Melhus Sparebank (MELG) — Financial Flexibility Index
Melhus Sparebank (MELG) has a Financial Flexibility Index of 0.02x as of December 2025. Free cash flow of Nkr187.40 Million (operating CF Nkr187.40 Million minus capex Nkr0.00) represents 0% of total liabilities (Nkr10.35 Billion). Check MELG PP&E to net assets ratio to assess the company's strategic physical and investment asset allocation.
Financial Flexibility Index
Free Cash Flow
Total Liabilities
Capital Expenditures
Melhus Sparebank Financial Flexibility Index (2008–2025)
Historical Financial Flexibility Index trend for Melhus Sparebank across 18 annual periods. See how liquid is Melhus Sparebank's working capital to evaluate short-term liquidity relative to the company's equity base.
Annual Financial Flexibility Index for Melhus Sparebank (2008–2025)
Year-by-year free cash flow to debt coverage for Melhus Sparebank. For the full company profile including market capitalisation, see Melhus Sparebank market capitalisation.
| Year | Flexibility Index | Free Cash Flow (NOK) | Operating CF | Total Liabilities | YoY Change |
|---|---|---|---|---|---|
| 2025 | 0.02x | Nkr187.40 Million | Nkr187.40 Million | Nkr10.35 Billion | ▲ +11.1% |
| 2024 | 0.02x | Nkr155.26 Million | Nkr144.56 Million | Nkr9.53 Billion | ▼ -35.8% |
| 2023 | 0.03x | Nkr243.56 Million | Nkr243.56 Million | Nkr9.60 Billion | ▼ -53.6% |
| 2022 | 0.05x | Nkr502.91 Million | Nkr316.48 Million | Nkr9.20 Billion | ▲ +306.9% |
| 2021 | -0.03x | Nkr-238.22 Million | Nkr-305.54 Million | Nkr9.02 Billion | ▼ -40.0% |
| 2020 | -0.02x | Nkr-158.26 Million | Nkr-168.14 Million | Nkr8.39 Billion | ▲ +32.8% |
| 2019 | -0.03x | Nkr-221.51 Million | Nkr-222.64 Million | Nkr7.89 Billion | ▲ +21.9% |
| 2018 | -0.04x | Nkr-275.94 Million | Nkr-277.07 Million | Nkr7.67 Billion | ▼ -69.2% |
| 2017 | -0.02x | Nkr-154.77 Million | Nkr-156.49 Million | Nkr7.28 Billion | ▲ +77.3% |
| 2016 | -0.09x | Nkr-683.82 Million | Nkr-686.65 Million | Nkr7.29 Billion | ▼ -104.1% |
| 2015 | -0.05x | Nkr-294.00 Million | Nkr-309.99 Million | Nkr6.40 Billion | ▲ +35.8% |
| 2014 | -0.07x | Nkr-420.10 Million | Nkr-421.98 Million | Nkr5.87 Billion | ▲ +46.9% |
| 2013 | -0.13x | Nkr-741.24 Million | Nkr-742.72 Million | Nkr5.50 Billion | ▼ -798.1% |
| 2012 | 0.02x | Nkr95.17 Million | Nkr90.06 Million | Nkr4.93 Billion | ▲ +212.0% |
| 2011 | -0.02x | Nkr-83.91 Million | Nkr-87.82 Million | Nkr4.86 Billion | ▼ -166.4% |
| 2010 | 0.03x | Nkr111.81 Million | Nkr109.26 Million | Nkr4.31 Billion | ▼ -10.7% |
| 2009 | 0.03x | Nkr109.95 Million | Nkr103.80 Million | Nkr3.78 Billion | ▲ +75.1% |
| 2008 | 0.02x | Nkr57.61 Million | Nkr56.59 Million | Nkr3.47 Billion | — |