Powszechny Zaklad Ubezpieczen SA Cash Flow Conversion Efficiency

Latest as of December 2025: 0.129x

Powszechny Zaklad Ubezpieczen SA cash flow conversion efficiency. Based on the latest financial reports, Powszechny Zaklad Ubezpieczen SA (PZU) has a cash flow conversion efficiency ratio of 0.129x as of December 2025. Cash flow conversion efficiency measures how effectively a company's net assets (equity) generate operating cash flow. It is calculated by dividing operating cash flow (zł9.34 Billion ≈ $2.57 Billion USD) by net assets (zł72.65 Billion ≈ $20.00 Billion USD). A higher ratio indicates that the company is more efficient at using its equity to generate cash flow from its core operations.

Cash Flow Conversion Efficiency of Powszechny Zaklad Ubezpieczen SA (2004–2025)

Cash flow conversion efficiency of Powszechny Zaklad Ubezpieczen SA from 2004 to 2025. This chart illustrates how Powszechny Zaklad Ubezpieczen SA's cash flow conversion efficiency has evolved over time, based on yearly financial data. View PZU stock price and chart for real-time trading data and today's change.

Powszechny Zaklad Ubezpieczen SA Cash Flow Conversion Ratio Explained

Powszechny Zaklad Ubezpieczen SA cash flow conversion ratio divides operating cash flow by net assets, so a higher ratio means more cash generated from each unit of shareholder equity.

Powszechny Zaklad Ubezpieczen SA Competitors by Cash Flow Conversion Efficiency

The table below lists competitors of Powszechny Zaklad Ubezpieczen SA ranked by their cash flow conversion efficiency. Also see Powszechny Zaklad Ubezpieczen SA (PZU) market capitalisation for the company's overall valuation and market capitalisation.

Company	Cash Flow Conversion Efficiency
Tech Mahindra Limited NSE:TECHM	0.105x
SAIC Motor Corp Ltd SHG:600104	0.041x
Lite-On Technology Corp TW:2301	0.073x
Computershare Ltd AU:CPU	0.153x
Amer Sports, Inc. NYSE:AS	0.025x
Geberit AG SW:GEBN	0.275x
Brookfield Infrastructure Partners LP NYSE:BIP	0.026x
MERCK KGAA NAM.SP.ADR F:MRKC	0.045x

Annual Cash Flow Conversion Efficiency for Powszechny Zaklad Ubezpieczen SA (2004–2025)

The table below shows the annual cash flow conversion efficiency of Powszechny Zaklad Ubezpieczen SA from 2004 to 2025. Review Powszechny Zaklad Ubezpieczen SA (PZU) FCF generation index to assess how much free cash flow the company generates relative to operating cash flow.

Year	Net Assets	Operating Cash Flow	Cash Flow Conversion Efficiency	Change
2025-12-31	zł72.65 Billion ≈ $20.00 Billion	zł10.52 Billion ≈ $2.89 Billion	0.145x	-66.66%
2024-12-31	zł65.26 Billion ≈ $17.96 Billion	zł28.34 Billion ≈ $7.80 Billion	0.434x	-6.33%
2023-12-31	zł60.48 Billion ≈ $16.64 Billion	zł28.04 Billion ≈ $7.72 Billion	0.464x	-15.03%
2022-12-31	zł39.75 Billion ≈ $10.94 Billion	zł21.69 Billion ≈ $5.97 Billion	0.546x	+194.42%
2021-12-31	zł39.99 Billion ≈ $11.01 Billion	zł7.41 Billion ≈ $2.04 Billion	0.185x	-71.85%
2020-12-31	zł43.40 Billion ≈ $11.95 Billion	zł28.58 Billion ≈ $7.87 Billion	0.658x	+2368.46%
2019-12-31	zł39.29 Billion ≈ $10.81 Billion	zł1.05 Billion ≈ $288.42 Million	0.027x	+147.60%
2018-12-31	zł37.41 Billion ≈ $10.29 Billion	zł403.00 Million ≈ $110.91 Million	0.011x	-97.37%
2017-12-31	zł37.60 Billion ≈ $10.35 Billion	zł15.42 Billion ≈ $4.24 Billion	0.410x	+65.79%
2016-12-31	zł17.13 Billion ≈ $4.71 Billion	zł4.24 Billion ≈ $1.17 Billion	0.247x	+60.31%
2015-12-31	zł15.18 Billion ≈ $4.18 Billion	zł2.34 Billion ≈ $644.65 Million	0.154x	-31.53%
2014-12-31	zł13.17 Billion ≈ $3.62 Billion	zł2.97 Billion ≈ $816.76 Million	0.225x	-10.17%
2013-12-31	zł13.13 Billion ≈ $3.61 Billion	zł3.29 Billion ≈ $906.46 Million	0.251x	+9.98%
2012-12-31	zł14.27 Billion ≈ $3.93 Billion	zł3.26 Billion ≈ $895.87 Million	0.228x	+84.93%
2011-12-31	zł12.87 Billion ≈ $3.54 Billion	zł1.59 Billion ≈ $436.92 Million	0.123x	+236.37%
2010-12-31	zł12.80 Billion ≈ $3.52 Billion	zł469.42 Million ≈ $129.19 Million	0.037x	+126.82%
2009-12-31	zł11.27 Billion ≈ $3.10 Billion	zł-1.54 Billion ≈ $-423.98 Million	-0.137x	-157.70%
2008-12-31	zł19.07 Billion ≈ $5.25 Billion	zł4.52 Billion ≈ $1.24 Billion	0.237x	+93.89%
2007-12-31	zł16.87 Billion ≈ $4.64 Billion	zł2.06 Billion ≈ $567.25 Million	0.122x	-43.54%
2006-12-31	zł13.33 Billion ≈ $3.67 Billion	zł2.89 Billion ≈ $794.15 Million	0.216x	+71.71%
2005-12-31	zł10.89 Billion ≈ $3.00 Billion	zł1.37 Billion ≈ $377.91 Million	0.126x	-30.50%
2004-12-31	zł8.37 Billion ≈ $2.30 Billion	zł1.52 Billion ≈ $417.58 Million	0.181x	--

About Powszechny Zaklad Ubezpieczen SA

WAR:PZU Poland Insurance - Property & Casualty

Market Cap

$17.14 Billion

zł62.29 Billion PLN

Market Cap Rank

#1427 Global

#7 in Poland

Share Price

zł72.14

Change (1 day)

-1.58%

52-Week Range

zł59.04 - zł77.00

All Time High

zł77.00