Powszechny Zaklad Ubezpieczen SA Free Cash Flow Generation Index
Powszechny Zaklad Ubezpieczen SA free cash flow generation index. Powszechny Zaklad Ubezpieczen SA (PZU) has a Free Cash Flow Generation Index of 0.93x as of December 2025. Free cash flow of zł8.68 Billion represents 1% of operating cash flow (zł9.34 Billion).
FCF Generation Index
Free Cash Flow
Operating Cash Flow
Capital Expenditures
Free Cash Flow Generation Index of Powszechny Zaklad Ubezpieczen SA (2004–2025)
Free cash flow generation index of Powszechny Zaklad Ubezpieczen SA from 2004 to 2025. Historical FCF Generation Index trend for Powszechny Zaklad Ubezpieczen SA across 21 annual periods. See Powszechny Zaklad Ubezpieczen SA leverage flexibility ratio to measure the company's free cash flow as a share of total liabilities.
Powszechny Zaklad Ubezpieczen SA Free Cash Flow Generation Index by Year (2004–2025)
Powszechny Zaklad Ubezpieczen SA free cash flow generation index by year from 2004 to 2025. Year-by-year Free Cash Flow Generation Index for Powszechny Zaklad Ubezpieczen SA. For the full cash flow conversion analysis, see PZU operating cash flow.
| Year | FCG Index | Free Cash Flow (PLN) | Operating CF | Capital Expenditures | YoY Change |
|---|---|---|---|---|---|
| 2025 | 0.86x | zł9.01 Billion | zł10.52 Billion | zł1.51 Billion | ▼ -20.4% |
| 2024 | 1.08x | zł30.50 Billion | zł28.34 Billion | zł1.39 Billion | ▲ +12.8% |
| 2023 | 0.95x | zł26.75 Billion | zł28.04 Billion | zł1.30 Billion | ▲ +0.1% |
| 2022 | 0.95x | zł20.66 Billion | zł21.69 Billion | zł1.03 Billion | ▲ +14.7% |
| 2021 | 0.83x | zł6.16 Billion | zł7.41 Billion | zł1.25 Billion | ▼ -13.1% |
| 2020 | 0.96x | zł27.32 Billion | zł28.58 Billion | zł1.26 Billion | ▲ +590.8% |
| 2019 | 0.14x | zł145.00 Million | zł1.05 Billion | zł903.00 Million | ▲ +113.2% |
| 2018 | -1.04x | zł-421.00 Million | zł403.00 Million | zł824.00 Million | ▼ -208.5% |
| 2017 | 0.96x | zł14.84 Billion | zł15.42 Billion | zł578.00 Million | ▲ +15.3% |
| 2016 | 0.83x | zł3.54 Billion | zł4.24 Billion | zł700.00 Million | ▼ -3.3% |
| 2015 | 0.86x | zł2.02 Billion | zł2.34 Billion | zł320.91 Million | ▼ -5.5% |
| 2014 | 0.91x | zł2.71 Billion | zł2.97 Billion | zł257.34 Million | ▼ -2.0% |
| 2013 | 0.93x | zł3.07 Billion | zł3.29 Billion | zł225.11 Million | ▼ -2.5% |
| 2012 | 0.96x | zł3.11 Billion | zł3.26 Billion | zł144.88 Million | ▲ +6.9% |
| 2011 | 0.89x | zł1.42 Billion | zł1.59 Billion | zł168.44 Million | ▲ +33.8% |
| 2010 | 0.67x | zł313.57 Million | zł469.42 Million | zł155.85 Million | ▼ -32.5% |
| 2008 | 0.99x | zł4.47 Billion | zł4.52 Billion | zł46.16 Million | ▲ +1.6% |
| 2007 | 0.97x | zł2.01 Billion | zł2.06 Billion | zł53.10 Million | ▼ -2.4% |
| 2006 | 1.00x | zł2.88 Billion | zł2.89 Billion | zł3.97 Million | ▼ -0.1% |
| 2005 | 1.00x | zł1.37 Billion | zł1.37 Billion | zł0.00 | ▲ +0.0% |
| 2004 | 1.00x | zł1.52 Billion | zł1.52 Billion | zł0.00 | — |