Melhus Sparebank - Asset Resilience Ratio

Latest as of December 2016: 0.74%

Melhus Sparebank (MELG) has an Asset Resilience Ratio of 0.74% as of December 2016. The Asset Resilience Ratio measures the percentage of a company's total assets that are held in liquid form (cash and short-term investments). This metric indicates how well-positioned the company is to handle unexpected financial challenges, economic downturns, or strategic opportunities without requiring external financing. See Melhus Sparebank working capital to net assets to evaluate short-term liquidity relative to the company's equity base.

Liquid Assets

Nkr59.95 Million

≈ $6.31 Million USD Cash + Short-term Investments

Total Assets

Nkr8.11 Billion

≈ $853.78 Million USD All company assets

Resilience Assessment

Low

Financial Resilience Level

Asset Resilience Ratio Trend (2012–2016)

This chart shows how Melhus Sparebank's Asset Resilience Ratio has changed over time. For the complete balance sheet picture, see MELG total asset value.

Liquid Assets Composition Over Time

This chart breaks down Melhus Sparebank's liquid assets into cash & equivalents and short-term investments, showing how the composition has evolved over time. Explore MELG strategic capital deployment ratio to see how much of total assets are deployed in long-term investments.

Current Liquid Assets Breakdown

Component	Amount	% of Total Assets
Cash & Equivalents	Nkr0.00	0%
Short-term Investments	Nkr59.95 Million	0.74%
Total Liquid Assets	Nkr59.95 Million	0.74%

Asset Resilience Insights

Limited Liquidity: Melhus Sparebank maintains only 0.74% of assets in liquid form.
This low level may indicate efficient asset utilization but could pose risks during economic downturns.
The company has significant short-term investments, indicating active treasury management.

Melhus Sparebank Industry Peers by Asset Resilience Ratio

Compare Melhus Sparebank's asset resilience ratio with other companies in the same industry.

Company	Industry	Asset Resilience Ratio
Bank of Hangzhou Co Ltd SHG:600926	Banks - Regional	7.20%
TMBThanachart Bank Public Company Limited F:NVPJ	Banks - Regional	10.46%
FIBI Holdings Ltd TA:FIBIH	Banks - Regional	0.19%
Zuger Kantonalbank SW:ZUGER	Banks - Regional	-31.80%
Grupo Security SN:SECURITY	Banks - Regional	0.15%
Sparekassen Sjaelland-Fyn A/S CO:SPKSJF	Banks - Regional	3.30%
Banco do Estado do Rio Grande do Sul S.A SA:BRSR3	Banks - Regional	0.00%
Kreditbanken A/S CO:KRE	Banks - Regional	0.05%

Annual Asset Resilience Ratio for Melhus Sparebank (2012–2016)

The table below shows the annual Asset Resilience Ratio data for Melhus Sparebank.

Year	Asset Resilience Ratio (%)	Liquid Assets	Total Assets	Change
2016-12-31	0.74%	Nkr59.95 Million ≈ $6.31 Million	Nkr8.11 Billion ≈ $853.78 Million	-0.05pp
2015-12-31	0.79%	Nkr55.17 Million ≈ $5.81 Million	Nkr6.98 Billion ≈ $734.75 Million	+0.78pp
2014-12-31	0.01%	Nkr533.00K ≈ $56.09K	Nkr6.42 Billion ≈ $675.30 Million	0.00pp
2013-12-31	0.01%	Nkr642.00K ≈ $67.56K	Nkr5.99 Billion ≈ $630.03 Million	-0.94pp
2012-12-31	0.95%	Nkr50.06 Million ≈ $5.27 Million	Nkr5.29 Billion ≈ $556.56 Million	--

pp = percentage points

About Melhus Sparebank

OL:MELG Norway Banks - Regional

Market Cap

$54.25 Million

Nkr515.54 Million NOK

Market Cap Rank

#21665 Global

#194 in Norway

Share Price

Nkr186.00

Change (1 day)

+0.00%

52-Week Range

Nkr168.70 - Nkr205.00

All Time High

Nkr205.00