Powszechny Zaklad Ubezpieczen SA Cash Flow Quality Index
Powszechny Zaklad Ubezpieczen SA cash flow quality index. Powszechny Zaklad Ubezpieczen SA (PZU) has a Cash Flow Quality Index of 6.34x as of December 2025. Operating cash flow of zł9.34 Billion exceeds net income of zł1.47 Billion, indicating high earnings quality where cash backs reported profits. Explore Powszechny Zaklad Ubezpieczen SA debt service capacity to assess how comfortably operating cash covers total debt obligations.
Cash Flow Quality Index
Operating Cash Flow
Net Income
Data as of
Cash Flow Quality Index of Powszechny Zaklad Ubezpieczen SA (2004–2025)
Cash flow quality index of Powszechny Zaklad Ubezpieczen SA from 2004 to 2025. Historical Cash Flow Quality Index for Powszechny Zaklad Ubezpieczen SA across 22 annual periods. Values consistently above 1.0x indicate high-quality earnings. See Powszechny Zaklad Ubezpieczen SA (PZU) net asset quality to measure how much of total assets are equity-financed.
Powszechny Zaklad Ubezpieczen SA Cash Flow Quality Index by Year (2004–2025)
Powszechny Zaklad Ubezpieczen SA cash flow quality index by year from 2004 to 2025. Year-by-year earnings quality comparison for Powszechny Zaklad Ubezpieczen SA. For the full cash flow conversion analysis, see Powszechny Zaklad Ubezpieczen SA cash conversion from operations.
| Year | Quality Index | Operating CF (PLN) | Net Income | YoY Change |
|---|---|---|---|---|
| 2025 | 1.57x | zł10.52 Billion | zł6.70 Billion | ▼ -70.4% |
| 2024 | 5.31x | zł28.34 Billion | zł5.34 Billion | ▲ +204.2% |
| 2023 | 1.74x | zł28.04 Billion | zł16.08 Billion | ▼ -38.8% |
| 2022 | 2.85x | zł21.69 Billion | zł7.61 Billion | ▲ +186.8% |
| 2021 | 0.99x | zł7.41 Billion | zł7.45 Billion | ▼ -85.9% |
| 2020 | 7.04x | zł28.58 Billion | zł4.06 Billion | ▲ +4657.8% |
| 2019 | 0.15x | zł1.05 Billion | zł7.08 Billion | ▲ +160.3% |
| 2018 | 0.06x | zł403.00 Million | zł7.09 Billion | ▼ -98.0% |
| 2017 | 2.79x | zł15.42 Billion | zł5.53 Billion | ▲ +99.6% |
| 2016 | 1.40x | zł4.24 Billion | zł3.03 Billion | ▲ +39.8% |
| 2015 | 1.00x | zł2.34 Billion | zł2.34 Billion | ▲ +0.0% |
| 2014 | 1.00x | zł2.97 Billion | zł2.97 Billion | ▲ +0.0% |
| 2013 | 1.00x | zł3.29 Billion | zł3.29 Billion | ▲ +0.0% |
| 2012 | 1.00x | zł3.26 Billion | zł3.26 Billion | ▲ +47.7% |
| 2011 | 0.68x | zł1.59 Billion | zł2.35 Billion | ▲ +251.7% |
| 2010 | 0.19x | zł469.42 Million | zł2.44 Billion | ▲ +147.0% |
| 2009 | -0.41x | zł-1.54 Billion | zł3.76 Billion | ▼ -121.2% |
| 2008 | 1.93x | zł4.52 Billion | zł2.34 Billion | ▲ +236.7% |
| 2007 | 0.57x | zł2.06 Billion | zł3.60 Billion | ▼ -26.5% |
| 2006 | 0.78x | zł2.89 Billion | zł3.71 Billion | ▲ +82.3% |
| 2005 | 0.43x | zł1.37 Billion | zł3.21 Billion | ▼ -40.2% |
| 2004 | 0.71x | zł1.52 Billion | zł2.12 Billion | — |