Melhus Sparebank (MELG) — Financial Flexibility Index
Melhus Sparebank (MELG) has a Financial Flexibility Index of 0.02x as of December 2025. Free cash flow of Nkr187.40 Million (operating CF Nkr187.40 Million minus capex Nkr0.00) represents 0% of total liabilities (Nkr10.35 Billion). Check cash flow reinvestment rate of Melhus Sparebank to assess the company's total reinvestment commitment from operating cash flow.
Financial Flexibility Index
Free Cash Flow
Total Liabilities
Capital Expenditures
Melhus Sparebank Financial Flexibility Index (2008–2025)
Historical Financial Flexibility Index trend for Melhus Sparebank across 18 annual periods. For the full cash flow conversion analysis, see Melhus Sparebank cash conversion from operations.
Annual Financial Flexibility Index for Melhus Sparebank (2008–2025)
Year-by-year free cash flow to debt coverage for Melhus Sparebank. Explore MELG operating cash flow to total debt to assess how comfortably operating cash covers total debt obligations.
| Year | Flexibility Index | Free Cash Flow (NOK) | Operating CF | Total Liabilities | YoY Change |
|---|---|---|---|---|---|
| 2025 | 0.02x | Nkr187.40 Million | Nkr187.40 Million | Nkr10.35 Billion | ▲ +11.1% |
| 2024 | 0.02x | Nkr155.26 Million | Nkr144.56 Million | Nkr9.53 Billion | ▼ -35.8% |
| 2023 | 0.03x | Nkr243.56 Million | Nkr243.56 Million | Nkr9.60 Billion | ▼ -53.6% |
| 2022 | 0.05x | Nkr502.91 Million | Nkr316.48 Million | Nkr9.20 Billion | ▲ +306.9% |
| 2021 | -0.03x | Nkr-238.22 Million | Nkr-305.54 Million | Nkr9.02 Billion | ▼ -40.0% |
| 2020 | -0.02x | Nkr-158.26 Million | Nkr-168.14 Million | Nkr8.39 Billion | ▲ +32.8% |
| 2019 | -0.03x | Nkr-221.51 Million | Nkr-222.64 Million | Nkr7.89 Billion | ▲ +21.9% |
| 2018 | -0.04x | Nkr-275.94 Million | Nkr-277.07 Million | Nkr7.67 Billion | ▼ -69.2% |
| 2017 | -0.02x | Nkr-154.77 Million | Nkr-156.49 Million | Nkr7.28 Billion | ▲ +77.3% |
| 2016 | -0.09x | Nkr-683.82 Million | Nkr-686.65 Million | Nkr7.29 Billion | ▼ -104.1% |
| 2015 | -0.05x | Nkr-294.00 Million | Nkr-309.99 Million | Nkr6.40 Billion | ▲ +35.8% |
| 2014 | -0.07x | Nkr-420.10 Million | Nkr-421.98 Million | Nkr5.87 Billion | ▲ +46.9% |
| 2013 | -0.13x | Nkr-741.24 Million | Nkr-742.72 Million | Nkr5.50 Billion | ▼ -798.1% |
| 2012 | 0.02x | Nkr95.17 Million | Nkr90.06 Million | Nkr4.93 Billion | ▲ +212.0% |
| 2011 | -0.02x | Nkr-83.91 Million | Nkr-87.82 Million | Nkr4.86 Billion | ▼ -166.4% |
| 2010 | 0.03x | Nkr111.81 Million | Nkr109.26 Million | Nkr4.31 Billion | ▼ -10.7% |
| 2009 | 0.03x | Nkr109.95 Million | Nkr103.80 Million | Nkr3.78 Billion | ▲ +75.1% |
| 2008 | 0.02x | Nkr57.61 Million | Nkr56.59 Million | Nkr3.47 Billion | — |