Melhus Sparebank Net Assets

Latest as of December 2025: Nkr1.70 Billion NOK ≈ $179.21 Million USD

Melhus Sparebank net assets. Based on the latest financial reports, Melhus Sparebank (MELG) has net assets worth Nkr1.70 Billion NOK (≈ $179.21 Million USD) as of December 2025. Net assets (also known as shareholders' equity or book value) represent the difference between a company's total assets (Nkr12.06 Billion ≈ $1.27 Billion USD) and total liabilities (Nkr10.35 Billion ≈ $1.09 Billion USD). This figure indicates the residual interest in the assets after deducting liabilities, essentially showing what would remain for shareholders if all assets were liquidated and all debts paid off. Also explore Melhus Sparebank (MELG) equity growth momentum to track the company's year-over-year net asset growth rate.

Key Net Assets Metrics

Metric	Value
Current Net Assets	Nkr1.70 Billion
% of Total Assets	14.13%
Annual Growth Rate	10.77%
5-Year Change	41.59%
10-Year Change	106.41%
Growth Volatility	10.51

Net Assets of Melhus Sparebank (2000–2025)

Net assets of Melhus Sparebank from 2000 to 2025. This chart illustrates how Melhus Sparebank's net assets have evolved over time, based on quarterly financial data. See Melhus Sparebank (MELG) net asset quality to measure how much of total assets are equity-financed.

Annual Net Assets for Melhus Sparebank (2000–2025)

The table below shows the annual net assets of Melhus Sparebank from 2000 to 2025. For live market cap and overall valuation, see how much is Melhus Sparebank worth.

Year	Net Assets	Change
2025-12-31	Nkr1.70 Billion ≈ $179.21 Million	+8.96%
2024-12-31	Nkr1.56 Billion ≈ $164.47 Million	+5.75%
2023-12-31	Nkr1.48 Billion ≈ $155.53 Million	+13.61%
2022-12-31	Nkr1.30 Billion ≈ $136.90 Million	+8.16%
2021-12-31	Nkr1.20 Billion ≈ $126.57 Million	+7.55%
2020-12-31	Nkr1.12 Billion ≈ $117.68 Million	+1.46%
2019-12-31	Nkr1.10 Billion ≈ $115.99 Million	+11.72%
2018-12-31	Nkr986.62 Million ≈ $103.82 Million	+6.40%
2017-12-31	Nkr927.30 Million ≈ $97.58 Million	+12.39%
2016-12-31	Nkr825.09 Million ≈ $86.82 Million	+40.73%
2015-12-31	Nkr586.30 Million ≈ $61.70 Million	+6.43%
2014-12-31	Nkr550.90 Million ≈ $57.97 Million	+12.12%
2013-12-31	Nkr491.36 Million ≈ $51.71 Million	+35.38%
2012-12-31	Nkr362.94 Million ≈ $38.19 Million	+4.18%
2011-12-31	Nkr348.39 Million ≈ $36.66 Million	+6.35%
2010-12-31	Nkr327.59 Million ≈ $34.47 Million	+8.54%
2009-12-31	Nkr301.83 Million ≈ $31.76 Million	+6.06%
2008-12-31	Nkr284.57 Million ≈ $29.95 Million	+2.07%
2007-12-31	Nkr278.81 Million ≈ $29.34 Million	+5.31%
2006-12-31	Nkr264.75 Million ≈ $27.86 Million	+8.73%
2005-12-31	Nkr243.49 Million ≈ $25.62 Million	+14.47%
2004-12-31	Nkr212.72 Million ≈ $22.38 Million	+4.45%
2003-12-31	Nkr203.65 Million ≈ $21.43 Million	+38.52%
2002-12-31	Nkr147.01 Million ≈ $15.47 Million	+5.38%
2001-12-31	Nkr139.51 Million ≈ $14.68 Million	+5.62%
2000-12-31	Nkr132.08 Million ≈ $13.90 Million	--

Equity Component Analysis

This analysis shows how different components contribute to Melhus Sparebank's total equity over time. Equity components include common stock, retained earnings, additional paid-in capital, and other elements.

Equity Composition Insights

Retained earnings have grown by 129181200000.0% over the analyzed period, indicating profitable operations and earnings retention.

Melhus Sparebank Net Assets Breakdown (December 2025)

Melhus Sparebank net assets breakdown by equity component as of December 2025.

Component	Amount	Percentage
Retained Earnings	Nkr1.29 Billion	75.85%
Common Stock	Nkr277.62 Million	16.30%
Other Components	Nkr133.60 Million	7.85%
Total Equity	Nkr1.70 Billion	100.00%

Melhus Sparebank Competitors by Market Cap

The table below lists competitors of Melhus Sparebank ranked by their market capitalization.

Company	Market Cap
Playstudios Inc NASDAQ:MYPS	$54.93 Million
Lithium Ionic Corp V:LTH	$54.95 Million
Icure Pharmaceutical Incorporation KQ:175250	$54.96 Million
ONDINE BIOMEDICAL INC.CDI F:VF5	$54.97 Million
Ailleron S.A. WAR:ALL	$54.88 Million
Dutaland Bhd KLSE:3948	$54.86 Million
Barratt Redrow plc LSE:BTRW	$54.83 Million
Solutions 30 SE PA:S30	$54.82 Million

Equity Growth Attribution

This analysis shows how different factors contributed to changes in Melhus Sparebank's equity between the two most recent reporting periods.

Equity Growth Insights

From 2024 to 2025, total equity changed from 1,562,947,000 to 1,703,036,000, a change of 140,089,000 (9.0%).
Net income of 140,143,000 contributed positively to equity growth.
Dividend payments of 37,479,000 reduced retained earnings.
Other factors increased equity by 37,425,000.

Equity Change Factors (2024 to 2025)

Factor	Impact	Contribution
Net Income	Nkr140.14 Million	+8.23%
Dividends Paid	Nkr37.48 Million	-2.2%
Other Changes	Nkr37.42 Million	+2.2%
Total Change	Nkr-	8.96%

Book Value vs Market Value Analysis

This analysis compares Melhus Sparebank's book value (net assets) with its market value over time. The relationship between these values can provide insights into investor sentiment and company valuation.

Valuation Insights

Current price-to-book ratio: 0.31x
The company is trading below its book value, potentially indicating the market believes the assets are overvalued on the balance sheet or anticipates future losses.
The price-to-book ratio has decreased from 1.46x to 0.31x over the analyzed period, indicating reduced market premium.

Historical Price-to-Book Ratios

Date	Book Value per Share	Market Price	P/B Ratio
2008-12-31	Nkr128.53	Nkr188.20	x
2009-12-31	Nkr122.57	Nkr188.20	x
2010-12-31	Nkr394.67	Nkr188.20	x
2011-12-31	Nkr419.72	Nkr188.20	x
2012-12-31	Nkr437.26	Nkr188.20	x
2013-12-31	Nkr310.08	Nkr188.20	x
2014-12-31	Nkr347.65	Nkr188.20	x
2015-12-31	Nkr369.99	Nkr188.20	x
2016-12-31	Nkr349.32	Nkr188.20	x
2017-12-31	Nkr334.02	Nkr188.20	x
2018-12-31	Nkr355.38	Nkr188.20	x
2019-12-31	Nkr397.04	Nkr188.20	x
2020-12-31	Nkr402.82	Nkr188.20	x
2021-12-31	Nkr433.24	Nkr188.20	x
2022-12-31	Nkr468.61	Nkr188.20	x
2023-12-31	Nkr532.39	Nkr188.20	x
2024-12-31	Nkr563.02	Nkr188.20	x
2025-12-31	Nkr613.43	Nkr188.20	x

Capital Efficiency Dashboard

This dashboard shows how efficiently Melhus Sparebank utilizes its equity to generate returns, including Return on Equity (ROE) and its components based on the DuPont analysis framework.

Capital Efficiency Insights

Current Return on Equity (ROE): 8.23%
The company has moderate efficiency in generating returns from equity.
DuPont Analysis Breakdown:
• Net Profit Margin: 40.15%
• Asset Turnover: 0.03x
• Equity Multiplier: 7.08x
Recent ROE (8.23%) is below the historical average (8.82%), suggesting potential challenges in capital efficiency.

Historical Capital Efficiency Metrics

Year	Return on Equity	Net Profit Margin	Asset Turnover	Equity Multiplier	Economic Value Added
2007	3.17%	4.18%	0.06x	12.26x	Nkr-19.04 Million
2008	6.93%	7.07%	0.07x	13.19x	Nkr-8.74 Million
2009	8.31%	11.80%	0.05x	13.52x	Nkr-5.11 Million
2010	9.44%	14.59%	0.05x	14.14x	Nkr-1.84 Million
2011	8.63%	12.46%	0.05x	14.96x	Nkr-4.76 Million
2012	14.40%	19.10%	0.05x	14.57x	Nkr15.95 Million
2013	10.15%	17.46%	0.05x	12.18x	Nkr742.80K
2014	11.75%	19.80%	0.05x	11.65x	Nkr9.65 Million
2015	8.16%	17.50%	0.04x	11.91x	Nkr-10.80 Million
2016	10.30%	27.78%	0.04x	10.04x	Nkr2.39 Million
2017	8.54%	26.23%	0.04x	8.85x	Nkr-13.58 Million
2018	8.34%	26.66%	0.04x	8.77x	Nkr-16.35 Million
2019	8.85%	27.78%	0.04x	8.16x	Nkr-12.64 Million
2020	7.89%	27.78%	0.03x	8.50x	Nkr-23.63 Million
2021	8.75%	35.54%	0.03x	8.50x	Nkr-15.04 Million
2022	7.73%	25.17%	0.04x	8.07x	Nkr-29.48 Million
2023	9.16%	20.58%	0.06x	7.50x	Nkr-12.45 Million
2024	8.93%	18.71%	0.07x	7.10x	Nkr-16.79 Million
2025	8.23%	40.15%	0.03x	7.08x	Nkr-30.16 Million

Industry Comparison

This section compares Melhus Sparebank's net assets metrics with peer companies in the Banks - Regional industry.

Industry Context

Industry: Banks - Regional
Average net assets among peers: $3,761,241,116
Average return on equity (ROE) among peers: 9.24%

Peer Company Comparison

Company	Net Assets	Return on Equity	Debt-to-Equity	Market Cap
Melhus Sparebank (MELG)	Nkr1.70 Billion	3.17%	6.08x	$54.89 Million
Aasen Sparebank (AASB)	$568.33 Million	7.16%	7.69x	$25.12 Million
Aurskog Sparebank (AURG)	$2.55 Billion	10.17%	7.33x	$124.75 Million
Bien Sparebank ASA (BIEN)	$652.26 Million	6.45%	6.60x	$86.07 Million
DnB ASA (DNB)	$25.84 Billion	15.87%	12.86x	$47.74 Billion
Grong Sparebank (GRONG)	$580.78 Million	7.93%	9.14x	$70.64 Million
Helgeland Sparebank (HELG)	$3.56 Billion	8.56%	8.56x	$485.19 Million
Holand og Setskog Sparebank (HSPG)	$294.96 Million	5.63%	12.41x	$8.69 Million
Instabank ASA (INSTA)	$948.14 Million	10.64%	6.68x	$230.55 Million
Jaeren Sparebank (JAREN)	$2.11 Billion	7.18%	6.55x	$168.20 Million
Kraft Bank Asa (KRAB)	$506.89 Million	12.83%	7.71x	$51.62 Million

About Melhus Sparebank

OL:MELG Norway Banks - Regional

Market Cap

$54.89 Million

Nkr521.64 Million NOK

Market Cap Rank

#21332 Global

#192 in Norway

Share Price

Nkr188.20

Change (1 day)

+1.51%

52-Week Range

Nkr173.00 - Nkr205.00

All Time High

Nkr205.00