Melhus Sparebank - Asset Resilience Ratio

Latest as of December 2016: 0.74%

Melhus Sparebank (MELG) has an Asset Resilience Ratio of 0.74% as of December 2016. The Asset Resilience Ratio measures the percentage of a company's total assets that are held in liquid form (cash and short-term investments). This metric indicates how well-positioned the company is to handle unexpected financial challenges, economic downturns, or strategic opportunities without requiring external financing. Check MELG strategic assets to equity ratio to assess the company's strategic physical and investment asset allocation.

Liquid Assets

Nkr59.95 Million
≈ $6.31 Million USD Cash + Short-term Investments

Total Assets

Nkr8.11 Billion
≈ $853.78 Million USD All company assets

Resilience Assessment

Low
Financial Resilience Level

Asset Resilience Ratio Trend (2012–2016)

This chart shows how Melhus Sparebank's Asset Resilience Ratio has changed over time. See debt-free asset ratio of Melhus Sparebank to measure how much of total assets are equity-financed.

Liquid Assets Composition Over Time

This chart breaks down Melhus Sparebank's liquid assets into cash & equivalents and short-term investments, showing how the composition has evolved over time. For market capitalisation and broader financial context, see MELG stock market capitalisation.

Current Liquid Assets Breakdown

Component Amount % of Total Assets
Cash & Equivalents Nkr0.00 0%
Short-term Investments Nkr59.95 Million 0.74%
Total Liquid Assets Nkr59.95 Million 0.74%

Asset Resilience Insights

  • Limited Liquidity: Melhus Sparebank maintains only 0.74% of assets in liquid form.
  • This low level may indicate efficient asset utilization but could pose risks during economic downturns.
  • The company has significant short-term investments, indicating active treasury management.

Melhus Sparebank Industry Peers by Asset Resilience Ratio

Compare Melhus Sparebank's asset resilience ratio with other companies in the same industry.

Company Industry Asset Resilience Ratio
Kreditbanken A/S
CO:KRE
Banks - Regional 0.05%
Nu Holdings Ltd
NYSE:NU
Banks - Regional 1.52%
Commerzbank AG
XETRA:CBK
Banks - Regional 5.22%
Bank Mandiri Persero Tbk PT
JK:BMRI
Banks - Regional -0.12%
Axos Financial Inc
NYSE:AX
Banks - Regional 0.21%
Bank of Nanjing Co Ltd
SHG:601009
Banks - Regional -5.31%
Qingdao Rural Commercial Bank Corp Class A
SHE:002958
Banks - Regional -13.48%
King’s Town Bank
TW:2809
Banks - Regional -9.61%

Annual Asset Resilience Ratio for Melhus Sparebank (2012–2016)

The table below shows the annual Asset Resilience Ratio data for Melhus Sparebank.

Year Asset Resilience Ratio (%) Liquid Assets Total Assets Change
2016-12-31 0.74% Nkr59.95 Million
≈ $6.31 Million
Nkr8.11 Billion
≈ $853.78 Million
-0.05pp
2015-12-31 0.79% Nkr55.17 Million
≈ $5.81 Million
Nkr6.98 Billion
≈ $734.75 Million
+0.78pp
2014-12-31 0.01% Nkr533.00K
≈ $56.09K
Nkr6.42 Billion
≈ $675.30 Million
0.00pp
2013-12-31 0.01% Nkr642.00K
≈ $67.56K
Nkr5.99 Billion
≈ $630.03 Million
-0.94pp
2012-12-31 0.95% Nkr50.06 Million
≈ $5.27 Million
Nkr5.29 Billion
≈ $556.56 Million
--
pp = percentage points

About Melhus Sparebank

OL:MELG Norway Banks - Regional
Market Cap
$53.39 Million
Nkr507.40 Million NOK
Market Cap Rank
#21729 Global
#194 in Norway
Share Price
Nkr183.06
Change (1 day)
+0.03%
52-Week Range
Nkr167.30 - Nkr205.00
All Time High
Nkr205.00
About

Melhus Sparebank, a savings bank, offers various banking products and services to businesses, agriculture customers, and private individuals in Norway. The company offers bank, Boligsparing for Ungdom, mutual fund, and retirement saving accounts. It also provides insurance services for electric scooter, boat, motorcycle, moped, jet ski, caravan, motorhome, ATV, tractor, snowmobile, trailer, and v… Read more