Powszechny Zaklad Ubezpieczen SA Cash Flow-to-Debt Ratio
Powszechny Zaklad Ubezpieczen SA cash flow-to-debt ratio. Powszechny Zaklad Ubezpieczen SA (PZU) has a Cash Flow-to-Debt Ratio of 0.02x as of December 2025, meaning its operating cash flow of zł9.34 Billion could theoretically repay 0% of its total liabilities (zł462.83 Billion) in one year. Check PZU cash to earnings ratio to evaluate the quality of earnings relative to operating cash generation.
CF-to-Debt Ratio
Operating Cash Flow
Total Liabilities
Data as of
Cash Flow-to-Debt Ratio of Powszechny Zaklad Ubezpieczen SA (2004–2025)
Cash flow-to-debt ratio of Powszechny Zaklad Ubezpieczen SA from 2004 to 2025. Historical debt coverage capacity for Powszechny Zaklad Ubezpieczen SA across 22 annual periods. Check PZU cash flow reinvestment rate to assess the company's total reinvestment commitment from operating cash flow.
Powszechny Zaklad Ubezpieczen SA Cash Flow-to-Debt Ratio by Year (2004–2025)
Powszechny Zaklad Ubezpieczen SA cash flow-to-debt ratio by year from 2004 to 2025. Year-by-year debt coverage analysis for Powszechny Zaklad Ubezpieczen SA. For the full cash flow conversion analysis, see PZU cash flow metrics.
| Year | CF-to-Debt Ratio | Operating CF (PLN) | Total Liabilities | YoY Change |
|---|---|---|---|---|
| 2025 | 0.02x | zł10.52 Billion | zł462.83 Billion | ▼ -64.9% |
| 2024 | 0.06x | zł28.34 Billion | zł438.00 Billion | ▼ -6.0% |
| 2023 | 0.07x | zł28.04 Billion | zł407.41 Billion | ▲ +25.8% |
| 2022 | 0.05x | zł21.69 Billion | zł396.37 Billion | ▲ +167.4% |
| 2021 | 0.02x | zł7.41 Billion | zł362.13 Billion | ▼ -76.0% |
| 2020 | 0.09x | zł28.58 Billion | zł335.57 Billion | ▲ +2370.9% |
| 2019 | 0.00x | zł1.05 Billion | zł304.05 Billion | ▲ +149.0% |
| 2018 | 0.00x | zł403.00 Million | zł291.15 Billion | ▼ -97.5% |
| 2017 | 0.06x | zł15.42 Billion | zł279.80 Billion | ▲ +40.8% |
| 2016 | 0.04x | zł4.24 Billion | zł108.22 Billion | ▲ +50.9% |
| 2015 | 0.03x | zł2.34 Billion | zł90.25 Billion | ▼ -52.4% |
| 2014 | 0.05x | zł2.97 Billion | zł54.41 Billion | ▼ -18.5% |
| 2013 | 0.07x | zł3.29 Billion | zł49.23 Billion | ▼ -14.4% |
| 2012 | 0.08x | zł3.26 Billion | zł41.64 Billion | ▲ +93.3% |
| 2011 | 0.04x | zł1.59 Billion | zł39.26 Billion | ▲ +225.1% |
| 2010 | 0.01x | zł469.42 Million | zł37.73 Billion | ▲ +133.8% |
| 2009 | -0.04x | zł-1.54 Billion | zł41.91 Billion | ▼ -131.8% |
| 2008 | 0.12x | zł4.52 Billion | zł39.14 Billion | ▲ +100.4% |
| 2007 | 0.06x | zł2.06 Billion | zł35.79 Billion | ▼ -27.9% |
| 2006 | 0.08x | zł2.89 Billion | zł36.11 Billion | ▲ +87.1% |
| 2005 | 0.04x | zł1.37 Billion | zł32.15 Billion | ▼ -13.9% |
| 2004 | 0.05x | zł1.52 Billion | zł30.60 Billion | — |