Powszechny Zaklad Ubezpieczen SA (PZU) — Cash Flow Reinvestment Rate
Powszechny Zaklad Ubezpieczen SA (PZU) has a Cash Flow Reinvestment Rate of 6.41x as of December 2025, reinvesting zł59.88 Billion (capex zł660.00 Million plus investments zł-59.22 Billion) from operating cash flow of zł9.34 Billion. Check earnings quality score of Powszechny Zaklad Ubezpieczen SA to evaluate the quality of earnings relative to operating cash generation.
Reinvestment Rate
Total Reinvested
Operating Cash Flow
Capital Expenditures
Powszechny Zaklad Ubezpieczen SA Cash Flow Reinvestment Rate (2004–2025)
Historical reinvestment intensity for Powszechny Zaklad Ubezpieczen SA across 21 annual periods. Explore PZU strategic capital deployment ratio to see how much of total assets are deployed in long-term investments.
Annual Cash Flow Reinvestment Rate for Powszechny Zaklad Ubezpieczen SA (2004–2025)
Year-by-year capital reinvestment analysis for Powszechny Zaklad Ubezpieczen SA. For live market cap and broader valuation context, see Powszechny Zaklad Ubezpieczen SA market capitalisation.
| Year | Reinvestment Rate | Total Reinvested (PLN) | Operating CF | Capex | YoY Change |
|---|---|---|---|---|---|
| 2025 | 4.98x | zł52.34 Billion | zł10.52 Billion | zł1.51 Billion | ▲ +400.5% |
| 2024 | 0.99x | zł28.18 Billion | zł28.34 Billion | zł1.39 Billion | ▲ +8.8% |
| 2023 | 0.91x | zł25.63 Billion | zł28.04 Billion | zł1.30 Billion | ▼ -0.6% |
| 2022 | 0.92x | zł19.93 Billion | zł21.69 Billion | zł1.03 Billion | ▲ +162.9% |
| 2021 | 0.35x | zł2.59 Billion | zł7.41 Billion | zł1.25 Billion | ▼ -65.9% |
| 2020 | 1.03x | zł29.33 Billion | zł28.58 Billion | zł1.26 Billion | ▼ -84.7% |
| 2019 | 6.72x | zł7.05 Billion | zł1.05 Billion | zł903.00 Million | ▼ -69.6% |
| 2018 | 22.14x | zł8.92 Billion | zł403.00 Million | zł824.00 Million | ▲ +2726.9% |
| 2017 | 0.78x | zł12.08 Billion | zł15.42 Billion | zł578.00 Million | ▲ +374.0% |
| 2016 | 0.17x | zł700.00 Million | zł4.24 Billion | zł700.00 Million | ▲ +20.6% |
| 2015 | 0.14x | zł320.91 Million | zł2.34 Billion | zł320.91 Million | ▲ +58.0% |
| 2014 | 0.09x | zł257.34 Million | zł2.97 Billion | zł257.34 Million | ▲ +26.9% |
| 2013 | 0.07x | zł225.11 Million | zł3.29 Billion | zł225.11 Million | ▲ +53.6% |
| 2012 | 0.04x | zł144.88 Million | zł3.26 Billion | zł144.88 Million | ▼ -58.0% |
| 2011 | 0.11x | zł168.44 Million | zł1.59 Billion | zł168.44 Million | ▼ -68.0% |
| 2010 | 0.33x | zł155.85 Million | zł469.42 Million | zł155.85 Million | ▲ +3149.7% |
| 2008 | 0.01x | zł46.16 Million | zł4.52 Billion | zł46.16 Million | ▼ -60.3% |
| 2007 | 0.03x | zł53.10 Million | zł2.06 Billion | zł53.10 Million | ▲ +1770.8% |
| 2006 | 0.00x | zł3.97 Million | zł2.89 Billion | zł3.97 Million | — |
| 2005 | 0.00x | zł0.00 | zł1.37 Billion | zł0.00 | — |
| 2004 | 0.00x | zł0.00 | zł1.52 Billion | zł0.00 | — |