Powszechny Zaklad Ubezpieczen SA (PZU) — Cash Flow Quality Index
Powszechny Zaklad Ubezpieczen SA (PZU) has a Cash Flow Quality Index of 6.34x as of December 2025. Operating cash flow of zł9.34 Billion exceeds net income of zł1.47 Billion, indicating high earnings quality where cash backs reported profits. Explore Powszechny Zaklad Ubezpieczen SA cash conversion from operations to assess how effectively this company generates cash.
Cash Flow Quality Index
Operating Cash Flow
Net Income
Data as of
Powszechny Zaklad Ubezpieczen SA Cash Flow Quality Index (2004–2025)
Historical Cash Flow Quality Index for Powszechny Zaklad Ubezpieczen SA across 22 annual periods. Values consistently above 1.0x indicate high-quality earnings. Check Powszechny Zaklad Ubezpieczen SA investment reinvestment rate to assess the company's total reinvestment commitment from operating cash flow.
Annual Cash Flow Quality Index for Powszechny Zaklad Ubezpieczen SA (2004–2025)
Year-by-year earnings quality comparison for Powszechny Zaklad Ubezpieczen SA. For live market cap and the full company financial profile, see Powszechny Zaklad Ubezpieczen SA stock valuation.
| Year | Quality Index | Operating CF (PLN) | Net Income | YoY Change |
|---|---|---|---|---|
| 2025 | 1.57x | zł10.52 Billion | zł6.70 Billion | ▼ -70.4% |
| 2024 | 5.31x | zł28.34 Billion | zł5.34 Billion | ▲ +204.2% |
| 2023 | 1.74x | zł28.04 Billion | zł16.08 Billion | ▼ -38.8% |
| 2022 | 2.85x | zł21.69 Billion | zł7.61 Billion | ▲ +186.8% |
| 2021 | 0.99x | zł7.41 Billion | zł7.45 Billion | ▼ -85.9% |
| 2020 | 7.04x | zł28.58 Billion | zł4.06 Billion | ▲ +4657.8% |
| 2019 | 0.15x | zł1.05 Billion | zł7.08 Billion | ▲ +160.3% |
| 2018 | 0.06x | zł403.00 Million | zł7.09 Billion | ▼ -98.0% |
| 2017 | 2.79x | zł15.42 Billion | zł5.53 Billion | ▲ +99.6% |
| 2016 | 1.40x | zł4.24 Billion | zł3.03 Billion | ▲ +39.8% |
| 2015 | 1.00x | zł2.34 Billion | zł2.34 Billion | ▲ +0.0% |
| 2014 | 1.00x | zł2.97 Billion | zł2.97 Billion | ▲ +0.0% |
| 2013 | 1.00x | zł3.29 Billion | zł3.29 Billion | ▲ +0.0% |
| 2012 | 1.00x | zł3.26 Billion | zł3.26 Billion | ▲ +47.7% |
| 2011 | 0.68x | zł1.59 Billion | zł2.35 Billion | ▲ +251.7% |
| 2010 | 0.19x | zł469.42 Million | zł2.44 Billion | ▲ +147.0% |
| 2009 | -0.41x | zł-1.54 Billion | zł3.76 Billion | ▼ -121.2% |
| 2008 | 1.93x | zł4.52 Billion | zł2.34 Billion | ▲ +236.7% |
| 2007 | 0.57x | zł2.06 Billion | zł3.60 Billion | ▼ -26.5% |
| 2006 | 0.78x | zł2.89 Billion | zł3.71 Billion | ▲ +82.3% |
| 2005 | 0.43x | zł1.37 Billion | zł3.21 Billion | ▼ -40.2% |
| 2004 | 0.71x | zł1.52 Billion | zł2.12 Billion | — |