Lloyds Banking Group plc (LLD2) — Capital Reinvestment Ratio
Latest as of December 2025:
1.11x
Lloyds Banking Group plc (LLD2) has a Capital Reinvestment Ratio of 1.11x as of December 2025, meaning it reinvests 1% of its operating cash flow (€5.70 Billion) in capital expenditures (€6.32 Billion). See how much free cash does Lloyds Banking Group plc generate to measure how efficiently the company converts operating cash flow to free cash.
Capital Reinvestment Ratio
1.11x
Capex / Operating Cash Flow
Operating Cash Flow
€5.70 Billion
EUR
Capital Expenditures
€6.32 Billion
EUR
Data as of
Dec 2025
Most recent filing
Lloyds Banking Group plc Capital Reinvestment Ratio (2019–2025)
This chart tracks Lloyds Banking Group plc's Capital Reinvestment Ratio across 4 annual periods.
Annual Capital Reinvestment Ratio for Lloyds Banking Group plc (2019–2025)
Year-by-year Capital Reinvestment Ratio for Lloyds Banking Group plc from 2019 to 2025. For live market cap and broader valuation context, see how much is Lloyds Banking Group plc worth.
| Year | Reinvestment Ratio | Operating CF (EUR) | Capital Expenditures | YoY Change |
|---|---|---|---|---|
| 2025 | 1.11x | €5.70 Billion | €6.32 Billion | ▲ +38.5% |
| 2023 | 0.80x | €6.81 Billion | €5.46 Billion | ▲ +27.5% |
| 2022 | 0.63x | €6.13 Billion | €3.85 Billion | ▲ +85.7% |
| 2019 | 0.34x | €10.17 Billion | €3.44 Billion | — |
Capital Reinvestment Ratio = ABS(Capital Expenditures) / Operating Cash Flow