Powszechny Zaklad Ubezpieczen SA (PZU) - Cash Flow Conversion Efficiency

Latest as of December 2025: 0.129x

Based on the latest financial reports, Powszechny Zaklad Ubezpieczen SA (PZU) has a cash flow conversion efficiency ratio of 0.129x as of December 2025. Cash flow conversion efficiency measures how effectively a company's net assets (equity) generate operating cash flow. It is calculated by dividing operating cash flow (zł9.34 Billion ≈ $2.57 Billion USD) by net assets (zł72.65 Billion ≈ $20.00 Billion USD). A higher ratio indicates that the company is more efficient at using its equity to generate cash flow from its core operations. Also see PZU company net worth for the company's overall valuation and market capitalisation.

Powszechny Zaklad Ubezpieczen SA - Cash Flow Conversion Efficiency Trend (2004–2025)

This chart illustrates how Powszechny Zaklad Ubezpieczen SA's cash flow conversion efficiency has evolved over time, based on yearly financial data.

Powszechny Zaklad Ubezpieczen SA Competitors by Cash Flow Conversion Efficiency

The table below lists competitors of Powszechny Zaklad Ubezpieczen SA ranked by their cash flow conversion efficiency. Explore PZU cash flow quality index to measure how well operating cash flow supports reported net income.

Company	Cash Flow Conversion Efficiency
International Paper NYSE:IP	0.036x
Banco de Chile F:G4RA	-0.033x
BANCO BRANDESCO SP.ADR 1 F:BREA	-0.111x
A.P. Møller - Mærsk A/S CO:MAERSK-B	0.044x
Wistron Corp TW:3231	-0.170x
Nutanix Inc NASDAQ:NTNX	0.448x
Evolution AB (publ) ST:EVO	0.068x
WOLTERS KLUWER ADR EO-12 F:WOS	N/A

Annual Cash Flow Conversion Efficiency for Powszechny Zaklad Ubezpieczen SA (2004–2025)

The table below shows the annual cash flow conversion efficiency of Powszechny Zaklad Ubezpieczen SA from 2004 to 2025. View PZU live share price for real-time trading data and today's change.

Year	Net Assets	Operating Cash Flow	Cash Flow Conversion Efficiency	Change
2025-12-31	zł72.65 Billion ≈ $20.00 Billion	zł10.52 Billion ≈ $2.89 Billion	0.145x	-66.66%
2024-12-31	zł65.26 Billion ≈ $17.96 Billion	zł28.34 Billion ≈ $7.80 Billion	0.434x	-6.33%
2023-12-31	zł60.48 Billion ≈ $16.64 Billion	zł28.04 Billion ≈ $7.72 Billion	0.464x	-15.03%
2022-12-31	zł39.75 Billion ≈ $10.94 Billion	zł21.69 Billion ≈ $5.97 Billion	0.546x	+194.42%
2021-12-31	zł39.99 Billion ≈ $11.01 Billion	zł7.41 Billion ≈ $2.04 Billion	0.185x	-71.85%
2020-12-31	zł43.40 Billion ≈ $11.95 Billion	zł28.58 Billion ≈ $7.87 Billion	0.658x	+2368.46%
2019-12-31	zł39.29 Billion ≈ $10.81 Billion	zł1.05 Billion ≈ $288.42 Million	0.027x	+147.60%
2018-12-31	zł37.41 Billion ≈ $10.29 Billion	zł403.00 Million ≈ $110.91 Million	0.011x	-97.37%
2017-12-31	zł37.60 Billion ≈ $10.35 Billion	zł15.42 Billion ≈ $4.24 Billion	0.410x	+65.79%
2016-12-31	zł17.13 Billion ≈ $4.71 Billion	zł4.24 Billion ≈ $1.17 Billion	0.247x	+60.31%
2015-12-31	zł15.18 Billion ≈ $4.18 Billion	zł2.34 Billion ≈ $644.65 Million	0.154x	-31.53%
2014-12-31	zł13.17 Billion ≈ $3.62 Billion	zł2.97 Billion ≈ $816.76 Million	0.225x	-10.17%
2013-12-31	zł13.13 Billion ≈ $3.61 Billion	zł3.29 Billion ≈ $906.46 Million	0.251x	+9.98%
2012-12-31	zł14.27 Billion ≈ $3.93 Billion	zł3.26 Billion ≈ $895.87 Million	0.228x	+84.93%
2011-12-31	zł12.87 Billion ≈ $3.54 Billion	zł1.59 Billion ≈ $436.92 Million	0.123x	+236.37%
2010-12-31	zł12.80 Billion ≈ $3.52 Billion	zł469.42 Million ≈ $129.19 Million	0.037x	+126.82%
2009-12-31	zł11.27 Billion ≈ $3.10 Billion	zł-1.54 Billion ≈ $-423.98 Million	-0.137x	-157.70%
2008-12-31	zł19.07 Billion ≈ $5.25 Billion	zł4.52 Billion ≈ $1.24 Billion	0.237x	+93.89%
2007-12-31	zł16.87 Billion ≈ $4.64 Billion	zł2.06 Billion ≈ $567.25 Million	0.122x	-43.54%
2006-12-31	zł13.33 Billion ≈ $3.67 Billion	zł2.89 Billion ≈ $794.15 Million	0.216x	+71.71%
2005-12-31	zł10.89 Billion ≈ $3.00 Billion	zł1.37 Billion ≈ $377.91 Million	0.126x	-30.50%
2004-12-31	zł8.37 Billion ≈ $2.30 Billion	zł1.52 Billion ≈ $417.58 Million	0.181x	--

About Powszechny Zaklad Ubezpieczen SA

WAR:PZU Poland Insurance - Property & Casualty

Market Cap

$18.14 Billion

zł65.90 Billion PLN

Market Cap Rank

#1406 Global

#6 in Poland

Share Price

zł76.32

Change (1 day)

-0.13%

52-Week Range

zł54.04 - zł76.42

All Time High

zł76.42