Powszechny Zaklad Ubezpieczen SA (PZU) — Cash Flow-to-Debt Ratio
Powszechny Zaklad Ubezpieczen SA (PZU) has a Cash Flow-to-Debt Ratio of 0.02x as of December 2025, meaning its operating cash flow of zł9.34 Billion could theoretically repay 0% of its total liabilities (zł462.83 Billion) in one year. See Powszechny Zaklad Ubezpieczen SA free cash flow generation to measure how efficiently the company converts operating cash flow to free cash.
CF-to-Debt Ratio
Operating Cash Flow
Total Liabilities
Data as of
Powszechny Zaklad Ubezpieczen SA Cash Flow-to-Debt Ratio (2004–2025)
Historical debt coverage capacity for Powszechny Zaklad Ubezpieczen SA across 22 annual periods. Also explore net asset momentum of Powszechny Zaklad Ubezpieczen SA to track the company's year-over-year net asset growth rate.
Annual Cash Flow-to-Debt Ratio for Powszechny Zaklad Ubezpieczen SA (2004–2025)
Year-by-year debt coverage analysis for Powszechny Zaklad Ubezpieczen SA. For market capitalisation and broader financial context, see PZU company net worth.
| Year | CF-to-Debt Ratio | Operating CF (PLN) | Total Liabilities | YoY Change |
|---|---|---|---|---|
| 2025 | 0.02x | zł10.52 Billion | zł462.83 Billion | ▼ -64.9% |
| 2024 | 0.06x | zł28.34 Billion | zł438.00 Billion | ▼ -6.0% |
| 2023 | 0.07x | zł28.04 Billion | zł407.41 Billion | ▲ +25.8% |
| 2022 | 0.05x | zł21.69 Billion | zł396.37 Billion | ▲ +167.4% |
| 2021 | 0.02x | zł7.41 Billion | zł362.13 Billion | ▼ -76.0% |
| 2020 | 0.09x | zł28.58 Billion | zł335.57 Billion | ▲ +2370.9% |
| 2019 | 0.00x | zł1.05 Billion | zł304.05 Billion | ▲ +149.0% |
| 2018 | 0.00x | zł403.00 Million | zł291.15 Billion | ▼ -97.5% |
| 2017 | 0.06x | zł15.42 Billion | zł279.80 Billion | ▲ +40.8% |
| 2016 | 0.04x | zł4.24 Billion | zł108.22 Billion | ▲ +50.9% |
| 2015 | 0.03x | zł2.34 Billion | zł90.25 Billion | ▼ -52.4% |
| 2014 | 0.05x | zł2.97 Billion | zł54.41 Billion | ▼ -18.5% |
| 2013 | 0.07x | zł3.29 Billion | zł49.23 Billion | ▼ -14.4% |
| 2012 | 0.08x | zł3.26 Billion | zł41.64 Billion | ▲ +93.3% |
| 2011 | 0.04x | zł1.59 Billion | zł39.26 Billion | ▲ +225.1% |
| 2010 | 0.01x | zł469.42 Million | zł37.73 Billion | ▲ +133.8% |
| 2009 | -0.04x | zł-1.54 Billion | zł41.91 Billion | ▼ -131.8% |
| 2008 | 0.12x | zł4.52 Billion | zł39.14 Billion | ▲ +100.4% |
| 2007 | 0.06x | zł2.06 Billion | zł35.79 Billion | ▼ -27.9% |
| 2006 | 0.08x | zł2.89 Billion | zł36.11 Billion | ▲ +87.1% |
| 2005 | 0.04x | zł1.37 Billion | zł32.15 Billion | ▼ -13.9% |
| 2004 | 0.05x | zł1.52 Billion | zł30.60 Billion | — |