Powszechny Zaklad Ubezpieczen SA (PZU) — Free Cash Flow Generation Index
Powszechny Zaklad Ubezpieczen SA (PZU) has a Free Cash Flow Generation Index of 0.93x as of December 2025. Free cash flow of zł8.68 Billion represents 1% of operating cash flow (zł9.34 Billion). Read how much debt does Powszechny Zaklad Ubezpieczen SA carry for a breakdown of total debt and financial obligations.
FCF Generation Index
Free Cash Flow
Operating Cash Flow
Capital Expenditures
Powszechny Zaklad Ubezpieczen SA Free Cash Flow Generation Index (2004–2025)
Historical FCF Generation Index trend for Powszechny Zaklad Ubezpieczen SA across 21 annual periods. Explore Powszechny Zaklad Ubezpieczen SA capex to cash flow ratio to see what proportion of operating cash flow is directed to capital expenditures.
Annual Free Cash Flow Generation for Powszechny Zaklad Ubezpieczen SA (2004–2025)
Year-by-year Free Cash Flow Generation Index for Powszechny Zaklad Ubezpieczen SA. For the full company profile including market capitalisation, see how much is Powszechny Zaklad Ubezpieczen SA worth.
| Year | FCG Index | Free Cash Flow (PLN) | Operating CF | Capital Expenditures | YoY Change |
|---|---|---|---|---|---|
| 2025 | 0.86x | zł9.01 Billion | zł10.52 Billion | zł1.51 Billion | ▼ -20.4% |
| 2024 | 1.08x | zł30.50 Billion | zł28.34 Billion | zł1.39 Billion | ▲ +12.8% |
| 2023 | 0.95x | zł26.75 Billion | zł28.04 Billion | zł1.30 Billion | ▲ +0.1% |
| 2022 | 0.95x | zł20.66 Billion | zł21.69 Billion | zł1.03 Billion | ▲ +14.7% |
| 2021 | 0.83x | zł6.16 Billion | zł7.41 Billion | zł1.25 Billion | ▼ -13.1% |
| 2020 | 0.96x | zł27.32 Billion | zł28.58 Billion | zł1.26 Billion | ▲ +590.8% |
| 2019 | 0.14x | zł145.00 Million | zł1.05 Billion | zł903.00 Million | ▲ +113.2% |
| 2018 | -1.04x | zł-421.00 Million | zł403.00 Million | zł824.00 Million | ▼ -208.5% |
| 2017 | 0.96x | zł14.84 Billion | zł15.42 Billion | zł578.00 Million | ▲ +15.3% |
| 2016 | 0.83x | zł3.54 Billion | zł4.24 Billion | zł700.00 Million | ▼ -3.3% |
| 2015 | 0.86x | zł2.02 Billion | zł2.34 Billion | zł320.91 Million | ▼ -5.5% |
| 2014 | 0.91x | zł2.71 Billion | zł2.97 Billion | zł257.34 Million | ▼ -2.0% |
| 2013 | 0.93x | zł3.07 Billion | zł3.29 Billion | zł225.11 Million | ▼ -2.5% |
| 2012 | 0.96x | zł3.11 Billion | zł3.26 Billion | zł144.88 Million | ▲ +6.9% |
| 2011 | 0.89x | zł1.42 Billion | zł1.59 Billion | zł168.44 Million | ▲ +33.8% |
| 2010 | 0.67x | zł313.57 Million | zł469.42 Million | zł155.85 Million | ▼ -32.5% |
| 2008 | 0.99x | zł4.47 Billion | zł4.52 Billion | zł46.16 Million | ▲ +1.6% |
| 2007 | 0.97x | zł2.01 Billion | zł2.06 Billion | zł53.10 Million | ▼ -2.4% |
| 2006 | 1.00x | zł2.88 Billion | zł2.89 Billion | zł3.97 Million | ▼ -0.1% |
| 2005 | 1.00x | zł1.37 Billion | zł1.37 Billion | zł0.00 | ▲ +0.0% |
| 2004 | 1.00x | zł1.52 Billion | zł1.52 Billion | zł0.00 | — |