Powszechny Zaklad Ubezpieczen SA (PZU) — Cash Flow Reinvestment Rate

Latest as of December 2025: 6.41x

Powszechny Zaklad Ubezpieczen SA (PZU) has a Cash Flow Reinvestment Rate of 6.41x as of December 2025, reinvesting zł59.88 Billion (capex zł660.00 Million plus investments zł-59.22 Billion) from operating cash flow of zł9.34 Billion. Explore PZU capital reinvestment ratio to see what proportion of operating cash flow is directed to capital expenditures.

Reinvestment Rate

6.41x
(Capex + Investments) / Operating CF

Total Reinvested

zł59.88 Billion
Capex + Investments

Operating Cash Flow

zł9.34 Billion
PLN

Capital Expenditures

zł660.00 Million
PLN

Powszechny Zaklad Ubezpieczen SA Cash Flow Reinvestment Rate (2004–2025)

Historical reinvestment intensity for Powszechny Zaklad Ubezpieczen SA across 21 annual periods. Also explore PZU total assets for the complete picture of this company's asset base.

Annual Cash Flow Reinvestment Rate for Powszechny Zaklad Ubezpieczen SA (2004–2025)

Year-by-year capital reinvestment analysis for Powszechny Zaklad Ubezpieczen SA. For live market cap and broader valuation context, see PZU company net worth.

Year Reinvestment Rate Total Reinvested (PLN) Operating CF Capex YoY Change
2025 4.98x zł52.34 Billion zł10.52 Billion zł1.51 Billion ▲ +400.5%
2024 0.99x zł28.18 Billion zł28.34 Billion zł1.39 Billion ▲ +8.8%
2023 0.91x zł25.63 Billion zł28.04 Billion zł1.30 Billion ▼ -0.6%
2022 0.92x zł19.93 Billion zł21.69 Billion zł1.03 Billion ▲ +162.9%
2021 0.35x zł2.59 Billion zł7.41 Billion zł1.25 Billion ▼ -65.9%
2020 1.03x zł29.33 Billion zł28.58 Billion zł1.26 Billion ▼ -84.7%
2019 6.72x zł7.05 Billion zł1.05 Billion zł903.00 Million ▼ -69.6%
2018 22.14x zł8.92 Billion zł403.00 Million zł824.00 Million ▲ +2726.9%
2017 0.78x zł12.08 Billion zł15.42 Billion zł578.00 Million ▲ +374.0%
2016 0.17x zł700.00 Million zł4.24 Billion zł700.00 Million ▲ +20.6%
2015 0.14x zł320.91 Million zł2.34 Billion zł320.91 Million ▲ +58.0%
2014 0.09x zł257.34 Million zł2.97 Billion zł257.34 Million ▲ +26.9%
2013 0.07x zł225.11 Million zł3.29 Billion zł225.11 Million ▲ +53.6%
2012 0.04x zł144.88 Million zł3.26 Billion zł144.88 Million ▼ -58.0%
2011 0.11x zł168.44 Million zł1.59 Billion zł168.44 Million ▼ -68.0%
2010 0.33x zł155.85 Million zł469.42 Million zł155.85 Million ▲ +3149.7%
2008 0.01x zł46.16 Million zł4.52 Billion zł46.16 Million ▼ -60.3%
2007 0.03x zł53.10 Million zł2.06 Billion zł53.10 Million ▲ +1770.8%
2006 0.00x zł3.97 Million zł2.89 Billion zł3.97 Million
2005 0.00x zł0.00 zł1.37 Billion zł0.00
2004 0.00x zł0.00 zł1.52 Billion zł0.00
Cash Flow Reinvestment Rate = (ABS(Capex) + ABS(Investments)) / Operating Cash Flow