Powszechny Zaklad Ubezpieczen SA - Asset Resilience Ratio

Latest as of December 2025: 12.86%

Powszechny Zaklad Ubezpieczen SA (PZU) has an Asset Resilience Ratio of 12.86% as of December 2025. The Asset Resilience Ratio measures the percentage of a company's total assets that are held in liquid form (cash and short-term investments). This metric indicates how well-positioned the company is to handle unexpected financial challenges, economic downturns, or strategic opportunities without requiring external financing.

Liquid Assets

zł68.85 Billion

Cash + Short-term Investments

Total Assets

zł535.48 Billion

All company assets

Resilience Assessment

Moderate

Financial Resilience Level

Asset Resilience Ratio Trend (2012–2025)

This chart shows how Powszechny Zaklad Ubezpieczen SA's Asset Resilience Ratio has changed over time. Compare with other companies' asset resilience ratios.

Liquid Assets Composition Over Time

This chart breaks down Powszechny Zaklad Ubezpieczen SA's liquid assets into cash & equivalents and short-term investments, showing how the composition has evolved over time.

Current Liquid Assets Breakdown

Component	Amount	% of Total Assets
Cash & Equivalents	zł0.00	0%
Short-term Investments	zł68.85 Billion	12.86%
Total Liquid Assets	zł68.85 Billion	12.86%

Asset Resilience Insights

Moderate Liquidity: Powszechny Zaklad Ubezpieczen SA has 12.86% of assets in liquid form.
While adequate for normal operations, this level may limit flexibility during economic stress.
The company has significant short-term investments, indicating active treasury management.

Powszechny Zaklad Ubezpieczen SA Industry Peers by Asset Resilience Ratio

Compare Powszechny Zaklad Ubezpieczen SA's asset resilience ratio with other companies in the same industry.

Company	Industry	Asset Resilience Ratio
Hanwha General KO:000370	Insurance - Property & Casualty	62.53%
Lotte Non-Life KO:000400	Insurance - Property & Casualty	46.65%
Heungkuk F&M I KO:000540	Insurance - Property & Casualty	54.79%
Heungkuk Fire & Marine Insurance Co Ltd KO:000545	Insurance - Property & Casualty	54.79%
Samsung Fire & Marine Insurance KO:000810	Insurance - Property & Casualty	56.02%
Samsung Fire And Marine Ins Pref KO:000815	Insurance - Property & Casualty	56.02%
Hyundai Mar&Fi KO:001450	Insurance - Property & Casualty	50.59%
DB Insurance Co Ltd KO:005830	Insurance - Property & Casualty	35.49%

Annual Asset Resilience Ratio for Powszechny Zaklad Ubezpieczen SA (2012–2025)

The table below shows the annual Asset Resilience Ratio data for Powszechny Zaklad Ubezpieczen SA.

Year	Asset Resilience Ratio (%)	Liquid Assets	Total Assets	Change
2025-12-31	12.86%	zł68.85 Billion	zł535.48 Billion	+2.30pp
2024-12-31	10.56%	zł53.13 Billion	zł503.26 Billion	+1.08pp
2023-12-31	9.48%	zł44.37 Billion	zł467.89 Billion	+0.37pp
2022-12-31	9.11%	zł39.73 Billion	zł436.12 Billion	-2.06pp
2021-12-31	11.16%	zł44.90 Billion	zł402.13 Billion	-5.79pp
2020-12-31	16.95%	zł64.25 Billion	zł378.97 Billion	+0.87pp
2019-12-31	16.08%	zł55.21 Billion	zł343.34 Billion	+4.29pp
2018-12-31	11.79%	zł38.74 Billion	zł328.55 Billion	-3.50pp
2017-12-31	15.29%	zł48.52 Billion	zł317.40 Billion	+6.00pp
2016-12-31	9.28%	zł11.63 Billion	zł125.34 Billion	+1.94pp
2015-12-31	7.35%	zł7.74 Billion	zł105.43 Billion	+2.93pp
2014-12-31	4.42%	zł2.99 Billion	zł67.57 Billion	+1.34pp
2013-12-31	3.08%	zł1.92 Billion	zł62.36 Billion	-3.94pp
2012-12-31	7.02%	zł3.92 Billion	zł55.91 Billion	--

pp = percentage points

About Powszechny Zaklad Ubezpieczen SA

WAR:PZU Poland Insurance - Property & Casualty

Market Cap

$16.54 Billion

zł60.08 Billion PLN

Market Cap Rank

#1354 Global

#10 in Poland

Share Price

zł69.58

Change (1 day)

+2.35%

52-Week Range

zł54.04 - zł72.12

All Time High

zł72.12