Powszechny Zaklad Ubezpieczen SA (PZU) - Cash Flow Conversion Efficiency

Latest as of December 2025: 0.129x

Based on the latest financial reports, Powszechny Zaklad Ubezpieczen SA (PZU) has a cash flow conversion efficiency ratio of 0.129x as of December 2025. Cash flow conversion efficiency measures how effectively a company's net assets (equity) generate operating cash flow. It is calculated by dividing operating cash flow (zł9.34 Billion ≈ $2.57 Billion USD) by net assets (zł72.65 Billion ≈ $20.00 Billion USD). A higher ratio indicates that the company is more efficient at using its equity to generate cash flow from its core operations. See Powszechny Zaklad Ubezpieczen SA (PZU) balance sheet quality index to measure how much of total assets are equity-financed.

Powszechny Zaklad Ubezpieczen SA - Cash Flow Conversion Efficiency Trend (2004–2025)

This chart illustrates how Powszechny Zaklad Ubezpieczen SA's cash flow conversion efficiency has evolved over time, based on yearly financial data. Check earnings quality score of Powszechny Zaklad Ubezpieczen SA to evaluate the quality of earnings relative to operating cash generation.

Powszechny Zaklad Ubezpieczen SA Competitors by Cash Flow Conversion Efficiency

The table below lists competitors of Powszechny Zaklad Ubezpieczen SA ranked by their cash flow conversion efficiency.

Company	Cash Flow Conversion Efficiency
KGHM Polska Miedz SA WAR:KGH	0.041x
CAPGEMINI UNS.ADR 1/5/EO8 F:CGMA	N/A
Grace Fabric Technology Co Ltd SHG:603256	0.029x
Weyerhaeuser Company NYSE:WY	0.006x
AIRTEL AFRICA UNSP.ADR/10 F:9AA0	0.286x
Cholamandalam Investment and Finance Company Limited NSE:CHOLAFIN	-1.249x
Tenet Healthcare Corporation NYSE:THC	0.185x
NIPPON STEEL SP.ADR 033 F:NPSA	N/A

Annual Cash Flow Conversion Efficiency for Powszechny Zaklad Ubezpieczen SA (2004–2025)

The table below shows the annual cash flow conversion efficiency of Powszechny Zaklad Ubezpieczen SA from 2004 to 2025. For the full company profile with market capitalisation and key ratios, see market value of Powszechny Zaklad Ubezpieczen SA.

Year	Net Assets	Operating Cash Flow	Cash Flow Conversion Efficiency	Change
2025-12-31	zł72.65 Billion ≈ $20.00 Billion	zł10.52 Billion ≈ $2.89 Billion	0.145x	-66.66%
2024-12-31	zł65.26 Billion ≈ $17.96 Billion	zł28.34 Billion ≈ $7.80 Billion	0.434x	-6.33%
2023-12-31	zł60.48 Billion ≈ $16.64 Billion	zł28.04 Billion ≈ $7.72 Billion	0.464x	-15.03%
2022-12-31	zł39.75 Billion ≈ $10.94 Billion	zł21.69 Billion ≈ $5.97 Billion	0.546x	+194.42%
2021-12-31	zł39.99 Billion ≈ $11.01 Billion	zł7.41 Billion ≈ $2.04 Billion	0.185x	-71.85%
2020-12-31	zł43.40 Billion ≈ $11.95 Billion	zł28.58 Billion ≈ $7.87 Billion	0.658x	+2368.46%
2019-12-31	zł39.29 Billion ≈ $10.81 Billion	zł1.05 Billion ≈ $288.42 Million	0.027x	+147.60%
2018-12-31	zł37.41 Billion ≈ $10.29 Billion	zł403.00 Million ≈ $110.91 Million	0.011x	-97.37%
2017-12-31	zł37.60 Billion ≈ $10.35 Billion	zł15.42 Billion ≈ $4.24 Billion	0.410x	+65.79%
2016-12-31	zł17.13 Billion ≈ $4.71 Billion	zł4.24 Billion ≈ $1.17 Billion	0.247x	+60.31%
2015-12-31	zł15.18 Billion ≈ $4.18 Billion	zł2.34 Billion ≈ $644.65 Million	0.154x	-31.53%
2014-12-31	zł13.17 Billion ≈ $3.62 Billion	zł2.97 Billion ≈ $816.76 Million	0.225x	-10.17%
2013-12-31	zł13.13 Billion ≈ $3.61 Billion	zł3.29 Billion ≈ $906.46 Million	0.251x	+9.98%
2012-12-31	zł14.27 Billion ≈ $3.93 Billion	zł3.26 Billion ≈ $895.87 Million	0.228x	+84.93%
2011-12-31	zł12.87 Billion ≈ $3.54 Billion	zł1.59 Billion ≈ $436.92 Million	0.123x	+236.37%
2010-12-31	zł12.80 Billion ≈ $3.52 Billion	zł469.42 Million ≈ $129.19 Million	0.037x	+126.82%
2009-12-31	zł11.27 Billion ≈ $3.10 Billion	zł-1.54 Billion ≈ $-423.98 Million	-0.137x	-157.70%
2008-12-31	zł19.07 Billion ≈ $5.25 Billion	zł4.52 Billion ≈ $1.24 Billion	0.237x	+93.89%
2007-12-31	zł16.87 Billion ≈ $4.64 Billion	zł2.06 Billion ≈ $567.25 Million	0.122x	-43.54%
2006-12-31	zł13.33 Billion ≈ $3.67 Billion	zł2.89 Billion ≈ $794.15 Million	0.216x	+71.71%
2005-12-31	zł10.89 Billion ≈ $3.00 Billion	zł1.37 Billion ≈ $377.91 Million	0.126x	-30.50%
2004-12-31	zł8.37 Billion ≈ $2.30 Billion	zł1.52 Billion ≈ $417.58 Million	0.181x	--

About Powszechny Zaklad Ubezpieczen SA

WAR:PZU Poland Insurance - Property & Casualty

Market Cap

$16.89 Billion

zł61.38 Billion PLN

Market Cap Rank

#1470 Global

#7 in Poland

Share Price

zł71.08

Change (1 day)

-0.11%

52-Week Range

zł54.04 - zł72.12

All Time High

zł72.12