22 Billion | $7.24 Million/day | $- | $610.57 Million | ▼ -44 days |
| 1995 | 212 days | $1.41 Billion | $6.67 Million/day | $- | $863.82 Million | ▲ +46 days |
| 1994 | 166 days | $302.66 Million | $1.82 Million/day | $- | $135.29 Million | ▲ +65 days |
| 1993 | 102 days | $142.70 Million | $1.40 Million/day | $- | $- | ▲ +24 days |
| 1992 | 78 days | $71.10 Million | $912.60K/day | $- | $- | ▲ +8 days |
| 1991 | 70 days | $45.20 Million | $642.47K/day | $- | $- | ▲ +2 days |
| 1990 | 69 days | $26.20 Million | $382.19K/day | $- | $- | ▼ -4 days |
| 1989 | 73 days | $20.50 Million | $282.19K/day | $- | $- | ▲ +3 days |
| 1988 | 70 days | $15.40 Million | $221.10K/day | $- | $- | ▼ -45 days |
| 1987 | 114 days | $30.40 Million | $265.75K/day | $- | $- | ▼ -65 days |
| 1986 | 179 days | $34.80 Million | $193.97K/day | $- | $- | ▲ +93 days |
| 1985 | 86 days | $6.10 Million | $70.96K/day | $- | $- | — |