Melhus Sparebank - Asset Resilience Ratio

Latest as of December 2016: 0.74%

Melhus Sparebank (MELG) has an Asset Resilience Ratio of 0.74% as of December 2016. The Asset Resilience Ratio measures the percentage of a company's total assets that are held in liquid form (cash and short-term investments). This metric indicates how well-positioned the company is to handle unexpected financial challenges, economic downturns, or strategic opportunities without requiring external financing. Read MELG total debt and obligations for a breakdown of total debt and financial obligations.

Liquid Assets

Nkr59.95 Million
≈ $6.31 Million USD Cash + Short-term Investments

Total Assets

Nkr8.11 Billion
≈ $853.78 Million USD All company assets

Resilience Assessment

Low
Financial Resilience Level

Asset Resilience Ratio Trend (2012–2016)

This chart shows how Melhus Sparebank's Asset Resilience Ratio has changed over time. See Melhus Sparebank (MELG) shareholders funds for net asset value and shareholders' equity analysis.

Liquid Assets Composition Over Time

This chart breaks down Melhus Sparebank's liquid assets into cash & equivalents and short-term investments, showing how the composition has evolved over time. For market capitalisation and broader financial context, see MELG stock market capitalisation.

Current Liquid Assets Breakdown

Component Amount % of Total Assets
Cash & Equivalents Nkr0.00 0%
Short-term Investments Nkr59.95 Million 0.74%
Total Liquid Assets Nkr59.95 Million 0.74%

Asset Resilience Insights

  • Limited Liquidity: Melhus Sparebank maintains only 0.74% of assets in liquid form.
  • This low level may indicate efficient asset utilization but could pose risks during economic downturns.
  • The company has significant short-term investments, indicating active treasury management.

Melhus Sparebank Industry Peers by Asset Resilience Ratio

Compare Melhus Sparebank's asset resilience ratio with other companies in the same industry.

Company Industry Asset Resilience Ratio
Banco de Chile
SN:CHILE
Banks - Regional 5.79%
Bank of Queensland Ltd
AU:BOQ
Banks - Regional 0.21%
Bank Bukopin Tbk
JK:BBKP
Banks - Regional 0.03%
Laan & Spar Bank AS
CO:LASP
Banks - Regional 0.74%
LINKBANCORP Inc
NASDAQ:LNKB
Banks - Regional 8.55%
Bank Rakyat Indonesia Agroniaga
JK:AGRO
Banks - Regional 8.38%
RMB Holdings Ltd
JSE:RMH
Banks - Regional 20.83%
Banco Bradesco DRC
BA:BBD
Banks - Regional 4.82%

Annual Asset Resilience Ratio for Melhus Sparebank (2012–2016)

The table below shows the annual Asset Resilience Ratio data for Melhus Sparebank.

Year Asset Resilience Ratio (%) Liquid Assets Total Assets Change
2016-12-31 0.74% Nkr59.95 Million
≈ $6.31 Million
Nkr8.11 Billion
≈ $853.78 Million
-0.05pp
2015-12-31 0.79% Nkr55.17 Million
≈ $5.81 Million
Nkr6.98 Billion
≈ $734.75 Million
+0.78pp
2014-12-31 0.01% Nkr533.00K
≈ $56.09K
Nkr6.42 Billion
≈ $675.30 Million
0.00pp
2013-12-31 0.01% Nkr642.00K
≈ $67.56K
Nkr5.99 Billion
≈ $630.03 Million
-0.94pp
2012-12-31 0.95% Nkr50.06 Million
≈ $5.27 Million
Nkr5.29 Billion
≈ $556.56 Million
--
pp = percentage points

About Melhus Sparebank

OL:MELG Norway Banks - Regional
Market Cap
$56.00 Million
Nkr532.18 Million NOK
Market Cap Rank
#21455 Global
#195 in Norway
Share Price
Nkr192.00
Change (1 day)
-0.62%
52-Week Range
Nkr167.30 - Nkr205.00
All Time High
Nkr205.00
About

Melhus Sparebank, a savings bank, offers various banking products and services to businesses, agriculture customers, and private individuals in Norway. The company offers bank, Boligsparing for Ungdom, mutual fund, and retirement saving accounts. It also provides insurance services for electric scooter, boat, motorcycle, moped, jet ski, caravan, motorhome, ATV, tractor, snowmobile, trailer, and v… Read more