Melhus Sparebank - Asset Resilience Ratio
Melhus Sparebank (MELG) has an Asset Resilience Ratio of 0.74% as of December 2016. The Asset Resilience Ratio measures the percentage of a company's total assets that are held in liquid form (cash and short-term investments). This metric indicates how well-positioned the company is to handle unexpected financial challenges, economic downturns, or strategic opportunities without requiring external financing.
Liquid Assets
Total Assets
Resilience Assessment
Asset Resilience Ratio Trend (2012–2016)
This chart shows how Melhus Sparebank's Asset Resilience Ratio has changed over time. Check asset allocation strategy of Melhus Sparebank to assess the company's strategic physical and investment asset allocation.
Liquid Assets Composition Over Time
This chart breaks down Melhus Sparebank's liquid assets into cash & equivalents and short-term investments, showing how the composition has evolved over time. For market capitalisation and broader financial context, see Melhus Sparebank stock valuation.
Current Liquid Assets Breakdown
| Component | Amount | % of Total Assets |
|---|---|---|
| Cash & Equivalents | Nkr0.00 | 0% |
| Short-term Investments | Nkr59.95 Million | 0.74% |
| Total Liquid Assets | Nkr59.95 Million | 0.74% |
Asset Resilience Insights
- Limited Liquidity: Melhus Sparebank maintains only 0.74% of assets in liquid form.
- This low level may indicate efficient asset utilization but could pose risks during economic downturns.
- The company has significant short-term investments, indicating active treasury management.
Melhus Sparebank Industry Peers by Asset Resilience Ratio
Compare Melhus Sparebank's asset resilience ratio with other companies in the same industry.
| Company | Industry | Asset Resilience Ratio |
|---|---|---|
|
Danske Bank A/S
CO:DANSKE |
Banks - Regional | -5.72% |
|
Bank of Nanjing Co Ltd
SHG:601009 |
Banks - Regional | -5.31% |
|
Turkiye Garanti Bankasi A.S.
IS:GARAN |
Banks - Regional | 0.44% |
|
Old National Bancorp
NASDAQ:ONB |
Banks - Regional | 1.71% |
|
Ameris Bancorp
NASDAQ:ABCB |
Banks - Regional | 7.87% |
|
EQB Inc.
TO:EQB |
Banks - Regional | 2.38% |
|
Bank of Qingdao Co Ltd
SHE:002948 |
Banks - Regional | 1.86% |
|
Danske Andelskassers Bank A/S
CO:DAB |
Banks - Regional | 0.47% |
Annual Asset Resilience Ratio for Melhus Sparebank (2012–2016)
The table below shows the annual Asset Resilience Ratio data for Melhus Sparebank.
| Year | Asset Resilience Ratio (%) | Liquid Assets | Total Assets | Change |
|---|---|---|---|---|
| 2016-12-31 | 0.74% | Nkr59.95 Million ≈ $6.31 Million |
Nkr8.11 Billion ≈ $853.78 Million |
-0.05pp |
| 2015-12-31 | 0.79% | Nkr55.17 Million ≈ $5.81 Million |
Nkr6.98 Billion ≈ $734.75 Million |
+0.78pp |
| 2014-12-31 | 0.01% | Nkr533.00K ≈ $56.09K |
Nkr6.42 Billion ≈ $675.30 Million |
0.00pp |
| 2013-12-31 | 0.01% | Nkr642.00K ≈ $67.56K |
Nkr5.99 Billion ≈ $630.03 Million |
-0.94pp |
| 2012-12-31 | 0.95% | Nkr50.06 Million ≈ $5.27 Million |
Nkr5.29 Billion ≈ $556.56 Million |
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About Melhus Sparebank
Melhus Sparebank, a savings bank, offers various banking products and services to businesses, agriculture customers, and private individuals in Norway. The company offers bank, Boligsparing for Ungdom, mutual fund, and retirement saving accounts. It also provides insurance services for electric scooter, boat, motorcycle, moped, jet ski, caravan, motorhome, ATV, tractor, snowmobile, trailer, and v… Read more